PYMNTS

FEBRUARY 24, 2020

One of the most important innovations in history is the pendulum clock, which was invented in 1636 by Christiaan Huygens , a Dutch scientist and founder of the field of mathematical physics. Enabling people to use their scarce time more efficiently has been at the core of many disruptive innovations throughout history.

Innovation 209

Innovation Study Mobile Online 209

PYMNTS

JANUARY 23, 2020

The entertainment, insurance, music, restaurant and retail industries are all experimenting with real-time disbursements, as are healthcare providers and government agencies responsible for taxes and other refunds. More online options and real-time payment rails have cropped up in the U.S. The staying power of checks and cash.

Payments 141

Payments Industry Online Survey 141

PYMNTS

MARCH 13, 2020

The main challenge in innovating public payments in the U.S. In Oregon, Mastercard is working with a department of revenue officials to improve their direct deposit architecture, while in Idaho the desired improvement is a wider project that would tie tax, healthcare and other types of public disbursements into an online platform. “We

Payments 188

Payments Idaho Oregon Innovation 188

PYMNTS

MAY 12, 2020

It’s also given innovators a renewed impetus to improve them. For Ossip, this is more than an opportunity to innovate; it is a call to action to rethink how to get money quickly into the hands of workers to meet their personal financial requirements. There are no direct fees to employees or employers.

Innovation 271

Innovation System ATM Taxes 271

Abrigo

JANUARY 20, 2016

2) @CPA_Trendlines – While Twitter is fertile ground for a number of social media-savvy financial professionals who have built their online profile and footprint, Rick Telberg puts most of them to shame. Be sure to follow Isaac for the latest accounting information, particularly on topics related to technology and innovation.

social media 150

social media New York Maryland Taxes 150

PYMNTS

OCTOBER 27, 2017

Low smartphone penetration and the explosion of LTE are the main drivers.”. Xiaomi’s growth is a clear example of how a successful online brand can effectively enter the offline market while maintaining low overheads,” said Canalys Analyst Rushabh Doshi. Growth will continue. Samsung shipped 9.4 million units. Samsung shipped 9.4

Marketing 100

Marketing Samsung United States Apple 100

PYMNTS

JUNE 22, 2020

The company’s second product addresses the main concern with cashierless technology, which is shrinkage. It supports all types of pricing, promotions and tax rules. The goal of the platform is to provide three main things,” Golan told PYMNTS. Second, it allows retailers to better communicate with customers as they shop.

Retail 212

Retail Mobile Maine Technology 212

PYMNTS

APRIL 21, 2017

Though much attention these days is given to the plight of retail in a digitizing world, in his fireside chat with Karen Webster at Innovation Project (IP) 2017, Paul Galant gave IP delegates a critical retail reality check. If you look back at history, the purpose-built payment terminal — that was the innovation.

Retail 103

Retail Innovation Maine Payments 103

PYMNTS

MARCH 1, 2018

The package must include the laundry list of financial records lenders want to review: balance sheets and financial statements, bank statements, tax returns, accounts payable and receivable and details about the vendors on those lists, as well as details about outstanding loans and tax returns.

Data 101

Data Lending Taxes Innovation 101

PYMNTS

FEBRUARY 12, 2018

The slowing growth is off a big base — and the fast growth of online commerce is coming off a very small one, they say, so it will be a long time before in-store sales really tank. What we get from the Census, then, probably underreports online’s cut of retail sales — but no one really knows by how much. What Innovation?

Big Data 135

Big Data Data Retail Marketing 135

Tefkin

JUNE 3, 2014

On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades. Companies such as Betterment (disclosure, Anthemis is an investor & I am a customer) make investing in a diversified portfolio of ETFs easy and provide additional services such as automated rebalancing and tax optimisation.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

AUGUST 3, 2016

But the partnership between Instra and BlueSnap, a global payments company specializing in online payment processing , has handled the challenge with aplomb. Trading online, the company had to be sensitive to cross-border trading requirements. Desleigh Jameson, CEO of Instra, discussed the successful partnership with Karen Webster.

Compliance 100

Compliance System Online Regulation 100

PYMNTS

DECEMBER 13, 2019

The clock is ticking — holiday shipping deadlines are approaching and the last of the holiday shopping procrastinators are either rushing to order online or resigning themselves to a last-minute trip to a crowded mall or shopping center to tough it out in line with all the other procrastinators.

New York City 131

New York City New York Retail US 131

PYMNTS

NOVEMBER 29, 2017

The three main takeaways? An ongoing explosion of technologies, business models, payment types, platforms and services has made 2017 into something of a golden age for businesses, said Frechtling, but illegitimate operations are also benefitting from those innovations. Many became reliant on selling goods and raising money online.

Chicago 117

Chicago Fraud Operations Marketing 117

PYMNTS

APRIL 11, 2016

I was reminded of this phenomenon recently after scanning a bunch of stories that described a variety of “disruptive” innovations in payments. Compared to the alternative — losing it in the market anyway and/or being taxed on whatever returns they might manage to eke out — the downside doesn’t appear too threatening.

San Francisco 100

San Francisco Operations Examples Branding 100

Banking 2020

JANUARY 27, 2016

For example, increased penetration of mobile phones in smaller towns and cities outside of China’s main hubs is resulting in increased numbers of mobile payments. Meanwhile, lawmakers are also looking at rolling out tax breaks for consumers and businesses who use electronic payments over cash.

National 40

National Mobile Technology Payments 40

Alex Jimenez

FEBRUARY 27, 2019

The topics discussed varied from arcane technology topics to discussions about general innovation. The hot topics that I heard during these four days were: AI, Cloud, Diversity, and Innovation. There were similar concerns about browser online banking. 37% of respondents don’t believe online banking is secure. Innovation.

blockchain 40

blockchain Conference Security Innovation 40

PYMNTS

FEBRUARY 18, 2019

For those charged with managing the consumer’s trust and safety when transacting online, and in the midst of increasingly clever cybercrooks, being comfortable going against the status quo flow has become much more important than ever before, he said.

Cards 169

Cards Course Study New York 169

Jeff For Banks

JUNE 2, 2023

In the late 90s, low interest rates made speculative equity investments more attractive than bonds, and at the same time, innovative internet companies grew in popularity among retail investors, professional traders, venture capitalists, and the like (familiar?). What caused it? credit default swaps anyone?). Spread of the Ukraine war?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

DECEMBER 26, 2018

These podcasts focus on innovation, best practices, learning from past failures and the like. A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal. The $300 billion Financial Stress Tax.

blockchain 157

blockchain Payments Online Innovation 157

PYMNTS

APRIL 16, 2018

That most of our elected officials don’t have any clue how Facebook, much less the platform business models that have powered so much innovation across industry segments for thousands of years, work. Those searches are prompted by a consumer’s interest in discovering the answer to something: When are federal taxes due?

Google 121

Google Data social media Branding 121

CB Insights

APRIL 29, 2019

INNOVATION IS MORE THAN FANCY JOB TITLES. Get the free 31-page State of Innovation report to find out how 677 corporate strategy execs are driving change and growth. Innovation Evangelist. Both SAP and Google have employed an innovation evangelist in years past. Innovation Alchemist. Tax Wrangler.

Innovation 78

Innovation Software Taxes Google 78

PYMNTS

JULY 13, 2019

In this age of live multi-player online gaming, and virtual reality, and all things digital, it can be easy to think of board games as an artifact of the analog world. As well, the article continues, younger parents today grew up with board games (and early video games, of course) and are passing along that tradition to their own children.

Video 220

Video Trends Online Millennials 220

PYMNTS

FEBRUARY 22, 2020

They made it onto eBay, though that $8 price tag shot up to $500, $1,000, $4,000, $10,000, $14,000, $18,000 and – as of the writing of this story – around $23,000 on the online auction site. Exclusive brands with limited product drops that generate absurd mark-ups online are far from a new phenomenon. Gone from the shelves, anyway.

Branding 183

Branding Trends social media Course 183

Tomorrow's Transactions

JULY 19, 2016

This was part of a session that also included evidence from my good friend Simon Taylor, formerly of Barclays Bank, and the noted financier Blythe Masters who is in charge of Digital Asset Holdings (DAH) and you can see it all online here. . . . . . . OK, so far so good.

Bitcoin 30

Bitcoin blockchain Policies cryptocurrency 30

CB Insights

SEPTEMBER 10, 2019

As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside.

Millennials 77

Millennials Mobile Lending Cards 77

Lars Markull

JUNE 28, 2020

This is highly valuable information for the user; organizing this data efficiently could really help the user do things like track her expenses or plan her taxes. The European Union’s GDPR policy is one famous example of a policy enacted to safeguard users’ privacy and online data, but it is not the only such policy out there.

Fintech 59

Fintech Data Security Policies 59

CB Insights

JUNE 6, 2019

At the time, CIGS was a far cheaper alternative to polysilicon, the main component in most solar panels — a fact that helped the company raise a total of $1.2B. Coda’s main product was The Coda, a four-door electric sedan. The goal was to become the main company in this space. A few obstacles emerged along the way.

Apple 78

Apple Branding Google Company 78

Lars Markull

JUNE 28, 2020

This is highly valuable information for the user; organizing this data efficiently could really help the user do things like track her expenses or plan her taxes. The European Union’s GDPR policy is one famous example of a policy enacted to safeguard users’ privacy and online data, but it is not the only such policy out there.

Fintech 52

Fintech Data Security Policies 52

CB Insights

MAY 10, 2018

State of Innovation Report. When BeverageCo sought to take advantage of digital, they had many isolated initiatives (such as online advertising and a corporate Facebook page) underway, but lacked traction in any of them. High tax rates on corporate gains meant that the best way to spend profits was to make acquisitions.

Strategy 78

Strategy Management Analytics Tools 78

PYMNTS

AUGUST 10, 2020

By now, you’ve no doubt heard the story about how Isaac Newton turned quarantining during London’s outbreak of the Bubonic Plague between 1665 and 1667 into a time of great focus and innovation. Inertia is what kept physical retail alive — even as online channels have emerged, flourished and expanded. And they never went back.

Retail 291

Retail US Innovation Report 291

PYMNTS

APRIL 25, 2016

And speaking of free, they surely have a great “free” thing going themselves — they get paid really good salaries and other perks that are – let’s sing this together now – “tax FREE!”. The report says that, “borrowers face steep, hidden costs to their online loans in the form of unanticipated bank penalty fees.”.

Regulation 100

Regulation Google Course Cards 100

PYMNTS

MARCH 19, 2018

And that we should do that not because they’re tax evaders or evil — all things he said they, like all of us, are. And not even because they’re job destroyers, which he said is the natural consequence of innovation, and innovation is goodness. They examined anonymized tax data starting in the 1940s until 2015.

Google 148

Google Apple Retail Millennials 148

PYMNTS

FEBRUARY 3, 2020

The city’s entire system was left unusable by the incident, including its online payment systems used for paying property taxes. But, as recent news reports demonstrate, things are going online in cities in the not too distant future in the U.S. The Target Rich City .

Security 237

Security Baltimore Atlanta Portland 237

PYMNTS

JULY 22, 2019

They grilled execs from Google, Amazon and Facebook over claims of their size and power, which is said to be driving smaller companies out of business, reducing opportunities for new innovators to emerge and tilting the competitive playing field too far in their direction. Sound familiar?

Innovation 170

Innovation US Maine Google 170

PYMNTS

JULY 15, 2019

But that isn’t a reason to pause innovation – it’s a reason to work with regulators to build the regulations. “We The group aims to work on policies that will deal with Libra’s effect on payments, monetary policy, regulation and taxes. The early draft of the “Keep Big Tech out of Finance Act,” which was leaked on July 13 from the U.S.

Regulation 100

Regulation cryptocurrency Policies blockchain 100

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78