Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Fintechs know how to reach and work with the community. Our technology, combined with the training that we provide, will result in a best-in-class solution.

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Abrigo

SEPTEMBER 28, 2022

Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 3 Manage construction loan risk better with more accurate and up-to-date data.

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Lending Software Risk Management Management 195

South State Correspondent

JUNE 22, 2022

In this article, we explore the Innovation Matrix and how to use it to better drive your bank’s efforts. Many banks don’t think in terms of innovation and are not set up for innovation. Every bank, no matter the size, should think and train bankers on where, and how to look for improvements. Framing Innovation.

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South State Correspondent

JANUARY 3, 2024

Since many bankers likely have a self-improvement goal in their New Year’s resolutions, we wanted to put out our recommendations right from the start. To do this, we teamed up with Jack Hubbard, Managing Partner of the Modern Banker , to bring you our collective favorites. Heart Spoken , by Elizabeth Cottrell.

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Leadership Management Strategy How To 370

Alex Jimenez

NOVEMBER 4, 2023

FinTech Revolution and AI: The overarching trend was the continued evolution and revolution in the FinTech industry, including the adoption of AI and emerging technologies. While most people talking about AI seemed to be annoyed about the buzz that generative AI has wrought, they understand that we are seeing a new phase in AI technologies.

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Conference Meeting Trends Fintech 84

Abrigo

MARCH 21, 2023

With signs continuing to point toward additional rate hikes, albeit smaller, many financial institutions are uncertain how they can and should manage their balance sheets to effectively combat interest rate risk both in the present moment and to come in 2023 and beyond. You might also like this video on managing interest rate risk.

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Risk Management Management Strategy Lending 195

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. And how did community banks and credit unions respond to the COVID craziness? Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.”

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Idaho Community Industry Strategy 172

Independent Banker

FEBRUARY 28, 2023

It happens every time they open a checking account, apply for a mortgage, make a direct deposit, log into a bank’s website or chat with a banker, and more. Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. We can take that data and we can reach that person online,” Catalano says. “If

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Community Bank Community Marketing Data 129

Abrigo

JULY 25, 2023

How offering FedNow instant payments affects fraud & AML/CFT compliance What financial crime staff can do to prepare fraud and AML functions for implementing the FedNow Service for instant payments. Would you like other articles on fraud and AML/CFT compliance in your inbox? Instant payments service What is FedNow?

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Fraud Payments Security Resources 195

South State Correspondent

MARCH 7, 2024

Microsoft’s Office 365 CoPilot, the integration of the Microsoft version of OpenAI’s Chat GPT into the Office suite, represents the fastest, and likely safest way, to integrate the latest technology within your bank. However, the technology is not without its risks.

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South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Small Idea – It’s Our Kid’s Technology. It was a sobering thought to realize that we are all really building most of this technology for our kids. Complicated technology sucks, but mortality sucks more. Big Idea – Trends.

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South State Correspondent

APRIL 24, 2023

Just when you were getting your bank’s head around how you will operationalize ChatGPT (our breakdown HERE ), AutoGPT, an application built on top of ChatGPT, gets released and takes the technology to a new level. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text.

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social media Data Marketing Technology 195

Jeff For Banks

JANUARY 8, 2017

With all of the scrutiny, negative press, and regulatory change, I don't experience many bankers having fun, either. Get Sh*t Done In my firm's most recent podcast , Tony Labozzetta , CEO of Sussex Bank , described how his team engineered a simultaneous turnaround, growth, and profitability story. But even that is inconsistent.

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Independent Banker

OCTOBER 29, 2014

And technology is important to him. Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. By Ed Avis. Meet Jack Bauhs, your next customer.

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Millennials Community Bank social media Community 110

PYMNTS

APRIL 11, 2018

If Blue Suit’s kids were on the soccer team with the applicant’s kids, then the banker would likely consider that person trustworthy and would agree to the loan, regardless of how likely the customer truly was to pay it back. Blue Suit would listen to the customer’s pitch and decide whether to lend that person money.

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Lending Regulation Google Risk Management 100

PYMNTS

JANUARY 24, 2020

There in Davos, bankers, financiers, technologists, legislators, regulators and thought leaders of all kinds — not to mention a couple of Russian spies dressed as plumbers — gathered for the 50 th annual World Economic Forum. Back on U.S. That was a lot of big news and potential out there this week. percent and 3.3 percent, respectively.

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Payments New York Technology Marketing 131

Gonzobanker

DECEMBER 4, 2019

Recent acquisitions illustrate how data is driving fintech valuations. On the other hand, bank and credit union cultures have struggled with analytics that have historically been supplied (culturally, pushed , often up hill) as infrastructure buys from cost centers. nCino recently announced. And it doesn’t appear to be hubris.

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Analytics Lending Fintech Leadership 91

Independent Banker

NOVEMBER 13, 2014

And technology is important to him. Millennials have the greatest lifetime value of any customers that a bank can win today, and we’re the most up for grabs,” says Jason Dorsey of The Center for Generational Kinetics, which helped develop ICBA’s generational study on millennials. By Ed Avis. Meet Jack Bauhs, your next customer.

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Millennials Community Bank social media Community 87

PYMNTS

AUGUST 10, 2016

Clerico has built WePay from the ground up through his innate love of people and by building relationships with customers to provide them with a payments platform that is exactly what they want and need. Today, I talked to summer interns about their careers and how to be successful at WePay. BC: Well, no day is ever the same.

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Payments Software Innovation Bitcoin 100

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

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Community Bank Community Tampa North Carolina 91

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. But how do we attract a generation that communicates phone-to-phone and text to text, not face to face? How can bank marketers find creative ways to attract those 18-to-29 year old customers?

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Marketing Millennials Community Bank social media 40

Independent Banker

JULY 31, 2022

How can they counteract these effects and maximize financial efficiency? Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. Illustration by Jill DeHaan. By Elizabeth Judd.

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Strategy Community Bank Louisville Community 135

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. Despite that increase in profitability, banks need to be mindful of how they manage their branch and customer base to increase profitability further.

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Data Branch Strategies Strategy Mobile 195

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. Research and everyday observation show how consumers are increasingly using mobile technologies. But how far are they willing to go to do their banking on small mobile devices?

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South State Correspondent

MAY 2, 2022

As a result, bankers love the idea of a sales funnel – put enough prospects at the top of the funnel, and a certain number of customers will fall out the bottom. Here is a fun exercise – Ask a bank product team, “How do you grow customers?” Most banks think in terms of linear growth. Add more resources, and you get more customers.

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social media Management Marketing Resources 195

Perficient

MAY 21, 2021

“See where you’ve been to see how you grow.” Within mere weeks, 22 women are in the final stages of completing a Perficient-sponsored coding bootcamp in Detroit; their final project includes designing their own apps, all of which serve the world in various ways and all certain to make an impact.

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Milwaukee Software Course Detroit 348

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. Efficient and profitable ag lending will be critical as ag loan demand and competition pick up. Forty-one percent use a tablet computer like an iPad that has mobile access to the Internet, up from 19% when the question was first asked in 2014. Efficient processes.

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Lending Analysis System Data 195

Abrigo

DECEMBER 29, 2023

Takeaway 2 Readers in 2023 were most interested in learning how the 1071 rule will impact banks and credit unions and about how automation improves processes. Takeaway 3 Insights related to risk rating processes, ag lending, and signs of contractor failure were also popular.

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Resources Lending Risk Management Policies 221

Abrigo

DECEMBER 22, 2023

Download now Takeaway 1 AML/CFT and fraud professionals often keep up to date on industry trends by reading Abrigo's blog. Abrigo, a leading technology provider of software solutions for financial institutions, published more than 30 risk management articles on its industry-focused blog in 2023.

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Fraud Training Compliance Trends 221

South State Correspondent

MAY 18, 2022

Ask almost any community banker, and they will tell you their value proposition around their bank revolves around service. They are local, they are close to the customer, and they have limited bureaucracy are all factors that get brought up as to why the bank can deliver on its promise. The Need To Improve Customer Problem Resolution.

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social media Training Customer Experience Community Bank 195

PYMNTS

AUGUST 22, 2016

Samantha and Nick would boot up “Jack” every couple of days. Rogoff has a plan for how to rid the world of the 3,000-year-old artifact that he believes has passed its prime. The storyline, of course, seems a bit at odds with the title of the show (which not surprisingly lasted only one season) but it stayed with me.

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South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). By way of background, we gave bankers a primer on how to work with defi and blockchains a while back ( HERE ).

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Payments Trends Data Fintech 195

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. LESS THAN $250 MILLION.

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Community Bank Community Texas Leadership 164

Fintech Labs Insights

MARCH 31, 2015

He was curious about how the mobile user experience at the newcomers compares to that from major banks. So I decided to check out BankMobile , the mobile-first brand of Customers Bank , that has been getting a lot of press lately (for example, Mary Wizniewski in American Banker , David Gerbino in The Financial Brand ). No explanation.

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Mobile User Experience social media Security 12

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). He appealed to bankers to talk about their value creation and higher purpose instead of just making money. Innovation Showcase & Global Innovation Awards.

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Chicago Retail Branch Design Training 97

William Mills

SEPTEMBER 9, 2016

Showing how someone can connect to other vendors for free for their clients. Showing how someone can connect to other vendors for free for their clients. Now showing how Avoka can integrate with a ton of apps in a matter of days with your company’s brand. How do people get into these pre-IPO companies unless they know someone?

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social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

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Community Fintech Industry Innovation 216