PYMNTS

NOVEMBER 7, 2018

A new report from Harvard Business Review Analytic Services and Capital One surveyed businesses with revenues between $25 million and $2 billion to explore how they’re embracing electronic B2B payments — and what’s holding them back from making progress. “It’s not all or nothing.

Survey 145

Survey Capital Marketing Payments 145

PYMNTS

JUNE 9, 2017

In a press release , Vyze said the survey also revealed consumers continue to show loyalty to retailers with whom they have store cards , with 40 percent saying they are more likely to shop at that retailer again. Vyze found Amazon wins when it comes to store cards, with 32 percent of survey respondents having one.

Survey 108

Survey Cards Millennials Retail 108

PYMNTS

NOVEMBER 14, 2017

A new report by business banking market research and analysis firm East & Partners suggests corporations aren’t opposed to changing banks as a direct result of new FinTech solutions businesses want to use. East & Partners found regional trends in corporate treasurers’ demand for FinTech solutions, too.

Tools 179

Tools Fintech Survey Analysis 179

PYMNTS

OCTOBER 17, 2018

Corporate treasurers have said they’re interested in a slew of cutting-edge FinTech solutions that experts believe will disrupt financial business management. These professionals widely agreed that positive disruption is on the horizon as a result of FinTech.

Fintech 177

Fintech Survey Analytics Tools 177

PYMNTS

JANUARY 14, 2020

In today’s top payments news, China is finalizing its rules for online-only banks, Mastercard names Raj Seshadri as its new president of data and services and Visa buys FinTech startup Plaid for $5.3 FinTech Play, Wrapped In Plaid. China Finalizing Laws For Digital-Only Banking. While most U.S. Visa announced its $5.3

Data 131

Data Payments Online Digital Banking 131

PYMNTS

JANUARY 17, 2020

In today’s top news, China’s economy grew by its slowest rate since 1990, Alphabet reached $1 trillion market value, and attempted check fraud spiked 43 percent. bank deposit accounts, according to a survey released by the American Bankers Association. New Year, New Mergers Sizzle For Payments Companies. In Two Years.

Marketing 130

Marketing Fraud Payments Apple 130

PYMNTS

JULY 31, 2017

According to the FinTech’s latest “ Performance Against Customer Expectations (PACE) Report ,” SMEs are unhappy with a lack of options for high-tech products and services, and as more small businesses switch banks, analysts say this discontent could accelerate bank-switching among the nation’s small business community.

Survey 112

Survey Community Bank Community Regional 112

PYMNTS

OCTOBER 22, 2019

FinTech startups and tech giants are bringing new competition and banks risk “becoming footnotes to history” as regulations ease, making it easier for companies to offer financial services. Whereas FinTechs earmark 70 percent of budgets to advancements, legacy banks set aside only 35 percent. Amazon in the U.S.

Survey 101

Survey Fintech Innovation Report 101

PYMNTS

JANUARY 7, 2019

The GAO said it had seen — through interviews with 11 FinTech firms — loan volume grow by sevenfold, while collaborative efforts with banks continued to grow from 2013 to 2017. Of those surveyed, said the GAO, nine of the 11 said that regulatory uncertainty has been a hurdle in credit expansion. Sandboxes, Gathering Steam.

Lending 150

Lending Fintech Data Wyoming 150

PYMNTS

JULY 7, 2020

Surveying the financial services landscape, Linville noted that the current recession hasn’t sparked a credit crisis yet, but no one knows what will happen when pandemic-related forbearance programs run their course by year’s end. He said banks have a leg up on FinTech startups that might find their funding pulled back.

Fintech 223

Fintech Innovation Software Technology 223

PYMNTS

MARCH 26, 2020

In today’s top payments news, postponement of the Olympics due to the coronavirus pandemic has resulted in the loss of billions of dollars, and branchless bank Green Dot tapped Dan Henry to step in as CEO. FinTech Veteran Dan Henry Tapped To Lead Green Dot. He will also join the board of directors. What would it take to close this gap?

Fintech 140

Fintech Payments America Survey 140

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. In its Global Banking Outlook 2018 survey , EY assessed 221 financial institutions across 29 markets. Competitive Disruption.

Regulation 156

Regulation Innovation Fintech Marketing 156

PYMNTS

JANUARY 13, 2020

Federation of Small Businesses (FSB) has released the results of a survey of small to medium-sized businesses’ (SMBs) embrace of open banking two years since the framework took hold and discovered that SMBs continue to distrust lenders. The FSB surveyed 1,000 SMB owners about their data sharing habits. According to reports Monday (Jan.

Data 131

Data Survey Fintech Taxes 131

PYMNTS

SEPTEMBER 27, 2017

The FinTech space is hoping to address these challenges head-on, targeting the paper and manual-based processes of trade finance transactions though innovations like blockchain. The survey polled more than 515 banks and 1,336 companies across 103 countries, finding that FinTech innovators can, indeed, help address the $1.5

Fintech 128

Fintech Survey Lending United States 128

PYMNTS

MAY 25, 2020

Amid the push to digitize, small businesses are increasingly exploring opportunities within FinTech to strengthen their product offerings, adhere to the demands of shifting customer expectations, and embrace business model flexibility — not only endure the current economic downturn, but also to emerge from the volatility more resilient than ever.

Maine 151

Maine Fintech Fraud Marketing 151

PYMNTS

MARCH 22, 2017

Freshbooks VP of Strategy Matthew Baker highlighted these findings in a chat with PYMNTS to weave through the research and sound off on some of the survey results that most caught his attention. It’s a large responsibility, but as Freshbooks’ survey found, many small business owners are learning how to operate with a trial-and-error mindset.

Survey 102

Survey Lending Resources Report 102

PYMNTS

SEPTEMBER 14, 2018

The news comes as the department was recommending in July that online lenders be subjected to the same scrutiny and regulations that traditional banks face. Among its findings is that the majority of New Yorkers using online banking are individuals as opposed to businesses. A bill signed by Governor Andrew M.

New York 173

New York Fintech Lending Regulation 173

PYMNTS

SEPTEMBER 18, 2019

The delicate balance between bank-FinTech competition and collaboration continues to teeter in the U.S. In a market without Open Banking regulations, FinTechs continue to enter in to the market, collaborating with bank partners to offer their own financial services — which often compete directly with other financial institutions.

Fintech 144

Fintech Payments Meeting Capital 144

PYMNTS

JANUARY 26, 2021

Americans are not known for their financial literacy , with 6 out of 10 consumers surveyed in June by PYMNTS indicating that they lived paycheck to paycheck. The late March survey by PYMNTS showed that 45.4 percent of consumers had $2,500 or less in savings, while 15.6 percent had no savings at all.

Los Angeles 208

Los Angeles US Survey Fintech 208

PYMNTS

NOVEMBER 13, 2018

APIs offer third-party FinTech firms new opportunities to make use of valuable data stored within traditional bank accounts. more than 40 percent of small businesses reported to WePay in a 2017 survey that they experienced a cash flow problem during that past year. In the U.S., and Europe, while Australia and the U.S.

Data 184

Data Fintech Mobile Analysis 184

PYMNTS

MARCH 17, 2017

Those market conditions present interesting obstacles and opportunities for everyone in the banking FinTech space. Reports last week said the merger aims to create a FinTech “powerhouse” as both Misys and D+H evolve their services to meet the more sophisticated demands of the industry. The company will merge with DH Corp.,

Fintech 195

Fintech Innovation Lending Management 195

PYMNTS

DECEMBER 5, 2018

John Legere released a statement when the news broke, offering customers access to free credit monitoring and identity resolution services, and emphasizing the company’s efforts to assist clients concerned about their privacy. The research was published the same month in which another third-party cyber incident nabbed headlines.

Security 192

Security Fintech Risk Management Strategy 192

PYMNTS

SEPTEMBER 4, 2019

trillion gap in global trade finance — continues to be used as a driver of FinTech innovation as technology startups look for ways to address friction in global trade financing. Standard Chartered is the latest bank to embrace FinTech collaboration to tackle the trade finance gap, having announced Tuesday (Sept. ADCB And dltledgers.

Fintech 143

Fintech blockchain Capital Innovation 143

PYMNTS

AUGUST 20, 2018

Three months in, the European Union’s General Data Protection Regulation still stymies some firms seeking to comply with new rules and regulations governing data protection and privacy. Consider India, where EY estimates in a recent survey that in India, companies are finding it a challenge to navigate GDPR.

Fintech 101

Fintech Survey Regulation Resources 101

Abrigo

JANUARY 25, 2022

Drivers of digital change Whether looking to enhance customer-facing aspects of the bank or credit union, improve operations, or diversify revenue and profit streams, financial institution executives everywhere are looking to buy technology or partner with fintechs. That compares with about 5 in 10 in the 2019 survey. IT Failures.

Management 195

Management Software Survey Fintech 195

PYMNTS

MAY 22, 2018

At the top of the list, according to reports, is incoming FinTech disruption, legislation like PSD2, market shifts stemming from Brexit and more. As treasurers explore the possibilities of FinTech, disruption is coming from other angles too: According to the publication, treasury professionals revealed their struggles to prepare for Brexit.

Fintech 122

Fintech Conference Survey Management 122

PYMNTS

MARCH 20, 2018

FinTechs and non-bank financial service providers are set to take over traditional banks as the preferred choice for small business (SMB) customers in Australia, a new report by Scottish Pacific found. In doing this, FinTechs are providing new options for businesses.”. Nearly half (47.6

Fintech 118

Fintech Lending Survey Innovation 118

PYMNTS

SEPTEMBER 18, 2018

TD Bank is announcing a FinTech collaboration today (Sept. ” This is TD Bank’s latest FinTech collaboration targeting the corporate segment. 18) to enhance its corporate payment offerings. The bank said it is integrating Paymode-X technology from Bottomline Technologies into its corporate banking offering.

Fintech 155

Fintech Payments Tools Survey 155

PYMNTS

APRIL 1, 2020

A new survey from Alignable via its Weekly Pulse Poll found that more than one-third of SMBs said they are struggling to keep their doors open and have less than one month before they run out of cash. The B2B FinTech ecosystem seems to agree. Small- to medium-sized businesses (SMBs) are struggling to stay afloat.

Fintech 168

Fintech Capital Lending Technology 168

PYMNTS

APRIL 29, 2019

In 2018, it took longer to bring new features to market than in prior years. percent of those surveyed, it took seven to 12 months to launch innovations in 2018, compared to 33.3 percent of CU members expressed willingness to switch from a CU to a FinTech, due to easier and more convenient services. What changed year to year?

Fintech 193

Fintech Innovation Community Bank Study 193

PYMNTS

APRIL 22, 2016

And that could be good news for FinTech firms or, rather, the folks who start them up and steer them into the arms of large-pocketed suitors. FinTech companies have been doing a good job of eating into banks’ turf, and yet it is the banks that are seemingly watching without really acting as quickly as they might or should.

Fintech 100

Fintech Survey Trends Strategy 100

PYMNTS

FEBRUARY 4, 2019

Bud, a FinTech startup based in the United Kingdom, said Monday (Feb. And it comes as a partnership (as, after all, the banks are co-investors) that gives a nod to the ties that bond amid banks and FinTechs. The connectivity would let banks connect their offerings to FinTech firms and to other financial services enterprises.

Study 139

Study Fintech Data Compliance 139

PYMNTS

MAY 31, 2018

In an interview with American Banker , Robert Giltner – who chairs RCGILTNER Services , which offers small business lending products – surmised that “ community banks are going to win the FinTech battle. For smaller loans, said the financial publication, FinTech could be a useful conduit. They bank all these small businesses.

Community Bank 104

Community Bank Community Fintech Florida 104

PYMNTS

SEPTEMBER 29, 2017

Banks are finding it more difficult than ever to ignore potential FinTech partnerships that could better serve their corporate customers. When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help.

Fintech 141

Fintech Risk Management Compliance Management 141

Gonzobanker

JUNE 14, 2023

To realize the rewards of the BaaS industry, banks and fintechs are going to have to learn to play by some non-negotiable rules – together. Now, the bank is required to receive FDIC approval for all new third parties and credit products. For fintech firms, knowing whether a program could violate a law is table stakes for compliance.

Compliance 109

Compliance FDIC Strategy Fintech 109

PYMNTS

JANUARY 17, 2018

The commercial card and expense management market is yet another space in which collaboration between FIs and FinTechs has proved key to driving innovative tools – especially as corporates grow weary with the traditional legacy services their banks provide.

Fintech 187

Fintech Data Cards Innovation 187

PYMNTS

MARCH 13, 2019

But mobile devices are an increasingly important part of a small business’ financial management strategy, adding another channel on which banks and FinTechs must innovate to disrupt and improve SMB finances. “Small businesses, in most cases, need the same things large businesses do,” said Charles. ”

Mobile 169

Mobile Fintech Software Tools 169