PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms.

Lending 134

Lending Fintech Guidelines Meeting 134

PYMNTS

MAY 26, 2017

Mizuho Financial Group , the Japanese financial company, is gearing up to launch a venture in June to create new businesses with FinTech. If we try to pursue business innovation within the bank, we have to ask around for permission from people in risk management, compliance and others. It takes forever,” said the executive.

Fintech 100

Fintech blockchain New York Risk Management 100

PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year.

Fintech 188

Fintech Capital New York City Analysis 188

Perficient

FEBRUARY 27, 2023

During the Summit, we’ll seek to socialize and discuss how the adoption of real-time payments services like FedNow and RTP in the US will bring a new dimension of change for banks, fintechs, retailers, large corporations, and other stakeholders. Ultimately, change equals risk.

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PYMNTS

MARCH 8, 2017

In fact, when it comes to FinTech companies, thinking “small” by focusing and serving a relatively small number of huge markets may provide the best opportunity to drive more impactful revenue with sustainable and profitable growth. Navigating the FinTech Waters. Preparing for a FinTech Future. eventually become commoditized.”.

Fintech 130

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PYMNTS

OCTOBER 14, 2016

The same premise holds true today and poses a knotty question in online commerce and FinTech: How do you know the person on the other end of a transaction is really who they say they are? And even if you do confirm their identity, how do you know that person can be trusted?

Fraud 100

Fraud Online social media Risk Management 100

PYMNTS

MARCH 17, 2017

Those market conditions present interesting obstacles and opportunities for everyone in the banking FinTech space. Reports last week said the merger aims to create a FinTech “powerhouse” as both Misys and D+H evolve their services to meet the more sophisticated demands of the industry. The company will merge with DH Corp.,

Fintech 195

Fintech Innovation Lending Management 195

Banking Exchange

MARCH 13, 2020

Not only are mobile payments more efficient, a cashless society can be healthier The Economy Technology Risk Management Tech Management Mobile Online Security Cyberfraud/ID Theft Consumer Compliance Feature3 Fintech Feature Payments.

Mobile 78

Mobile Risk Management Payments Compliance 78

Banking Exchange

APRIL 8, 2020

Fraudsters are posing as health officials or charity workers in order to cheat people into handing over money Risk Management Technology Customers People Mobile Online Cards Security Operational Risk Cyberfraud/ID Theft Compliance/Regulatory Feature3 Fintech Feature Financial Trends.

Risk Management 78

Risk Management Compliance Trends Fintech 78

PYMNTS

NOVEMBER 10, 2020

Gaming FinTech Mazooma has formed a partnership with FinTech data network Plaid to bring an instant transfer solution to the iGaming and sports betting industry, according to a Tuesday (Nov. bank connections are an ideal complement to Mazooma's ACH processing platform, risk management features and compliance protocols," he added.

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Payments Georgia Atlanta Risk Management 137

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Canadian fintech companies raised $251M through the end of H1’19, nearly double the $133M raised in H1’18. The 2019 Canadian fintech market map. Navigating the Canadian fintech market map.

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Fintech Marketing US Technology 93

PYMNTS

DECEMBER 29, 2020

With it, financial institutions need to strengthen their compliance to mitigate the risk of running afoul of the law. However, Wingert said the fact remains that many financial institutions, merchant acquirers and online stores are missing important risk signals by overlooking a proven approach to fraud and risk management.

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Fraud Compliance cryptocurrency Security 270

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Whereas FinTechs are undoubtedly newer and faster – risen from the digital age to put banks out of business – they aren’t always able to take deposits or keep some of those associated warranties. Usually, it is more of an all-out war story.

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Fintech System Lending Cards 198

Banking Exchange

NOVEMBER 11, 2019

Allegation that the Apple Card provided husband a credit limit several times higher than his wife’s credit limit Payments Technology Risk Management Social Media People Customers Tech Management Mobile Online Cards Security Big Data Feature3 Fintech Feature.

Apple 60

Apple Cards social media Big Data 60

Banking Exchange

OCTOBER 14, 2019

Banks should not learn the wrong lessons, however Payments Technology Risk Management Financial Trends Cards Online Mobile Security Checks/Remote Deposit Capture Tech Management Operational Risk Compliance/Regulatory Cyberfraud/ID Theft Blockchain Fintech Feature Feature3.

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cryptocurrency Company Risk Management Compliance 60

ABA Community Banking

MARCH 20, 2019

49 percent of the global companies interviewed had been victims of fraud or economic crime Compliance Risk Management Tech Management Security Feature3 Fintech Technology Online Compliance Management Compliance/Regulatory Cyberfraud/ID Theft AML & Fraud Feature BSA/AML.

Meeting 72

Meeting Regulation Risk Management Compliance 72

PYMNTS

JUNE 4, 2020

FIs have long provided digital services, but many have designed these experiences for the customer demographics that most prefer online and mobile channels. Many FIs are concerned about whether opening their APIs to FinTechs would result in criminals abusing open banking-powered payment apps to launder money, for example.

Report 158

Report Fraud Security Fintech 158

PYMNTS

APRIL 5, 2016

To help combat these risks, he emphasized that banking organizations must continue to keep pace with the evolution of these risks and evolve as “new innovations and expectations of convenience introduce new challenges to security.”.

Boston 100

Boston Fintech Innovation Conference 100

PYMNTS

MAY 30, 2018

Jing’s only stipulation around these partnerships was that they must meet a level of innovation sufficient to deliver value to end users — providing secure, convenient and efficient financial services for business customers, and driving improvements for consumers in online and offline payment service environments. FinTech Kabbage.

Risk Management 100

Risk Management Fintech User Experience Management 100

PYMNTS

APRIL 16, 2020

Accelerated data sharing has become a focal point for small business lenders and FinTechs looking to speed up the time it takes for SMBs to apply for and receive much-needed funding. This week’s look at the latest in bank-FinTech collaborations and open banking initiatives finds a focus on small business lending: In the U.K.,

Data 167

Data Lending Regional Fintech 167

PYMNTS

JULY 6, 2017

Online and alternative lending is satiating consumers’ need for speed when it comes to accessing finance. But, while an online loan decision may be near-instant, borrowers may still have to wait several days to actually see the money — and what’s the good in news like that? It’s a no-brainer,” said Edwards.

Lending 101

Lending Online Risk Management Payments 101

PYMNTS

DECEMBER 12, 2019

To leapfrog slow legacy systems and overloaded information technology (IT) departments, financial institutions (FIs) and FinTechs are innovating with application programming interfaces (APIs) that move B2B funds faster. Banks and FinTechs aren’t doing all this programming and integration work for altruism.

Risk Management 132

Risk Management Fintech Payments Course 132

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. Gardineer raised concerns about the application of bespoke capital, liquidity, and risk management requirements for SPNB charter applicants. Questions directed at Ms.

Policies 60

Policies Lending Data Online 60

FICO

NOVEMBER 21, 2022

Innovation – AI and Decision Management Platform (*New category win for FICO). FICO is honored to be recognized for excellence in risk management and compliance and would like to congratulate all the winners for their best-in-class contributions across the risk management space. Darryl Knopp. See all Posts.

Report 52

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Payments Source

JUNE 25, 2020

Brick-and-mortar merchants that have shifted to online have changed their risk profile, causing conflicts with the fintechs like Square that handle their payments. And that could be an opportunity for banks.

Payments 79

Payments Fintech Online Risk Management 79

PYMNTS

SEPTEMBER 13, 2018

As FinTechs step into the cross-border payments and foreign exchange (FX) management space, there are more solutions available than ever before for corporates seeking to gain speed and security in payments – and manage risk along the way.

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PYMNTS

FEBRUARY 27, 2019

based Mazooma , a FinTech focused on online gaming and sports betting, to give its clients access to Mazooma’s real-time, bank-data verification solution and ACH payments. As real-time payment schemes spread worldwide, stakeholders need to examine the impact these rails will have on their risk management strategies.

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CFPB Monitor

MAY 24, 2019

Other important observations made by the OCC in the report include the following: While innovation can enhance a bank’s ability to compete, changing business models or offering new products and services can elevate strategic risk when pursued without appropriate corporate governance and risk management.

Innovation 68

Innovation Report Compliance Risk Management 68

Abrigo

FEBRUARY 23, 2022

The ABA stated in its October 2021 State of Digital Lending report that “baby boomers, who until 2020 lagged in digital adoption, upped their online game, with 68 percent skipping human interaction to make a decision about banking products, up from 55 percent before the pandemic.” Lending & Credit Risk. Portfolio Risk & CECL.

How To 195

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PYMNTS

MARCH 22, 2018

In a very short time, Simility has come to be recognized as a thought leader in fraud and risk management,” said CEO and co-founder Rahul Pangam. Our customers, who span the spectrum from top FinTech innovators to Global Fortune 500 institutions, have validated this view by partnering with us to solve extremely hard problems.”.

Fraud 108

Fraud Atlanta Capital Big Data 108

PYMNTS

MAY 24, 2018

FinTech linkups continue, where banks and smaller firms are helping their larger, usually traditional financial brethren navigate digital payments and technological challenges. The firms said that risk management and transparency will be part of the network, with an eye on digitizing business processes.

blockchain 100

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Abrigo

MARCH 6, 2017

4) @KarenGMills – Former SBA administrator in the Obama administration, Mills is now a senior fellow at Harvard Business School, writing and Tweeting about small business, lending and fintech. His Tweets mix news about middle market, small business and business internet banking with occasional pop culture references. Learn more here.

social media 150

social media Lending Community Community Bank 150

Abrigo

FEBRUARY 27, 2020

They are routinely experiencing processes that add costs, delay turnaround times, and can lead to inconsistency in pricing and risk management. Survey Methodology: Abrigo asked 15 questions in an online survey of Abrigo customers and non-customers from Nov. Lending & Credit Risk. That’s scale.” 21, 2019 – Jan.

Lending 243

Lending Survey Data System 243

PYMNTS

JUNE 8, 2020

That’s exactly what’s happening now as more API-powered challenger banks come online with security and risk management responsibilities essentially on par with those of legacy FIs.

Security 130

Security Policies Fraud System 130

PYMNTS

OCTOBER 27, 2016

The move on the part of UBS comes at a time when traditional financial services companies are getting more into areas that were typically reserved for the FinTech startups. Earlier this month, Goldman Sachs launched Marcus by Goldman Sachs , an online platform offering unsecured personal loans to consumers.

Risk Management 100

Risk Management Cards Management Innovation 100

PYMNTS

JANUARY 10, 2020

With roughly 17 million active users each month and 30,000 diverse online retailers, Honey has delivered some $1 billion in savings to shoppers in the past year. David Chubak will head all retail sectors — branches, mortgages, wealth, risk management and small business, according to a memo. Fun, Cool and Otherwise Interesting.

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San Francisco Millennials Cards cryptocurrency 130

Fintech Labs Insights

MAY 12, 2015

platform allows any investor with an IRA, rollover, taxable, trust, 401(k), or business account to manage a customized low cost, risk managed portfolio with as little as $5,000 in 5 minutes. Platform Automates Risk Managed Investing appeared first on Finovate. The company is presenting its robo advisor 2.0

Risk Management 12

Risk Management Management New York City New York 12