Independent Banker

JULY 31, 2022

In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly. Jeff Reynolds, managing director at Darling Consulting Group in Newburyport, Mass.,

Strategy 135

Strategy Community Bank Louisville Community 135

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. In 2021, there were more than 120 fintech IPOs in the U.S., In 2021, there were more than 120 fintech IPOs in the U.S., OK, show of hands. Pull ’em down. Nobody did.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

MARCH 2, 2018

and India drove a surge in FinTech venture capital funding in 2017, and Accenture Financial Services Senior Managing Director Julian Skan pointed to the B2B business model as a significant presence in this trend. Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 Blockchain.

Fintech 118

Fintech Capital blockchain Lending 118

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. THE BANKER AWARDS. Doug Larson. Then right back to the impossible in 2022.

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Fintech Strategy Leadership Lending 147

Gonzobanker

MARCH 9, 2022

Bank executives should take these new deals’ valuations as a sign that the free market sees the future of finance as unbundled from the traditional industry structure. These levels of revenue and EBITDA multiples have never been seen in the history of core banking platforms. Let’s take a closer look at each deal: Finxact Goes To Fiserv.

Financial Technology 149

Financial Technology Technology Fintech Community 149

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” Indeed, the remainder of 2017 and 2018 will see more partnerships between the banks and FinTechs.”. Alternative Lending. On Thursday (Oct.

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Lending Capital Marketing Report 152

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. Even George Bailey would have given you the thumbs up. ” – Hunter Thompson.

Idaho 181

Idaho Community Industry Strategy 181

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. You are just minding your own business being a start-up, thinking “how many more months of capital do I have until we are bankrupt.” The overall transaction process is fairly straightforward, and can be benchmarked to the book-building and underwriting that an investment banker does.

Fintech 52

Fintech Capital Company Data 52

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. You are just minding your own business being a start-up, thinking “how many more months of capital do I have until we are bankrupt.” The overall transaction process is fairly straightforward, and can be benchmarked to the book-building and underwriting that an investment banker does.

Fintech 52

Fintech Capital Company Data 52

South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). By way of background, we gave bankers a primer on how to work with defi and blockchains a while back ( HERE ).

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Payments Trends Data Fintech 195

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. And you may find yourself living in a shotgun shack And you may find yourself in another part of the world And you may find yourself behind the wheel of a large automobile…” -David Byrne.

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Technology Regional Community Bank Community 145

Independent Banker

AUGUST 31, 2021

Bob Moore, Augusta Food Bank’s executive director, says traffic was backed up for miles. That day’s event was just one of the many ways in which Kennebec Savings Bank stepped up to help its community in 2020. A local stalwart since its founding in 1870, the community bank was signed into existence by Civil War hero and Gov.

Community Bank 196

Community Bank Community National Fresno 196

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. billion of assets under management. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring.

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Idaho Conference Data Marketing 148

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). He appealed to bankers to talk about their value creation and higher purpose instead of just making money. Innovation Showcase & Global Innovation Awards.

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Chicago Retail Branch Design Training 98

Gonzobanker

OCTOBER 21, 2015

She pointed to some lack of banking industry passion in the form of an expressionless Citi manager on window display in Manhattan … proud plaques on the wall and looking down at computer. Tripodi told bankers to look for the functional, emotional and societal benefits of our brands and to tell better stories to broaden appeal.

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Las Vegas Retail Phoenix Branch Design 60

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. Endless CRM and data management projects that shook our foundations and gutted our PMOs. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. This year brought us: Mergers out the yin-yang.

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Conference Industry Community Bank Community 101

CB Insights

JUNE 3, 2020

Mirroring other sectors, fintech activity and investment has been muted through the first five months of 2020. At the same time, the story for fintech is more nuanced. In this brief, we look at the short-term and long-term effects of Covid-19 on five parts of the fintech ecosystem: Payments. Banking & Lending.

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Lending Capital Online Marketing 75

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

Tomorrow's Transactions

DECEMBER 5, 2016

By “European lines”, I meant that a regulatory framework which separated systemically risky operations such as lending people money from systemically unrisky operations such as low-value payments would benefit all concerned. From Regulator will start issuing bank charters for fintech firms.

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Fintech Regulation Lending System 30

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Diverging fortunes among these companies is a good sign. Fintech Advances in Asia.

Trends 12

Trends Lending Fintech blockchain 12

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks. ” – Tom Armstrong. That’s two.

Community Bank 60

Community Bank Apple Community Technology 60

Abrigo

MARCH 24, 2021

Independent Banker Survey. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success. Here's what they're doing. Would you like others articles like this in your inbox?

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Lending Technology Survey Examples 221

PYMNTS

JANUARY 31, 2019

MOXY Bank, for example, aims to introduce corporate treasury management services, as well as offerings for small business (SMB) owners. Reports in FinTech Futures on Wednesday (Jan. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. Bloomberg listed Casey G.

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Community Bank Community FDIC Marketing 122

Fintech Labs Insights

NOVEMBER 18, 2014

Myth 3 >> Marketplace (P2P) lending won''t be used by "our" customers Truth : Consumer and SMB lending could be disrupted by new players (but that''s far from a given) Prediction : Marketplaces take 5% to 10% share by 2020 Thoughts : I''m not one to throw "disruption" around lightly. My wife loved Blockbuster. It took an hour!

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Lending Mobile Online Digital Banking 30

Fintech Labs Insights

MAY 18, 2015

American Banker. Finovate Spring 2015: Fintech innovation for banking and wealth management. Sizing Up Small Business Lending: Onsite Coverage. Moven and Accenture team up to sell digital tools to banks. The Fintech Blog. Lend Academy. Cloud Lending Solutions Launches Loan Application Exchange.

San Jose 12

San Jose Video Apple Innovation 12

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. Check back for new updates throughout the day. I’ve seen these folks before, it’s pretty slick. Showing how someone can connect to other vendors for free for their clients. Showing how someone can connect to other vendors for free for their clients. I need to learn more. It’s accepted and you login.

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social media ATM Mobile Customer Experience 40

PYMNTS

JULY 20, 2017

The British Bankers Association (BBA) reported 19.6 market, Atom Bank has been shaking up the traditional banking scene by offering banking services like a savings account and SME lending through its mobile platform. The digital-first approach appears to be resonating well with consumers. The trend is mirrored in the U.K.

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Digital Banking Video Mobile Survey 128

Fintech Labs Insights

OCTOBER 3, 2016

With the third annual FinDEVr Silicon Valley 2016 only a few weeks away (and tickets still available ), it’s a great time to look back and see what the FinDEVr alums have been up to this year. Teamed up with Harman to safeguard IoT data. Signed deal with Vision FCU to provide its money management app. in one year.

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San Francisco Taxes Lending Colorado 18

PYMNTS

APRIL 22, 2020

The Senate has voted by unanimous consent to allocate another $484 billion in an interim relief fund, $310 billion of which will top off the depleted PPP fund directly, with an additional $60 billion specifically for smaller lending institutions. The initial $350 billion in PPP funds allocated as part of the massive $2.2

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Kentucky Community Groups Community Bank 237

PYMNTS

MARCH 24, 2017

The Main Street storefront: Growing so rapidly, one must wonder if there are enough hammers, nails and plaster to keep up. The fitness industry was up 6 percent, driven in part by 7 percent employment growth. Clearly the smaller business climate is muscling up. FinTech, and tech, for the #RestofUs: J.D.

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Bitcoin Maine Retail Lending 100

Fintech Labs Insights

SEPTEMBER 1, 2015

So pick up your ticket while you still can and join the 1,500-person gathering in Manhattan September 16 & 17. To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Auvenir is a smarter way to audit financial statements.

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Company Software Analytics Mobile 12