PYMNTS

OCTOBER 29, 2020

With more and more FinTechs introducing their own banking services, the competition is heating up. Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. Plus, the U.S. TrueLayer Launches in Australia.

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US Fintech Tennessee Compliance 203

Insights on Business

NOVEMBER 16, 2016

And in my 5 years as a partner in the financial services arm of IBM’s Interactive Experience unit, I’ve also come to believe that innovation is the residue of design, as well. In fact, design is central to our mission of helping wealth management firms innovate in an era of digital disruption.

Innovation 117

Innovation Management User Experience Leadership 117

PYMNTS

DECEMBER 29, 2020

“It’s great to see the prioritization on innovation with this bill,” Wingert said, calling the AML regulatory changes important. The fact that consumers have a better understanding of, and are starting to make informed decisions about sharing their location data, is one area of opportunity Wingert sees for the year to come.

Fraud 270

Fraud Compliance cryptocurrency Security 270

Insights on Business

DECEMBER 12, 2018

Those who were once believed to be casual users have been transformed to those who must be actively engaged on the front line of risk threats. Data volumes are increasing, and as more information is captured into risk systems, the value increases for the first line, creating institutional memory in their line of business. Efficiency.

Innovation 111

Innovation Compliance User Experience Regulation 111

PYMNTS

SEPTEMBER 24, 2020

They’ve gotten used to what Shields termed “ease of use and delightful user experience” — being able to find and buy what they want using any number of payments options. Those partnerships also can open up opportunities for FinTechs, said Shields. A bank cannot do everything,” she said. Forging Partnerships With FIs .

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Payments Data Fintech User Experience 237

PYMNTS

NOVEMBER 1, 2019

The system will be released to FinTech firms by Dec. 25, and the system allows FinTech firms access to bank payment systems across South Korea , through AP13 initiatives. FinTech firms that want to participate in the program will have to undergo a security check. The idea for the initiative was launched on Feb.

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System Fintech User Experience Fraud 101

PYMNTS

SEPTEMBER 19, 2018

Entersekt , the push-based authentication and mobile app security company, announced that it has appointed FinTech veteran Christian Ali as its country manager of Canada. The news comes as Entersekt continues its expansion into the United States and Canadian markets.

United States 184

United States Security User Experience Mobile 184

PYMNTS

JULY 29, 2019

This means CUs must be carefully attuned to member’s financial needs and the innovations they want most as CUs invest in new products and services aimed at improving the way members engage with their FIs. Most CUs strive to delive r a simple, personalized user experience. Deep Dive: How AI Could Change the C U Landscape.

Pennsylvania 173

Pennsylvania Analytics Maryland Innovation 173

PYMNTS

JANUARY 6, 2021

At a high level, he said, electronic payments generate value for FIs because they are able to monitor how and when (and why) people pay, which can give rise to innovation within the financial services space with new services that prove useful to consumers. Banks generate more business by enabling payments for merchants. Looking Ahead .

Payments 363

Payments User Experience System Mobile 363

PYMNTS

JULY 30, 2020

Our new integration with Plaid supports our mission to remove the complexities of payment processing, so our clients can focus on innovation and the customer experience,” Galileo CEO Clay Wilkes said in the company’s announcement of the partnership. Plaid is connected to more than 11,000 financial institutions.

San Francisco 159

San Francisco User Experience Cards Customer Experience 159

PYMNTS

NOVEMBER 16, 2020

Over the years, that surge in competition gave way to a more collaborative spirit between traditional financial institutions (FIs) and FinTechs as both sides worked to digitize and modernize SMB financing. Flexible Technology. Flexible Technology. What's just as important is to ensure that lending technology is flexible.

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Lending Technology Capital Meeting 289

William Mills

DECEMBER 21, 2017

Payrailz draws technology inspiration from other industries that have leveraged advancements in technology and artificial intelligence (AI) to meet the growing demand to automate tasks for users. Digital payments and the user experience continue to be a big focus for the financial industry,” said Mickey Goldwasser, VP marketing at Payrailz.

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Fintech Connecticut User Experience Atlanta 61

PYMNTS

OCTOBER 18, 2019

Pay by Bank app offers a best-in-class digital payment solution that optimizes user experience while making transactions more secure and reducing fraud,” said Suren Nawalkar, senior vice president of consumer applications at Mastercard. WHSmith is excited to launch Mastercard’s innovative new payment method, Pay by Bank app.

Retail 116

Retail User Experience ATM Security 116

PYMNTS

MARCH 17, 2020

Small businesses, particularly those launched by younger entrepreneurs, are often assumed to be a key driver of B2B FinTech innovation as business owners seek sophisticated, automated technologies to run their businesses. One of the biggest lessons would perhaps come as a surprise to many in the SMB FinTech space.

Millennials 168

Millennials User Experience Alabama Tools 168

PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks.

Cards 140

Cards Apple Data Innovation 140

Insights on Business

NOVEMBER 12, 2018

Today, governance, risk and compliance (GRC) is being transformed by not only rapidly-evolving regulatory standards and growing costs of non-compliance, but also by the clear and present need for greater GRC adoption/engagement – by the first line of defense – while delivering added value by empowering business users.

Compliance 107

Compliance Technology User Experience Analytics 107

PYMNTS

MARCH 16, 2018

But APIs can offer a different strategic advantage, especially to B2B FinTechs, according to A.J. Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I

Risk Management 134

Risk Management Survey Management Fintech 134

PYMNTS

SEPTEMBER 25, 2019

As well, financial institutions in that country – one of the most populous in the world with more than 200 million people, most of them age 24 or younger – generally offer poor user experiences, he said. FinTech is helping to transform daily consumer life in Nigeria and other developing markets. That’s not all. It has raised $1.6

How To 130

How To Lending Digital Banking Examples 130

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. Review our blog posts on fraud to learn more about innovative approaches, insighte and ways to manage fraud.

Fraud 52

Fraud Technology social media Innovation 52

PYMNTS

NOVEMBER 26, 2019

PYMNTS’ Credit Union Innovation Index found that CU members may not prioritize the latest technologies as much as bank and FinTech customers do, but they still value easy-to-use mobile apps and online capabilities. Meeting customers’ expectations and desires is a key goal for all enterprises, and credit unions (CUs) are no exception.

Marketing 131

Marketing Sacramento Data Mobile 131

NCR

MARCH 27, 2018

The country will test two API standards: account information and payment initiation. Under the account information system, development partners will be given the ability to make pre-payment checks, such as confirming account details and verifying there are sufficient funds available before making a transaction.

User Experience 65

User Experience System Industry Groups 65

PYMNTS

APRIL 22, 2020

Banks are jostling for space in the market because an expanding number of FinTechs and large-scale technology companies are competing for the same set of consumers. Banks must enable fast and seamless onboarding experiences, but these processes should also be secure.

Security 133

Security Data Fraud Tools 133

Insights on Business

APRIL 28, 2017

At the same time, regulators in many countries also have relaxed regulations to encourage innovation in the banking industry. Unlike digital banks, digital bank channels believe that superior user experience must go deeper than branding and can be achieved by delivering new mobile and online apps that are focused on customer experiences.

Digital Banking 171

Digital Banking User Experience Branding social media 171

Gonzobanker

JULY 6, 2021

As information technology departments move from being the provider of all technology services to orchestrator of technology innovation, chief information officers are rightfully asking, “How do we reinvent ourselves in this digital age when we’re saddled with legacy tech debt of 30-year-old, difficult-to-integrate, flat-file-based core systems?”.

Strategy 158

Strategy System Risk Management Technology 158

PYMNTS

JULY 24, 2019

Big Tech is good at promoting, designing and improving the user experience, he said. One spur toward digital innovation, for collaboration and cross-pollination for FIs, comes via open banking. As a result: Innovation must be part of the strategy as FIs adapt to a new regulatory landscape. Open Banking.

Digital Banking 160

Digital Banking UX Online Innovation 160

Cisco

APRIL 13, 2021

To do this, she enters the information she needs. She takes a Coke bottle from the shelf, puts it on the table and immediately receives the latest information from the listed beverage company as well as offers to buy shares with a dividend forecast. Current information must always be provided. Reach customers everywhere.

Examples 76

Examples Mobile Online User Experience 76

Insights on Business

MARCH 7, 2019

Why organizations need to focus on activating and empowering their first line of defense with simplicity and a great user experience design (UXD). For more information about the IBM RegTalk Webinar series, please visit: ibm.biz/RegTalk. The speakers also recorded a short podcast on some of the topics discussed.

User Experience 93

User Experience Risk Management Compliance Regulation 93

Fintech Labs Insights

APRIL 4, 2017

Guest post by Theodora Lau, Director of enterprise strategy and innovation at AARP, a sponsor of FinovateSpring 2017. Many of these consumers are financially exposed and ill-prepared in three critical areas where financial innovators can have a transformative impact: Financial fitness. Much is at stake. Healthcare emergencies.

Innovation 15

Innovation CA User Experience Meeting 15

Insights on Business

FEBRUARY 13, 2019

While business administrators can configure workflows to automate GRC processes in minutes, the embedded guidance provides timely information to the user. How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk.

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User Experience Compliance Risk Management Training 79

PYMNTS

NOVEMBER 22, 2017

In a recent interview with Karen Webster, Kaplan said that the core of AI in banking is to facilitate better, faster, more informed decision-making for the end user to improve their experience (and boost their lifetime value to the FI). Meaningful information can be accessed digitally. The Ripple Effect.

Data 187

Data Branding Cards Mobile 187

Fintech Labs Insights

APRIL 11, 2017

Guest post by Theodora Lau, Director of Enterprise Strategy and Innovation at AARP, a sponsor of FinovateSpring 2017. Update: Check out a copy of AARP’s April 2017 Financial Innovation Frontiers report online. To win over this market, innovators need to: Remove friction from the user experience.

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Fintech Innovation CA User Experience 18

PYMNTS

JANUARY 31, 2018

Simply put, CFOs are juggling multiple founts of information, coming from internal and external sources, in real time. Slack has made a user experience that is easy … to integrate other products and services into their platform” with one-click integration sans specialist knowledge.

Management 116

Management Data social media System 116

Insights on Business

OCTOBER 12, 2018

Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. Innovative solutions: Culture and processes to create disruptive solutions and market-leading experiences for customers, including automated threat intelligence for secure financial transactions.

Innovation 87

Innovation Strategy Industry Technology 87

Fintech Labs Insights

MARCH 23, 2017

Our second developers conference in New York was a great opportunity to take a look at some of the technologies that continue to drive fintech innovation forward. and looking for more insight into the technological side of the fintech ecosystem, then FinDEVr London is the place to be June 12th and 13th.

New York 25

New York User Experience UX Conference 25

FICO

MARCH 2, 2021

It prompted the top performers to innovate, pivot and quickly move towards greater adoption of automation, early warning systems and pre-emptive AI-driven solutions to help meet their customers’ needs and deliver timely support for agents.

Management 52

Management US UX Guidelines 52

Lex Sokolin

SEPTEMBER 3, 2020

It is either a fantastic time to be working in our industry, or we are slowly going nuts from information over-exposure. You would not be able to design this user experience, nor this attention platform without a technology footprint that began with cloud computing and the Internet. Everything seems to be getting connected?—?finance,

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

APRIL 19, 2017

One of the company’s avatars is called Rachel, which is being prototyped by IBM and can add a human touch to its interaction with banking customers by reading their emotions while relaying basic information, such as account balances, or more aggravating account activity, such as overdraft fees. About the Tracker.

Digital Banking 180

Digital Banking Technology Samsung Meeting 180