Insights on Business

JUNE 25, 2018

FinTech is undeniably transforming banking and financial industries. Everyday there is a new hot topic or a new application of an existing technology that is reshaping the industry. As we see companies beginning to reestablish customer preferences as the new priority, technology will have to move over. By Mark Sullivan.

Fintech 111

Fintech Technology Industry Customer Experience 111

PYMNTS

AUGUST 6, 2020

In August’s The FI’s Guide To Modernizing Digital Payments , PYMNTS explores the latest in the world of payments modernization, including record numbers of digital payment users in India, high demand for instant payments from corporates as well as consumers, and emerging competition from FinTechs and challenger banks. About The Tracker.

Regulation 245

Regulation Payments Innovation Fintech 245

Abrigo

APRIL 19, 2016

The Office of the Comptroller of Currency, recognizing the sweeping changes in technology and business practices that are affecting financial institutions, is recommending U.S. Further safe and sound operations through effective risk management. At the same time, he said, avoiding new approaches completely can be equally dangerous.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

PYMNTS

NOVEMBER 3, 2020

The company – and its gold trading app – just expanded its reach in the United States with the addition of a license to operate in Alabama. Even if people know about the benefits of gold, they may not know how to actually use it as money – that’s why we’ve made it as easy as downloading an app.”.

Alabama 233

Alabama District of Columbia South Carolina Montana 233

Abrigo

JANUARY 25, 2022

Takeaway 2 Look for signs that indicate a planned software implementation or other technology change might be at risk of failure or poor return on investment. . In fact, many of our respondents in the survey are seeing fintech partnerships as their primary driver of growth, which is very important,” Shevlin said. . “Go

Management 195

Management Software Survey Fintech 195

Insights on Business

JULY 30, 2018

While these now ubiquitous technologies are used by practically everyone across the industry and beyond, there still is evolving to do in the financial industry. As these technologies penetrate the financial landscape, collaboration between financial firms, large and small, have never been more prevalent.

eBook 79

eBook Fintech Leadership Big Data 79

Perficient

NOVEMBER 17, 2020

Many banks have leveraged digital technologies like cloud computing, robotic process automation, artificial intelligence, and chatbots in response to Covid-19. Some of these solutions were set up in a matter of days, providing immediate results to drive operations forward.

Mobile 294

Mobile Online Conference Customer Experience 294

PYMNTS

JANUARY 2, 2019

Two FinTech firms in Poland are also forging closer ties. iCompass , a software provider that supplied technology for the first Polish mPOS platform, initiated a merger with Braintri , a company that develops mobile apps for major Polish banks. Once the merger is complete, the FinTech firms will rebrand. About The Tracker.

Software 220

Software Fintech Marketing Resources 220

PYMNTS

JANUARY 28, 2020

Credit unions (CUs) face stiff competition from banks, FinTech firms and other players in the financial industry, but they have several intrinsic advantages. CUs are also leveraging the latest technologies, including cloud computing, to continue fostering the relationships with their customers. Around The Credit Union World.

Innovation 155

Innovation St. Louis Fraud United States 155

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221

Lending Risk Management Community Management 221

PYMNTS

SEPTEMBER 17, 2020

Plus, Acumatica has introduced features for its Acumatica Cloud ERP technology, including electronic banking feeds. It is anticipated that the next-generation digital platform will harness an application programming interface (API) and cloud technology. has brought Jonathan Vaux on board as general manager of its operations in Europe.

Payments 130

Payments Management Technology Tools 130

Chris Skinner

FEBRUARY 21, 2017

You can download and listen to this interview if you prefer] This isn’t your first startup. And then, GoCardless in 2011, we founded it, myself and my two co-founders, Matt and Hiroki, and I was there for almost three years, and that was my first experience with FinTech. I think the word FinTech wasn’t yet around.

Study 283

Study Training Fintech Digital Banking 283

PYMNTS

FEBRUARY 21, 2018

To tackle this issue, companies are looking to infuse AI with a bit of humanity, help consumers better connect with computer-operated services and offer improved insights. Meanwhile, Emma Technologies LTD has celebrated an AI milestone. With the approval in place, the company is now able to fully operate in the PSD2 scheme.

Digital Banking 163

Digital Banking Fintech Software Operations 163

PYMNTS

MAY 20, 2020

COVID-19 has forced many CUs to limit their brick-and-mortar hours of operation or close their branches completely, leaving CU members to rely primarily — and sometimes exclusively — on their CUs’ digital banking options. PYMNTS research shows that 41.5 This competitive edge has disappeared in recent months, however.

Data 152

Data Digital Banking Innovation Fintech 152

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending.

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

DECEMBER 28, 2020

The pandemic has cost more than 300,000 lives in the United States alone, and it has also challenged many institutions — such as credit unions (CUs) — that were never designed to operate on a primarily remote basis. To get the full story, download the Tracker.

North Carolina 197

North Carolina Houston Fraud Innovation 197

PYMNTS

DECEMBER 13, 2017

The emergence of APIs is doing more than just changing the way banks and FinTechs operate. The emergence of APIs has helped traditional banks and newer, disruptive FinTech companies set aside their differences to work on collaborations that could benefit both sides. To read the story, download the latest Tracker. .

Trends 192

Trends blockchain Fintech Innovation 192

PYMNTS

FEBRUARY 5, 2020

FinTech firms show less reluctance, however, and many of these companies are seizing APIs to launch new offerings for SMBs. recently, with the technology connecting business clients to third-party cost management services and more. To get the full scoop, download the Tracker. One-third of U.K.-based

Payments 195

Payments Charlotte Survey System 195

PYMNTS

FEBRUARY 28, 2020

The banking industry is undergoing a sea change in the new decade, with online and mobile banking growing ever more popular among customers, and challenger banks and FinTechs disrupt the market with new technologies. Digital-first technologies are also being used for charitable purposes.

ATM 159

ATM Study Analytics Meeting 159

PYMNTS

MAY 13, 2020

Switching out manual AP processes for digital ones can help save companies time and money, according to Rob Eberle, CEO of invoicing and payment automation solutions provider Bottomline Technologies in a recent interview. For more on these and the rest of the latest AP automation headlines, download the Tracker. About The Tracker .

Tools 197

Tools Payments Examples Data 197

PYMNTS

OCTOBER 29, 2019

What the past five years have demonstrated, he said, is the value of bank-FinTech collaboration in both promoting innovation in B2B payments solutions and encouraging adoption of those tools. They’re learning how to partner with technology.”. So, what does that say about the next five years? Banks’ Unwavering Role.

Innovation 101

Innovation System Payments Fintech 101

CB Insights

FEBRUARY 20, 2020

In 2018, companies from 31 countries and 19 categories — spanning payments, digital banking, insurance, and more — made it onto the CB Insights 2018 Fintech 250 list. Today, 22 of those companies have become unicorns, 17 have exited, and none have shuttered operations. GET THE 102-PAGE q4 2019 FINTECH TRENDS REPORT. First name.

Fintech 80

Fintech US Lending Cards 80

CB Insights

OCTOBER 21, 2018

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. THE FINTECH 250 STORY. CB Insights clients can view the full Fintech 250 story by clicking the button below.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JUNE 26, 2017

In an effort to meet the changing demands of a growing consumer base, several FinTech players are offering new payment services to address the payment needs of all types of merchants. However, a newcomer to the FinTech space may have developed a solution to make the PaaS shopping experience slightly easier.

Report 150

Report Payments Meeting Tools 150

PYMNTS

APRIL 11, 2019

Among the many AI and machine learning systems available on the market, there is one particularly versatile type of AI, having been engineered specifically to enhance financial and payment operations: smart agents. Their reasons often have less to do with the technology itself, and more to do with their own limitations.

System 185

System ATM Analysis Survey 185

PYMNTS

JUNE 3, 2020

The COVID-19 pandemic has ushered in immediate, large-scale operational changes for financial institutions (FIs) in the EU, U.K. during the past two months, for example, and mobile banking app downloads saw a 60 percent jump. during the past two months, for example, and mobile banking app downloads saw a 60 percent jump.

Digital Banking 131

Digital Banking Mobile Tools Online 131

PYMNTS

SEPTEMBER 14, 2017

Banks and FinTechs have been both competitors and collaborators in the financial services space. In recent years, banks have even seen greater competition in the lending market from new FinTech players that can quickly approve loan applications and distribute funds to lenders. New tools for new FinTechs.

Innovation 191

Innovation Lending Fintech Bitcoin 191

PYMNTS

APRIL 27, 2020

billion people across the globe downloaded a shopping app. But after that initial download, retailers and purchase aggregators pretty much let users run the course of their screens, never thinking that advanced applications would someday become important. APIs enable businesses to access a new database or technology. In 2019, 5.4

Retail 160

Retail Mobile Examples Technology 160

PYMNTS

JULY 19, 2018

In fact, over 80 percent of banks with more than $150 billion in assets have explored use of technology, and experts predict banks will invest more than $57 billion in AI over the next three years. Growth in financial institutions’ (FIs) investment in AI comes as banks look to streamline their operational costs.

Report 101

Report Digital Banking Fintech Community Bank 101

Abrigo

JANUARY 24, 2024

DOWNLOAD Takeaway 1 Preventing fraud is a top concern of credit unions considering adopting FedNow, the new instant payments infrastructure from the Federal Reserve. Through FedNow, the fintech also facilitates instant microdeposits, the small-amount transactions used to validate accounts. Talk to technology partners.

Fraud 221

Fraud Payments Software Policies 221

Abrigo

FEBRUARY 25, 2022

Takeaway 3 Technology allows lenders to blend these approaches while achieving greater economies of scale. PPP Proved Technology. One possible path to reverse the declining trend in profitability is through investments in technology," said CSBS Chief Economist Thomas F. Lenders Easing Terms. Streamlined, Quick.

Lending 195

Lending St. Louis Community Survey 195

Abrigo

NOVEMBER 12, 2016

Furthermore, given the rise of FinTech firms chasing the SMB segment, borrowers have alternative sources of funding that put pressure on financial institutions to innovate the small business loan process. To learn more about growing this concentration, download the whitepaper Tapping Growth Opportunities in the Business Loan Portfolio.

Lending 186

Lending Community Bank Community Analysis 186

Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! We must be moments away from downloading a gamified banking app via our Google Glass, paying in Bitcoins using Apple Pay! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. That's all I'm hearing. It's like global warming. Legit question.

Fintech 60

Fintech Capital Cards Bitcoin 60

PYMNTS

SEPTEMBER 20, 2018

Along with the proliferation of faster, easier payment technologies, there are countless ways that vendors and suppliers can send and receive B2B payments. About 81 percent use credit cards, for instance, while 41 percent prefer settling accounts with ePayables technology, just to name a couple. In a word: ubiquity, or lack thereof.

Innovation 124

Innovation Payments blockchain Technology 124

PYMNTS

JANUARY 14, 2019

The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there. Nazir detailed the vast opportunity that lies before FinTech firms such as Emergent that are making headway into providing financial services in Africa: 54 countries, home to 1.3 billion people.

Mobile 212

Mobile social media Taxes Technology 212

PYMNTS

APRIL 8, 2019

FinTech holding company Crossfin is one such player making a bid to cater to small merchants. According to Crossfin, the move helps it better provide FinTech solutions to local merchants. To read all the latest headlines, download the Tracker. In April mPOS Tracker , PYMNTS charts how mPOS providers are catering to SMBs.

Atlanta 128

Atlanta Cards Mobile Meeting 128

PYMNTS

APRIL 19, 2018

The banking industry is racing to embrace AI technology. That includes FinTech startup CogniCo’s AI-powered chatbot Emma , rolled out in 2016 to answer customer questions about home and renovation loans. First, the bank is focusing on skillsets development for growth and expansion of its AI technology.

Fraud 100

Fraud Digital Banking Technology Fintech 100