Abrigo

AUGUST 28, 2019

Slow lending decisions and frustrating loan application processes are among borrowers’ biggest gripes with traditional financial institutions vs competitors such as online or alternative lenders. A look at the steps of an institution relying on manual processes and an institution utilizing technology sheds light.

Lending 150

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PYMNTS

JANUARY 27, 2020

The latest Workforce Spend Playbook examines how an increasingly younger workforce is changing employees’ and employers’ approaches to payment and expense spending, as well as the ways manual spending tools could hurt both during tax season and in spend reporting. How Business And Their Workers Can Avoid Frustrating Tax Mistakes.

Management 160

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PYMNTS

JUNE 2, 2020

Amazon Technologies Inc. The company wrote in its United States patent application that it can be challenging, if not impossible, to ascertain the trustworthiness of a party as activities move online and internationally. It noted, “Trust is earned. Once trust is lost, it can often be difficult to regain.”.

blockchain 142

blockchain United States Taxes System 142

PYMNTS

APRIL 24, 2020

The information security and technology news publication said tricksters, trying to take advantage of vulnerable Americans, have been sending out emails impersonating the Small Business Association’s (SBA) Payment Protection Program (PPP). Another scam attempts to collect online banking account information. n (CDC) logos.

Taxes 159

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Abrigo

DECEMBER 8, 2016

Document collection: A crucial part of any loan origination process is collecting the necessary documents from the borrower. In traditional loan origination processes the borrowers’ only options for submitting documentation are to either travel to the bank to submit documents in person, or to mail the documents.

How To 150

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Abrigo

JANUARY 27, 2017

When it comes to the ease of the borrowing experience, most financial institutions are neglecting the online experience. percent of banks surveyed do not offer the ability for business borrowers to submit a loan application online. percent allow borrower to complete the application online, the other 10.3 Further, only 7.7

Online 150

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PYMNTS

SEPTEMBER 16, 2019

Congress — with an eye on documents that show the inner workings of Big Tech. On the Continent — and Taxes in Sight. Google’s own regulatory and tax issues extend well beyond domestic markets. Senate panel on efforts by social media firms to remove violent content from online platforms, the panel said in a statement.

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social media Google Taxes Arkansas 122

Abrigo

SEPTEMBER 20, 2023

And those same economic factors might lead financial institutions to curtail vital investments like anti-fraud technologies, making themselves more vulnerable. Often, perpetrators of this type of fraud are younger males with a strong understanding of technology, residing in cities and usually not financially well-off.

Fraud 195

Fraud Trends Cards Software 195

Independent Banker

OCTOBER 31, 2021

“I’m not sure how we would have processed all of the PPP loans and everything else in the last 18 months without some of the technology that we have implemented,” says Chris Jundt, senior vice president and chief lending officer at First State Bank & Trust. of its residential closed mortgage transactions use its online mobile app.

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Gonzobanker

AUGUST 17, 2022

Engagement platform Personetics also secured $85M from Thoma Bravo Digital banking provider Apiture announced a fundraising round led by Live Oak Bank, Pinnacle Bank, and BHG Financial Digital banking provider Backbase raised $128.6M

Fintech 182

Fintech Lending Software Compliance 182

PYMNTS

MAY 29, 2020

For SMB owners facing a cash flow crunch that coincides with the need to invest in modern equipment and technology as part of their digital transformations, equipment financing may be an appropriate option. Rather than procure an item outright, there are advantages to obtaining equipment financing to secure the technologies SMBs need.

Capital 168

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Abrigo

APRIL 27, 2017

Banks and credit unions can compete with alternative lenders by focusing on implementing technologies that make the lending process faster and easier for borrowers. Learn more about the modern business borrower by watching the full webinar with Sageworks and Aite.

Survey 150

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Abrigo

FEBRUARY 27, 2020

Digital technology standardizes and automates many of the tasks causing the biggest headaches and delays for lenders and credit analysts. The list goes on, and we haven’t even gotten into creating closing documents or credit presentations. Abrigo's Business Lending Readiness Survey found many processes stymie those efforts.

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Lending Survey Data System 243

PYMNTS

JULY 29, 2019

As well, the development and deployment of smaller, more efficient point-of-sale systems also serves to encourage the growth of online retail and services. In Africa , he said, three out of four online services rendered – or 75 percent – usually end up not being paid for in full, or remain completely unpaid. Transparency Push.

Online 193

Online Mobile Retail Payments 193

PYMNTS

JANUARY 14, 2019

The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there. There’s also a technology boom, which comes as the continent, in Nazir’s words, “leapfrogged over the landline and over the computer, and straight to the smartphone and, now, into mobile money over bank accounts.

Mobile 212

Mobile social media Taxes Technology 212

PYMNTS

DECEMBER 9, 2020

Small- to medium-sized business ( SMB ) buyers and sellers are facing fewer barriers to enter the market thanks to the rise of digital marketplaces and eCommerce-as-a-Service technology solutions. But global trade is a complicated operation, to say the least. Letters of credit are another common tool in the global trade arena.

Tools 162

Tools Payments Taxes Resources 162

Abrigo

JULY 3, 2017

Accountants looking for another reason to justify technology investments in their firms should consider this: The firm’s next generation of business clients are likely to require accounting services that are all or mostly digital. Mobile access was also important to 25 percent of the younger business owners.

Mobile 150

Mobile Millennials Survey eBook 150

PYMNTS

MAY 11, 2020

In an interview with Karen Webster, Drew Uher, CEO of HomeLight , an online real estate platform that brings consumers and real estate agents together, said the traditional homebuying process is poised for disruption. Well, that can be streamlined a bit with the aid of technology. Getting to that level of comfort?

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San Francisco New York City Meeting Metro 154

PYMNTS

NOVEMBER 7, 2019

Consumers around the world log in to eBay with their Facebook profiles, purchase lunches with Apple Pay and in some cases pay their taxes or register to vote with government-provided digital identities. Balancing the needs for privacy and verification is difficult for any online business lacking a clear-cut solution.

System 131

System Guidelines National Online 131

Abrigo

NOVEMBER 7, 2019

This particular argument is one of the reasons the weighted average remaining maturity (WARM) Model was added to the Q&A document , Schroeder noted. From online loan applications to automated loan decisioning , today’s technology enables credit unions to make lending decisions quickly and support greater loan volumes.

Community Bank 150

Community Bank Community Lending Analysis 150

PYMNTS

MAY 12, 2020

Technology has advanced over the past decade, however, and so have freelancers’ expectations for businesses to approve invoices and make payments in less time. Invoice automation can also help freelancers file taxes, for example, as more transparent documents reduce the struggle of calculating yearly income.

Tools 131

Tools Study Payments Security 131

Gonzobanker

MAY 31, 2019

While online lenders Kabbage and OnDeck lent $2 billion and $2.5 billion, respectively, to small businesses in 2018, PayPal is now the largest online small business lender in the United States, with over $4 billion funded in 2018. Technology Utilization. Eliminate paper applications and utilize an online portal.

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Lending Community Bank Community Data 125

PYMNTS

DECEMBER 2, 2016

According to its cofounder, Aditya Tulsian, incoming tax regulation changes, along with India’s recent demonetization, mean SMEs are going digital and will need to keep better track of funds. Wholesalebox said it will use the funds to expand operations into new markets and scale its technology infrastructure. Baoku Online.

Fintech 100

Fintech Capital Lending Taxes 100

PYMNTS

JANUARY 24, 2020

Government disbursements can range from child support payments and annual tax returns to pension and retirement fund payouts. The IRS has accepted digitally filed tax documents and issued digital refunds for years, and it received approximately 29 million electronic returns via direct deposit between February 2018 and February 2019.

Payments 130

Payments US Fraud Innovation 130

PYMNTS

SEPTEMBER 10, 2019

Companies like Gemalto have forged ahead to create their own products like the Digital ID Wallet, which is intended to keep electronic ID documents in one place. The app stores digital versions of documents like drivers’ licenses, health cards and other forms of identity. Private Sector Developments. Department of Commerce.

Wyoming 136

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PopularBank

MAY 15, 2020

Accountants and tax professionals can do the same to help customers with their taxes or financial documents to apply for business loans. Depending on your business, encourage customers to lock in a one-year membership now at a discounted rate or free shipping on online orders. Offer Customer Discounts.

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social media Video Taxes Community 98

PYMNTS

MARCH 1, 2018

The package must include the laundry list of financial records lenders want to review: balance sheets and financial statements, bank statements, tax returns, accounts payable and receivable and details about the vendors on those lists, as well as details about outstanding loans and tax returns.

Data 101

Data Lending Taxes Innovation 101

Independent Banker

AUGUST 26, 2015

We get the disclosure back faster” when borrowers digitally sign documents exchanged by email, Webster notes. Community banks and their customers don’t need to be concerned about the legality of digitally signed documents. Sending documents to a consumer’s personal email is the first safeguard.

San Francisco 70

San Francisco Lending System Atlanta 70

South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). More third parties will be coming online every day to help validate transactions via an API or digital connection. Instant Credit.

Payments 195

Payments Trends Data Fintech 195

PYMNTS

SEPTEMBER 6, 2016

Barrett told PYMNTS about what those challenges are and how the biggest change in expense management today isn’t that it’s going global but that it has the technology to ease friction in a setting already filled with cross-border corporate transactions. ” he said, referencing cloud technology and electronic accounting.

Report 100

Report Management Technology Tools 100

PYMNTS

OCTOBER 24, 2019

24), and as always happens, it painted a picture of where online retail is, and where it’s headed. Among them is the recent increase in Japan’s consumption tax , from 8 percent to 10 percent. The eCommerce operator released its third quarter 2019 financials on Thursday afternoon (Oct. Investors seem to have noticed.

Conference 100

Conference Retail Trends Washington 100

PYMNTS

OCTOBER 14, 2016

In Turkey, however, bitcoin stakeholders are one group that is definitely not able to relax as they face the blocking of many online services by Turkish authorities. online services. But Takach is confident that the law will catch up with technological innovation. Sounds like the two sides need to just chill.

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

PYMNTS

SEPTEMBER 13, 2017

Gathering wallet share of hundreds of millions of young, urban and newly flush Chinese consumers as they search online for goods and services is increasingly attractive for merchants and marketplaces alike. Some companies, for instance, may use online photos to demonstrate a product, but a truly accurate representation may not be available.

San Francisco 101

San Francisco Compliance Regulation Branding 101

PYMNTS

MARCH 29, 2018

Migrating would save financial institutions from building their own connections and would create access to new technologies and computing developments, Parker said — which is important since many of them are running on platforms that are 50 years old. It’s then someone’s job to match the payment to the appropriate remittance document.

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cryptocurrency Regional Bitcoin Cards 109

NCR

APRIL 19, 2016

Also, these days, you can secure up to a $350,000 SBA loan—in as little as a week after completing the application— for business needs such as equipment or real estate purchases, debt refinance, or working capital through SmartBiz, the #1 online SBA loan marketplace. Have a plan. He started his career at Procter & Gamble.

Capital 40

Capital Online Comparison Cards 40

BankBazaar

AUGUST 28, 2019

You can easily redeem reward points through offline or online methods. How to redeem reward points earned on the HDFC Bank Freedom Credit Card online? You can log in to your Net banking account and redeem your reward points online. What are the documents required for applying for the HDFC Bank Freedom Credit Card?

Cards 60

Cards How To Online Taxes 60

MyBankTracker

JULY 31, 2020

The downside: Credit unions have less of a physical presence — meaning they tend to have fewer branch locations and less sophisticated online technology. Online lenders. Sometimes, though, online-only lenders offer better rates and lower fees. What Documentation Do You Need for a Personal Loan?

Community 52

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