PYMNTS

JUNE 6, 2016

Customers are drawn to banking technology that is easy to use yet secure enough to safeguard their personal information. For major banks looking to gain consumer trust while staying ahead of the technological curve, creating services that are both simple and secure can be a major challenge. Shaping a streamlined experience.

Security 100

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PYMNTS

JUNE 9, 2020

Those integrated solutions, in turn, allow users to conduct their financial lives with speed, ease and security. He added that there remains heightened sensitivity around security as fraudsters have trained their sights on card-not-present (CNP) fraud, although security concerns have not derailed any projects.

Data 151

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PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first.

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

APRIL 24, 2018

Then over time, when people start to take that as a normal experience, we will start to see companies that are especially concerned about fraud and security” and follow in the early adopters’ footsteps. A standard, of course, simplifies process and allows innovators to work with a foundation upon which to build.

User Experience 141

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PYMNTS

NOVEMBER 19, 2020

Europe and Asia (for a total of nine countries) – seven in 10 respondents said they were confident in the security provided by digital wallets. And 88 percent said they’d had a “consistently positive user experience” with NFC contactless technologies. Mobile wallet transaction value could exceed $1 trillion by 2024.

Google 254

Google Mobile Apple Survey 254

PYMNTS

FEBRUARY 2, 2018

The UX Experience. At the event, consumers will witness the “user experience” they don’t realize they could be having. Call it the “user experience experience.”. Acheson said the exhibition is important because user experience is such a growing area of focus for banks and retailers.

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Minneapolis ATM User Experience Innovation 150

PYMNTS

MARCH 26, 2020

To modernize payments and the user experience, Davis said it is critical to consolidate processes and data aggregation. But in following an evolutionary path — and to modernize payments, wholeheartedly enable digital commerce and move away from cash and checks — these FIs must often overhaul their infrastructure.

Community 247

Community Community Bank Mobile Cards 247

PYMNTS

JANUARY 31, 2018

Lagging behind digital-only banks, traditional banks must look to streamline and offer a frictionless mobile experience to their user base. According to Hochrieser, “Digital banks are focused on mobile only, and so their only purpose is to provide the best possible user experience.”

Online 153

Online Security Course Mobile 153

PYMNTS

MARCH 1, 2018

Apple said it decided it was better to offer iCloud under the new system because discontinuing it would lead to a bad user experience and actually lead to less data privacy and security for its Chinese customers. Human rights advocates raised some alarms on Wednesday. The company gets roughly 20 percent of its sales from China.

Data 100

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PYMNTS

FEBRUARY 12, 2019

The ideal — the goal of ongoing work across much of the digital payments and commerce industries — is to join two related, but distinct, tasks in the hopes of bringing more security and convenience to financial and retail transactions. That resulted in a quite fractured user experience, and inconsistent user experiences.”.

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PYMNTS

SEPTEMBER 24, 2019

The challenges arise when firms want to bring those technologies to new use cases, new industries and, of course, new countries. Identities, in turn, must be secured, verified and reusable. Interoperability of systems across governments, infrastructure and currencies can help take a bite out of money laundering, he noted.

Innovation 182

Innovation Fraud Technology Security 182

Independent Banker

NOVEMBER 30, 2022

Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. Super apps, or apps that aggregate online or mobile user experiences into one central location, have taken off globally. billion users. and its impact on data security. By Colleen Morrison.

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PYMNTS

NOVEMBER 26, 2019

Barybin noted that while SatchelPay “completely” understood the bank’s decision, “it was unexpected at the time and, of course, inconvenient.”. The Downside of Success. An Opportunity for Collaboration.

Compliance 182

Compliance Regulation Fintech Resources 182

PYMNTS

OCTOBER 2, 2018

Squeezed out of tried-and-true methods of card fraud (thanks in no small part to EMV), the fraudsters are eyeing how to interfere with the money that firms legitimately send in the course of normal, daily business life. Optimizing The User Experience. Too few, and the system lets fraud into the mix, of course.

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PYMNTS

JULY 2, 2018

This consumerization of the enterprise has emerged as a heavyweight behind corporates’ digital transformations – but businesses aren’t consumers, and emerging technologies must address unique needs while still providing a positive user experience. One, of course, is the physical token.

America 117

America Mobile Security Technology 117

PYMNTS

JUNE 25, 2019

Banks still currently receive the bulk of such data, however, which puts them in a good position to start experimenting with new revenue models that are more similar to those of technology companies. These firms will then make money by competing on information and user experience rather than through pricing and interest rates, he added.

Fintech 122

Fintech Customer Experience Data User Experience 122

PYMNTS

JULY 15, 2019

Adam Goldman, founder and president of Canadian trading platform Bitbuy, explained how the company has focused on security as it helps its user base purchase, sell and trade cryptocurrencies. “A Traditionally, AML/KYC was a very slow, manual process involving checking potential customers across government watch lists while onboarding.

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cryptocurrency Regulation Guidelines User Experience 129

PYMNTS

DECEMBER 12, 2018

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience. That means, of course, that 5G will fuel the growth of the Internet of Things.). 5G will mean zero waiting time.”.

Fintech 211

Fintech Mobile Analysis Technology 211

PYMNTS

AUGUST 14, 2019

14 as part of the Payments Service Directive (PSD2), stands as one of the most comprehensive global efforts to bring more security to online payments and eCommerce – while also, at least ideally, reducing the friction that can alienate consumers from merchants, financial institutions and payment services providers. 14 deadline.

Compliance 115

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PYMNTS

OCTOBER 28, 2019

The move came about a month after Fair, which functions via an app, secured a $500 million revolving credit facility led by Mizuho Bank. Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well known on the capital markets side. His interim replacement will be Kirk Shryoc.

San Francisco 101

San Francisco United States Capital User Experience 101

PYMNTS

OCTOBER 28, 2019

The move comes about a month after Fair, which functions via an app, secured a $500 million revolving credit facility led by Mizuho Bank. Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well-known on the capital markets side. His interim replacement will be Kirk Shryoc.

San Francisco 100

San Francisco United States Capital User Experience 100

PYMNTS

AUGUST 8, 2018

“Statistics indicate that consumers still trust their banks more than, for example, tech companies when it comes to their financial lives,” said Richard Bailey, SVP of engineering at Entersekt , a South Africa-based FinTech firm that focuses on mobile authentication and app security software. Of course, trust goes only so far.

Mobile 102

Mobile Fintech Community Bank Security 102

Accenture

JANUARY 26, 2017

” In due course a droll reply arrived, “We suggest you learn to love them.” Or, banks could apply well-defined APIs to standardize and simplify the customer onboarding process to drastically lower cost and improve the user experience. He tried every method he knew to get rid of them. Still, they persisted.

Payments 150

Payments Innovation User Experience System 150

Accenture

JANUARY 26, 2017

” In due course a droll reply arrived, “We suggest you learn to love them.” Or, banks could apply well-defined APIs to standardize and simplify the customer onboarding process to drastically lower cost and improve the user experience. He tried every method he knew to get rid of them. Still, they persisted.

Payments 150

Payments Innovation User Experience System 150

PYMNTS

MARCH 25, 2019

Compliance and regulatory issues remain top of mind, of course, but so does the overall experience of both buyers and sellers. As sharing economy platforms expand globally and become more popular, the pressure is on to cater to consumers and to offer seamless experiences for both buyers and sellers to remain competitive.

Los Angeles 135

Los Angeles Payments San Francisco Chicago 135

PYMNTS

MAY 20, 2020

A vast majority of us, of course, are working from home — perhaps not even our homes, but via shelter-in-place locations with family and friends. The pandemic has paved the way for fraudsters to try new avenues of attack, and is laying bare the limitations of the fraud prevention tools currently deployed. Permanently.

Fraud 208

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PYMNTS

DECEMBER 2, 2019

It’s a strategy, he acknowledged, that flies in the face of what has been a hallmark of the past few years: a tech industry dominated by the U word — that would be “unicorn,” of course. It’s not a one-sided relationship, though. There’s a continuous need, too, for tech innovators to find distribution.

Capital 127

Capital Innovation User Experience Payments 127

PYMNTS

JANUARY 31, 2018

Slack has made a user experience that is easy … to integrate other products and services into their platform” with one-click integration sans specialist knowledge. They need to be able to report on the status of the business and, of course, have access to the data that will make reporting holistic and regular.

Management 116

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PYMNTS

APRIL 30, 2018

trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 Blockchain, of course, isn’t only to blame. They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MARCH 17, 2020

Mobile ordering apps are par for the course for today’s quick-service restaurants (QSRs), and large chains that do not offer mobile ordering are notable exceptions. Those apps need to match or exceed those competitors offer as customers expect to have the same seamless ordering experiences no matter the restaurant from which they order.

Mobile 168

Mobile System Online Data 168

PYMNTS

JUNE 21, 2017

Over the course of the last year, we haven’t just reframed the way we are working with Visa and Mastercard, but also how we are working with the entire banking ecosystem,” Ready told Webster. That is something that Ready said was always on PayPal’s mind as it evolved its own P2P models. The Power of Ubiquity.

Mobile 134

Mobile Cards Digital Banking User Experience 134

PYMNTS

AUGUST 31, 2017

There was, of course, the internet’s go-to solution for unwanted things — Craigslist — but Huzar was looking for a cleaner user experience and a process that was a bit more organized. He thought he could probably build that experience, then spent about five years trying to convince himself not to.

User Experience 127

User Experience Conference Maine Course 127

PYMNTS

APRIL 3, 2018

Fiserv VP of digital banking Scott Domach says the robust voice banking experience embraces everything from bill payment push alerts to fraud alerts, but one thing rules above all: The principle of natural speech. Banking is, of course, about more than account balances.

Mobile 124

Mobile Fraud New Mexico Examples 124

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. FinServ cybersecurity is, of course, a prime target for innovation. But customers’ constant demand for cutting-edge products and services is adding to the load of already heavy security burdens.

Innovation 186

Innovation Security Customer Experience Technology 186

PYMNTS

DECEMBER 14, 2016

Partnering with Visa helps improve the StubHub user experience, leveraging a brand that has exceptional strength in the payments sector to make it easier than ever to connect fans to inspiring event experiences,” Visa noted. The modern customer expects a top-notch user experience.

Online 100

Online Retail User Experience Data 100

PYMNTS

FEBRUARY 19, 2019

Chargebacks are still a problem, of course, but fraud has morphed into this multi-tentacled threat that is constantly on the prowl for any hole or weak spot that offers criminals the chance to get into your systems. The mindset required to successfully battle fraudsters these days starts with a change of language. Insult Rate.

Fraud 169

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PYMNTS

OCTOBER 2, 2018

This would seem to be a favorable time for digital products and services that emphasize privacy and data security. Many of the apps that do exist are clunky and difficult to use; user experience needs to improve.” “Developers have always had a certain amount of revolutionary spirit,” he told Fast Company.

Data 189

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