PYMNTS

JUNE 6, 2016

Customers are drawn to banking technology that is easy to use yet secure enough to safeguard their personal information. For major banks looking to gain consumer trust while staying ahead of the technological curve, creating services that are both simple and secure can be a major challenge.

Security 100

Security Technology Training America 100

PYMNTS

NOVEMBER 19, 2020

Europe and Asia (for a total of nine countries) – seven in 10 respondents said they were confident in the security provided by digital wallets. And 88 percent said they’d had a “consistently positive user experience” with NFC contactless technologies. Mobile wallet transaction value could exceed $1 trillion by 2024.

Google 254

Google Mobile Apple Survey 254

PYMNTS

MARCH 26, 2020

As Davis noted, larger banks, including regional players, tend to have their own technology platforms — and direct integrations into their own networks — to enable mobile and contactless payments. To modernize payments and the user experience, Davis said it is critical to consolidate processes and data aggregation.

Community 247

Community Community Bank Mobile Cards 247

PYMNTS

APRIL 24, 2018

This bodes well for their inclusion as a technology in the future,” he said. Then over time, when people start to take that as a normal experience, we will start to see companies that are especially concerned about fraud and security” and follow in the early adopters’ footsteps. The roadmap itself? The authenticator itself?

User Experience 141

User Experience Case Study Security Fraud 141

PYMNTS

SEPTEMBER 24, 2019

The bumpy road cryptos face under scrutiny from regulators (we’re looking at you, Libra ) was a springboard into a larger discussion between Zac Cohen, general manager at Trulioo , and Karen Webster on the challenges FIs and others face when deploying new technologies. Identities, in turn, must be secured, verified and reusable.

Innovation 182

Innovation Fraud Technology Security 182

PYMNTS

DECEMBER 12, 2018

As that mobile technology get closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity. Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience.

Fintech 211

Fintech Mobile Analysis Technology 211

PYMNTS

JUNE 9, 2020

Those integrated solutions, in turn, allow users to conduct their financial lives with speed, ease and security. He added that there remains heightened sensitivity around security as fraudsters have trained their sights on card-not-present (CNP) fraud, although security concerns have not derailed any projects.

Data 151

Data Security Online User Experience 151

PYMNTS

JANUARY 31, 2018

Lagging behind digital-only banks, traditional banks must look to streamline and offer a frictionless mobile experience to their user base. According to Hochrieser, “Digital banks are focused on mobile only, and so their only purpose is to provide the best possible user experience.”

Online 153

Online Security Course Mobile 153

Independent Banker

NOVEMBER 30, 2022

Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. Super apps, or apps that aggregate online or mobile user experiences into one central location, have taken off globally. billion users. and its impact on data security. By Colleen Morrison.

Community Bank 91

Community Bank Community Maryland Data 91

PYMNTS

FEBRUARY 12, 2019

The ideal — the goal of ongoing work across much of the digital payments and commerce industries — is to join two related, but distinct, tasks in the hopes of bringing more security and convenience to financial and retail transactions. According to Pointner, that would be facial recognition technology. The Hot Thing. Face Familiarity.

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PYMNTS

JULY 2, 2018

This consumerization of the enterprise has emerged as a heavyweight behind corporates’ digital transformations – but businesses aren’t consumers, and emerging technologies must address unique needs while still providing a positive user experience. One, of course, is the physical token.

America 117

America Mobile Security Technology 117

PYMNTS

OCTOBER 2, 2018

Squeezed out of tried-and-true methods of card fraud (thanks in no small part to EMV), the fraudsters are eyeing how to interfere with the money that firms legitimately send in the course of normal, daily business life. Money Laundering And Technology ‘Enabler’. Call it a vicious cycle, perhaps. Is yer flesh creeping yet?

Fraud 149

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PYMNTS

MARCH 1, 2018

Apple said it decided it was better to offer iCloud under the new system because discontinuing it would lead to a bad user experience and actually lead to less data privacy and security for its Chinese customers. Human rights advocates raised some alarms on Wednesday. The company gets roughly 20 percent of its sales from China.

Data 100

Data Apple User Experience Big Data 100

PYMNTS

JUNE 25, 2019

“The big question is how banks will be using technologies like APIs to create ecosystems and profitable business models that will benefit them in the long term,” he explained. They are [already] being challenged by a lot of the FinTechs and the larger technology companies.”.

Fintech 122

Fintech Customer Experience Data User Experience 122

PYMNTS

NOVEMBER 26, 2019

Just ask Sergiy Barybin, CEO of Lithuanian cross-border payments technology company SatchelPay. Barybin recently took up the position to head the cross-border payments technology company after the Bank of Lithuania halted SatchelPay operations earlier this year. The Downside of Success. An Opportunity for Collaboration.

Compliance 182

Compliance Regulation Fintech Resources 182

PYMNTS

APRIL 3, 2018

Fiserv VP of digital banking Scott Domach says the robust voice banking experience embraces everything from bill payment push alerts to fraud alerts, but one thing rules above all: The principle of natural speech. Banking is, of course, about more than account balances. Thus, upon download, users are guided through the process.

Mobile 124

Mobile Fraud New Mexico Examples 124

PYMNTS

OCTOBER 28, 2019

The move came about a month after Fair, which functions via an app, secured a $500 million revolving credit facility led by Mizuho Bank. Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well known on the capital markets side. His interim replacement will be Kirk Shryoc.

San Francisco 101

San Francisco United States Capital User Experience 101

PYMNTS

OCTOBER 28, 2019

The move comes about a month after Fair, which functions via an app, secured a $500 million revolving credit facility led by Mizuho Bank. Kirk has a decade of experience running treasury and capital markets for large fleet companies, and is well-known on the capital markets side. His interim replacement will be Kirk Shryoc.

San Francisco 100

San Francisco United States Capital User Experience 100

PYMNTS

OCTOBER 2, 2018

Technology that enables consumers to control their data as they shop, pay and perform other tasks online. Users of the technology could use apps that are based on the Solid technology, which are reportedly a work in progress. Many of the apps that do exist are clunky and difficult to use; user experience needs to improve.”

Data 189

Data Online Google social media 189

Accenture

JANUARY 26, 2017

” In due course a droll reply arrived, “We suggest you learn to love them.” The technology is not new, but the idea of monetizing existing services by making enterprise IT systems, services and data easy to consume externally, is. He tried every method he knew to get rid of them. Still, they persisted.

Payments 150

Payments Innovation User Experience System 150

Accenture

JANUARY 26, 2017

” In due course a droll reply arrived, “We suggest you learn to love them.” The technology is not new, but the idea of monetizing existing services by making enterprise IT systems, services and data easy to consume externally, is. He tried every method he knew to get rid of them. Still, they persisted.

Payments 150

Payments Innovation User Experience System 150

PYMNTS

JANUARY 31, 2018

Slack has made a user experience that is easy … to integrate other products and services into their platform” with one-click integration sans specialist knowledge. They need to be able to report on the status of the business and, of course, have access to the data that will make reporting holistic and regular.

Management 116

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PYMNTS

AUGUST 8, 2018

“Statistics indicate that consumers still trust their banks more than, for example, tech companies when it comes to their financial lives,” said Richard Bailey, SVP of engineering at Entersekt , a South Africa-based FinTech firm that focuses on mobile authentication and app security software. Of course, trust goes only so far.

Mobile 102

Mobile Fintech Community Bank Security 102

PYMNTS

MARCH 25, 2019

At the same time, payments technology is advancing in the shared economy world, providing a counterforce of sorts. Compliance and regulatory issues remain top of mind, of course, but so does the overall experience of both buyers and sellers. Sharing Backlashes.

Los Angeles 135

Los Angeles Payments San Francisco Chicago 135

PYMNTS

FEBRUARY 29, 2016

Other key players in the adoption curve include government entities and financial institutions, says Bottomline Technologies Managing Director of Digital Banking Norm DeLuca. But businesses today are demanding a different experience from their banks, which is driving these FIs to look a bit more closely at innovation.

Innovation 100

Innovation Fintech Tools Technology 100

PYMNTS

DECEMBER 2, 2019

As Founder Masayoshi Son has said, the goal may be to build a company that can grow 300 years down the road, banking on game-changing technologies, such as artificial intelligence. There is money to be made with these enablers, who are, at their core, technology businesses.”. As a result, last month, the company reported a $6.5

Capital 127

Capital Innovation User Experience Payments 127

PYMNTS

MAY 20, 2020

A vast majority of us, of course, are working from home — perhaps not even our homes, but via shelter-in-place locations with family and friends. The pandemic has paved the way for fraudsters to try new avenues of attack, and is laying bare the limitations of the fraud prevention tools currently deployed. Permanently.

Fraud 208

Fraud Examples Data Tools 208

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. FinServ cybersecurity is, of course, a prime target for innovation. But customers’ constant demand for cutting-edge products and services is adding to the load of already heavy security burdens. What is driving this trend?

Innovation 186

Innovation Security Customer Experience Technology 186

PYMNTS

APRIL 30, 2018

trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 Blockchain, of course, isn’t only to blame. They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

FEBRUARY 19, 2019

Chargebacks are still a problem, of course, but fraud has morphed into this multi-tentacled threat that is constantly on the prowl for any hole or weak spot that offers criminals the chance to get into your systems. The mindset required to successfully battle fraudsters these days starts with a change of language. Insult Rate.

Fraud 169

Fraud Data Maine System 169

PYMNTS

DECEMBER 14, 2016

Partnering with Visa helps improve the StubHub user experience, leveraging a brand that has exceptional strength in the payments sector to make it easier than ever to connect fans to inspiring event experiences,” Visa noted. The modern customer expects a top-notch user experience.

Online 100

Online Retail User Experience Data 100

Banking 2020

AUGUST 27, 2015

Thus if banks are truly interested in using mobile phones as a primary form of authentication for ATMs, they will need to sell their customers on a better, more secure user experience. Security and mitigating losses from skimming ultimately will be what banks care about most.

ATM 40

ATM User Experience Fraud UX 40

PYMNTS

NOVEMBER 24, 2016

There is, of course, no secret recipe to being the perfect matchmaker — to running the marketplaces that will attract the maximum buyers and sellers or to making sure that one notches an Uber-like experience every time they’re at the plate. Matchmaker business models are all about facilitating different things in a frictionless way.

Course 100

Course Innovation blockchain Payments 100

Insights on Business

OCTOBER 12, 2018

I need an enterprise scale transformation approach powered by new technologies including cloud. Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

Lex Sokolin

SEPTEMBER 3, 2020

finance, culture, art, technology, media, geopolitics. Who secures it? And of course, in the spirit of our common interest, how does this impact financial infrastructure? As a result, financial infrastructure is just our collective solution for enabling the above activities using the latest in technology?—?whether

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

MAY 22, 2017

Over the course of his career, Clarke worked in high-ranking positions in various government departments, from the Reagan administration’s State Department to the most recent Bush administration, where he worked as a counterterrorism czar. For Clarke, it’s familiar territory. The Digital Threat to Commerce.

Regulation 116

Regulation National Online System 116

PYMNTS

SEPTEMBER 12, 2017

Of course, there are always the unreasonable requests that make compromise impossible and that is just part of business. That doesn’t bother me as much as a request that I would like to fulfill but can’t because of technology limitations or compliance issues or things out of my control.

Innovation 122

Innovation ATM Trends Mobile 122