PYMNTS

FEBRUARY 17, 2020

BankFinancial Equipment Finance will also continue its corporate leasing, lending, deposit and treasury management services to independent equipment lessors nationwide. Taken together, this expansion is expected to materially increase our commercial lease origination volumes during the course of 2020,” said F. BankFinancial Corp.

Illinois 131

Illinois Lending National Conference 131

PYMNTS

MAY 10, 2016

But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. But perhaps one of the most surprising findings was the usage of P2P payments and P2P lending. On the P2P lending side, those numbers were even less favorable. In the U.K., In the U.K.,

Regional 100

Regional Payments Study Cards 100

South State Correspondent

MARCH 6, 2023

We pointed out that DSCR and LTV are driven by cash flow (NOI) and that the relationship between cap rates, interest rates, DSCR, and LTV conspires to make real estate lending especially dangerous. Many national and regional banks incorporate a minimum debt yield ratio as an underwriting criterion.

Community Bank 195

Community Bank Community Lending Regional 195

PYMNTS

JUNE 7, 2016

With an eye on what could be called a true greenfield opportunity, alternative lending platform Biz2Credit is launching its small business lending products in India. There, of course, remain some issues to be handled that are partly cultural, and Biz2Credit is aware of what gaps exist in reaching out to nascent businesses, said Arora.

Online 100

Online Lending Course Risk Management 100

PYMNTS

SEPTEMBER 24, 2018

CNBC, citing an interview JPMorgan Chase Chief Executive Jamie Dimon had with Jim Cramer on Squawk Alley, reported the company is gearing up to open 50 new branches in Philadelphia, Delaware and southern New Jersey during the course of the next five years. in an effort to strengthen its retail business. JPMorgan is the largest U.S.

Philadelphia 133

Philadelphia Trends Delaware New Jersey 133

PYMNTS

APRIL 19, 2019

Grab, as most know, is a financial services ecosystem that serves the 630 million citizens in Southeast Asia — and has expanded from ridesharing and food delivery to lending and insurance for these micropreneurs. In those cases, Mehrotra said, Grab acts as the “bridge” that enables those operations to “go from hyperlocal to regional.”

Regional 196

Regional Operations Mobile Examples 196

PYMNTS

JANUARY 15, 2019

which have been looking into the ways that licenses and charters can be granted to FinTechs to help them offer lending and other services nationwide. Those regulators state that such services can be brought to thus-far underserved areas, and might boost lending to small businesses.

Fintech 148

Fintech St. Louis System Regulation 148

Gonzobanker

APRIL 14, 2021

In 2020, almost all financial institutions saw record growth in Small Business Administration lending with the Paycheck Protection Program, mortgage origination and home equity loans, and deposits. A slowdown in that momentum is already evident in 2021, especially with more traditional lending and interchange revenue.

Analytics 155

Analytics Cards Lending Strategy 155

PYMNTS

FEBRUARY 18, 2020

Though incremental and relatively small in scale, the PBOC moves indicate that commercial lending requires at least some support to keep the economy growing, even at a dramatically reduced rate, amid an outbreak that has seen more than 64,000 individuals infected worldwide. According to Zhou Guannan, an analyst at Huachuang Securities Co.,

Policies 130

Policies Retail New York Lending 130

South State Correspondent

SEPTEMBER 20, 2023

Of course, all things are rarely equal. National and regional banks control 70% of the cash management market, yet most cash management customers choose their bank because of service. Client 1 builds balances as rates increase, while Client 2 is negatively impacted by rates. As such, payments generate more fees.

Management 195

Management Survey Industry Community Bank 195

Jeff For Banks

NOVEMBER 19, 2014

But in strategic planning retreats that I moderate, community financial institutions insist that they lend to small businesses. In fact, when I recently spoke to a group of New York bankers, I opined that community FIs would lend to small businesses only if they have three years of operating profit and a building as collateral.

Lending 93

Lending San Francisco Community Community Bank 93

PYMNTS

JULY 25, 2017

For value, the Federal Reserve estimates that a college grad will make about $830,000 over the course of a lifetime; the Georgetown University Center for Education and the Workforce estimates the value at around a cool million. Lending-as-a-Service. By offering a white label lending service, we are making those connections possible.”.

Lending 100

Lending Community Bank Millennials Community 100

PYMNTS

OCTOBER 8, 2019

CUs are no longer confined to operating primarily as regional players, moving beyond the confines of original charters that had limited them to, say, specific communities or employers. To get there, to increase awareness and interest on the part of younger consumers, CUs, of course, must look to digitize their products and services.

United States 102

United States Millennials Course Lending 102

PYMNTS

JANUARY 3, 2020

These retailers — the surviving ones, of course — are in for an even rockier road if an economic downturn materializes. But online lending companies are seeing a surge in digital loans — up 19 percent year over year in 2019. The closures have come despite the continuing willingness of the U.S. consumers spent $462 billion.

Retail 131

Retail Samsung National Taxes 131

PYMNTS

SEPTEMBER 18, 2019

As Ufford pointed out, as Trulioo gets closer to the total [population] number, the challenge inherent in verifying identities is that it’s not just adults, but entire geographic regions — such as throughout Africa and parts of South America and Asia — that have yet to become part of the digital world. The Business Side: Unlocking the Analog.

How To 158

How To Regional Cards Data 158

Perficient

JUNE 18, 2020

Each team’s fleet is assigned to a region of the battlefield. The game requires a fleet to be set within a 20 x 20 region. If a player positions a ship outside the region, the player will be kicked out of the game. This should provide the necessary information for a player to determine which regions of the board to attack.

Regional 332

Regional Technology Management System 332

PYMNTS

APRIL 10, 2018

Adjaoute said AI is a next-generation technique for assessing the risk posed by a consumer or merchant, as it can combine all data from across sources to get a total picture of someone’s creditworthiness in real time — which, of course, is what applicants have come to expect. It’s easy to lend money,” Adjaoute concluded.

social media 136

social media Course Data Leadership 136

American Banker

JUNE 3, 2016

Speaking about the overheated market for auto lending, Jamie Dimon, CEO of JPMorgan Chase, said "someone is going to get hurt." Not JPMorgan, of course. "It Auto Loans in the Spotlight: All of those TV and radio advertisements from car dealerships could be coming back to bite the banks making loans for new cars.

Lending 28

Lending Community Bank Course Community 28

PYMNTS

APRIL 27, 2020

There was, of course, a rocky start that found big banks and other lenders less-than-ready to meet the demand deluge. There was confusion about just what the lending program demanded, in terms of documentation, or how the funds should or could be used. Another 27 percent applied through regional banks. No Thanks, For Now.

Data 168

Data Study Survey Course 168

PYMNTS

MARCH 19, 2019

Behind the billions of dollars — OK, make that tens and tens of billions of dollars — in deal-making that has marked the payments space in the just the first few weeks of 2019, lies, of course … strategy. The spotlight thus shines brighter on financial services infrastructure, and regions where cashless is a trend, such as the U.K.

Payments 191

Payments Strategy Course Cards 191

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. The results are a bit more varied across the Asia-Pacific region, however, which influences how these FIs invest in innovation.

Regulation 156

Regulation Innovation Fintech Marketing 156

PYMNTS

NOVEMBER 22, 2018

London, of course, has for years been a nerve center for financial services in the region, which has been an integrated landscape of members spanning the European Economic Area (EEA) freely accessing each other’s markets. If commerce is the lifeblood of any economy, then payments are the lifeblood of the lifeblood.

Fintech 156

Fintech Regulation Course Cards 156

PYMNTS

JULY 17, 2018

Bloomberg noted that the non-mortgage lending last year — extended to consumers and small firms , done through NY-chartered entities — was $51 billion. Yet, noted the publication, only one traditional banking player in the region, Standard Chartered , has said it will apply for that license, and the deadline looms at the end of August.

Fintech 100

Fintech Regulation New York Management 100

Independent Banker

FEBRUARY 24, 2016

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Several trends have arisen that are likely to continue shaping the commercial lending market. Here are five commercial lending trends from some of the industry’s top commercial lenders.

Trends 79

Trends Community Bank Lending Community 79

PYMNTS

AUGUST 14, 2019

Instant lending is the largest monetizable transaction type with Venmo, said management, and the remainder is split between Venmo Card and Pay with Venmo. Venmo, of course, is not the only major P2P player in the game. Zelle Trends. More than 64 percent of U.S. Larger P2P World.

Payments 124

Payments Trends Cards Comparison 124

PYMNTS

AUGUST 20, 2018

Despite direct exposure to the region, they remain unaware of the GDPR requirements. But in the meantime, Brock Blake, who is chief executive of Lendio, a small business lending platform, told the newswire that “you are going to have a bunch of lenders sitting around waiting.” Separately, and looking beyond the U.S.,

Fintech 101

Fintech Survey Regulation Resources 101

Independent Banker

JULY 1, 2015

Jamey Smith forges complete partnerships for successful commercial lending. As a successful commercial lending specialist for more than 30 years, Jamey Smith, Houston region CEO of Citizens Bank in Kilgore, Texas, has pursued a strategy of getting an in-depth understanding of potential customers and their businesses.

Analytics 70

Analytics Houston Texas Training 70

PYMNTS

SEPTEMBER 6, 2018

The age of technology is, of course, well upon us, with Software-as-a-Service (SaaS) a key conduit to making sure that at least some business operations — once the province of spreadsheets and reams of paper — can be streamlined. Compliance and risk? The top of any FinTech’s to-do — and to-keep-doing — list.

Compliance 133

Compliance Fintech Regulation Knowledge Base 133

PYMNTS

MARCH 11, 2016

MPD CEO Karen Webster recently hosted a live digital discussion with Martin Schrimpff, Co-Founder of PayU , during which they addressed the necessity for a unique approach to payments in the region, and how to turn challenges into opportunities across the continent. In Brazil, 80 percent of all transactions involve installments.

America 100

America Payments Fraud Case Study 100

Lars Markull

APRIL 7, 2021

This will happen faster in regions with regulation (e.g. Of course, this is driven by demand in all countries, but an increasing number of potential customers will start requiring and expecting international coverage. In addition to categorisation, lending providers require other features that help them to score their users.

Lending 85

Lending Examples Marketing Regulation 85

Jeff For Banks

FEBRUARY 2, 2013

But in my opinion, business as usual is a riskier course. In fact, I would put to you that this region benefits tremendously by having nearby support systems that foster innovation. or outright balance sheet lending so long as you put a wall around the risk. The potential for failure is greater. Your markets can too.

Innovation 94

Innovation Marketing Capital California 94

Jeff For Banks

APRIL 25, 2014

Investment bankers will tell you the definitive answer, which is of course their opinion. Year to date through April 22nd, there were 73 announced deals, putting us on track for a similar number of deals to last year. This all comes with fewer banks than there were in 2007. What is driving deal volume?

Community 93

Community New York Indiana Connecticut 93

Independent Banker

MARCH 15, 2015

The latest ICBA salvo was the association’s January 2015 release of its Community Bank Lending Survey, which detailed the tangible impact of the current rules on community banks. Of course, this community bank victory is not the result of just one survey.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

The latest ICBA salvo was the association’s January 2015 release of its Community Bank Lending Survey, which detailed the tangible impact of the current rules on community banks. Of course, this community bank victory is not the result of just one survey.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

NOVEMBER 24, 2014

Central Region Award Recipient. When Gowen first arrived at Merchants & Planters in 1983 to serve as its president and senior lending officer, the bank had two branches and $47 million in assets. One person cannot do it all—there’s just way, way, way too much to do.” —Jim Jim Gowen, Merchants & Planters Bank. Jim Gowen Sr.

St. Louis 105

St. Louis Community Bank Community Leadership 105

PYMNTS

AUGUST 10, 2016

Well, if you have an appetite for throwing money into a marketplace that lends money to plaintiffs in exchange for the promise that they’ll not only have their day in court but win. Kinda similar to the online lending model that has seen better days. The easy part is attracting plaintiffs with a beef and a target defendant.

Online 100

Online Lending System Operations 100

PYMNTS

JUNE 25, 2020

So that impacts our business, of course, in a very positive way, because we really want to be that, that rational alternative to just taking on more and more debt and enabling the consumer to strike the right balance between debt and equity so they can do the things they really need to in their lives during this challenging time.”

Las Vegas 255

Las Vegas Miami San Diego San Francisco 255