PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain, of course, isn’t only to blame.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

AUGUST 1, 2019

But the challenge, of course, isn’t just investing in delighting consumers, but in building the suite of digital services and products they actually want, since almost nothing is universally popular. billion: Amount of money FinTechs raised globally in 2018, according to Visa’s figures.

User Experience 115

User Experience Course Data Fintech 115

PYMNTS

AUGUST 4, 2020

When the story of the coronavirus is written, when it comes to financial services, the key chapters will focus on the pace at which innovation accelerated — and where a range of players came together to create ecosystems, rather than to simply compete in zero-sum, winner-take-all bids for consumers. Ready For The Digital Shift.

Google 298

Google Digital Banking Course Branding 298

PYMNTS

AUGUST 8, 2018

“Statistics indicate that consumers still trust their banks more than, for example, tech companies when it comes to their financial lives,” said Richard Bailey, SVP of engineering at Entersekt , a South Africa-based FinTech firm that focuses on mobile authentication and app security software. Of course, trust goes only so far.

Mobile 102

Mobile Fintech Community Bank Security 102

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. Looking into the future, everything is about connection, which is available thanks to APIs,” said Dux.

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

JANUARY 6, 2021

At a high level, he said, electronic payments generate value for FIs because they are able to monitor how and when (and why) people pay, which can give rise to innovation within the financial services space with new services that prove useful to consumers. Basically, they were using the accounts twice a month.

Payments 363

Payments User Experience System Mobile 363

PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. That’s not all. So that’s our starting point.”. It has raised $1.6

How To 130

How To Lending Digital Banking Examples 130

PYMNTS

OCTOBER 2, 2018

Wily sorts, who go with the flow of innovation and see the sea changes inherent in payments. Squeezed out of tried-and-true methods of card fraud (thanks in no small part to EMV), the fraudsters are eyeing how to interfere with the money that firms legitimately send in the course of normal, daily business life. The bad guys and gals?

Fraud 149

Fraud Course System Big Data 149

PYMNTS

SEPTEMBER 28, 2017

If FIs want to connect with modern consumers, smartphone solutions also need to feature the latest innovations and slick user experiences. . Over the course of the past month, several providers seemed to answer that call, debuting new services and features that utilize and integrate AI technology. . About the Tracker.

Digital Banking 101

Digital Banking Report Mobile User Experience 101

Gonzobanker

JULY 6, 2021

As information technology departments move from being the provider of all technology services to orchestrator of technology innovation, chief information officers are rightfully asking, “How do we reinvent ourselves in this digital age when we’re saddled with legacy tech debt of 30-year-old, difficult-to-integrate, flat-file-based core systems?”.

Strategy 158

Strategy System Risk Management Technology 158

PYMNTS

JANUARY 31, 2018

Slack has made a user experience that is easy … to integrate other products and services into their platform” with one-click integration sans specialist knowledge. They need to be able to report on the status of the business and, of course, have access to the data that will make reporting holistic and regular.

Management 116

Management Data social media System 116

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. FinServ cybersecurity is, of course, a prime target for innovation. At the same time, providers must ensure a positive, consistent customer experience. from EMVCo and “PIN on Glass” from the PCI Council.

Innovation 186

Innovation Security Customer Experience Technology 186

PYMNTS

APRIL 19, 2017

Branding the Nadia avatar as a “trainee” helps the agency convey to users that the program is still learning how to interact in an emotionally intelligent manner. If the avatar knows you’re a happy person, the avatar will smile. TO DOWNLOAD THE APRIL EDITION OF THE PYMNTS DIGITAL BANKING TRACKER™, CLICK THE BUTTON BELOW. . .

Digital Banking 180

Digital Banking Technology Samsung Meeting 180

Insights on Business

OCTOBER 12, 2018

Innovative solutions: Culture and processes to create disruptive solutions and market-leading experiences for customers, including automated threat intelligence for secure financial transactions. Re-imagining and re-evaluation of the envisioned future state, and the calibration of where you are as compared to that future state.

Innovation 87

Innovation Strategy Industry Technology 87

Lex Sokolin

SEPTEMBER 3, 2020

And of course, in the spirit of our common interest, how does this impact financial infrastructure? You would not be able to design this user experience, nor this attention platform without a technology footprint that began with cloud computing and the Internet. How does software operate? Where does it operate? Who secures it?

blockchain 52

blockchain Software Capital Technology 52

Lex Sokolin

OCTOBER 14, 2020

We think that Wells Fargo, and Bank of America, and the Federal Reserve, and the rest of “them”, whoever “they” are, are centralized monoliths running on papyrus and holding back innovation. The media industry has been able to deploy a business model that uses the Internet to deliver a better user experience when bundled with the law.

Lending 52

Lending User Experience Google United States 52

Fintech Labs Insights

MARCH 24, 2017

But with FinDEVr London only a few months away, we’re already looking forward to seeing what the international developer community is doing to drive innovation in financial technology. Now let’s relive a little of that social media magic from FinDEVr 2017 New York. We hope you had as much fun at FinDEVr New York as we did.

New York 15

New York social media Conference User Experience 15

PYMNTS

JULY 13, 2017

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In The more seamlessly they can integrate payments into the platform, the better the user experience. Episode Two.

User Experience 108

User Experience Software Compliance Payments 108

Fintech Labs Insights

FEBRUARY 8, 2017

After two days of live demonstrations of some of the most novel innovations in fintech, our FinovateEurope audience has made its voice heard as to which technologies represent the Best of Show. Backbase for showing how artificial intelligence and PSD2 can turn a mobile app into a smart virtual assistant. We’ll see you next year!

Conference 12

Conference User Experience Innovation Technology 12

PYMNTS

JULY 14, 2016

With our user experience, we do a much better job at the moment than most traditional banks,” Stalf said. We have taken a different approach – we try to innovate banking without coming out of banking. We looked at their customer experience for inspiration to build the best user experience in banking,” Stalf explained.

User Experience 100

User Experience Digital Banking Customer Experience Innovation 100

PYMNTS

JUNE 28, 2019

Digital payments may be in the crosshairs of treasury professionals, banks and FinTechs, but the journey to truly transform business payments is fraught with challenges. And, he added, the banks and FinTechs understand the value of providing plug-and-play connectivity to ERP and accounting systems to add payments capabilities.

Payments 107

Payments Fraud System Fintech 107

PYMNTS

AUGUST 16, 2018

But that does not mean a proactive mindset reigns when it comes to mobile security and innovation. Reactive ways of doing things can degrade the user experience — and that can drive away consumers. Mobile Innovation. But the right outlook is a good place to start, and a jumping-off point for any meaningful improvements.

Mobile 127

Mobile Payments Security Innovation 127

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership. That kinda scares me.”.

Utah 60

Utah System Community Marketing 60

CB Insights

AUGUST 24, 2017

At the CB Insights Future of Fintech 2017 conference, Joe Lonsdale discussed opportunities to transform the insurance industry and mentioned the possibility of leveraging new insurance technologies to ensure construction worker and site safety. And left unchecked, those sectors are basically just going to eat the economy. ” — Scranton.

Industry 35

Industry Technology California US 35

PYMNTS

APRIL 23, 2018

In 1979, Sony introduced the Walkman , an innovation that made music both portable and personalized. That was until Amazon branched out of books and niche players like Etsy provided a different and better product selection with a cleaner user experience less than a decade later. And two more things.

Retail 117

Retail Maine Lending Software 117

Fintech Labs Insights

MAY 25, 2017

Krzysztof Pulkiewicz: banqUP is a digital fintech bank for small and medium enterprises (SMEs). We are offering core banking products including business current account and MasterCard, combined with a hub of integrated fintech services and functionalities that over a web and mobile business platform.

Digital Banking 20

Digital Banking Fintech Groups Analytics 20

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . FinTechs and new PSD2 third-party providers are increasingly required to continuously monitor their processes. What do you do?

Compliance 81

Compliance Technology Fraud Analytics 81

CB Insights

OCTOBER 10, 2017

Many fintech companies out there are trying, very literally, to become the next Mint.com. Like NerdWallet is today, Mint became an authority in the space — a reputation that allowed it to overcome some of the inherent difficulties in being a personal fintech company that relies on people sharing their financial information.

Tools 78

Tools Millennials US Maine 78

PYMNTS

DECEMBER 5, 2016

But mobile and other connected devices, the cloud, software platforms, new technologies, data, near-ubiquitous wireless internet and the imaginations of innovators have changed all of that. It — and the innovators that emerged since — have changed how consumers shop and use physical stores in profound ways.

Retail 100

Retail Payments Mobile Innovation 100

PYMNTS

DECEMBER 5, 2016

But mobile and other connected devices, the cloud, software platforms, new technologies, data, near-ubiquitous wireless internet and the imaginations of innovators have changed all of that. It — and the innovators that emerged since — have changed how consumers shop and use physical stores in profound ways.

Retail 100

Retail Payments Mobile Innovation 100

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Title: Fintech ‘Plastc’ Shuts Down After Cancelling All 80,000 Pre Orders. The clock kept ticking. Product: Scarf.

Company 78

Company US San Francisco Capital 78