PYMNTS

JANUARY 9, 2018

Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index. Here, again, lies another opportunity for community banks to fill the void. We urge you to make such legislation a priority.”.

Community Bank 131

Community Bank Community Fintech Lending 131

BankInovation

SEPTEMBER 1, 2023

As community and regional banks navigate 2023 and approach 2024, they’re setting their sights on critical priorities to chart their strategic direction – with a keen focus on: • Growing deposits • Growing loans • Retaining talent Jack Henry’s 2023 Strategic Priorities Benchmark Study found that 79% of financial institution CEOs surveyed plan to increase (..)

Study 64

Study Regional Survey Community 64

Banking Exchange

JULY 15, 2019

Survey also finds fewer than half of bank employees know what conduct and ethics controls are in place Compliance Management Compliance/Regulatory Community Banking Feature3 Financial Research Human Resources Feature Management Compliance.

Regional 68

Regional Compliance Community Bank Resources 68

Independent Banker

MARCH 31, 2022

This Community Banking Month, I invite you to try something new to spread your story. Share a new development, community project or initiative. As community bankers, we know relationships matter. I’m headed to Memphis to meet with our state and regional partners, and then I’ll be engaging with the team at CRA Partners.

Oklahoma City 161

Oklahoma City social media Memphis Community 161

The Financial Brand

SEPTEMBER 14, 2023

This article Community Banks Are Missing Out on the Value of Social Media appeared first on The Financial Brand. Nearly 9 in 10 community and regional banks are active on social media, but they lag on using it for sales. Meanwhile, examiners are keeping tabs.

social media 36

social media Community Bank Community Regional 36

PYMNTS

OCTOBER 19, 2020

Canada’s economy has rebounded from the depths of the coronavirus-triggered downturn over the summer but still remains stuck in negative territory, a new Bank of Canada survey finds. While the bank’s Business Outlook Survey has since rebounded, it is still mired in negative territory, at minus 2.2

Survey 141

Survey Regional Community Report 141

PYMNTS

MAY 12, 2020

Local and regional banks may have once been more insulated from these trends than other businesses since they are often trusted names within their communities and maintain long-standing relationships with their customers. This series, based on a survey of 3,000 cardholding U.S. Our research shows that 28.5 Among this group, 31.4

Regional 241

Regional National Cards Mobile 241

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. But Kirby recommended examining data and surveys used to support this idea.

Risk Management 221

Risk Management Management Lending Capital 221

South State Correspondent

SEPTEMBER 20, 2023

What Profitable Cash Management Accounts Want A recent survey by GTreasury found that 70% of treasury departments have five or fewer team members. In the survey (below), respondents were asked what they needed in a treasury management relationship.

Management 195

Management Survey Industry Community Bank 195

ABA Community Banking

NOVEMBER 9, 2020

Nearly half—46%—of small business (those with 100 employees or fewer) said they have increased investment in their businesses amid the financial pressures of COVID-19, according to new research from Regions Next Step. The post Survey: 46% of Small Businesses Increased Investment During COVID-19 appeared first on ABA Banking Journal.

Survey 52

Survey Regional Community Bank Community 52

PYMNTS

NOVEMBER 17, 2020

Simon specializes in regional malls and outlet centers. Our properties continue to be a town square destination for the communities they serve,” said Andy Hutcherson , senior vice president of Innovation and Customer Experience at Simon, in the release. Trip consolidation was cited as the main reason by 41 percent of the respondents.

Retail 212

Retail Customer Experience Maine Regional 212

FICO

NOVEMBER 16, 2022

Our recent global survey reveals the investment priorities and functionality requirements for enterprise-level fraud solution buyers. In August 2022, we commissioned a survey of 156 global executives and managers from retail banks and retail financial institutions. Pain Points in Fraud Management Vary by Region. FICO Admin.

Fraud 52

Fraud Data Survey Regional 52

PYMNTS

JULY 29, 2020

Before the pandemic, it was a strong regional brand that combined conscious capitalism with direct-to-consumer (DTC) capabilities, with four popular retail locations, a rabid fan base and solid retail distribution for its whole-bean blends. But we’re in very regular communication with the organizations that we buy coffee from.

Milwaukee 130

Milwaukee Community Minneapolis Denver 130

PYMNTS

MARCH 7, 2019

increase in average hourly wages at small businesses, the company found, but according to IHS Markit Chief Regional Economist James Diffley, the key takeaway is the pressure that a difficult jobs market puts on the small business community. The month saw a $0.66 percent, up from 2.28 percent last August. . percent, up from 2.28

Marketing 109

Marketing Regional Texas California 109

PYMNTS

MAY 22, 2018

A bill that would give regional banks a break on regulation was before the U.S. Groshans said that such financial institutions as Zions, Regions Financial, Citizens Financial, Huntington, American Express and Keycorp would benefit from the law. The Economic Growth, Regulatory Relief, and Consumer Protection Act , S.

Regulation 100

Regulation Regional Community Community Bank 100

PYMNTS

SEPTEMBER 11, 2019

Different regions have their own unique payment rails, and no two abide by the same regulatory framework. Other initiatives are being spearheaded across regions. One-third of companies surveyed in the Real-Time Payments Innovation Playbook planned to implement them within the next three years. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

Abrigo

JULY 3, 2017

These are among the findings of a recent survey of 1,000 business owners by business payments network Bill.com. The survey found that all age groups of business owners – but particularly those younger than age 55 -- prefer their accountants to handle all or most of their accounting work paperlessly.

Mobile 150

Mobile Millennials Survey eBook 150

American Banker

NOVEMBER 18, 2020

The latest report from the American Customer Satisfaction Index reported lower scores for both industries, with credit unions recording their lowest ranking since 2011.

Survey 87

Survey Industry Report Customer Experience 87

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position. Why “Growth” is Not on The List. Conclusion.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MAY 3, 2018

The company’s 2018 PACE (Performance Against Customer Expectations) Report, published on Wednesday (May 2), found large financial institutions (FIs) are vulnerable to losing their small business customers, which tend to experience greater satisfaction levels at regional and community banks. The survey found small businesses in the U.S.

US 100

US Community Bank Community Survey 100

PYMNTS

DECEMBER 31, 2020

A separate survey found that 92 percent of bank and credit union (CU) respondents expected that implementing the RTP network would “benefit” corporate clients , for example. Regional banks with $100 million to $250 billion in assets were likely to be in the process of adopting the rail or considering doing so.

Payments 168

Payments Resources Survey Examples 168

Independent Banker

OCTOBER 31, 2021

Measuring the success of your community bank’s campaigns can lead to greater ROI, increased conversion rates and a game plan for future initiatives. From mailers and e-newsletters to social media posts and events, there are countless ways to spread the word about your community bank and its offerings. By Taylor Hugo.

Marketing 91

Marketing social media Video Community 91

PYMNTS

APRIL 24, 2017

According to new data from 1WorldSync, almost half of surveyed merchants and suppliers have lost at least $1 million because of this challenge of omnichannel sales — and more than a tenth have lost at least $3 million. The company released its new survey of 400 merchants and suppliers across Europe and the U.S.,

Survey 175

Survey social media Management Resources 175

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Maybe this is the new reality for community bankers, but Cornerstone Advisors is seeing little evidence that they’re serious about implementing a comprehensive digital strategy.

Strategy 156

Strategy System Risk Management Technology 156

PYMNTS

DECEMBER 10, 2018

We surveyed 1,600 small businesses across Australia and found time and cost are the most significant factors when determining how far to pursue resolution of a dispute. Our research shows 22 percent of small businesses surveyed had been involved in a serious dispute in the last five years. The terms stretch from 60 days to 90 days.

Report 159

Report Retail Payments Survey 159

PYMNTS

JULY 31, 2018

A recent survey of 20 of the nation’s top-60 banks found that there’s a lack of consensus among banks when it comes to managing and charging businesses for real-time payments. Meanwhile, Africa saw a regional payments system gain new momentum. Across the U.S., However, efforts are underway to make adoption and use less friction-filled.

Retail 148

Retail Trends Payments Regional 148

PYMNTS

JUNE 26, 2017

“It is important that we understand the challenges faced by the next generation of entrepreneurs so we can support them as we create jobs and economic growth, as well as prosperity for themselves, their families and their communities,” said HSBC Private Banking Chief of Staff Stuart Parkinson in a statement. Fifty-eight percent of U.K.

Millennials 132

Millennials Regional Report Community 132

PYMNTS

SEPTEMBER 5, 2017

Separate research from Reliant Funding, also released last week, found that the majority of SMBs surveyed agree their local governments promote small business growth. But that doesn’t mean these legislative efforts endure without disruption to the business community at large. Today (Tuesday, Sept. Today (Tuesday, Sept.

Compliance 118

Compliance Survey Training Regulation 118

PYMNTS

NOVEMBER 24, 2020

The following Deep Dive examines how the ordering behaviors of consumers from different communities have evolved in recent months and explores how their use of loyalty and rewards programs is changing. A recent PYMNTS survey shows that the main reason consumers are not using loyalty programs is because they do not exist.

Online 142

Online Mobile Digital Strategies Strategy 142

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. Building and maintaining members’ trust is another crucial factor in determining CUs’ success, and one survey revealed that turning to biometric authentication measures could be just what CUs need to achieve this.

Alabama 228

Alabama Meeting Fraud Trends 228

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

MAY 30, 2018

That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017. Among the 8,100 companies surveyed, 64 percent reported facing some form of fiscal difficulty during that period. In the 10 years following the financial crisis, the U.S.

Lending 115

Lending Community Bank Survey Community 115

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space. At present, the report found, it takes an average of 15 days for a small business in the region to be approved for a loan.

Fintech 104

Fintech Regional Resources blockchain 104

Independent Banker

APRIL 28, 2016

Rasmussen: Thirty-five of the 100 banks in my group agreed to participate in my surveys, and I receive 20 to 25 responses each month. Finally, I focus on economic news in our markets, which include five communities south of Houston. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced.

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

DECEMBER 14, 2017

Only 3 percent of survey respondents told PYMNTS and i2c that they had not been focused on new payments products and features within the last year. Karen Webster recently hosted a webinar with i2c executive vice president of global client success Peg Johnson to dig into the Index survey results and reveal what FIs can learn from the data.

Innovation 162

Innovation Branding Payments Survey 162

PYMNTS

JUNE 27, 2019

Last week, small business accounting company ScaleFactor released a new survey on how SMBs access capital. Exploring the importance of the small business through the lens of its immediate community is a critical component of promoting education among entrepreneurs. This is beneficial in more ways than one, he noted.

Capital 145

Capital Community Oklahoma Maine 145

Independent Banker

MARCH 15, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey. By Elizabeth Eurgubian.

Washington 70

Washington Community Bank Community Survey 70