Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

AUGUST 12, 2019

One area of impact is small business finance and lending, with small businesses and lenders seeing a slowdown in demand. Small business lending platform Funding Circle commented on this effect in its latest earnings data, noting that there has been “some deterioration” in its higher-risk small business loan bands in the U.K.

Lending 144

Lending US Capital Data 144

South State Correspondent

SEPTEMBER 20, 2023

For example, if you are a bank in California, Florida, New York, or Pennsylvania, going after private schools, colleges, or insurance companies should be considered due to not only the large number of target institutions but also the size of those institutions, which lends itself to having multiple banks.

Management 195

Management Survey Industry Community Bank 195

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Why “Growth” is Not on The List.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

MAY 30, 2018

Financing of all sorts was on the downswing, and SMB owners began dipping into their own piggy banks before seeking a lending agreement. That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017.

Lending 115

Lending Community Bank Survey Community 115

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. I may use the bank for my checking and deposit bank or have previous lending experience with them. Community banks are called that for a reason.

Lending 40

Lending Marketing Community Bank Online 40

Abrigo

OCTOBER 21, 2019

It sounds like the beginning of a joke, but for many community financial institutions, a spectrum of different customers and banking needs is something that they see every day. A farmer, a university student, and a business owner walk into a bank. However, they’re probably seeing fewer of these customers walking into a physical branch.

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

Gonzobanker

DECEMBER 19, 2022

1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. All of this while knocking out a stellar 1.35% ROA and leading industry, community, and philanthropic efforts everywhere.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

MAY 3, 2018

The company’s 2018 PACE (Performance Against Customer Expectations) Report, published on Wednesday (May 2), found large financial institutions (FIs) are vulnerable to losing their small business customers, which tend to experience greater satisfaction levels at regional and community banks. The survey found small businesses in the U.S.

US 100

US Community Bank Community Survey 100

Independent Banker

MARCH 15, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey. By Elizabeth Eurgubian.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey. By Elizabeth Eurgubian.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

APRIL 28, 2016

Rasmussen: Thirty-five of the 100 banks in my group agreed to participate in my surveys, and I receive 20 to 25 responses each month. Finally, I focus on economic news in our markets, which include five communities south of Houston. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced.

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

JUNE 27, 2019

Last week, small business accounting company ScaleFactor released a new survey on how SMBs access capital. Exploring the importance of the small business through the lens of its immediate community is a critical component of promoting education among entrepreneurs. This is beneficial in more ways than one, he noted.

Capital 145

Capital Community Oklahoma Maine 145

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Regulatory communities and auditors want to see that CECL and stress testing remain as consistent as possible across the organization. According to economists, a recession is looming. Learn More.

Data 150

Data Exercises Software Tools 150

CB Insights

AUGUST 26, 2021

SoftBank has also backed a number of food delivery apps across regions in 2021, including India-based Swiggy , Colombia-based Rappi , China-based Dingdong Maicai (which went public in June), Norway-based Oda , and UAE-based Kitopi , a ghost kitchen that prepares and delivers food on behalf of restaurants. Blockchain & crypto fin services.

Regional 94

Regional Fintech Analysis Company 94

American Banker

MARCH 3, 2016

A new survey from seven regional Federal Reserve banks found that many small businesses are going online to access credit. But even when they are approved, applicants often end up dissatisfied because the loans carry high interest rates or have unfavorable repayment terms.

Online 28

Online Regional Survey Community Bank 28

NCR

MARCH 23, 2016

As electricity bills continue to skyrocket and show no signs of slowing down, First GREEN Bank wanted to help the Central Florida community embrace the future by investing in solar energy. Can you tell us a bit more about your recent Solar Panel Loan Program? Do you have any other environment-related initiatives?

Florida 40

Florida Community Examples Community Bank 40

PYMNTS

FEBRUARY 2, 2017

Economists surveyed by Reuters forecasted an increase of £1.7 billion in unsecured consumer lending in December, but the actual number rose by a net of £1 billion. Business-wise, it’s a smaller community. According to Business Insider, other big businesses have also mentioned the hidden potential that Amsterdam has to offer.

Fintech 100

Fintech Comparison New York Report 100

CB Insights

FEBRUARY 13, 2020

Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses. Fraud prevention tools. Supporting merchant partner growth. Source: Stripe.

Online 98

Online Company Retail Payments 98

PYMNTS

MARCH 9, 2020

That said, some banking-like providers appear to be closing the primary banking services gap, particularly regional banks and credit unions (CUs). Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. According to our survey, 48.2 Seven percent (7.4)

How To 232

How To Millennials ATM Fintech 232

American Banker

MAY 4, 2016

Small-business optimism has slipped slightly on concerns about growth prospects and the presidential election campaign, according to a Wells Fargo and Gallup survey conducted in early April.

Survey 28

Survey Community Bank Regional National 28

PYMNTS

MARCH 12, 2018

Chamber of Commerce is voicing its support for legislation that would ease regulatory burdens for the nation’s community banks in an effort to improve access to funding for small business borrowers. According to reports, the Senate is expected to pass the legislation this week.

Community Bank 110

Community Bank Community Regional Regulation 110