FICO

NOVEMBER 25, 2020

Petr Kapoun is chief risk officer at Home Credit Russia, part of the Home Credit Group, which operates in nine markets worldwide. He has more than 15 years of experience in credit risk management, mainly within the Retail and Small business areas. In his previous position, he led retail risk management at ?eska

Video 52

Video Risk Management Analytics Retail 52

Gonzobanker

JULY 10, 2020

Community-based institutions have unique circumstances (and personal viewpoints) that impact how they see the world in the future and what planning will look like for them. How do we elevate our credit and operational risk visibility to ensure capital preservation and demonstrate strength to stakeholders? Risk Management.

Risk Management 88

Risk Management Capital Strategy social media 88

Gonzobanker

MARCH 22, 2023

Here are seven key areas where bank executives need action plans to address burning challenges: Communication – Bankers have been working to calm their customers and community, but the quantity and quality haven’t yet met the standard in an always-on social media world where the public is sniffing for transparency and authenticity.

social media 78

social media Capital Risk Management Strategy 78

ABA Community Banking

NOVEMBER 12, 2017

Retail banks still poll low on trust; PayPal, credit cards rank higher Retail Banking Risk Management Customers Operational Risk.

Risk Management 40

Risk Management Retail Cards Operations 40

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here? The trends apply to commercial and retail lending.

Community Bank 70

Community Bank Community Regulation Lending 70

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Retail Bank, Citibank, New York, NY. Jacksonville, FL.

San Antonio 60

San Antonio Kansas City Groups CA 60

ABA Community Banking

OCTOBER 30, 2015

BAI Retail Delivery coverage: Preparing for cyber battles inside your bank Risk Management Operational Risk.

Risk Management 40

Risk Management Retail Operations Management 40

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers. Siphoning customers.

Community Bank 70

Community Bank Community Analytics Lending 70

PopularBank

JUNE 18, 2020

Above all, only a third of the businesses surveyed believed they could “remain operational for 3-6 months.” . . For our team here at Popular Bank , and for many of the community-centered small businesses we serve, the reach of this story goes deeper. . 92% of businesses reported being negatively impacted . declining revenue) .

New York 52

New York New York City Retail Survey 52

Bobsguide

FEBRUARY 22, 2022

Through focused, innovative products, services, and a redefined operating model, BDB has been stimulating and driving entrepreneurial activity in the country. Furthering the government’s vision of moving operations and infrastructure to the cloud, BDB wanted to host the entire core banking platform on a public cloud.

Innovation 78

Innovation Customer Experience Strategy Operations 78

Independent Banker

FEBRUARY 24, 2016

“I know that unnecessary regulation saps the strength of community banks.” Curry offers a brief update about a few current regulatory issues on his mind, including his agency’s concerns about signs of growing credit risk throughout the banking industry. Curry, U.S. Comptroller of the currency. An interview with U.S.

Community Bank 70

Community Bank Community Regulation Compliance 70

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships.

Fintech 143

Fintech Strategy Leadership Lending 143

FICO

FEBRUARY 21, 2023

However, now more than ever, Risk departments and Collections Operations are feeling the pressure that the balances being added may eventually turn into higher losses for the issuer. Leanne Marshall Leanne Marshall is a Senior Strategy Consultant with FICO Advisors for North American Credit Risk Lifecycle Practice.

Trends 52

Trends Industry US Cards 52

Gonzobanker

JANUARY 4, 2016

There is strength in numbers, and there’s absolutely no reason for community bankers to try to compete against players a hundred times bigger on their own. For the most part, these channels are flooding executives with high-level “what” observations and doing nothing to help them make strategic “how” decisions or adopt new operating tactics.

San Diego 60

San Diego Phoenix social media Strategy 60

Jeff For Banks

JULY 8, 2017

They must not see falling oil prices, weak GDP growth, falling gold prices, a narrowing Treasury-TIPS spread, rising debt levels, lower consumer spending, a low labor force participation rate, low productivity, and consumer prices so weak that major retail companies are closing stores at a record pace. Rising debt levels will not stop them.

Marketing 60

Marketing Community Bank Security Data 60

Fintech Labs Insights

MARCH 8, 2017

OutsideIQ teams up with Genpact to bring better risk management, KYC, and AML compliance solutions to banks. UK food retailer, The Co-operative Group chooses ACI Worldwide to run wallet service. Stay current on daily news from the fintech developer community! Teneo , in partnership with Riverbed Technology.

Miami 15

Miami New York Dallas blockchain 15

Bussman Advisory

SEPTEMBER 11, 2017

Under these conditions, it is understandable if corporate banking clients feel underserved, especially compared with what is available in other industries – or even in retail banking. Digitalization is also changing how businesses operate. Wildly different technologies and formats stand in the way of convenience and interoperability.

Industry 64

Industry Innovation Fintech Leadership 64

Abrigo

MAY 8, 2024

Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 221

Examples Fraud Resources Risk Management 221

PYMNTS

DECEMBER 16, 2019

Instead of going to the gym, they’re climbing on their Peloton bikes or exercising in front of their Magic Mirrors with trainers and others who are part of those digital fitness communities. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

Instead of going to the gym, they’re climbing on their Peloton bikes or exercising in front of their Magic Mirrors with trainers and others who are part of those digital fitness communities. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Innovation 174

Innovation Cards Google Payments 174

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. billion of assets under management. It was always clear how much Jones loves his credit union, his team and his community.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography.

Community Bank 172

Community Bank Community National Philadelphia 172

Abrigo

DECEMBER 19, 2019

Today, the demand for retail deposits is keeping deposit rates higher than they typically stay when wholesale rates begin to drop, explains Darryl Mataya , Senior Advisor at Abrigo. “In For many community and regional banks looking to compete with larger financial institutions and grow their bank, the answer has been mergers and acquisitions.

Lending 195

Lending Fraud Community FDIC 195

Abrigo

MARCH 24, 2021

The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Nearly universally, community financial institution PPP lenders have reported winning new business customers as a result of their help during the PPP.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

MAY 21, 2019

Acme has doubled its size in the past five years with acquisitions of smaller community banks. While the Acme team knows parts of the business well, this bank operates primarily with a Day 2 “stasis” mindset. From what I have learned about bank performance ratios, earnings are solid at a 1.27% return on assets or “ROA.”.

Customer Experience 112

Customer Experience Analytics Management Operations 112

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. As the large banks announce freezing lending in some sectors, community and mid-size banks should bring more data and common sense to the table.

Lending 104

Lending Analytics Analysis Capital 104

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Best Free Market Research a Retail Banker Will Ever Get. A Gonzo community bank being a leader and not a fast follower – that’s pretty cool!

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Best Free Market Research a Retail Banker Will Ever Get. A Gonzo community bank being a leader and not a fast follower – that’s pretty cool!

Utah 60

Utah System Community Marketing 60

Fintech Labs Insights

SEPTEMBER 1, 2015

Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises. Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. Blockstack.io

Company 12

Company Software Analytics Mobile 12