PYMNTS

NOVEMBER 9, 2020

The mall and outlet center real estate investment trust managed to post a profit despite a 91 percent occupancy rate and collecting on only 85 percent of its rents. Simon addressed several issues on the company’s earnings call from tax relief to the pandemic to its joint venture with Brookfield Properties to take over operations at JCPenney.

Trends 169

Trends Retail Taxes Louisiana 169

South State Correspondent

DECEMBER 6, 2022

Managers who grew CRE value in the last 40 years (when inflation was tame) may be unable to preserve real estate value or maintain cash flow when inflation is 6% to 10%, especially if inflation is volatile. However, in the last 25 years, we have yet to see a community bank perform sensitivity analysis on inflation rates – for obvious reasons.

Analysis 195

Analysis Taxes US Management 195

PYMNTS

SEPTEMBER 3, 2020

The intuitive product offers a smooth checkout and easy for staff to use, the company said. The feature can be used to adjust any change in the tax rate charged on food and non-alcoholic beverages. The iZettle Food & Drink app will also enable merchants to manage orders in one place, from dining rooms to take-out.

social media 298

social media Taxes Payments Online 298

South State Correspondent

APRIL 18, 2023

Empirical evidence, historical bank failures, and common sense teach us that many risks do not translate to higher yields. Top-performing community banks deploy relationship banking. However, community banks must attract, develop, and retain commercial bankers who can offer insightful financial advice. uses at our bank.

Strategy 195

Strategy Regional Industry Community Bank 195

Jeff For Banks

JULY 6, 2013

I recently read a report by the US Senate Committee on Health, Education, Labor and Pensions titled The Retirement Crisis and a Plan to Solve It , led by Senator Tom Harkin (D: Iowa). Although it calls for USA Retirement Funds to be private, it used the typical keywords of "transparency, accountability, etc." that reads.

Community Bank 106

Community Bank Community National Iowa 106

PYMNTS

OCTOBER 17, 2018

Part of our mission is to improve the quality of life in our communities. This forces many operations to continue using cash. GFA, however, will offer basic financial tools to these businesses, including access to online banking, checking accounts, debit cards, cash management and payroll services.

Colorado 126

Colorado Massachusetts US Industry 126

PYMNTS

NOVEMBER 12, 2020

She said the company has almost reached 100,000 accounts, “which is a record number for us.”. It specializes in offering banking services, expense tracking, tax and financial services in one place for freelance workers of all kinds — from accountants to models. What Banking Services All Freelancers Need . Don’t Call Them ‘Gig Workers’.

Taxes 254

Taxes Capital Tools Groups 254

Independent Banker

SEPTEMBER 30, 2021

Community banks operate on a majority of the country’s military installations. Given their selfless service, active-duty personnel rely on community banks that understand their unique needs. Community banks comprise more than two-thirds of the 66 banks operating on U.S. Photo by: Dero Sanford. By Judith Sears.

Arkansas 168

Arkansas Community Bank Community Operations 168

South State Correspondent

APRIL 3, 2023

Empirical evidence, historical bank failures, and common sense teach us that many risks do not translate to higher yields. The second article compared and contrasted community banks’ pay-for-risk and relationship business models. Top-performing community banks deploy relationship banking.

Community Bank 195

Community Bank Community Lending Marketing 195

Independent Banker

AUGUST 31, 2022

of adults have left a job to get away from a manager as a way to improve their overall life. Source: Gallup, “State of the American Manager” report. However, community banks have a big opportunity to stand out from the crowd of potential employers.”. Quick Stat. Put people first. Malvern Bank’s personal touch.

How To 91

How To Louisville Community Bank Training 91

PYMNTS

DECEMBER 3, 2018

Mastercard and Microsoft announced Monday (December 3) a strategic collaboration to improve how people manage and use their digital identity. In a press release , Mastercard and Microsoft said that currently verifying an identity online is dependent on physical or digital proof which is managed by a central party.

Taxes 184

Taxes Online Data Management 184

Abrigo

JANUARY 17, 2023

A lot of us used a customer portal for PPP Lending due to the mere volumes of customer loan requests and documents flowing to/from the bank and the customer. Then once PPP was over, some of us went back to our old manual processes and never looked back. In my experience, community banks only do what they have to do.

Lending 195

Lending System Customer Experience Case Study 195

Jeff For Banks

FEBRUARY 4, 2023

Overall, the US economy is on a path of recovery, but the pace and strength of the recovery will depend on the course of the pandemic and the success of vaccination efforts. Me to ChatGPT: What is the outlook for the US economy? Me to ChatGPT: What is the outlook for US banks? But TV talking heads should be worried.

United States 78

United States US Cyber Security Taxes 78

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

South State Correspondent

OCTOBER 4, 2022

In this article, we would like to share best practices of how lenders advise borrowers on planning for the future path of interest rates and how borrowers should structure their balance sheets to better manage future cash flows. As community bankers, we are foremost trusted advisors to our customers. Bankers As Trusted Professionals.

How To 195

How To Marketing Examples Community 195

Jeff For Banks

APRIL 30, 2016

Christian Bolu - Credit Suisse to Goldman Sachs CFO Harvey Scwhartz: "Tax rate was a bit lower in the quarter, just curious how we should think about the go-forward tax rate?" We'll manage taxes from there. Let's see if bankers are heeding Larry's call on their first quarter earnings call. But certainly in the 3.90%s

Taxes 78

Taxes Strategy Community US 78

Jeff For Banks

APRIL 30, 2016

Christian Bolu - Credit Suisse to Goldman Sachs CFO Harvey Scwhartz: "Tax rate was a bit lower in the quarter, just curious how we should think about the go-forward tax rate?" We'll manage taxes from there. Let's see if bankers are heeding Larry's call on their first quarter earnings call. But certainly in the 3.90%s

Taxes 60

Taxes Strategy Community US 60

PYMNTS

NOVEMBER 27, 2019

The Greater Boston Food Bank (GBFB) is one such organization fighting community hunger. Spend management solutions are key to ensuring that GBFB is able to focus on its mission instead of chasing down receipts, said Chief Financial Officer David Noymer. . They make us efficient and keep us focused on what we’re really here to do.”.

Tools 130

Tools Boston Massachusetts Cards 130

PYMNTS

JUNE 5, 2020

If recent headlines have taught us anything, it is that economic support and investments can go a long way toward helping cities, businesses and individuals navigate any number of challenges (the pandemic is only among the most recent challenges). Across urban and rural settings, communities are in need of investment.

Online 134

Online Capital Community Data 134

Abrigo

NOVEMBER 7, 2019

Strategies to lessen the impact of CECL on smaller community banks. Usually, a problem is either brought to us, or we identify a problem. This brings us to cost-benefit. How to lessen the impact of CECL on smaller community banks. WARM was geared specifically to community banks.

Community Bank 150

Community Bank Community Lending Analysis 150

Jeff For Banks

JUNE 10, 2022

And outside stakeholders with money at risk can teach us about value whether or not your financial institution is valued by shareholders every day. Mark Lynch, Retired Partner, Wellington Management. Prior to Wellington, he was a US regional bank analyst with Lehman Brothers and Bear Stearns. Butterfield and Son Limited.

Conference 78

Conference Taxes Strategy Community Bank 78

Qudos Bank

FEBRUARY 15, 2024

Talk to those around you Managing the rising cost of living doesn’t have to be a solitary experience. Leaning on your community, even just to talk, can help you put things in perspective. Set a budget Budgeting might not sound like the most fun idea, but it’s one of the best things you can do to manage the rising cost of living.

Taxes 52

Taxes Management Online US 52

Gonzobanker

AUGUST 17, 2022

Here’s a few recent ones that caught our attention, and please, “Give us some slack, teach” on the school themes, ok? Digital banking provider Alkami acquired data analysis and marketing campaign management provider Segmint Digital banking and payments provider Bottomline was acquired by Thoma Bravo for $2.6B.

Fintech 195

Fintech Lending Software Compliance 195

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Corporate relocations and expansions—influenced by factors like affordability, low corporate tax rates, no personal income tax and a rich talent pool—have contributed to a momentum that isn’t likely to subside soon. Photo by Dennis Burnett. By Mindy Charski.

Texas 182

Texas San Antonio Community Bank Community 182

Independent Banker

OCTOBER 31, 2021

Community bankers tell us why. In early 2021, the $490 million-asset community bank launched its Finastra Consumerbot product, which offers online applications for consumer loans for items like boats and vehicles. Community bankers are increasingly recognizing that the future of digital lending is here.

Lending 91

Lending Community Bank Community North Dakota 91

South State Correspondent

MARCH 16, 2022

Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates. We want to share his strategy so that community banks can manage their marketing more effectively. Putting This Into Action.

How To 195

How To Community Bank Community National 195

Independent Banker

JUNE 30, 2022

But there are ways community banks can help mortgage-seekers get on the property ladder. Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. So how can community banks help? By Beth Mattson-Teig. Plenty of tools in the box. Flexibility needed.

Community Bank 143

Community Bank Community Millennials Resources 143

Gonzobanker

MAY 31, 2019

article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.” Institutions are “spreading” financial statements for electronically provided tax returns or financial statements.

Lending 136

Lending Community Bank Community Data 136

Independent Banker

AUGUST 27, 2015

Community National Bank & Trust of Texas. We have a very successful junior college, school district and hospital—the typical things that you would expect to see in a community. Tell us about that. We manage charitable and personal trusts, IRAs and, of course, settle estates. IB: Tell us about your clients.

Community 70

Community Community Bank Texas US 70

Independent Banker

OCTOBER 1, 2022

We look at community banks’ options for fighting this type of crime. Community banks can find ways to mitigate age-related fraud through technology, as well as by educating their customers of their particular risks. Brandon Koeser, RSM US LLP. By Katie Kuehner-Hebert. Rehman Khan, Travelers. Targeting boomers.

Fraud 133

Fraud social media Millennials Examples 133

PopularBank

APRIL 22, 2022

There are different types of joint ownership, such as tenancy in common and community property, each with different legal definitions, requirements and consequences. Tax exclusions, deductions and credits. There are several important estate planning tools you can use that are offered by the federal government. Joint ownership.

Strategy 52

Strategy Taxes Tools Community 52

Jeff For Banks

JUNE 2, 2023

To you, manage your interest rate risk. When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. Most of the more than 500 financial institutions that failed were community banks. Good times.

FDIC 78

FDIC Community Bank Regulation Lending 78

Qudos Bank

FEBRUARY 27, 2023

Talk to those around you Managing the rising cost of living doesn’t have to be a solitary experience. Leaning on your community, even just to talk, can help you put things in perspective. Set a budget Budgeting might not sound like the most fun idea, but it’s one of the best things you can do to manage the rising cost of living.

Taxes 40

Taxes Management Online US 40

PYMNTS

MARCH 23, 2020

In an interview with Karen Webster, Joanne Logie, managing director and co-owner of New England Vacation Rentals , a site offering vacation home rentals in several towns on Cape Cod, laid out a reality that is far starker, showing ripple effects of the ongoing pandemic. The Bigger Picture. Looking Toward The Other Side.

New York 183

New York Course Massachusetts Industry 183

PYMNTS

JULY 24, 2018

A recent report that bowed via Citi underscores that thesis, as Global Market Manager of the bank’s Channel Services division, Rene Schuurman, wrote that 87 percent of banks have a clear API strategy in place. This has seen a silent, yet massive, stream of inbound demand for us.

Fintech 105

Fintech Strategy blockchain Taxes 105

Gonzobanker

JANUARY 12, 2023

Like all our enhancement requests have been sitting there for more than a year, and last month with that e-statement issue they weren’t even calling us back! Marv: Tell your friend Josh his employer needs to pay taxes. Gotta have us some growth to make all these numbers foot. I think it would be great to look into those things.

Training 78

Training Strategy Meeting Marketing 78

PYMNTS

JUNE 13, 2016

Stockholm is the largest city in the small country of Sweden that’s famous for a few other things, too: charming and beautiful people, long dark winters, short but amazing summers, generous government and social benefits, and having one of the most progressive tax systems in the world. times the average Swedish income.

Apple 100

Apple Taxes Marketing Payments 100