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The top lending & credit risk blogs of the year

Abrigo

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023.

Lending 221
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How To Ensure Community Banks Aren’t Left Behind In The Digitization Revolution

PYMNTS

That’s even more true for community banks, which lack the resources larger FIs have to support modernization initiatives and technology investment efforts. At the same time, the logistical challenges and competitive pressures associated with digitization remain just as pertinent for community banks.

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Technology Considerations in Commercial Lending Transformations

Gonzobanker

As many community banks focus on growing their commercial lending businesses, many are embarking on transformation initiatives to improve their capabilities and competitiveness. The Importance of the User Experience. Consumerizing the commercial customer experience—i.e.,

Lending 60
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Online/Digital Account Opening: A Bridge and A Moat

Abrigo

Lending & Credit Risk. Lending & Credit Risk. Small Business Lending. How Community Financial Institutions Can Regain the Small Business Lending Market. CRE Lending. Lending & Credit Risk. Member Business Lending. Online/Digital Account Opening: A Bridge and A Moat. Learn More.

Online 195
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How to respond to buy now, pay later

Independent Banker

Here’s what community banks need to know about these products and how they can take advantage of this model. Emerging as the latest form of point-of-sale (POS) lending, BNPL introduces new ways for consumers to make purchases and spread out their payments. of buy now, pay later users experience credit score degradation.

How To 91
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Why Openness Is Critical to the Future of Banking

Jack Henry

A Celent report even notes that Amazon has been recently negotiating with big banks to launch a checking account, and the company has also formed a mortgage lending unit. *. Consumers clearly want freedom, flexibility, and choice.

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Bitcoin Daily: VeChain Blockchain Platform Loses $6.7M In Cyberattack; Bottle Pay Bitcoin Startup Shuts Down Amid New EU Regulations

PYMNTS

VeChain, which was started in 2015 in Singapore, showcases a lending platform based on the blockchain that aids clients in assessing the quality of items purchased via supply chain analysis. A hacker reportedly took tokens worth $6.7 The platform features the VeThor Token (VTHO) and VeChain Token (VET).

Bitcoin 133