South State Correspondent

MARCH 13, 2023

The SVB Takeaway For Community Banks Community banks should continue to monitor their deposit base, liability sensitivities, and duration risks. Notably, most community banks’ duration risk is in the loan portfolio. The proportion of fixed-rate loans has increased for community banks over the past four years.

Risk Management 221

Risk Management Management Community Bank Community 221

PYMNTS

APRIL 6, 2020

The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing. In addition, community bankers shared their frustrations on social media about not being able to get into the system and modifications to the form.

social media 130

social media America Community Regional 130

PYMNTS

JUNE 18, 2020

Facebook has purchased Mapillary in the social media giant’s efforts to expand open mapping efforts, Mapillary said in a blog post. The goal, according to both companies, is to bring the world closer together.

Company 160

Company social media Tools Lending 160

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

OCTOBER 16, 2019

The social media site faced accusations that its ad-targeting platform — which allows ad buyers to select what demographic groups they want to target with their advertisements — was allowing and encouraging financial institutions (FIs) to violate non-discrimination provisions of the Fair Housing and Truth in Lending Acts.

social media 110

social media Online Groups Community 110

Independent Banker

AUGUST 31, 2022

Members of Ledyard National Bank lend a hand to Willing Hands, a nonprofit dedicated to feeding those in need. was founded 31 years ago, it was during a time where many community banks were being purchased by larger banks. was founded 31 years ago, it was during a time where many community banks were being purchased by larger banks.

Video 91

Video Community National Vermont 91

South State Correspondent

SEPTEMBER 20, 2022

It was agreed that too many lines of business, such as treasury management, commercial lending, and commercial deposits, are not utilizing their marketing departments enough, given the tremendous value of their products. The top part of this range seems to be around 10.5%. Bank Marketing Lesson 9: Goal Setting – A Common Theme.

Conference 195

Conference Marketing social media Data 195

PYMNTS

APRIL 22, 2020

“GPay has a supportive ecosystem from G-Group with above 20 million users of financial platforms, game community, social network and technology companies. The G-Group ecosystem includes Vietnam’s social media network Gapo and P2P lending platform Tima.

Payments 154

Payments social media Groups Taxes 154

Gonzobanker

AUGUST 17, 2022

Thankfully, there was still a smartphone and social media to commiserate. Lending Tech With Almost Steady Grades (Even With Rough Semesters). Then, bad grades came in right as summer party season kicked off, mom and dad took away the car and credit card, and the Venmo transfers came to a screeching halt.

Fintech 184

Fintech Lending Software Compliance 184

CFPB Monitor

FEBRUARY 11, 2021

The publication of Mr. Uejio’s statement to CEEA follows the publication of his statements to the Bureau’s Division of Supervision, Enforcement, and Fair Lending and Division of Research, Markets, and Regulations. Expand the Bureau’s social media presence. He did not identify those consumer advocates.)

Company 148

Company Report social media Community 148

CFPB Monitor

JANUARY 29, 2020

One of the most important areas of consumer financial regulation today is the use of internet- or social media-based platforms to target advertising for consumer financial products. It cautions that any use of the technology should be “approached with an awareness of the risks,” and be subject to fair lending compliance measures.

Lending 130

Lending social media Compliance Regulation 130

Perficient

OCTOBER 7, 2020

The delays that have been erased because of Covid-19 will lend themselves to fully virtual trials in the future. I think there will be some material shifts in how clinical trials are conducted as well.

Cleveland 309

Cleveland social media System Tools 309

South State Correspondent

APRIL 23, 2023

Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run. Consider the following in the banking industry: Banks lend on fair value today, not on the historical cost of the collateral.

Management 195

Management Security Risk Management social media 195

PYMNTS

MAY 31, 2019

PayPal Hits $10B SMB Lending Milestone. More of today’s consumers are looking to the car as a smart guide to parking or safe driving, as a way to interact with social media and, most importantly, as a way to shop. The firm said a design defect in one of its applications may have exposed the data of its customers.

Lending 122

Lending Payments Apple social media 122

PYMNTS

JANUARY 18, 2017

These new tools, powered by artificial intelligence, greater integration with social media platforms and a digital-first approach to lending, are giving smaller financial institutions more weapons to battle their big banking competition. Technological innovations are also bringing changes to the lending market.

Data 100

Data social media Report Community Bank 100

Banking 2020

SEPTEMBER 23, 2014

Question: Community branch, personal service, mobile banking—which is the odd one out? For some time now, there have been discussions about the future of community banks in the age of digital banking. By contrast, the very idea of digital communication seems cold and distant and impersonal. Answer: None.

Community 55

Community social media Community Bank Big Data 55

PYMNTS

DECEMBER 15, 2019

VeChain, which was started in 2015 in Singapore, showcases a lending platform based on the blockchain that aids clients in assessing the quality of items purchased via supply chain analysis. The Bottle Pay app once let users send small portions of bitcoin via social media handles and texts from Twitter to Telegram.

Bitcoin 133

Bitcoin blockchain Regulation social media 133

South State Correspondent

MARCH 23, 2022

Nubank started with a credit card offering, followed by deposit accounts, then lending, and then payments, investing, and insurance. Xpeers are customer support help reachable by phone, chat, social media, or email. They take the bank and focus on underserved communities by overserving them.

Branding 221

Branding social media Strategy Data 221

PYMNTS

OCTOBER 8, 2018

As reported, the social media giant was hacked through a vulnerability in the Facebook source code, which gave the attackers the ability to steal access tokens, which they in turn used to keep Facebook subscribers logged in. community banks and small business lending. As has been reported, the U.S.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

NOVEMBER 27, 2020

I think pawn shops provide an invaluable service, they’re an invaluable part of a community,” Summa said, noting the reality that there are currently over 40 million unbanked Americans who have no access to check, ATMs, credit cards or loans. Lending vs. Selling.

social media 218

social media Software ATM Lending 218

PYMNTS

JUNE 19, 2020

Facebook has purchased Mapillary in the social media giant’s efforts to expand open mapping efforts. The company will be lending its tools to help create visual imagery of every place in the world to Facebook’s satellite imagery, machine learning (ML) and other such tools, in partnership with mapping communities.

Payments 141

Payments social media Tools Resources 141

Gonzobanker

JULY 13, 2023

With their focus on consumer lending, credit unions are especially interested in this technology. However, in both supervised and unsupervised machine learning, bankers need to keep in mind that models develop biases that might not comply with things like fair lending and Community Reinvestment Act regulations.

Technology 78

Technology Software social media Fraud 78

PYMNTS

SEPTEMBER 28, 2020

The Predatory Lending Trap. In today's social media age, that client could post negative reviews of a company online, which not only creates bad PR for a business, but effectively ends the business-customer relationship on a painfully negative note.

social media 215

social media Capital Fintech Operations 215

Social Assurance

MARCH 12, 2020

We work with some of the most caring financial institutions in the country and quite honestly some of the most thoughtful, loyal and community-driven people. While staying positive can be challenging at times, I know these people can help positively drive their community. You are an encouragement to your communities.

Community 15

Community social media Conference Resources 15

Bank Innovation

FEBRUARY 19, 2019

Community Capital Technologies, Denizen Financial, Diro Inc., The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

Innovation 240

Innovation Community Capital Fintech 240

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

FICO

APRIL 3, 2020

When it comes to the financial fallout, small businesses, including smaller community banks, will take the biggest hit. They’re scrambling to stay afloat – but with no end in sight, what will this mean for the economy and the credit and lending industry? Be Creative, Engaged Community Leaders. Encourage community networking.

Community Bank 52

Community Bank Community Lending social media 52

Banking 2020

OCTOBER 16, 2014

Jill discussed VWCU’s ongoing partnership with University of Arizona’s football organization and how their recent online video campaign has increased engagement with the local community. This campaign has increased our engagement with the local community. How have you used social media to increase engagement among your members?

Arizona 68

Arizona social media Tucson Video 68

Social Assurance

JANUARY 25, 2022

We are only about 60 days away from Spring and as we head into the spring of 2022, lending is a primary focus for financial brands. The market for mortgage lending is competitive. What is social selling and why should I care? If you’re a financial brand, we’re here to help you support social selling while mitigating risk.

social media 15

social media Branding eBook Lending 15

Jeff For Banks

DECEMBER 15, 2013

If you are consolidating a branch into another in the next town over, select your best people to run the consolidated branch, ideally with residents from each community. Communicate with community leaders - One of the most often cited reason for leaving a struggling branch open is the perception closing it would have with the community.

How To 89

How To Community New Jersey social media 89

Jeff For Banks

APRIL 25, 2014

"Our combined financial institution will offer a wider array of products and services while continuing our long-standing personal commitment to our customers and community." - Gregory Schreacke, President of First Financial Service Corporation in Elizabethtown, KY on his bank''s sale to Community Bank Shares of Indiana, Inc.

Community 93

Community New York Indiana Connecticut 93

William Mills

JUNE 22, 2017

The team also consists of Rachel Morrissey, executive producer of Fintech5, and Mike King, a fintech social media leader and author of Bankwide. This podcast features topics around lending, payments, fintech, innovation and more. Bank on IT. BIG is hosted by Best Innovation Group’s John Best. CU Broadcast.

Fintech 60

Fintech social media Cyber Security Conference 60

Gonzobanker

JANUARY 4, 2016

There is strength in numbers, and there’s absolutely no reason for community bankers to try to compete against players a hundred times bigger on their own. We see the types of content being shared through social media. GonzoBanker Credit Union Consumer Lending Officer Roundtable Phoenix Mar 13-15.

San Diego 60

San Diego Phoenix social media Strategy 60

Bobsguide

MARCH 28, 2022

SME lending, corporate lending and corporate treasury/FX services are poised to gain the highest traction. Simplifying SME lending through BaaS is expected to drive growth of 30% by 2024. • The majority of enablers, including bigtechs and fintechs, expect the overall BaaS market to grow by more than 50% over the next five years.

Innovation 60

Innovation Lending social media Retail 60

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

PYMNTS

OCTOBER 13, 2017

The first 3,000 of those new moderators were announced last spring, in the days and weeks that followed a rash of suicides that were posted on the social media site. “If If we’re going to build a safe community, we need to respond quickly,” CEO Marc Zuckerberg wrote in a post at the time.

Las Vegas 116

Las Vegas Lending cryptocurrency social media 116

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. Economists cite as the main culprit the collapse of the subprime mortgage market — defaults on high-risk housing loans — which led to a credit crunch in the global banking system and a precipitous drop in bank lending. To fight inflation, the Fed raised rates aggressively (familiar?).

FDIC 78

FDIC Community Bank Regulation Lending 78