PYMNTS

SEPTEMBER 28, 2020

When an organization is bearing an ever-increasing burden of outstanding accounts receivables, there are multiple sources of capital to which it can turn. The Predatory Lending Trap. Yet they're not all created equal, James explained, and many sources lack a more humane approach to easing the burden of debt.

social media 215

social media Capital Fintech Operations 215

PYMNTS

MAY 31, 2019

PayPal Hits $10B SMB Lending Milestone. Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. Citi Said ‘Thanks, But No Thanks’ To The Apple Card.

Lending 122

Lending Payments Apple social media 122

South State Correspondent

MARCH 23, 2022

Nubank started with a credit card offering, followed by deposit accounts, then lending, and then payments, investing, and insurance. Thus, where most banks would focus on a referral program, Nubank ranked the quality of the referee and allocated more capital into acquiring the customer they referred.

Branding 221

Branding social media Strategy Data 221

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. Banks that take too much risk fail, and banks that take too little risk produce returns below their cost of capital and either get acquired or driven out of business.

Risk Management 195

Risk Management Examples social media Management 195

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Jeff For Banks

APRIL 25, 2014

"Our combined financial institution will offer a wider array of products and services while continuing our long-standing personal commitment to our customers and community." - Gregory Schreacke, President of First Financial Service Corporation in Elizabethtown, KY on his bank''s sale to Community Bank Shares of Indiana, Inc.

Community 92

Community New York Indiana Connecticut 92

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad?

FDIC 78

FDIC Community Bank Regulation Lending 78

South State Correspondent

OCTOBER 4, 2023

You can’t get ten triple-digit project ROIs in a row in lending, credit, mortgage, wealth, insurance, or several other areas. Most of these campaigns revolve around an email drip campaign, digital advertising, retargeting, social media, podcasts/video, and print. Marketing is one of the largest value drivers in banking.

Marketing 195

Marketing Taxes Training Management 195

Gonzobanker

JANUARY 4, 2016

There is strength in numbers, and there’s absolutely no reason for community bankers to try to compete against players a hundred times bigger on their own. We see the types of content being shared through social media. GonzoBanker Credit Union Consumer Lending Officer Roundtable Phoenix Mar 13-15.

San Diego 60

San Diego Phoenix social media Strategy 60

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 170

Idaho Community Industry Strategy 170

Filene

DECEMBER 1, 2017

Local Host: Community Choice Credit Union. QCash - An omni-channel lending solution that offers relationship based underwriting (without credit check) to members in search for small, short-term unsecured loans. It was also a great forum for the Coast Capital team to engage with peers within the organization and across the industry.

social media 28

social media Innovation Digital Strategies Strategy 28

Filene

NOVEMBER 15, 2017

Local Host: US Community Credit Union. QCash - An omni-channel lending solution that offers relationship based underwriting (without credit check) to members in search for small, short-term unsecured loans. It was also a great forum for the Coast Capital team to engage with peers within the organization and across the industry.

Nashville 28

Nashville social media Innovation Digital Strategies 28

Bank Innovation

JUNE 15, 2016

Users can post on any fintech topic and seek answers from the Bank Innovation community. BankBoost is an “answerbase,” which means it is an app for getting questions to your fintech questions. Think of Read More.

Innovation 150

Innovation Fintech Community Industry 150

Filene

FEBRUARY 9, 2017

Local Host: Marshall Community Credit Union. QCash - An omni-channel lending solution that offers relationship based underwriting (without credit check) to members in search for small, short-term unsecured loans. It was also a great forum for the Coast Capital team to engage with peers within the organization and across the industry.

social media 28

social media Innovation Digital Strategies Strategy 28

Lex Sokolin

AUGUST 6, 2020

I’ve written before how the shock of opening up to capitalism in the USSR led to a 45% GDP collapse over half a decade , resulting in life expectancy decreasing by 10 years for the average Russian due to alcoholism and violence. And because to yell in anger is the natural reaction. down 10% both in the US and the Eurozone.

Community 52

Community social media Branding Software 52

Lex Sokolin

OCTOBER 14, 2020

And this realization takes us to Lending Club. Peerless Lending Lending Club represents an era of Fintech credit. The core premise at its founding was to recreate the dynamics of the sharing and social media revolutions. So you soldier on and bring in hard-nosed hedge fund capital. You’re a bank now anyway.

Lending 52

Lending User Experience Google United States 52

Banking 2020

MARCH 10, 2015

The rapid emergence of crowdfunding, alternative lending, and peer-to-peer transactions strongly indicates that small businesses are shifting away from the traditional banking environment. Here are a few ways Kyle described how this concept might work: Marketing to the local community and actively becoming a part of it.

Community 40

Community Lending Capital Conference 40

ZootBlog

NOVEMBER 11, 2015

Smaller community banks are finding it beneficial to collaborate with neobanks. Alternative lending platforms are providing capital to consumers more efficiently than traditional banks. Neobanks are turning users into fans by being nimble, but their very existence often depends on partnering with traditional banks.

Innovation 60

Innovation Fintech social media Knowledge Base 60

Gonzobanker

DECEMBER 20, 2018

CVB Financial acquires Community Bank. With active investment and community engagement, Hispanic membership growth at ICCU is now more than twice the rate of other household segments. Another example of sincerity and innovation making an impact on local communities. Capital One quit mortgage late in 2017. is A’ight Award.

Fintech 101

Fintech Conference Innovation Community 101

Lex Sokolin

AUGUST 19, 2020

To a venture capital investor, the embedded option is more attractive given a portfolio structure that requires unicorns. Arguably, Monzo is the most fragile of the three players despite having a banking license for 2 years and having converted 94% of its prepaid card customers into current accounts for deposits and lending.

Comparison 52

Comparison Fintech Lending Analysis 52

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Oh, by the way, that Fintech darling of two years ago Lending Club?

Conference 90

Conference Industry Community Bank Community 90

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. No one has been more successful at using social media to generate awareness and a positive image for their bank than Jill (@JillCastilla, @CitizensEdmond).

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

NOVEMBER 6, 2018

They have capitalized on the success of YouTube influencers through partnerships and paid video ads. But there’s a dark side to YouTube’s influencer marketing community. This isn’t the first time Facebook has made a social commerce play, but many of its previous attempts failed to gain traction.

Google 72

Google Apple Industry Branding 72

CB Insights

OCTOBER 10, 2017

A host of startups have emerged to capitalize on this trend. For three of the tools we looked at — Mint, Level Money, and Check — we studied how their product evolved all the way up to their acquisition (by Intuit, Capital One, and Intuit, respectively). In aggregate, they command $1.3 trillion in annual spending.

Tools 78

Tools Millennials US Maine 78

PYMNTS

MAY 25, 2017

to Mexico to India to sub-Saharan Africa, SMEs’ need for access to capital is universal. PayPal and Village Capital have just expanded their partnership in an effort to, as they say, “democratize” access to financing for entrepreneurs and SMEs in various markets across the globe. “The From the U.S.

Capital 106

Capital Innovation social media Regional 106

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78