Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S.

Community 195

Community Lending Maine Resources 195

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association.

Community Bank 172

Community Bank Community National Philadelphia 172

FICO

FEBRUARY 21, 2023

Expectations from Visa are that the GDP will turn negative once again in Q1 and Q2 of 2023 leading The National Bureau of Economic Research to declare a recession. The following card performance metrics help us understand the impact of the macro environment on the credit card industry at an aggregate level.

Trends 52

Trends Industry US Cards 52

FICO

APRIL 10, 2019

for example, the Chamber of Commerce and FICO have launched a quarterly Assessment of Business Cyber Risk that looks at whole industries, through a roll-up of the FICO® Cyber Risk Score. As companies learn their FICO Cyber Risk Score, it raises the question: What are our recommendations for cyber risk management?

Risk Management 40

Risk Management Management Security Guidelines 40

Abrigo

DECEMBER 4, 2015

Sageworks banking industry experts are winding down a busy year of disseminating information and facilitating discussions on regulatory changes, such as the FASB’s upcoming move to the current expected credit loss model (CECL), and on best practices for portfolio risk management and credit analysis.

North Carolina 150

North Carolina Ohio DC Regional 150

FICO

JUNE 7, 2022

Canada Bankcard Industry Benchmarking Trends: 2022 Q1 Update. FICO releases quarterly Canada Bankcard Industry Benchmarking trends. Previously, these were published on the FICO Community, but going forward they will be published on the FICO.com blog. We also feature US and UK industry trends. Tue, 07/02/2019 - 02:45.

Trends 52

Trends Industry Cards Analytics 52

Gonzobanker

DECEMBER 14, 2023

Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80 Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80

Fintech 195

Fintech Community Regional Technology 195

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. The national effects remain opaque and will continue to change – do not get complacent.

Management 195

Management Risk Management Trends Industry 195

Abrigo

NOVEMBER 21, 2014

Nationally, the picture is a fine one. Total commercial and industrial (C&I) loans across all 6,600+ U.S. bank and credit union, named the “ Top 15 community banks by commercial loan growth.” The data was evaluated to include community banks with between $100 million and $1 billion in assets.

Lending 186

Lending South Carolina Miami Community Bank 186

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Luckily, nothing became of it.

Risk Management 195

Risk Management Examples social media Management 195

PYMNTS

DECEMBER 14, 2020

At a time when our nation’s secrets at the NSA and Homeland Security and assets at the Department of the Treasury were able to be illicitly tapped into by foreign hackers, the security and reliability of countless other online industries and enterprises have also been brought into question. Not All Bad.

Google 192

Google Security Washington Risk Management 192

Jeff For Banks

DECEMBER 9, 2020

Start integrating the financial risks from climate change into governance frameworks, risk management processes, and business strategies. But the report does suggest that financial institutions in their annual reports disclose all of the above, including how much lending they do to climate related industries.

Lending 78

Lending Regulation Community National 78

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bad things about the banking industry. John Beale , longtime CIO of City National Bank.

Idaho 181

Idaho Community Industry Strategy 181

Abrigo

SEPTEMBER 26, 2014

Within the financial industry, the word “regulation” often receives a mixed reaction. What’s been mostly out of the mainstream news cycle, though, is the effects of regulation following the financial crisis on the community banks– specifically, credit unions. ” The piece was written by B.

Capital 191

Capital National Regulation Risk Management 191

Independent Banker

OCTOBER 1, 2022

Shielding sensitive customer information from prying eyes remains a chronic industry challenge. But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Bob Hickok.

Data 91

Data How To Community Bank California 91

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. Be aware of existing or emerging risk concerns. By Karen Hoffman.

Compliance 101

Compliance Regulation Community Bank Community 101

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. MOEs like this are rare in the credit union industry, but we expect with continued demands for scale there will be more. Congrats on a brave move and national recognition Jim!

Fintech 147

Fintech Strategy Leadership Lending 147

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media 195

social media FDIC Branding Management 195

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here? Anticipating safety and soundness exam issues in 2016.

Community Bank 70

Community Bank Community Regulation Lending 70

Bobsguide

FEBRUARY 22, 2022

BDB offers conventional and Islamic business finance services, venture capital and investment advisory to small and medium enterprises across multiple industries in the Kingdom of Bahrain. It will interface with technology offerings from TCS’ partners for CRM, sales, risk management and other enterprise functions.

Innovation 78

Innovation Customer Experience Strategy Operations 78

Abrigo

OCTOBER 23, 2015

Behringer, McGladrey’s national leader for credit risk services. Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks.

Capital 150

Capital Analysis Examples Risk Management 150

Gonzobanker

DECEMBER 20, 2019

Kent Oram, CEO, Idaho Central Credit Union – As evolution, revolution and occasional shareholder dilution occur across the industry, a leader in Idaho has quietly worked over the past 12 years on accumulating legendary performance. billion of assets under management. It’s early but it’ s a great entry to the market and our industry.

Idaho 148

Idaho Conference Data Marketing 148

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Banker: Because that's not community banking. I've been in this business over 20 years and still don't know the definition of community banking. It does not seem like prudent risk management to do so.

Community Bank 60

Community Bank Community Baltimore Lending 60

PYMNTS

NOVEMBER 21, 2016

“The communities and local economies that they serve rely on this capital to succeed and thrive.” ” This concept considers the role that small businesses play in their local and national economies overall. Still, banks can’t heighten their small business lending volume for the good of the national economy.

Lending 100

Lending Meeting National Community 100

CFPB Monitor

DECEMBER 30, 2020

How the policies and tools can be enhanced to ensure that mortgage industry participants do not engage in activities that manipulate the assessments made by the Enterprises’ automated underwriting systems and/or result in the adverse selection of the Enterprise with the more generous appraisal policies and practices in a particular situation.

Policies 78

Policies Tools Training Data 78

Jeff For Banks

NOVEMBER 16, 2020

The Ongoing Pandemic & The Economy Strict lockdowns in our area were lifted in June, but there are still restrictions on many segments of the economy, such as bars, restaurants, the travel industry, entertainment, sporting events, and the like. Moody’s estimates that there is $70 billion in back rent across the nation. in October.

Marketing 78

Marketing National New York City Taxes 78

Independent Banker

FEBRUARY 24, 2016

“I know that unnecessary regulation saps the strength of community banks.” Curry offers a brief update about a few current regulatory issues on his mind, including his agency’s concerns about signs of growing credit risk throughout the banking industry. Curry, U.S. Comptroller of the currency. An interview with U.S.

Community Bank 70

Community Bank Community Regulation Compliance 70

Independent Banker

DECEMBER 13, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., See sidebar for details on the tool itself.).

Tools 70

Tools Community Community Bank Security 70

Independent Banker

SEPTEMBER 26, 2014

Even though the industry identified several major regulatory burdens, including those posed by the Truth in Lending Act and the Home Mortgage Disclosure Act, few substantive regulations were repealed. Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. in Lowell, Mass.;

Washington 70

Washington Fort Worth Regulation Community Bank 70

Independent Banker

NOVEMBER 24, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., See sidebar for details on the tool itself.).

Tools 70

Tools Community Community Bank Security 70

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Independent Community Bankers of America. romerorainey. John Stossel. JohnStossel.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Abrigo

JULY 30, 2015

Banking industry experts expect the FASB’s long-discussed move to the Current Expected Credit Loss (CECL) model will be finalized by the end of the year, but many bank and credit union professionals may be finding that, as Tom Petty once sang, “The waiting is the hardest part.”. What is the impact to the bank?

Data 150

Data Community Bank Capital Compliance 150

Gonzobanker

OCTOBER 30, 2014

LinkedIn began as a fairly passive experience where people connected with other people in the industry and occasionally kept in touch with them. The three biggest communities on LinkedIn center on job searches and recruitment. Newer players such as Workday , designed for the cloud, are making serious inroads and creating industry buzz.

Resources 96

Resources Training Tools Analytics 96

PopularBank

JUNE 18, 2020

In the National Federation of Independent Businesses (NFIB) Research Center’s survey of small businesses, which took an early snapshot of the economic fallout from the coronavirus through the month of March: . National Retail Federation (NRF) outlines practical tools and guidance for retailers reopening their business. . .

New York 52

New York New York City Retail Survey 52

Jeff For Banks

FEBRUARY 25, 2017

This past week I attended the American Bankers' Association National Conference for Community Bankers (NCCB). The tale of the early years of Netflix is very instructive to an industry experiencing change. The NCCB was no different. In other words, car pooling planted the seeds of Blockbuster's demise. Think banking.

social media 79

social media Conference Maine US 79

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Abrigo

MAY 8, 2024

Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 195

Examples Fraud Resources Risk Management 195