Independent Banker

NOVEMBER 21, 2021

As the first mutual bank to open in decades, Walden Mutual Bank is gearing up to support New England’s farmers, food service industry and sustainable food community. submitted its application to the FDIC at the end of August with the intent to serve New England’s local and sustainable food community with a bank owned by its depositors.

Community 170

Community New Hampshire New York Millennials 170

Perficient

MARCH 1, 2021

This all-women coding bootcamp and software engineering program launched with an enthusiastic group of ladies ready to take on new challenges and build new skillsets. Joel Stanesa , general manager of Detroit, echoed, “We want to get to know you throughout the class and we’re here to support you.

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Detroit Training Community Metro 520

South State Correspondent

OCTOBER 10, 2022

FTP was introduced to banks in the early 1980s to help manage interest rate risk on a transactional basis. Over time FTP was further advanced to allow management to measure and manage credit, interest rate, liquidity, and operational risk across business units. Simple Funds Transfer Pricing Example.

Community Bank 195

Community Bank Community Examples Management 195

Independent Banker

JUNE 30, 2022

We asked community bankers and experts for their advice on ensuring employees feel a sense of belonging. This could be as simple as ensuring there are meat-free options for vegetarians at every company event, or as involved as establishing culturally specific employee resource groups. By Roshan McArthur. Misti Stanton, Mercantile Bank.

Community Bank 91

Community Bank Community Leadership Millennials 91

South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. The bank can then record conversions as they market to this test group. There is a reason for this.

Marketing 195

Marketing Regional National Nashville 195

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

South State Correspondent

MARCH 28, 2024

By partnering with community leaders, state and federal agencies, local commissions, and commercial customers, banks can be an effective conduit to leverage this public capital better while making sure the funds are fully utilized effectively in the communities we serve. Partnership with aligned community groups will be critical here.

America 195

America Strategy Taxes Community 195

Abrigo

JULY 15, 2015

One such pain point is the confusion behind identifying ways to effectively grow their business through the management of financial resources. Whether using a national bank, regional bank, community bank or credit union, there are numerous cards that can help your client leverage their credit to create capital.

Management 150

Management Resources Capital Taxes 150

PYMNTS

MAY 12, 2020

Consumers are paying with credit and debit cards more than ever before, and they are increasingly looking to their smartphones to gain greater control over how they spend and manage their money. Among this group, 31.4 percent of local and regional FI cardholders that report the availability of this feature. For example, 90.3

Regional 241

Regional National Cards Mobile 241

PYMNTS

JULY 31, 2019

The company revealed that David Kowach has been named head of Community Banking, while Jim Hays has come onboard as president and head of Wells Fargo Advisors. Andy Rowe is Enterprise Customer Excellence executive, and Elli Dai has been hired as Small Business and Personal Lending Group executive.

Community Bank 147

Community Bank Lending Regional Strategy 147

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. Our Troublemaker clients reacted to all this mayhem by keeping their focus on customers, making good loans, sticking to their digital transformation strategies, developing employees and giving back to their communities.

Fintech 195

Fintech Community Regional Technology 195

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). Deposit Behavior In This Tightening Cycle Versus Last Three.

Community Bank 195

Community Bank Community Analysis Industry 195

South State Correspondent

APRIL 10, 2023

Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios. This development should strongly motivate community banks to consider the benefits of loan-level hedging.

Community Bank 195

Community Bank Community Security Capital 195

PYMNTS

MARCH 12, 2020

This week, Bectran, which provides a B2B credit management solution, announced enhancements to its Cash Application automation capabilities. Equiniti Eyes APIs for Risk Management. The regional bank also noted growing interest among smaller FIs to embrace the bank-FinTech collaboration trend. Yet maturation is low.

Lending 194

Lending Risk Management Fintech Community 194

ABA Community Banking

NOVEMBER 5, 2018

Number of women that make the list will likely continue to grow Bank Performance Feature Management Retail Banking Performance Community Banking Feature3.

Banking Trends 40

Banking Trends Regional Trends Groups 40

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

Independent Banker

NOVEMBER 24, 2014

“For Ron, giving back to the community is part of the essence of who he is. With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Eastern Region Award Recipient. Ronald Paul first encountered community banking as a real estate developer in the early 1980s.

Community 70

Community Washington Community Bank Maryland 70

PYMNTS

NOVEMBER 26, 2019

Recent data indicated that 82 percent of SMBs shutter in their first year because of poor cash management operations. This demand is driving the global expense management software market to reach $6.6 Yordex offers virtual cards as well, which can be used to manage online business expenses, such as recurring subscription charges.

Tools 141

Tools Boston Cards Management 141

PYMNTS

DECEMBER 30, 2019

Singtel , Asia’s leading communications technology group, and Grab , Asia’s leading super app, have formed a consortium to enter digital banking and help the communities of Singapore that have traditionally been left behind in banking matters, the press release said.

Digital Banking 134

Digital Banking Groups Online Regional 134

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

Abrigo

DECEMBER 4, 2015

Sageworks banking industry experts are winding down a busy year of disseminating information and facilitating discussions on regulatory changes, such as the FASB’s upcoming move to the current expected credit loss model (CECL), and on best practices for portfolio risk management and credit analysis.

North Carolina 150

North Carolina Ohio DC Regional 150

PYMNTS

NOVEMBER 11, 2019

The card is designed to integrate services, including expense and recurring payment management for SMB users, as well as a rewards program. This partnership is a boost for Open as we look to expand our customer base to other markets in the Asia Pacific region, United States and the Middle East in the coming months.”.

Cards 101

Cards United States Regional Groups 101

Gonzobanker

AUGUST 17, 2022

Digital banking provider Alkami acquired data analysis and marketing campaign management provider Segmint Digital banking and payments provider Bottomline was acquired by Thoma Bravo for $2.6B. Keep an eye on the initial banks working on these projects. Digital Engagement Had Great Attendance and Extracurriculars.

Fintech 195

Fintech Lending Software Compliance 195

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. Community banks with larger percentages of DDA balances will fare better. Influences on Deposit Beta.

Community Bank 195

Community Bank Community Industry Online 195

Independent Banker

OCTOBER 31, 2021

Measuring the success of your community bank’s campaigns can lead to greater ROI, increased conversion rates and a game plan for future initiatives. From mailers and e-newsletters to social media posts and events, there are countless ways to spread the word about your community bank and its offerings. Designate a control group.

Marketing 91

Marketing social media Video Community 91

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. In 2021, the Standish Group reported that 83% of I.T.

Technology 145

Technology Regional Community Bank Community 145

PYMNTS

JUNE 22, 2020

On the optimistic side Elliot Nassim , president of Mason Asset Management, which co-owns the University Mall in Carbondale, Illinois, says: “We have always felt that the retail industry is evolving, despite what doomsday headlines would have you believe. Once seen as the least risky tenant of all, they are now the greatest question mark.

NJ 132

NJ New Jersey Illinois Retail 132

PYMNTS

MARCH 7, 2019

according to payroll and human resource management solution provider Paychex. increase in average hourly wages at small businesses, the company found, but according to IHS Markit Chief Regional Economist James Diffley, the key takeaway is the pressure that a difficult jobs market puts on the small business community.

Marketing 109

Marketing Regional Texas California 109

PYMNTS

JANUARY 8, 2020

Residents in the Singapore communities of the Hillview neighborhood can place food orders from over 10 brands, including three new virtual restaurants. The kitchen and dining space are provided in addition to utility management, marketing assistance and financial support. The move is part of the company’s 2020 expansion strategy.

Branding 130

Branding Regional Community Trends 130

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. billion-asset community bank.

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

PYMNTS

MARCH 1, 2018

SoftBank Group led the round along with participation from GIC, Wellcome Trust and Sequoia Capital. DoorDash’s technology advantages, exceptional management team and relentless merchant focus are reflected in their stunning growth and impressive unit economics,” Housenbold said in an announcement.

Capital 102

Capital Groups US Regional 102

PYMNTS

DECEMBER 11, 2019

John Davies, executive chairman of Just Loans Group (of which Just Cashflow is a subsidiary), pointed to the “unprecedented upheaval” of today’s business climate and the pressures that SMBs are facing as a result of their international expansions. Eika Group, EedenBull Team for Banks. Penta Integrates SumUp’s POS.

Fintech 132

Fintech Groups Data Strategy 132

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space. At present, the report found, it takes an average of 15 days for a small business in the region to be approved for a loan.

Fintech 104

Fintech Regional Resources blockchain 104

Perficient

SEPTEMBER 26, 2020

If you’re unfamiliar with breakout rooms, they basically allow you to split up meeting participants into smaller subsets/groups so they can brainstorm in a separate working session. This was definitely a large ask from the community, so its good to see Microsoft is actually listening to our feedback! Image provided by Microsoft.

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Meeting Conference System Community 322

Independent Banker

APRIL 28, 2016

Rasmussen: Yes, it is an honor to serve the Group 3 Banks in Texas, southern New Mexico and northern Louisiana for three more years. Group 3 includes the smallest banks in the state with the majority in rural areas. Finally, I focus on economic news in our markets, which include five communities south of Houston.

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

APRIL 24, 2017

The rise in omnichannel B2B and B2C eCommerce has, for some companies, created a disconnect in the product content viewed by buyers and a lack in product information management across sales channels means money lost. The group in the supply chain that’s caught the most off-guard, probably, has been the supply chain,” he recently told PYMNTS.

Survey 175

Survey social media Management Resources 175

FICO

NOVEMBER 16, 2022

In August 2022, we commissioned a survey of 156 global executives and managers from retail banks and retail financial institutions. The data from this survey revealed global trends, along with regional differences, that demonstrate the ongoing commitment that financial institutions have for finding and stopping payments fraud.

Fraud 52

Fraud Data Survey Regional 52