PYMNTS

AUGUST 14, 2017

billion fine onto Google, claiming that their product carousel ads created an unfair advantage to small guy retailers who didn’t have the money to advertise. They seemed to be living in the last decade, when people really did just use Google or Bing to look for products. And the once-adoring tech and analyst community have turned ugly.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

OCTOBER 29, 2018

Facebook … and the Facebook Community. And its future is very much in the hands of a community that thinks differently about Facebook today, with many now thinking twice about how and how often they use it. Google … and Ad-Supported Search . Consumers don’t Google for takeout anymore – they go straight to Grubhub.

Payments 196

Payments Google Apple Innovation 196

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Bankrate’s conversion of the Quizzle app (purchased from Quicken Loans in 2016) to Score & Report, white-labeled for use by community banks and credit unions, enables a branded and cost effective solution for quick adoption of new technology.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. The nonbank payment options PayPal, ApplePay, Google Wallet, Starbucks, Kickstarter and Square are household names. Familiar and new.

Community Bank 70

Community Bank Community Analytics Lending 70

Gonzobanker

JULY 27, 2022

According to Investopedia, “Forks may be initiated by developers or members of a crypto community who grow dissatisfied with functionalities offered by existing blockchain implementations.”. Platforms like PayPal, Square, Apple and Google know more about their customers than most banks could dream of knowing. Banking’s Hard Fork.

Strategy 88

Strategy Customer Experience Fintech blockchain 88

PYMNTS

JANUARY 29, 2019

Chuck) Fagan weighed in on the sense of community CUs wield as a competitive advantage. When Webster asked what lies behind such loyalty, Fagan said the CUs have, in the past, focused their clientele outreach on select employee groups or individual employers, and — over an evolutionary period — have come to focus on specific communities.

Innovation 176

Innovation Fintech Data Community 176

Celent Banking

MARCH 16, 2015

The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. Large banks are now trying to compete on serving the customer and they´re positioning themselves to look and feel like a community experience. Presenters proposed some solutions.

Conference 100

Conference Retail Community Community Bank 100

Long Lasting Ideas

JANUARY 5, 2015

In the age of Apple Pay, Google Wallet, and online banking, the old assumptions are shattered. But how do we attract a generation that communicates phone-to-phone and text to text, not face to face? And at a micro level, how do community banks reach a generation overwhelmed with debt that inhibits wealth? Get out of the office.

Marketing 40

Marketing Millennials Community Bank social media 40

PYMNTS

MAY 12, 2020

Local and regional banks may have once been more insulated from these trends than other businesses since they are often trusted names within their communities and maintain long-standing relationships with their customers.

Regional 241

Regional National Cards Mobile 241

FICO

FEBRUARY 5, 2021

And big technology companies – Apple, Amazon, Google, and others – are adding financial services as another differentiated feature to help lock users into their proprietary ecosystems. Nearly half (47%) of Millennials and a little more than a third (36%) of Gen Zers and Gen Xers engage in shadow financial activities.

Millennials 52

Millennials social media Fintech Examples 52

PYMNTS

OCTOBER 31, 2019

The Federal Trade Commission found that millennial consumers are some of fraudsters’ favorite targets, and that online commerce losses for this group alone reached $71 million over the past two years. The badges assure community members that OfferUp has taken steps to evaluate participants’ trustworthiness.

Fraud 100

Fraud Retail Online Meeting 100

PYMNTS

APRIL 18, 2016

And Messenger and Marcus’ big bet is that its chatbots will provide a mechanism for brands to strike up those conversations with their community faster, cheaper and as well – if not better – than a live person can do now. Google with Google Now and Play (one of the Top 10 apps on mobile in position No.

Google 100

Google Mobile Branding Apple 100

NCR

NOVEMBER 29, 2016

More than 1 in 3 people won’t eat at a restaurant with 3-stars on online review websites like Yelp, Facebook and Google. If your bank is a part of your local community, you may have realized the importance of word-of-mouth, especially the impact it may have on trust. You must actually care about your customer in a real, authentic way.

Online 40

Online social media Management Compliance 40

PYMNTS

OCTOBER 20, 2016

Although millennials and mass affluents are obvious early adopters, the survey found that all consumers are open to digital payments. While Google has launched an Android Pay function into its mobile Chrome browser, PayPal is relying on its popularity and its millennial-enamored app Venmo.

Apple 100

Apple Mobile America Payments 100

NCR

AUGUST 2, 2016

More than 1 in 3 people won’t eat at a restaurant with 3-stars on online review websites like Yelp, Facebook and Google. If your bank is a part of your local community, you may have realized the importance of word-of-mouth, especially the impact it may have on trust. You must actually care about your customer in a real, authentic way.

Online 40

Online social media Management Compliance 40

PYMNTS

SEPTEMBER 27, 2016

One where grocery stores, restaurants and eCommerce can deliver anything and everything to your home almost instantly by drone, payments are automatic, doctors do house calls, people communicate by FaceTime and most of the labor force works remotely. The picture is no less odd than a driverless car.

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

OCTOBER 13, 2016

Digital Currency – Millennials Just Aren’t That Into You. In a Toronto university campus-like town called Liberty Village, an experiment is underway among millennials to explore a cashless community. Less than a third of companies globally currently use, or plan to use, biometrics such as face, iris or voice recognition.

Mobile 100

Mobile Payments Apple Samsung 100

PYMNTS

MARCH 9, 2020

Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. That finding is also relatively consistent across income and demographic profiles, even for bridge millennials (the largely affluent 30- to 40-year-old crowd) and Gen Z respondents. Seven percent (7.4)

How To 232

How To Millennials ATM Fintech 232

Social Assurance

JULY 16, 2014

If you are one of the thousands of community banks and credit unions in the US that compete against the big 5, here are a few things that may help you to think about the competing with social / digital strategies. Targeted Facebook ads and online ads through Google’s ad network can be great ways to capitalize on your local market.

Community Bank 16

Community Bank social media Community Google 16

Social Assurance

MAY 15, 2015

Today’s graduates do not fight a battle without data, the problem is that they often to not know who to trust and too often a Google search is preferred over speaking with a financial institution. Educate your staff to know of the pitfalls coming for Millennials. So how do we change this? Chose a recent graduate that you know.

Millennials 12

Millennials Study Google Survey 12

PYMNTS

JULY 25, 2018

This means firms with mobile phone ecosystems of their own — namely Google , Apple , Samsung and various Chinese manufacturers — still have the advantage when it comes to the installed base numbers (see chart to the right) and getting their AI products out in front of consumers. Google is far behind, with 27 percent of the share.

Marketing 100

Marketing Millennials Google Mobile 100

William Mills

MAY 11, 2016

Fiserv is meeting that need for FIs and millennials. Industry leader Fiserv is tackling the issue account opening for Millennials. This is an extension of business services, powered by a local community bank. This certainly adds a lot of technological capacity to the community bank. Technical Consultant). That’s new.

Video 40

Video Mobile social media Analytics 40

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. It was always clear how much Jones loves his credit union, his team and his community. Credit Union Lifetime Achievement Awards.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

AUGUST 25, 2016

to boost your community bank’s. With the average individual spending 100 minutes on social media each day, it’s entirely possible for community banks to share some of that screen time. If you’re an online bank or are simply looking for younger, more millennial-type customers, Twitter and Instagram are strong platforms to use.

social media 70

social media Community Bank Community Video 70

CB Insights

OCTOBER 26, 2020

Unity Software, a software platform aimed at video-game developers, pursued a bidding-based approach to its IPO in September 2020, similar to the process used by Google when the search giant went public in 2004. He also helped Google in an advisory capacity when Microsoft was considering bidding on Yahoo. INITIAL COIN OFFERINGS.

Management 78

Management Capital Company Marketing 78

Gonzobanker

OCTOBER 6, 2015

In fact, bankers can sum up the main drivers of this shift in four words: Amazon, Apple, Google and PayPal – they are in effect the four horsemen of the CNP shift. The growth of the Apple and Google media and app stores has also driven consumers into the CNP world significantly. Bottom line: this stuff is getting real very fast.

Cards 60

Cards Fraud Apple Google 60

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). In aggregate, they command $1.3 trillion in annual spending. And it worked.

Tools 78

Tools Millennials US Maine 78

CB Insights

JUNE 17, 2020

In March 2019, US government officials relaxed privacy restrictions under the Health Insurance Portability and Accountability Act (HIPAA) to allow Apple, Google, and Microsoft to facilitate virtual doctors’ visits through their existing chat and video apps, including FaceTime and Skype. Big tech companies quickly jumped on the opportunity.

Industry 101

Industry Technology Online Video 101

PYMNTS

DECEMBER 11, 2017

That might not be a crazy assumption: Reports from Nielsen reveal that television viewership by that demographic has declined more than 40 percent since 2010 and is off 11 percent year over year for the older half of millennials aged 25 to 34.

Millennials 109

Millennials Video Maine Operations 109

Fintech Labs Insights

JULY 22, 2015

Fidor Bank introduced community banking five years ago. Learn how to leverage the Linqto Application Programming Components to build a video communication piece into your web and mobile solutions. It embraced Bitcoin and Ripple two years ago. Now it is the first bank to offer open RESTful APIs with OAuth2.0,

San Francisco 12

San Francisco Video Fintech Data 12

PYMNTS

JANUARY 2, 2017

Millennials Are In For Some Hard Times. The data is grim — 2017 and beyond don’t bode well for the financial future of the millennial generation. While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever.

Millennials 119

Millennials Apple Retail Mobile 119