Independent Banker

NOVEMBER 30, 2022

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Bank of Montana, Missoula, Mont.;

Community Bank 169

Community Bank Community Montana Leadership 169

ABA Community Banking

JANUARY 16, 2020

Speaking to attendees at a mortgage industry event in Kansas City, Missouri, today, Federal Reserve Governor Michelle Bowman expressed optimism about the trajectory of the housing market but raised concerns about the declining number of community banks remaining in the consumer real estate mortgage market.

Community Bank 80

Community Bank Kansas City Community Missouri 80

Bank Innovation

MARCH 26, 2020

Despite market strains caused by the novel coronavirus, providing funds for communities shouldn’t be a major issue for banks, according to Mike McCrary, first vice president of LSBX, Lincoln Savings Bank’s innovation lab.? “The The strength of […].

Community 273

Community Innovation Marketing Customer Experience 273

Perficient

DECEMBER 1, 2022

Across industries, so much of marketing effectively comes down to timing — appealing to the right person, at the right place, at the right time. Timing for marketing financial services and products as a financial advisor is especially crucial, as many financial needs follow the timeline of milestones in an individual’s life.

Taxes 294

Taxes Customer Experience Marketing Compliance 294

CFPB Monitor

FEBRUARY 23, 2021

The New York Department of Financial Services (DFS) recently announced that it has entered into an agreement with Hunt Mortgage , a licensed mortgage banker, to address the DFS’s findings that there was a “demonstrable lack of lending to minorities and in majority-minority neighborhoods in Western and Central New York by Hunt Mortgage.”

New York 78

New York Lending Report Policies 78

Abrigo

MAY 5, 2022

Podcasts for Bank & Credit Union Execs & Staff Are Plentiful; Here Are 10 Good Ones These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. or largely focused on the domestic banking market. Main Street Banking: A Podcast for Community Bankers 8.

Community 195

Community Lending Maine Resources 195

South State Correspondent

JANUARY 2, 2024

First, we believe the market to be a poor predictor of future economic states. Therefore, maximizing value for the borrower and the bank cannot be done by predicting the economy, interest rates, liquidity, and market pricing over a short period when the expected life of the relationship is so much longer.

How To 195

How To St. Louis Lending Marketing 195

South State Correspondent

OCTOBER 23, 2022

This rapid change in interest rates requires careful planning, product selection, and new lending and deposit-gathering strategies. Application to Community Banks. In today’s lending market, borrowers start from historically low interest rates, making the DSCR deterioration much more likely.

Community Bank 221

Community Bank Community Meeting Lending 221

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. The rise of FinTech offers a bit of a prism through which to view those events. As for lending to businesses, banks have still been a bit hesitant to lend to smaller firms.

Lending 148

Lending Innovation Fintech Cards 148

Independent Banker

JULY 31, 2022

The Social Bankers, a collective of community bank marketers, offers inspiration, information and professional development advice to community bankers focused on marketing and social media. And that means it can be a challenge to keep up with the latest trends in social media marketing. By Julie Kendrick.

social media 224

social media Trends Community Groups 224

Bussman Advisory

JULY 1, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Events & Networking Opportunities: Connect with industry experts and professionals. Don’t miss out – join our vibrant community today!

Marketing 52

Marketing Fintech Leadership Community 52

PYMNTS

MARCH 15, 2019

Community bank Patriot National has hit a regulatory roadblock in its plans to launch a Small Business Administrative platform, but reports in American Banker on Thursday (March 13) said the financial institution remains undeterred by the challenge. “In the event we acquire Hana or any other type of SBA business, that will be an add-on.”

National 139

National Community Bank Metro Lending 139

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

JUNE 5, 2023

Naturally, all financial institutions come under increased regulatory scrutiny after such newsworthy events as those, too. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio). the movement of money out of money market funds to CDs versus new deposit money coming in).

Report 195

Report Risk Management Capital Data 195

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 195

Fintech Lending Software Compliance 195

Abrigo

MARCH 6, 2017

The ABA has a new report out on how banks are using social media, and much of the report focuses on using Twitter, Facebook, LinkedIn and the like to boost customer service, make connections in the community and recruit staff. His recent research reports have covered SMB lending, alternative lenders and automating commercial lending.

social media 150

social media Lending Community Community Bank 150

South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. Bankers have never seen this confluence of events, and as a result, it is creating new challenges. Yeah, that was a mistake.

Community Bank 195

Community Bank Capital Training Lending 195

Fintech Labs Insights

MARCH 14, 2024

It’s time to register for the events you’re considering. For financial marketers, especially those in credit unions and community banks, the biggest event of the year, The Financial Brand Forum , is just two months away. Spring is in the air, and that means conference season is back.

Conference 15

Conference Fintech Marketing Las Vegas 15

Jeff For Banks

MAY 21, 2022

I'm growing more concerned about the time and effort by community financial institutions to understand the needs of next generation shareholders and build a strategy around shareholder succession. You may be aware that Wellington is a significant institutional investor in community bank stocks. Make shareholder meeting an event.

Community 78

Community Lending Community Bank Meeting 78

Abrigo

SEPTEMBER 5, 2023

unsecured lending is bad rather than unsecured lending should only be extended to high pass risk rated credit). For example, the lack of guarantee may not cause a charge-off, but it limits options in the event of a workout. The following is an example of how I would address the structural exception of non-recourse lending.

Policies 195

Policies Lending Risk Management Examples 195

Abrigo

FEBRUARY 10, 2021

You might also like this webinar, How the 2021 Roadmap for Producers will Influence Ag Lending. Such events can negatively impact the land and soil both during and following development without the proper lease language requiring soil management, reclamation, and weed management plans. Market experience Know the land values.

Lending 195

Lending West Virginia Resources Operations 195

Independent Banker

JANUARY 31, 2022

In this challenging labor market, how do you make sure you retain new talent? Thanks to high levels of engagement, community banks are well known for having long-standing employees. But, in this challenging labor market, how do you make sure you retain new talent? By Lindsay LaNore, ICBA. Values and ownership matter.

Lending 91

Lending Community Millennials Training 91

PYMNTS

MAY 31, 2019

PayPal Hits $10B SMB Lending Milestone. Gig, public utility and eCommerce companies are all focusing on payment innovations to remain competitive in increasingly saturated markets, experimenting with new tools, technologies and digital channels to engage with and retain users on their platforms. Fun, Cool or Otherwise Interesting.

Lending 122

Lending Payments Apple social media 122

Abrigo

OCTOBER 28, 2020

Key Takeaways Financial institutions are currently awash with liquidity and competitive markets are squeezing rates. The following section lays out a decision-making process that should be reviewed regularly and adapted as market conditions change, as they always do! CRE Lending. Lending & Credit Risk. CRE Lending.

Lending 195

Lending Risk Management Management Community 195

Gonzobanker

JUNE 18, 2018

We all figured it would happen sooner or later, and now it has – by Thoma Bravo , which, as part of the deal, merged MeridianLink with CRIF Lending Solutions’ ACTion, Synergy and Achieve divisions. OnBase) and its more notable flip of Digital Insight from Intuit to NCR, Thoma Bravo is no stranger to this market.

Lending 60

Lending Leadership Community Bank System 60

PYMNTS

JULY 16, 2019

The event occurred in the beginning of Q3. percent and the company lost about $178 million from its market cap, dragging it to $17.56 The bank also recently announced an initiative to help local communities. Shares fell on the news. Shares in KeyCorp fell 1.8 billion from $17.735 billion. KeyBank’s five-year, $16.5

Fraud 142

Fraud Cleveland Indiana Community 142

Abrigo

JULY 27, 2023

Using regtech in banking With new federal regulatory and compliance challenges like the CFPB rule on the horizon, more and more community financial institutions are exploring regtech in banking and finance. For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Using regtech in banking With new federal regulatory and compliance challenges like the CFPB rule on the horizon, more and more community financial institutions are exploring regtech for banks to enhance their processes. For example, launching a new lending program is a great opportunity to explore a new know-your-customer platform.

Technology 195

Technology Fraud Compliance Regulation 195

PYMNTS

MAY 31, 2019

The bank also aims to grow its consumer and wealth management businesses and raise additional client money for its lending and investing division. At the event, he reportedly delved into Goldman’s plans to expand its corporate services such as cash management as well as diversify its customer base.

Conference 180

Conference Florida New York Lending 180

Independent Banker

APRIL 28, 2016

Goodfield State Bank, chartered in 1920, has decided that sticking to the basics and focusing on niche markets will provide steady asset growth and a reasonable return to our shareholders. There is no secret sauce to our community bank’s recent strong performance. Members of our lending team are not order takers. By Chad Martin.

Marketing 70

Marketing Illinois Community Lending 70

Gonzobanker

MAY 8, 2015

The annual LendIt conference was held last month at Times Square in New York City and GonzoLender descended boldly on the scene to evaluate the mysterious underbelly of digital lending. The lending attack on community banks and credit unions has been waged. I’ll repeat that: one credit union and one community bank.

Conference 60

Conference Lending Community Bank Community 60

Abrigo

MAY 13, 2020

Those that treat the things they did during PPP as a one-time event and as a handful of improvisation activities to help them survive the storm, and the other cohort, which will outperform. small- and midsize-business (SMB) lending ecosystem acquired new capabilities via their participation in PPP,” the report said.

Lending 195

Lending Report Technology System 195

Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice.

Industry 221

Industry Conference Meeting Maine 221

PYMNTS

SEPTEMBER 30, 2020

Co-signed by the American Bankers Association, Bank Policy Institute, Independent Community Bankers of America and The Clearing House, the letter argues that banks and non-bank technology firms are both already embracing innovation in customer service offerings.

Regulation 349

Regulation National System Industry 349

Independent Banker

OCTOBER 1, 2021

Ponce Bank has brought banking services to minority neighborhoods in the Bronx and greater New York City for more than six decades with a clear focus on community investment. They named the community bank after the Spanish explorer and governor of Puerto Rico, Juan Ponce de León, to honor its founders’ roots. “If Focused on community.

Puerto Rico 113

Puerto Rico New York City Community New York 113

PYMNTS

AUGUST 10, 2020

Even as small businesses are able to access capital, it’s often not enough to endure the ongoing market volatility and uncertainty. Earlier this month, Commercial Funding announced that it would be entering into the asset-based lending (ABL) arena to augment its existing AR financing solution. Expanding Availability.

Lending 132

Lending Capital Community Bank Marketing 132

PYMNTS

DECEMBER 7, 2020

As Brown said, with a nod toward end consumers, the pandemic may be the ultimate marketing event that forces them to adapt and discover these things. But what they haven’t been able to do as well includes extending credit to the merchant’s customers, such as point-of-sale lending,” Brown said.

Google 282

Google Examples Regional Lending 282