Perficient

FEBRUARY 4, 2021

Many communities of people with disabilities are very close-knit and if your site is recognized as accessible, this ends up being a competitive advantage. It helps in other crucial areas of your organization, such as search engine optimization (SEO) and legal risk management. Accessibility Belongs in the Design Phase.

UX 531

UX Guidelines Compliance Study 531

Abrigo

MARCH 2, 2023

Banking technology decisions now affect future growth With the possibility of a recession, community financial institutions may consider a delay or cut in technology spending. But a community financial institution often has different needs related to origination than those of a giant lender. Experts say that would be a mistake.

Technology 195

Technology Lending Community Software 195

Independent Banker

MAY 31, 2021

When I transitioned from a community bank CEO to ICBA president and CEO, my team gave me a beautiful handmade card with notes and best wishes. In this time of change, foundational risk and compliance knowledge will anchor your bank as you navigate new developments. And that can-do outlook sits at the core of community banking.

Course 104

Course Community Bank Community Compliance 104

Abrigo

JUNE 18, 2020

15 due to compliance with specific health and safety requirements as outlined in the PPP Flexibility Act. Documentation requirements remain the same for this longer form, and in general, borrowers preparing to file forgiveness applications using either of the revised forms will need to gather roughly the same materials. SBA Lending.

Lending 293

Lending Strategy Risk Management Compliance 293

Abrigo

FEBRUARY 15, 2023

Develop your risk assessment with the AML/CFT priorities in mind Evaluating each FinCEN priority and addressing them in your financial institution's risk assessment is key to compliance. When developing a risk assessment, institutions can treat the AML/CFT priorities as stand-alone risk factors or group them together.

Fraud 195

Fraud United States Training Policies 195

Jack Henry

OCTOBER 22, 2014

I have developed a bit of a habit over the years in my role as a Compliance Analyst: I like to regularly check out my FI client’s website. This helps me understand the FI’s products/services, business culture, and face to the community. Metadata is the supporting detail for these types of documents.

Community 83

Community Meeting Compliance social media 83

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. It's "business as usual" as far as expectations for compliance staff to remain alert for illicit financial activity. Credit Risk Management.

Conference 195

Conference San Antonio Lending Fraud 195

Abrigo

JUNE 4, 2020

Another, more vague exemption involves the borrower documenting an inability to return to the same level of business activity that the business was operating at before Feb. 15 due to compliance with requirements or guidance from the U.S. Credit Risk Management. Lending & Credit Risk. Credit Risk Management.

Lending 195

Lending Risk Management Management Community 195

Gonzobanker

SEPTEMBER 21, 2023

Core connectivity and API providers CFM and NXTsoft merged, acquiring document workflow provider IMM and rebranding as Kinective. Treasury management provider Dragonfly Financial Technologies launched independently from an ACI Worldwide sale. Alogent acquired document imaging and tracking solution provider AccuSystems.

Fintech 103

Fintech Software Illinois Lending 103

Abrigo

NOVEMBER 15, 2019

In fact, banking regulators are in the process of issuing updated guidance on loan or credit risk review systems as a standalone document (rather than as part of guidance related to the allowance for credit losses as it is now) to emphasize their importance in broader risk management efforts.

System 150

System Lending Compliance Risk Management 150

CFPB Monitor

JULY 5, 2022

As the OCC updates its redlining examination procedures, the Acting Comptroller should ensure that the Compliance Risk Policy Division takes into account new types of analyses being performed when it documents the steps that examiners should take in evaluating potential redlining violations.

Lending 78

Lending Report Policies Handbook 78

CFPB Monitor

NOVEMBER 23, 2022

The CFPB reports that complaints and interviews showed a lack of consistent compliance with FCRA adverse action notice requirements by landlords who took adverse action based on tenant screening reports and with FCRA dispute requirements by tenant screening companies.

Report 78

Report Industry Compliance Company 78

Independent Banker

JULY 28, 2016

Establishing a comprehensive Compliance Management System. Does it sound like “reality compliance”? The demands of managing regulatory compliance are uncontested, and depending on the disposition of the participants inside and outside of the bank, compliance management exists with varying degrees of problems and adversity.

Compliance 70

Compliance Training Community Bank Regulation 70

Independent Banker

AUGUST 26, 2015

Paperless document-signing technology is growing among banks and consumers. Today, many community banks are exploring how to “go paperless”—whether for cost reasons, a better customer experience or a deliberate outreach to a younger, technology-oriented demographic. By Mark Pfeifer.

Community Bank 70

Community Bank Minneapolis Community Online 70

Abrigo

JULY 30, 2015

Will I still be in compliance with capital ratios? And given that Basel III is out and effective, will I be in compliance with fully phased-in Basel III capital ratios?”. In addition, institutions – especially community banks -- have operational concerns, McNairy added. “Do

Data 150

Data Community Bank Capital Compliance 150

Gonzobanker

MARCH 6, 2020

Loan and deposit operations processes often utilize myriad systems to manage daily work. One of Cornerstone’s community bank clients uses RPA to reverse temporary daily POS limit increases, which its related bank system does not permit, eliminating a formerly manual daily process. Technology: The ‘Must Have’ List Is Growing.

Operations 86

Operations System Groups Technology 86

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here? Anticipating safety and soundness exam issues in 2016.

Community Bank 70

Community Bank Community Regulation Lending 70

Gonzobanker

MAY 21, 2019

Acme has doubled its size in the past five years with acquisitions of smaller community banks. I cannot obtain working documentation regarding today’s customer experience, and no single member of the executive team can speak authoritatively regarding the bank’s digital channel.

Customer Experience 112

Customer Experience Analytics Management Operations 112

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Social Assurance

APRIL 13, 2021

Don’t you remember when you were building your business case for implementing mobile deposit, and your Chief Risk Management Officer almost fell off her chair with the sheer thought of the amount of fraud that was going to occur? Financial wellness for our clients, customers, communities, and of course, our children.

Branding 15

Branding Fraud Arizona Data 15

Lex Sokolin

DECEMBER 25, 2019

This makes me realize how much I miss being able to get into a meaty, quantitative analysis in a well-formatted PowerPoint document. If you withdraw your Ether, you get charged an interest rate determined by an open governance community. As 2020 sneaks upon us, it’s the season for predictions and prognostications.

blockchain 52

blockchain Bitcoin Software Lending 52

FICO

JANUARY 19, 2022

The over- or under-valuation of goods on the invoice and other documentation. Darryl Knopp wrote: For banks with their own BNPL offering, a multi-layered approach to risk management and fraud protection is critical. Explore FICO’s solutions for fraud protection and financial crime compliance. by FICO.

Fraud 52

Fraud Cards Report Analytics 52

Fintech Labs Insights

SEPTEMBER 1, 2015

Using cutting edge technology, Auvenir is setting the new standard in compliance and assurance. Buzz Points partners with community banks and credit unions to reward consumers for buying local and banking local. Ephesoft Smart Capture solutions classify documents and extract meaning from their content. Blockstack.io

Company 12

Company Software Analytics Mobile 12