Gonzobanker

DECEMBER 8, 2021

Hot embers continue to glow in the fintech market that GonzoBanker mothership Cornerstone Advisors serves. Some perspective on how fast this fintech market is moving: Fintech Labs tracks 269 $1B+ valued fintech unicorns that have been founded in just the past two decades. According to CB Insights, US fintechs raised $14.6B

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South State Correspondent

JANUARY 16, 2024

With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY. We provide lenders with education and marketing support to sell the ARC program.

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PYMNTS

MARCH 27, 2019

It’s what makes sellers feel comfortable with lending their personal properties to buyers whom they have never met. For more on the latest in sharing economy market trends, download the Playbook. Case Study: How Car-Sharing Platform Getaround Provides Vehicle Owners with a Safety Net. In the U.S., About the Playbook.

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Payments Case Study Lending Study 145

South State Correspondent

JANUARY 30, 2024

Unfortunately, this strategy has all the underpinnings of a credit problem case study, and we do not have to search for a hypothetical example. Regardless of how the loan is priced, we do not know the lending environment in two years, never mind in five years. The borrower will have no better options in the market.

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Community Bank Case Study Community Strategy 195

The Emmerich Group

NOVEMBER 15, 2023

I’m always astonished how difficult we make the Chief Lending Officer’s job. Video: Are You Properly Utilizing Your Team’s Skills?:

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South State Correspondent

FEBRUARY 12, 2023

However, despite the challenges of the current interest rate environment, the yield curve creates a tremendous opportunity for top-performing banks to earn outsized fees and higher interest margins in the commercial loan market by using a loan hedge. We want to highlight this option with a case study.

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Community Bank Community Case Study Strategy 195

American Banker

SEPTEMBER 24, 2020

Before the pandemic emptied the city, few lenders benefited from the heady local real estate market as much as regional players New York Community Bancorp and Signature Bank. Now they're becoming a case study for potential trouble from a sudden downturn in the Big Apple's property sector.

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Filene

AUGUST 17, 2017

Competition in the digital lending space is fierce. Our competitors are making it easier, faster and cheaper to get a loan on the run with robust apps, aggressive marketing and good deals. This strategy is used to target lending opportunities in a customized way inside of online banking where members are already engaging with you.

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Lending Case Study Study Strategy 28

PYMNTS

MARCH 10, 2020

What instant lending innovation have shoppers fallen in love with? For an important BNPL case study, we look to Australia, where Sydney-based market leader Afterpay has made such a splash that it’s changing the economy (sort of). Here’s a hint: We’ll tell you now … and you can thank us later. It’s a bona fide phenomenon.

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Filene

MARCH 22, 2017

Competition in the digital lending space is fierce. Our competitors are making it easier, faster and cheaper to get a loan on the run with robust apps, aggressive marketing and good deals. This strategy is used to target lending opportunities in a customized way inside online banking where members are already engaging with you.

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Lending Case Study Study Strategy 28

Gonzobanker

FEBRUARY 26, 2019

Recent fintech deals across digital, lending, payments and infrastructure are telling a big story. Adobe acquired Marketo , rolling up the major digital marketing competition to Salesforce (which has nCino as the tip of its digital sales industry spear). Lending: Mashing Up Analytics & Digital. Money talks. To name a few….

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Fintech Analytics Lending Case Study 104

BankUnderground

FEBRUARY 11, 2021

Our case study of French banks operating in London – part of a broader international initiative – suggests prudential policies have a much bigger offsetting effect on French banks’ lending out of the UK’s financial centre than on their lending out of headquarters in France. Our findings suggest it does.

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Policies Lending Capital Case Study 102

FICO

MARCH 17, 2022

Mibanco, the largest microfinance bank in both Peru and Latin America, has used FICO Platform’s Decisions Capability to boost its lending capacity and respond quickly to changing market conditions during the pandemic. This meant when any lending changes were needed, software development within the core was required. “It

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Policies Lending Case Study Guidelines 52

Bobsguide

SEPTEMBER 23, 2022

Together, we are bringing benefits of our global network to thousands of banks globally, providing a wide range of new and existing case studies to clients.”. “We are excited to partner with Finastra to support the enablement of their bank customers worldwide with simple access to Visa Direct. Global Head of PR. T +44 (0)7917 613586.

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Case Study Innovation Payments Study 74

FICO

FEBRUARY 27, 2023

Nikhil Behl Vice President of Worldwide Marketing for FICO. You can read more about our judges in this blog post. Join us there to find out more about these remarkable success stories. See all Posts chevron_left Blog Home expand_less Back To Top Related posts Meet The 2022 FICO Decisions Awards Winners!

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South State Correspondent

MARCH 23, 2022

If your bank struggles to create a clear value proposition and brand differentiation, then we have a case study for you. In 2021, Nubank spent around 4% of revenue, according to their financials, in marketing which is materially below the 7% target for most banks. and became the most valuable bank in Latin America.

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Branding social media Strategy Data 221

FICO

JUNE 4, 2019

With more than 90 sessions, FICO World attendees will hear the latest case studies, analytic innovations and best practices for making real-time customer decisions and optimizing business results. Mortgage Lending. Tracks for this year's conference include: Acquisition, Origination & Growth. AI & Machine Learning.

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Analytics New York Conference Case Study 40

FICO

MAY 28, 2019

With more than 90 sessions, FICO World attendees will hear the latest case studies, analytic innovations and best practices for making real-time customer decisions and optimizing business results. Mortgage Lending. Tracks for this year's conference include: Acquisition, Origination & Growth. AI & Machine Learning.

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Analytics New York Conference Case Study 40

South State Correspondent

JULY 11, 2022

Email is one of the most effective bank marketing channels available. Using AI for bank email marketing can get you a 2% to 13%+ lift, or improvement, depending on the technique. In this article, we give you our top five lessons to inspire your bank to adopt AI in marketing or leverage our data to improve your effort.

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FICO

NOVEMBER 23, 2016

In the video below , Giorgi Alibegashivili, strategy project manager at TBC Bank, talks about growing competition and the need to respond quickly to market changes, noting: “In today’s digital world, it’s important to be agile.” For more information, read the TBC Bank case study.

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PYMNTS

MARCH 11, 2016

In talking about global payment technology, emerging markets are an area of keen interest. We are very different than your usual payments providers in the fact that we act locally in those markets,” says Schrimpff. “We In all these markets we have local offices, local people to give us real local expertise.”. CASE STUDIES.

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America Payments Fraud Case Study 100

FICO

APRIL 24, 2020

Custom scores and predictive analytics have benefits across the entire customer lifecycle, including: Marketing: Drive new revenue and optimize your marketing spend. This session shared four best practices and detailed two case studies on how smaller community lending organizations are pivoting to be successful in this new environment.

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Analytics Customer Experience Community Bank Case Study 52

FICO

JANUARY 29, 2021

Submissions included complex optimization problems, the automation of previously manual business processes and using the power of AI and machine learning to stop fraud and improve lending. René Javier Guzmán , market & liquidity risks director at Banreservas (2019 winner). You can read more about our judges in this blog post.

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FICO

JANUARY 31, 2019

This lack of transparency is particularly acute for consumer lending, where regulations require lenders to provide adverse action notices. unconstrained by domain expertise) machine learning models into the broad lending market would likely usher in systemic risk, market confusion, and lack of transparency for consumers.

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Philadelphia Case Study Compliance Lending 40

FICO

SEPTEMBER 28, 2017

EFL harnesses something that every one of us has – a personality - to assess credit risk and empower lenders to lend where others are forced to say no. And this is not a new start-up - EFL has 10 years of experience, including 4 years of research and development at Harvard, and 6 years of real-world lending data across dozens of markets.

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BankUnderground

JUNE 25, 2020

In the case of data on the UK derivatives market, where each contract is reported to trade repositories , this sums to more than one billion rows of data every month. The UK is a leading hub for data centres (eg see case study on p.15 Here too there has been growth since the financial crisis. 15 of this report ).

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Data Big Data Regulation Risk Management 105

Celent Banking

MARCH 16, 2015

The conference was well attended, with broad representation from all institution sizes and markets. Smaller institutions are finding it hard to overcome some of the barriers of resources and marketing that arise as the competitive landscape broadens. Presentations focused on targeted marketing for “moneyhawks” , new P2P models (e.g.

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Conference Retail Community Bank Community 100

FICO

JANUARY 28, 2022

Sheila Leverone , chief marketing officer at eDriving (previous winner). Dinesh Suresh , head, digital builds for consumer secured lending at OCBC Bank (previous winner). Armando Junior , general manager, risk and compliance at Dock (previous winner). Graham Rand , operational researcher and editor of Impact.

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Meeting Fraud Florida Compliance 52

FluentBanking

APRIL 18, 2020

The examinees will also be asked to answer case study based/practice oriented questions. Question setting pattern The question setting patterns will be both narrative as well as practice oriented based on case studies.

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Regulation Case Study Security Management 52

Lex Sokolin

DECEMBER 10, 2020

The case study of Shopify is case in point?—?the Affirm wins when it plugs in a technology network as a distributor of its lending product. solve particular use cases) to customers. But again, note that Green Dot is selling into these user aggregators to tap into their marketing footprint.

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Branding Apple Capital US 52

Lex Sokolin

DECEMBER 10, 2020

The case study of Shopify is case in point?—?the Affirm wins when it plugs in a technology network as a distributor of its lending product. solve particular use cases) to customers. But again, note that Green Dot is selling into these user aggregators to tap into their marketing footprint.

Branding 52

Branding Apple Capital US 52

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. Commodore’s demise is a case study of how NOT to care about your customers and why business intelligence through proper data architecture is critical.

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Data Analysis Marketing System 195

Fintech Labs Insights

JANUARY 8, 2016

CUneXus , developer of sales and marketing technologies for lenders, raised $1 million in new equity funding from an unnamed strategic partner. At FinovateSpring 2014, CUneXus debuted cplXpress , a suite of lending automation tools that offer perpetual, pre-approved loan offers across multiple products.

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San Jose CA Case Study Lending 12

South State Correspondent

MARCH 7, 2024

A CoE community should allow for employees to share usage tips, experiences, concerns, case studies and techniques. The fintech lending firm Klarna released a case study of how generative AI has changed the job responsibilities of 700 full-time customer service agents. AI handled 2.3

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Training Data Tools Technology 195

FICO

APRIL 24, 2023

Trust acquired 100,000 customers in just ten days after it launched in September 2022 and exceeded 450,000, equivalent to 9 percent of the Singapore market, within just five months. Applicable regulations on lending are also implemented via this solution. “We FICO Platform helps us to deliver that edge.”

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Risk Management Digital Banking Customer Experience Management 52

Insights on Business

SEPTEMBER 27, 2017

By giving decision makers more insight about the markets they trade in, the counterparties they trade with, and the portfolios they manage, you can help them outthink the competition, reduce exposure, and optimize the balance between risk and return. Read the case study for more details about eSecLending.

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Data Analytics Analysis Case Study 110

FICO

JUNE 21, 2022

Telcos are becoming banks, messaging services are becoming telcos, hyper-scale internet companies are retailers and numerous start-ups have created mass-market payment channels. million) in annual staff savings as its lending book grows by 40%. Key Steps on the Digital Decision Platform Journey. million (US$9.7

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Management Customer Experience Regional Strategy 52