PYMNTS

APRIL 9, 2020

In Australia, the commercial card market is one example of how bureaucracy and legacy process have stifled access to important SMB financial services, despite a continued surge in banking innovation and digitization. “People don’t just want a physical credit card to swipe at the shops,” he said.

Cards 150

Cards System Innovation Analytics 150

PYMNTS

JUNE 7, 2017

The latest Expectations & Experiences consumer trends survey from Fiserv , a leading global provider of financial services technology solutions, finds that consumers are paying more bills from mobile devices while slowly starting to venture into digital wallets.

Survey 115

Survey Mobile Millennials Cards 115

PYMNTS

AUGUST 7, 2020

To remedy the problem, the Reserve Bank of India supports an option for offline payments through cards, wallets and mobile devices. To address grievances, the central bank will require payment system operators to introduce an online dispute resolution center. It’s going to be a long-drawn process,” he said.

Payments 267

Payments Guidelines National System 267

PYMNTS

DECEMBER 21, 2020

One recent report that surveyed consumers from the U.K., Promotion abuse scams occur when individuals take undue advantage of rewards, sales or other promotions offered by merchants, which can prove especially costly to businesses operating within leaner margins during the pandemic. is projected to reach $794.5

Fraud 210

Fraud Cards Retail Resources 210

MyBankTracker

AUGUST 26, 2020

A recent MyBankTracker survey found that an overwhelming majority of parents (82.2%) taught or plan to teach their children about money and personal finance before the age of 18 while most parents (83.8%) want a personal finance class taught in school. Prepaid debit cards. Authorized users on credit cards. Survey: U.S.

Survey 52

Survey Cards Study Examples 52

PYMNTS

AUGUST 28, 2019

A significant share of Generation Z consumers — those aged 18 to 25 — are turning to buy online, pick up in store ( BOPIS ) purchasing models to meet their speed needs. A 2019 survey of 1,000 Gen Z consumers found that 58 percent had used BOPIS. Rural customers may therefore see diminished online delivery offerings.

Retail 108

Retail Online Study Alaska 108

PYMNTS

MAY 31, 2017

Card processor TSYS is looking to heighten the security of mobile corporate payments. The company announced Tuesday (May 30) that it is enabling tokenization across its North American commercial card program, allowing businesses to let their own cardholders pay with a mobile device. To do this across all of our U.S.

Mobile 113

Mobile Cards Payments Samsung 113

PYMNTS

JANUARY 13, 2021

Experts predicted that up to $190 billion would be spent online this year, a 35.8 The prevalence of online commerce opens new doors for digital fraud, however, both from career fraudsters and opportunistic customers. Phishing scams were on the rise all year, while a survey of online shoppers found that 40.3

Fraud 189

Fraud Analytics Data Retail 189

PYMNTS

MAY 10, 2016

Nearly two-thirds of those surveyed in the U.K., We recommend every fleet or road haulage operator establishes a full set of tactics for defending their business against fraud and, ultimately, reducing its impact on their bottom line.”. Fleet card cloning and attacks into corporate fuel card accounts are also significant problems.

Fraud 100

Fraud Cards Training Resources 100

Bank Innovation

JULY 20, 2018

business leaders (owners, managers, and executives) prefer using digital banking, and yet less than half of them have plans of increasing their use of online banking products and services, that’s according to a JPMorgan Chase survey. A majority of U.S.

Survey 218

Survey Digital Banking Online Management 218

Abrigo

FEBRUARY 27, 2020

Abrigo's Business Lending Readiness Survey found many processes stymie those efforts. Abrigo’s 2020 Business Lending Readiness Survey found many bankers are dealing with processes that stymie those efforts. Survey: Repetitive data entry common. Another 9% of respondents said turnaround is 8 weeks or longer. learn more.

Lending 243

Lending Survey Data System 243

PYMNTS

OCTOBER 10, 2019

Today in the payments news roundup, average interest rates on credit cards are approaching record levels. The founding members are supposed to pay $10 million each to back the digital currency project, and in doing so, commit to Libra operations. Credit Card Interest Rates Rise To Near-Record Levels. 14) in Switzerland.

Cards 109

Cards Payments Meeting Regulation 109

Perficient

JULY 11, 2022

When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout. Using Afterpay, however, made it Future Me’s problem and let me have everything I needed and wanted at that moment and avoid racking up my credit card balance.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

JULY 7, 2020

The tech will allow both B2B and B2C transactions and will encompass the entirety of the cannabis industry, according to the release, including in-person and online payments. “We are committed to providing a safer, more efficient environment for cannabis businesses to operate in,” he said, according to the release.

Payments 185

Payments Survey Industry US 185

PYMNTS

NOVEMBER 5, 2018

According to the firm, B2B transactions were a key driver of ACH transaction growth in the third quarter of the year, leading NACHA Chief Operating Officer Jane Larimer to describe the ACH Network as “thriving.”. New data has emerged about how SMBs use other payment rails , including cards and wire transfers. In all, more than 3.3

Payments 171

Payments Survey Millennials Cards 171

PYMNTS

SEPTEMBER 28, 2020

Take, for example, Italy, where Amazon has been operating since 2010 with what The New York Times describes as rather “muted success” since selling its first children’s book in the nation nearly a decade ago. The degree to which consumers intend to continue shopping online seems to depend on the types of products and services they purchase.

Marketing 237

Marketing Survey Online New York 237

PYMNTS

DECEMBER 4, 2020

Resulting from surveys of a census-balanced panel of over 2,000 U.S. Shopping and paying in physical store locations is still the most common way for consumers to buy their groceries,” the new report found, “but a strong majority of consumers buy at least some of their groceries online. Our survey shows that 79.6

Payments 141

Payments Online Cards Survey 141

PYMNTS

DECEMBER 17, 2018

13), Bill.com said in its report, “ The Rise of Modern Business Payments ,” that accounting professionals now point to ACH payments as the dominant way they pay their corporate bills, with 73 percent noting that they use ACH payments and online banking to pay their clients’ invoices. In an announcement on Thursday (Dec.

Payments 159

Payments cryptocurrency Survey Analysis 159

PYMNTS

SEPTEMBER 22, 2020

One recent study estimated that roughly 44 million Americans would tap food delivery apps by the end of this year, up from 38 million in 2019, and another survey predicted that the number of smartphone delivery app users will climb 25.2 percent to 45.6 million this year. That total is predicted to decline to 44.1 million in 2023.

Fraud 255

Fraud Mobile Tools Study 255

PYMNTS

JANUARY 19, 2021

s first publicly traded neobank, with a branchless digital-first approach to financial services that comes right as the pandemic has forced branches to close, and banking across online platforms is gaining critical mass. But now,” with Radius in the operational mix, “we can add savings into the puzzle,” he told Webster.

Digital Banking 290

Digital Banking Cards Digital Strategies Survey 290

PYMNTS

NOVEMBER 4, 2020

Research confirms that QSR patrons are seeking multiple online and offline ordering methods. A recent survey revealed that more than one-third of customers now prefer to order through restaurants’ websites or apps for delivery, for example, while 42 percent use those platforms for curbside pickup. . The Evolution Of Ordering.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

OCTOBER 29, 2020

Consumers have received warnings for years about the threat of card skimmers that can steal their debit and credit card data, and many have learned to check for the devices before inserting their cards into ATMs or swiping at self-serve gas station pumps. Deep Dive: How Online Merchants Confront eSkimm ing Attacks.

Payments 124

Payments Cards Online Software 124

PYMNTS

NOVEMBER 23, 2020

According to the survey, a large swath of those early shoppers were parents of children under 18 years of age, 44 percent of whom had managed to wrap up their holiday shopping before outfitting their kids in Halloween costumes this year. To say the least, the retail industry finds itself in the middle of a tricky holiday season.

Retail 248

Retail Online Survey Course 248

PYMNTS

JANUARY 26, 2021

Looking ahead at 2021, positive signs are on the horizon for the industry despite strains on CU operations due to the pandemic. The pandemic has been driving consumer payment choices and purchasing behaviors, influencing how customers transact, which payments they use and why they use them, according to a new survey.

Tools 276

Tools Los Angeles New Jersey Trends 276

PYMNTS

DECEMBER 8, 2020

Plus, online lending startup SoFi is looking to go public through a SPAC. economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE).

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

NOVEMBER 12, 2020

Edition done in collaboration with Cybersource , based on surveys of nearly 2,200 U.S. What this means is that when consumers start their shopping journeys online, they are likely to try to complete their purchases that way — by having them delivered. The PYMNTS Global Digital Shopping Index U.S. consumers and 500 U.S.

Retail 237

Retail Online Mobile Analytics 237

PYMNTS

SEPTEMBER 30, 2020

Merchants are optimizing their eCommerce operations, but this is posing challenges for some, including luxury merchants. Many consumers are shying away from physical stores, however, leaving these high-end merchants scrambling to develop strong online presences. Around The Buy Now, Pay Later World. About The Tracker .

Payments 279

Payments Millennials Retail Trends 279

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Stripe really did come about because we were really appalled by how hard it was to charge for things online.” — John Collison.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 30, 2019

As part of SCA, consumers who are based in Europe will need to confirm their identities in order for online transactions to proceed. The report, titled “Issuer Declines,” found that 75 percent of issuers surveyed will be ready to comply with the rules, but a smooth operational transition may be a bit tougher.

Survey 172

Survey User Experience Report Security 172

PYMNTS

JULY 23, 2020

While COVID-19 may be a driving force behind more members becoming accustomed to banking online and utilizing new solutions for transactions, it is expected that they will continue to operate in these new channels and with these new products moving forward,” said Denise Stevens, senior vice president, chief product officer at PSCU.

Mobile 150

Mobile Cards ATM Online 150

PYMNTS

JUNE 25, 2020

Last year, PYMNTS’ How We Will Pay Survey found that while an increasing share of U.S. In a world where physical retail was, by and large, shut down for three months, our consumer surveys have since found that many U.S. percent of respondents) and payment methods that don’t require touching a card reader (58.6

Google 141

Google Survey Apple Innovation 141

PYMNTS

MAY 26, 2016

Frequenting these debates is the issue of the payroll card, a tool that critics argue forces unfair fees on employees to access and spend their wages. Proponents of payroll cards, however, say they provide underbanked employees with otherwise inaccessible financial services. Another Angle.

Cards 102

Cards ATM Tools Survey 102

PYMNTS

JUNE 16, 2020

New Data: Why 75 Pct Of Consumers Want More From Card Apps Than They’re Getting. Mobile card apps have been touted as the “Swiss Army Knives of card management,” but card apps currently in the market are missing some crucial tools. Sam’s Club COO: What We Learned During The Pandemic’s Lockdowns.

Apple 150

Apple Payments Seattle Cards 150

PYMNTS

SEPTEMBER 3, 2020

Visa is teaming with Norwegian digital wallet company Vipps on a new initiative to boost mobile payments in Europe, according to a report from Cards International. Antony Cahill , managing director for Visa's European operation, said that proved that digital transactions have become a necessity rather than just another option.

Mobile 139

Mobile Management Payments Survey 139

PYMNTS

NOVEMBER 23, 2020

That’s a silly simplification of the very serious matter of what AI is doing for the restaurant sector, among others, as online ordering becomes a way of life and not just a lockdown relic. Businesses rapidly embraced digital solutions in 2020 as shopping (and eating) moved online while everyone hid out indoors.

Mobile 289

Mobile Boston Fraud Colorado 289

PYMNTS

SEPTEMBER 7, 2020

And many of those firms that have kept operations humming have done so by tapping into the personal till (37 percent, while 26 percent are using personal credit cards), as roughly half of those surveyed have said that they’d seen cash flow trouble, almost wholly attributable to the pandemic. Some Silver Linings?

Maine 161

Maine Survey Data United States 161

PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The ability for merchants to surcharge in the U.S. is nothing new.

Regulation 181

Regulation Boston Cards Innovation 181