PYMNTS

SEPTEMBER 13, 2016

Along with that growth in card numbers, said the firm, purchase transactions and volumes are also on the upswing. million EMV-enabled payment cards issued across the platform in the U.S. million EMV-enabled payment cards issued across the platform in the U.S. in the past year. in the past year.

Case Study 100

Case Study United States Analysis National 100

PYMNTS

DECEMBER 21, 2020

Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. This digital shift — doing less in the physical world and more in the digital world for the same activity — is based on 16 longitudinal studies that PYMNTS has conducted of a national sample of more than 40,000 U.S.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

DECEMBER 16, 2020

More than 100,000 eateries — or about one in six restaurants nationwide — have closed due to the pandemic, according to National Restaurant Association estimates. A study found that restaurant revenues declined by 9 percent year over year in October, largely due to decreased in-restaurant traffic due to social distancing regulations.

Fraud 310

Fraud social media Mobile Trends 310

PYMNTS

NOVEMBER 4, 2020

The following Deep Dive explores the ways in which QSR customers’ ordering and payment habits are shifting, as well as how restaurants are changing their operations to meet consumers’ new payment demands. These innovations have revolutionized diners’ experiences and transformed the purchasing process. The Evolution Of Ordering.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

DECEMBER 18, 2020

The National Restaurant Association ’s initial 2020 outlook was bright, as it projected sales just shy of $900 billion. This revenue free fall could result in 100,000 restaurants nationwide closing either temporarily or permanently, with 40 percent of all restaurant operators unsure whether they can survive six months into the future.

Fraud 229

Fraud Trends Security social media 229

PYMNTS

FEBRUARY 27, 2018

These solutions could shift the way national security agencies in several countries operate, or force employers to change how they authenticate and identify their employees. Several nations around the world are reconsidering their approach to security and national identity systems. News From the Digital ID Space.

Security 110

Security Report National Millennials 110

South State Correspondent

MARCH 30, 2023

Increasing Deposit Balances and Profit Consider this case study – customer acquisition costs for a company that provides security guards and patrol services are about $8,000. Since the time of acquisition, the cost of acquisition and the overall effort are about the same, so why not target state and national trade associations?

Industry 195

Industry Resources Community Case Study 195

PYMNTS

JULY 12, 2019

The world’s population is expanding and many citizens — particularly those in developing nations — have no means of proving their identities, restricting their access to vital services like education and healthcare. The government plans to adapt SingPass for smartphones this year by rolling out a new national digital identity (NDI).

Mobile 108

Mobile National Samsung Case Study 108

PYMNTS

APRIL 25, 2016

Of course, we have the quarterly numbers, too, including insight into how American Express’ commercial card business is holding up. billion worth of purchases went through Amex commercial cards in 2016’s Q1, American Express said in its latest quarterly earnings report. It’s all below in our weekly B2B Data Digest. . .

Fraud 100

Fraud Cards Lending Analysis 100

PYMNTS

SEPTEMBER 18, 2018

The nation is forming a Direct FAST industry group, where the members will include traditional financial institutions (FIs), FinTech firms and the Monetary Authority of Singapore (MAS). The movement to open that FinTech access, said the minister, brings “greater convenience to consumers” as those individuals use their eWallets.

Fintech 166

Fintech New York US National 166

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. Based on studies we reviewed and interviews with representatives from consumer groups, there may be demand for certain offerings at retail facilities, such as check cashing and payday loan services, particularly if offered at a lower price than competitors,” the report says.

Retail 169

Retail US Survey Examples 169

PYMNTS

NOVEMBER 14, 2019

Many are more operational in nature, and intended to give consumers more choice. According to an FDIC study , 6.5 According to a study , 77 percent of U.S. Specifically, Amazon PayCode is rolling out in the United States to make it easier for shoppers who don’t want to pay with credit cards. percent of U.S.

Payments 124

Payments United States Online Google 124

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. Nearly three-quarters (72 percent) of the SMBs we studied reported having ready access to cash , either via a bank (44 percent) or other capital (31 percent).

Maine 232

Maine Data Capital Study 232

PYMNTS

NOVEMBER 11, 2019

A new study also found that 34 percent of consumers used delivery more than they did a year ago. It’s no wonder more than three-fourths (78 percent) of operators considered off-premises programs strategic priorities. . While drive-thrus can be a source of retail innovation , traditional operations aren’t what they used to be.

Study 108

Study New York City Minnesota Dallas 108

PYMNTS

MARCH 26, 2019

If the consumer has a credit card saved with Amazon or Google, the company can charge the card with permission, so the consumer doesn’t have to go through the extra step of entering payment information during the ordering process. The company is targeting both regional and national businesses with a minimum of 10 locations.

Technology 121

Technology Maine Study Google 121

PYMNTS

JUNE 19, 2018

Introduced in 2014, alongside a handful of other experimental services, UberEATS operates worldwide in 29 countries. Debit Cards. Sixty-one percent of surveyed consumers in Q4 of 2017 said the most important reason they prefer their merchant was debit cards. Gift Cards.

Survey 115

Survey Cards Study Innovation 115

PYMNTS

JUNE 4, 2020

There was already disparity in how patients were receiving funds from providers and the methods they wanted to use, with one pre-outbreak Ingo Money study noting that less than 10 percent of U.S. Thirty-six percent recently reported concerns about affording COVID-19 testing, for example, and a separate study found that 26 million U.S.

Study 130

Study Payments Tools Online 130

PYMNTS

JULY 25, 2017

In recent studies, as noted by EKN Research and Radial, developed nations are seeing an increase in card not present (CNP) fraud, which now accounts for as much as 70 percent of all card fraud and is growing at double-digit percentage rates in some nations. . E-Commerce is really booming.

Fraud 120

Fraud Retail Cards National 120

PYMNTS

DECEMBER 24, 2019

Voice is the killer app of the connected commerce experience, according to the How We Will Pay: 2019 Edition study. 26, the eCommerce operator — via its Alexa Skills Kit Blog — announced the debut of “two new Alexa capabilities that will help create a more natural and intuitive voice experience for your customers.”.

Cards 160

Cards Payments Study Examples 160

PYMNTS

JANUARY 27, 2020

According to a new study from the National Restaurant Association and Technomic, in fact, 22 percent of consumers used kiosks to order food last year, demonstrating the power of that trend in the QSR world. Biometrics is still a relatively new player in the retail world.

Retail 264

Retail New York Dallas Trends 264

PYMNTS

APRIL 4, 2019

The latest set of industry figures is out from the National Association of Convenience Stores ( NACS ), and the report paints a mixed portrait of the status of quick stop shops in the U.S. Also contributing to the inflating DSOE are increased wages, payroll taxes, health-care insurance, card fees, utilities, and supply costs.

Operations 102

Operations Trends Marketing Strategies Retail 102

Abrigo

MARCH 4, 2022

A recent example of a bust out scheme was a nationwide operation that resulted in a Great Valley, N.Y., man pleading guilty to multiple felonies, including money laundering, for his role in a national fraud ring that resulted in the theft of more than $1 million from financial institutions. The largest ever bust out case to date?

Fraud 195

Fraud Cards Software Trends 195

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Many are therefore forced to cover expenses with their own personal funds.

Maine 183

Maine Survey Study Tools 183

PYMNTS

DECEMBER 24, 2019

However, after almost 50 years, it began to fade in the 1980s, disrupted by the emergence of store-branded credit cards. Yet, instead of offering the option to pay now and buy later, the credit cards reversed the order of operation and allowed customers to buy now and pay later over time. That’s not all.

Millennials 139

Millennials Branding Trends Retail 139

PYMNTS

FEBRUARY 25, 2020

it’s nearly a total roadblock to such actions as securing a student loan, getting underwritten for a car loan, renting an apartment or getting any kind of credit card. In the case of students studying abroad, for example, they are generally more affluent than average, and have fairly full financial lives before they arrive on U.S.

System 233

System Cards Marketing Data 233

PYMNTS

DECEMBER 24, 2020

The National Restaurant Association estimated that almost 100,000 eateries — roughly one in six restaurants nationwide — have shuttered either temporarily or permanently due to the health crisis losing $165 billion in revenue between March and July and on track to lose $240 billion by the end of this year.

Study 206

Study Industry United States Innovation 206

PYMNTS

APRIL 30, 2020

Online transactions are more important than ever amid the coronavirus pandemic, which has consumers following stay-at-home directives and merchants shifting commerce online after temporarily closing their in-person operations. Cards can be critical to serving the U.K. and Scandinavia.

Payments 131

Payments Cards Online Resources 131

PYMNTS

SEPTEMBER 9, 2019

And even though loyalty tends to focus on those consumers who are already, well, loyal — to a brand or chain or specific QSR operator — businesses in this sector can’t ignore such programs because, as Robbins told Webster, there is always a competitor looking to steal away customers. There is little room for laggards or unforced errors.

Innovation 145

Innovation Maine Mobile Branding 145

PYMNTS

JULY 11, 2017

Banks and credit card companies now find themselves more likely to be targeted by class action lawsuits stemming from customer complaints. . ” Brian Tate, president and CEO of the Network Branded Prepaid Card Association (NBPCA), had a similar reaction. The rule begins applying to agreements and contracts 180 days later.

Cards 101

Cards Lending Study Industry 101

PYMNTS

SEPTEMBER 6, 2018

The Chicago-based startup sells salads and other meals via vending machines , and plans to double its operations in 2019 after raising $30 million in a Series C funding round. The company operates some 185 machines via which consumers buy 15,000 products daily. Louis, Cincinnati and other areas. School Food.

St. Louis 109

St. Louis Payments Mississippi Alabama 109

PYMNTS

JANUARY 21, 2019

That was the day that an advocacy group, Financial Innovation Now (FIN), submitted a public comment letter to the Fed in response to its proposal to create and operate a real-time payments system in the U.S. The card networks enable instant payments today, too. It flew in on Dec. Here’s where the canary flew in.

Payments 194

Payments System Innovation Cards 194

PYMNTS

JANUARY 28, 2019

It is also, according to reports, a favored new method by thieves, who will access someone else’s credit card information, use it to create a Fortnite account and then buy V-bucks, the game’s currency. Capital One ’s further reprots domestic card loans increased 8 percent or $5.8 Credit card loans increased 5 percent to $116.4

Video 128

Video Data Google Cards 128

PYMNTS

AUGUST 30, 2019

Learn about new approaches to fighting fraud, debit cards for kids, the world that Netflix created and is now in danger of losing, and other topics. Debit Cards For Kids — It’s A Thing. According to an early 2019 study from 70 percent of U.S. The Commerce Magic of National Dog Day. trillion — an increase of 49.5

Strategy 100

Strategy Fraud social media United States 100

PYMNTS

JULY 23, 2020

There were 441 FinTechs operating in Mexico in 2019, a 14 percent increase from 2018. Understanding the virus’s impacts on both nations’ financial industries is thus key to understanding how it could change their open banking strategies and regulations.

America 165

America Regulation Regional Tools 165

PYMNTS

APRIL 16, 2019

A solution, he told PYMNTS four years ago , that had nothing to do with financial services or lending at all — they were actually studying hiring and figuring out ways to track employability over time with data. Today, Upstart is a profitable firm, which means it didn’t need to raise $50 million to fund operations.

Kansas City 223

Kansas City Lending Omaha Kansas 223

PYMNTS

MAY 5, 2016

Though digital and mobile are increasingly ascendent, physical commerce remains dominant and accounts for over 90 percent of all retail spending in the Western nations where Klarna operates. “We a study by the Bank for International Settlements showed. Founded in 2005, Klarna was most recently valued at $2.25

Samsung 100

Samsung Regional Apple Retail 100

PYMNTS

NOVEMBER 30, 2020

And experts are warning that given the spike in cases nationwide, we should expect to see that national death toll to double over the next 10 days to reach 4,000 daily. Imagine if, instead of getting a ‘flu fighter’ Band-Aid at the pharmacy when getting the vaccine, that person got an eGift card that is spendable at the pharmacy.

Arizona 160

Arizona Survey Boston Examples 160