CFPB Monitor

JANUARY 31, 2022

ET, Ballard Spahr will hold a webinar, “The CFPB’s Inquiry into “Junk Fees”: What It Means for Consumer Financial Services Providers.” The RFI includes the following examples for “select products and markets”: Deposit accounts. Credit cards. Comments on the RFI must be submitted by March 31, 2022. to 3:30 p.m.

Cards 78

Cards Regulation National Payments 78

Abrigo

OCTOBER 28, 2022

Takeaway 1 Signs point to increased loan modifications and loan workouts, and regulators have urged financial institutions to work prudently with borrowers. . Watch webinar. The only real deterioration we're starting to see is in subprime auto and credit card portfolios.” Regulators foster prudent loan modifications.

Management 195

Management Risk Management Policies Lending 195

Abrigo

FEBRUARY 9, 2024

You might also like this on-demand webinar, "AML/CFT hot topics for 2024: What to expect for financial crime." real estate market alone. Real estate money laundering poses a significant threat to the integrity of financial systems and the stability of property markets. Here is what you need to know.

Training 195

Training Fraud Trends Report 195

Abrigo

JANUARY 31, 2023

You might also like this upcoming webinar, "BSA officer’s mindset: A comprehensive look at your AML/CFT program." Recap and forecast The current state of AML/CFT regulations Terminology change Financial crime professionals have long referred to Bank Secrecy Act (BSA) compliance in conjunction with anti-money laundering efforts as “BSA/AML.”

Fraud 195

Fraud Training Regulation Trends 195

PYMNTS

APRIL 20, 2018

A perfect storm of regulatory changes and card brand rule changes has left many merchants wondering to whom, exactly, they are beholden and what, exactly, they must do to comply. Fergerson, Briscoe and a panel of industry experts will address these challenges and field questions in a webinar on April 25 at 1:00 p.m. The Bottom Line.

Regulation 105

Regulation Data Security Regional 105

Abrigo

MARCH 7, 2022

Experts weigh in on regulatory hot topics for 2022 Review these 10 insights into what regulators are looking for in 2022 to help your financial institution pass exams with flying colors. Takeaway 1 Regulators have increased their focus on BSA in the first quarter of 2022, and the crisis in Ukraine will put OFAC in the spotlight.

cryptocurrency 195

cryptocurrency Regulation Fraud Policies 195

Abrigo

AUGUST 18, 2020

These schemes are marketed as “get rich quick” ploys, usually targeted at the unemployed. There is a greater emphasis on person-to-person payments over debit card use and online account opening instead of visiting a branch. BSA Rules and Regulation. Card Fraud. BSA Rules and Regulation. Customer Due Diligence.

Fraud 195

Fraud Trends Compliance Technology 195

CFPB Monitor

SEPTEMBER 11, 2018

ET, Ballard Spahr attorneys will hold a webinar, “Key Takeaways from the CFPB’s Summer 2018 Supervisory Highlights.” ” The webinar registration form is available here. Credit cards. On October 10, 2018, from 12 p.m.

Lending 68

Lending Policies Compliance Cards 68

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. Commodore was critically late designing a machine for games while Apple, Atari, and Sega stole market share. When it realized these issues, it was too late. You can register HERE.

Data 195

Data Analysis Marketing System 195

CFPB Monitor

NOVEMBER 7, 2016

ET, Ballard Spahr attorneys will hold a webinar, “The CFPB’s Fall 2016 Supervisory Highlights: Looking Beyond the Headlines.” Regulation E. On December 2, 2016, from 12 p.m. ” A link to register is available here. million to more than 225,000 consumers. .”

Lending 83

Lending Report Regulation Policies 83

PYMNTS

OCTOBER 20, 2016

On Wednesday, November 2nd at 1:00 PM (EST) join ecommerce advisors James Rendell, CA Technologies ; Paul Baker, Mastercard ; and Karen Webster, Market Platform Dynamics for a live digital discussion surrounding 3D Secure 2.0. CEO, Market Platform Dynamics. But, what are the choices and consequences of migration? Karen Webster.

Security 100

Security CA Cards Strategy 100

CFPB Monitor

DECEMBER 17, 2015

Earlier this week, the CFPB released its sixth annual report on college credit card agreements, together with a new toolkit for schools to use when considering potential co-sponsorships of financial accounts, such as prepaid or checking accounts. The annual report is required by the CARD Act. The new rules are effective July 1, 2016.

Cards 60

Cards Report Handbook Marketing 60

Abrigo

AUGUST 18, 2020

These schemes are marketed as “get rich quick” ploys, usually targeted at the unemployed. There is a greater emphasis on person-to-person payments over debit card use and online account opening instead of visiting a branch. BSA Rules and Regulation. Top 5 Regulator Hot Topics During COVID-19 and Beyond. Card Fraud.

Fraud 195

Fraud Lending Trends Compliance 195

PYMNTS

SEPTEMBER 14, 2020

There are more than a few mind-blowing stats about Amazon , most of them having to do with its 44 percent of the eCommerce market, or maybe the $88.9 It’s a world where the parent company has such as tight rein that one step out of the guidelines and regulations can merit a devastating suspension. That includes providing legal advice.

Capital 214

Capital Long Beach Branding Guidelines 214

CFPB Monitor

FEBRUARY 8, 2021

ET, Ballard Spahr attorneys will hold a webinar, “Preparing for CFPB Examinations and Enforcement Under the Biden Administration: What You Need to Know.” On February 23, 2021, from 12:00 p.m. to 1:30 p.m. ” Click here for more information and to register. Explicitly include the racial equity impact in policy proposals.

Policies 78

Policies Analysis Compliance Data 78

CFPB Monitor

NOVEMBER 17, 2014

ET, Ballard Spahr attorneys will hold a webinar on the proposal. The CFPB did not look at agreements for gift cards and other prepaid programs that would not be covered by its proposal. Regulation E provisions.” Prepaid Cards CFPB prepaid card' A link to register is available here.

Study 74

Study Cards Regulation Taxes 74

PYMNTS

MAY 14, 2018

In many ways, eCommerce has dissolved borders, creating new expectations for business to be conducted between countries with different currencies, languages and regulations. For example, a merchant using direct-to-bank must ensure that it’s connected to the market’s key banks rather than leaving some of them unsupported.

ATM 101

ATM Compliance Regulation Cards 101

CFPB Monitor

NOVEMBER 14, 2014

Trudel Ballard Spahr to hold a webinar on the proposal at 12 p.m. The panelists included CFPB General Counsel Meredith Fuchs; Douglas Bower, Executive Director and President of the Network Branded Prepaid Card Association; Cecilia Frew, the head of U.S. ET on December 12 th. A link to register is available here. For example, Ms.

Delaware 84

Delaware Cards Regulation Lending 84

FICO

MAY 18, 2020

Just as organisations were getting to grips with IFRS 9 and its implications, the impact of COVID-19 has created the “perfect storm” for collections as regulators, organisations and customers scramble to understand the economic and financial impact of this pandemic. Regulator Help and Expectations. This is a unique time.

Regulation 52

Regulation Operations Management Data 52

PYMNTS

JUNE 8, 2016

On Tuesday, June 28th at 1:00 PM (EST) join Karen Webster, CEO of MPD and CA Technologies presenters Carol Alexander, Senior Director of Product Marketing for Advanced Authentication and Payment Security Solutions, and Hannah Preston, Solution Strategist, Payment Security Division, as they discuss regulatory disruption. Karen Webster.

CA 100

CA Payments Security Customer Experience 100

PYMNTS

JULY 18, 2018

PSD2 — along with the European Union’s (EU) newly enacted General Data Protection Regulation (GDPR), which covers online privacy and security — promises to slowly influence the global digital economy in ways that will take time to be seen clearly. Fraud prevention is certainly getting more sophisticated.

Fraud 104

Fraud Security Payments System 104

PYMNTS

DECEMBER 8, 2016

Most recent payment innovations still rely on credit card or ACH rails. This drives lower costs by using faster payments rather than card transactions, provides better service to corporate customers by delivering payments sooner and facilitates control with a reliable, robust direct membership rather than relying on a bank’s indirect service.

Payments 100

Payments Fintech Compliance Innovation 100

NCR

NOVEMBER 30, 2016

The Payment Services Directive 2 (PSD2) builds on regulations set out in PSD1 in 2009 to help create a single, Europe-wide system for payments and member states are required to implement the rules into national law by 13th January 2018. A range of opportunities. Managing the risks.

Regulation 40

Regulation National Strategy Examples 40

FICO

JANUARY 13, 2022

There’s also likely to be a longer-term impact on the housing market, as loan-to-value is squeezed and property affordability puts home ownership out of range for even more first-time buyers. Regulation also continues to pose demands on already stretched back-offices juggling limited budgets, manpower and bandwidth challenges.

Industry 52

Industry Operations Regional Analytics 52

Tomorrow's Transactions

JUNE 9, 2020

Having said that, their increased use has also become a systemic risk, prompting calls for regulating these providers to ensure high standards of operational resilience. Master your limitations, policies, and relevant rules and regulations, as they will constrain the type of response to adversity.

Resources 82

Resources Risk Management Operations Regulation 82

NCR

OCTOBER 2, 2017

NCR teamed up with Payments Cards & Mobile to explore this subject in-depth in the report ‘PSD2 and Europe’s Open Banking Mandate – Challenges for Banks and Fintechs’ A webinar will follow at 14:00 UK time on Tuesday October 3 rd – register here. The opportunities and challenges of PSD2.

Fintech 72

Fintech Innovation Security Payments 72

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. ET, Ballard Spahr will hold a webinar, “The OCC Issues Final CRA Rule – What Changed and What’s Next?” ” In the webinar, we will be joined by special guest Kenneth H.

Community 60

Community FDIC Lending Examples 60

FICO

APRIL 6, 2017

While some new market entrants may have a vested interest in pushing AI solutions, the fact is that traditional scorecard methods and AI bring different advantages to credit risk modeling — if you know how to use them together. First of all, lenders in many markets do need to be able to explain how a customer was scored.

How To 96

How To social media Analytics Examples 96

FICO

JUNE 16, 2022

When unpacked, it highlighted the extent to which economic victims differ in their ability to pay back debt – a distinction between those whose indebtedness is brought about due to market-level economic change rather than by situations of their own making. Regulation was not always focussed on driving the right customer outcomes.

Meeting 52

Meeting Analytics Strategy Data 52

NCR

NOVEMBER 21, 2016

It’s a regulatory shift that has been described as “ one of the biggest changes that the banking sector has ever faced “ The updated rules will have repercussions including more openness to new players in the payments market, as well as some significant implications in terms of fraud. The nuts and bolts of PSD2.

Fraud 40

Fraud Compliance Payments Exercises 40

CFPB Monitor

MAY 3, 2016

Like its 2014 fair lending report , the 2015 report begins with a discussion of the types of information considered by the CFPB in its risk-based prioritization approach for determining “how best to address areas of potential fair lending harm to consumers in the entities, products, and markets under our jurisdiction.”

Lending 60

Lending Report Compliance Meeting 60

FICO

FEBRUARY 15, 2017

We have built on top of the FICO TONBELLER solutions using FICO’s battle-proven and patented artificial intelligence and machine-learning algorithms, which are used in FICO Falcon Fraud Manager to protect about two-thirds of the world’s payment card transactions. With our AML analytic capabilities, we continue to be the trailblazers!

Analytics 67

Analytics Meeting Fraud Compliance 67

PYMNTS

MAY 15, 2018

In a recent webinar, Patel and Karen Webster took a deep dive into the challenges, the reasons standard choices fall short and what it takes to attain the elusive IDV nirvana. The names of most people’s childhood pets and favorite teachers are now for sale on the black market. The Pros and Cons of Standard Security Choices.

Fraud 129

Fraud Training Security Compliance 129

Independent Banker

OCTOBER 14, 2014

The impetus for starting a robust mortgage website “was convenience for our customers,” explains Zehireta Avdic, marketing officer for the $1 billion-asset community bank. The mortgage market used to be face-to-face,” says Vallandingham, but notes that nowadays nearly two-thirds of mortgage applications are originated online.

Community Bank 70

Community Bank Lending Community Oklahoma City 70

Gonzobanker

DECEMBER 22, 2015

Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. Community bank marketing resources. We don’t know what Los Alamos National Bank’s marketing department was drinking when it designed the customized water bottle labels, but we’re giving them big points for creativity.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

SEPTEMBER 20, 2018

However, keeping track of data in a way that enables secure storage, efficient access and analysis, compliance with regulations and — ultimately — its profitable use is quite another topic. Look at it this way: Tokenization can, in a very short time, translate “30 million credit card numbers into 30 million tokens,” Pezold said.

Retail 129

Retail Data Compliance Security 129

FICO

JULY 6, 2020

Whilst that peak did not appear — due to the combination of protected incomes, use of saving and a reduced spend on travel, luxury and social related discretionary expenses — financial vulnerability will become widespread in all markets as a consequence of inflation, increased tax and interest rates and skyrocketing energy costs.

Analytics 52

Analytics Strategy Data Management 52