PYMNTS

DECEMBER 31, 2020

Main Street SMBs: The 18-Month Outlook. Main Street small- to medium-sized businesses’ (SMBs’) confidence of survival has progressed as the pandemic has continued. percent fewer Main Street SMBs are hopeful of survival. percent of millennials believe it is “very” important to receive payments in real time. percent to 11.5

Data 277

Data Innovation Payments Millennials 277

PYMNTS

SEPTEMBER 24, 2020

The new funding is an outcropping of the Series G round unveiled in August for the firm, which is said to have helped millennials become interested in trading. Mastercard Expands Digital Card Program To Include Instant Access, eWallet. Mastercard Expands Digital Card Program To Include Instant Access, eWallet.

Company 137

Company Payments Atlanta Massachusetts 137

PYMNTS

AUGUST 10, 2020

The funds can then be deposited into any type of account, including a bank account, prepaid card or digital wallet. Only 13 percent of consumers and 8 percent of microbusinesses get their money through an instant payment to a debit card, credit card, digital wallet or prepaid card.

Report 228

Report Payments Millennials Cards 228

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. Any merchant that accepts Mastercard payments can accept the Venmo cards. million U.S.

Cards 179

Cards Payments Mobile Operations 179

PYMNTS

JULY 15, 2016

Brad Fauss, CEO of the National Branded Pre-Paid Card Association and MPD CEO Karen Webster dug into the potential for these rules to create the kind of inconsistencies that could very well disadvantage the very consumers that the CFPB intended to protect. Who Uses Prepaid Anyway? So far, so good.

Cards 100

Cards Millennials Regulation Cyber Security 100

PYMNTS

DECEMBER 22, 2018

A big part of those online sales is the ability of eCommerce operators to deliver those products to buyers in short order to customers — 10 days or less after being cut seems to be a typical time frame, one that’s obtainable and repeatable thanks in large part to the logistical advances made or inspired by Amazon in recent years.

Industry 134

Industry Millennials National Online 134

PYMNTS

JANUARY 29, 2018

The main impediment to fund flow is tied mainly to the KYC and AML – and any number of other requirements – that can vary by country. This dovetails well with millennials, who favor a prepaid, eWallet type of app that serves their lifestyles and ensures they “can go spend the money where [they] need to.”. The number one consequence?

Payments 134

Payments blockchain Maine Examples 134

PYMNTS

NOVEMBER 12, 2018

Once consumers reach the app’s main screen, they can find photos of the product that is up for sale that day, along with options for colors and sizes, and make a purchase, if they so choose. Mobile shopping game show app Gravy wants to capture the attention of millennials with short game shows almost every night of the week.

Innovation 186

Innovation Samsung Apple Mobile 186

PYMNTS

OCTOBER 9, 2019

H owever, nothing is easy in life (your parents were right) and that nugget of wisdom served as a central theme of a recent PYMNTS discussion with Rakan Alhassan, operations and marketplace director at UReed. Among the main challenges? The reliance on cash in many of the markets served by UReed, Alhassan said.

Regional 122

Regional Trends Cards Millennials 122

PYMNTS

AUGUST 14, 2019

This newest P2P offering follows last year’s move by Venmo to add an option to make an instant transfer through a debit card, which would get the money to a bank account in minutes for a 1 percent fee, with a minimum of 25 cents and a maximum of $10. Zelle Trends. Venmo, of course, is not the only major P2P player in the game.

Payments 124

Payments Trends Cards Comparison 124

PYMNTS

SEPTEMBER 6, 2019

There are worse ways to start a business than what happened when John Tabis was getting direct-to-consumer and subscription flower operation The Bouqs off the ground. It’s not the last-mile delivery that’s the main problem — as Tabis told it, he sees the challenge more as a 3,000-mile problem. That is where the world is headed.”.

Millennials 108

Millennials Course Industry Operations 108

PYMNTS

FEBRUARY 19, 2020

Corporate buyers can pay more rapidly online with credit cards, benefitting sellers, and enjoy easy access to detailed, searchable information to guide their purchasing decisions. Trade shows, corporate board meetings and business fundraisers are important parts of companies’ operations, but are difficult to pull off.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

FEBRUARY 27, 2018

These solutions could shift the way national security agencies in several countries operate, or force employers to change how they authenticate and identify their employees. As more millennials enter the workforce, passwords are going out the door. News From the Digital ID Space. as part of a visa waiver program.

Security 110

Security Report National Millennials 110

PYMNTS

FEBRUARY 18, 2019

This week, I’m compelled to offer a few thoughts that go against the grain on several topics that made the news last week: Amazon’s NY HQ2 , card interchange fees and Facebook ad revenue. It has also spurred other businesses to follow its lead, irrespective of whether Amazon is even a relevant player in the ecosystem in which it operates.

Cards 169

Cards Course Study New York 169

PYMNTS

APRIL 13, 2019

The main complaint about Amazon ’s retail horoscopes is that they were a bit boring and generic. And then there are the businesses where astrology is not a side offering – it’s the entire core of the operation. Texting is the language of millennials and younger people today, so we really wanted to harness that,” he said.

Millennials 136

Millennials Retail New York City Branding 136

PYMNTS

DECEMBER 24, 2019

For the annual holiday exercise at PYMNTS (describing the 12 main or most exciting ways to pay in 2019), it is clear that what has happened this year will have big implications for the new decade. The company has an option to transfer money to the bank without a debit card for the same fee. Past is prologue.

Cards 160

Cards Payments Study Examples 160

PYMNTS

MARCH 8, 2018

That’s the question Brian Dorchester, EVP of Operations at First American Payment Systems , explored in this week’s Commanders In Chief series. Together, participating payments professionals and acquirers are working to decide how to handle operations and manage risk in the changing environment.

Innovation 112

Innovation Security Industry Fraud 112

PYMNTS

FEBRUARY 11, 2019

The youngest of the bridge millennials – those 30- to 40-year-olds who today represent the first generation of connected consumers with spending power – will be having their mid-life crises at the age of 50. Consumers won’t be walking up to a cashier after standing in a checkout line to swipe a card when they visit a store.

Online 197

Online Retail Mobile Branding 197

PYMNTS

FEBRUARY 20, 2019

The challenger bank acquired a banking license when it launched, and offers each customer a fixed savings account, two credit cards and an app that offers personal spending advice. Digital-only bank Tandem announced that it now has more than 500,000 users since it launched last year. In the U.S.

Digital Banking 155

Digital Banking Millennials America Lending 155

PYMNTS

DECEMBER 21, 2020

Just as many boomers have made the digital shift as millennials, and as many of those living in big cities and towns have made the shift as those living in less populated areas. Contactless cards are regarded as decision-drivers for shopping in a physical store 7.5 And the Pays still haven’t. 25-31, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

SEPTEMBER 17, 2019

At the low end of the spectrum, consumers will pay an APR of 25 percent a month, roughly comparable with a high-rate credit card. That negative portrayal stems from two main areas. Policymakers may have simply shifted operating firms from one industry to another, having no real effect on market conduct,” Ramirez writes.

Ohio 151

Ohio Lending Iowa South Dakota 151

PYMNTS

DECEMBER 20, 2019

Visa says cybercriminals are using new strategies to steal credit card information from around the country. In a feature story , PYMNTS spoke with Eric Lorenz, vice president of finance operations for Priceline, about how the company leverages artificial intelligence (AI) to promote seamlessness as well as security.

Fraud 100

Fraud Trends Payments Retail 100

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. Consumers still overwhelmingly rely on credit and debit cards and cash for payments and will for some time, even if a chip on the smartphone replaces plastic cards.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

MAY 30, 2016

Store Front Business Index: Main Street USA, A-OK? One of the most significant: the health and importance of small businesses and, in particular, the “mom-and-pop” shops that line the Main Streets and side streets of our local communities. We talked to hundreds of them throughout this primary season. Are SMBs Ready For EMV?

Trends 100

Trends Retail Fraud Mobile 100

PYMNTS

APRIL 11, 2016

In 1985, Microsoft released its first (not so popular) version of Windows — an operating system that enabled applications to deliver functionality on a variety of personal computers. Over the years, outdoor bazaars became main streets which morphed into malls and now online marketplaces where sellers and buyers meet to do business.

San Francisco 100

San Francisco Operations Examples Branding 100

PYMNTS

JUNE 21, 2016

These programs — which include apps like GrubHub, Foodler, Favor, Seamless and DoorDash – operate independently of merchants, acting as middlemen between in-home consumers and various eateries. During this time, you can add a promo code, change the suggested runner tip, and choose which card you’d like to use.

Resources 102

Resources Operations Technology Boston 102

PYMNTS

DECEMBER 15, 2017

is a rally cry that would perk the ears of many millennials, but how about “ Mastercard , assemble?”. The card network is hoping that’s the case, as it rolls out the first use case stemming from its recently launched global prepaid money management platform. What Millennials Want. “Avengers, assemble!”

Millennials 134

Millennials Management Cards Security 134

PYMNTS

AUGUST 6, 2018

Some restaurant operators believe that Grubhub as an end-to-end online ordering and delivery platform has changed the relationship dynamics between their establishments and their customers — and not always for the better. Not all restaurants have bought in, including, reportedly, some of the Yum! The Amazon of Restaurants.

Online 125

Online Branding Mobile Millennials 125

PYMNTS

OCTOBER 22, 2018

People of all stripes — from millennials to baby boomers, from Generation X to the Greatest Generation — are increasingly swapping the friction of shopping in a store for the convenience of using one of the many connected devices they now own to shop and buy from instead. The operative word here is “could.”. Nearly 60 percent (59.1

Millennials 212

Millennials Study Payments Data 212

PYMNTS

JUNE 29, 2020

So, Zogo designed its modules to attract Generation Z and millennial users for whom the promise of a more stable retirement in 40 years isn’t much of a motivator. Then get enough pineapples to receive a low-value gift card as a reward. They also set up a fund to pay for the gift cards that users within a firm’s ZIP code earn.

Millennials 263

Millennials Taxes Cards Fintech 263

PYMNTS

APRIL 29, 2020

Buy now, pay later (BNPL) solutions are well on their way to challenging credit cards as younger consumers’ deferred payment method of choice. Millennials carry two fewer credit cards than their Generation X counterparts, for example, and are the single-largest demographic group using BNPL solutions. Approximately 20.3

Payments 175

Payments Millennials Cards Retail 175

PYMNTS

JULY 11, 2016

In 2003, the majority of the online shopping was done at the desktop at the office when the boss wasn’t looking, and that experience included laboriously typing in card credentials at every site. All you millennials out there, ask your parents what they used to do as teenagers on Saturday afternoons. Should they focus on apps?

Google 100

Google Mobile Apple Online 100

PYMNTS

JANUARY 27, 2020

Not least among them is how potential subscription commerce operators are approaching entry into the business. Sophisticated algorithms and ever more data can greatly help the subscription commerce operator, for instance, figure how to best offer free trials, and to what consumer groups — or even whether to offer them at all.

Trends 175

Trends Payments Exercises Cards 175

PYMNTS

NOVEMBER 30, 2020

Millennials still make up the largest share of shoppers who begin and complete their shopping journeys via mobile phones, but baby boomers make up 28.3 Millennials still make up the largest share of shoppers who begin and complete their shopping journeys via mobile phones, but baby boomers make up 28.3 Before March 2020 66.2

How To 232

How To Google Online Cards 232

PYMNTS

MAY 21, 2016

Just weeks removed from the launch, PYMNTS caught up with Ed Metzger, Santander UK’s Head of Innovation, Technology and Operations, to talk about initial impressions and what’s next for voice technology in banking. The bank opted to pilot the technology in its student app, he said, because millennials are known early adopters.

Technology 115

Technology Trends Maine Digital Banking 115

PYMNTS

JULY 9, 2018

Credit is being unbundled from the traditional line-of-credit, card-based products. The anecdote to the millennial’s so-called hatred of traditional banks hasn’t really taken off as investors envisioned. Music streaming services , of course, operate the same way.

Strategy 105

Strategy Millennials Online Branding 105

PYMNTS

OCTOBER 27, 2016

By providing customers myriad payment options, businesses can concentrate on their core business and daily operations and less on making sure they are keeping consumers satisfied — and, for that matter, actually making sales – during the checkout process. The apps also enable users to store new payment methods with their mobile camera. “If

Payments 100

Payments Software Meeting Management 100