PYMNTS

JANUARY 17, 2018

The corporate expense management market doesn’t look like it once did. The commercial card and expense management market is yet another space in which collaboration between FIs and FinTechs has proved key to driving innovative tools – especially as corporates grow weary with the traditional legacy services their banks provide.

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Fintech Data Cards Innovation 187

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”.

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Cards Apple Data Innovation 140

PYMNTS

JANUARY 17, 2019

Well, “enemy” might be too strong a term — business is not war — but Square this week found itself a target of First Data and Fiserv , two big payments players merging in a $22 billion deal that will result in a consolidated organization called Fiserv. The new debit card can be used anywhere Mastercard debit cards are accepted.

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Cards Data User Experience Trends 175

PYMNTS

JANUARY 22, 2020

Commercial cards remain only a fraction of the B2B payments space, but FinTech firms, banks and other financial service providers continue to develop new solutions aimed at boosting adoption. For companies like SmartEquip and Unified Payments Group , that means introducing new ways to lift the burden of suppliers accepting cards.

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Cards New York Lending Strategy 131

PYMNTS

JULY 3, 2019

million from investors including Partech, Axeleo Capital, Lafayette Plug and Play and others to further develop its loyalty program integrated into credit or debit cards. It is now being accelerated within Facebook’s Startup Garage at Station F, which focuses on personal data protection and privacy.

Cards 135

Cards Fintech Retail User Experience 135

Perficient

AUGUST 18, 2022

In addition to being able to offer investment advice, a good financial advisor can offer personalized budgeting, debt management, and saving strategies to help clients achieve their financial goals. Fees are usually calculated based on how much money an advisor manages for a client, ranging from.25% Understand your financial goals.

Millennials 473

Millennials Management Tools Strategy 473

PYMNTS

JUNE 9, 2020

The pandemic is spurring new opportunities for financial institutions (FIs) of all sizes to improve the range of services they deliver to end users amid the continuing shift to digital. Those integrated solutions, in turn, allow users to conduct their financial lives with speed, ease and security. The Importance Of Data.

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Data Security Online User Experience 151

PYMNTS

DECEMBER 19, 2018

19) that it is supplying Intesa Sanpaolo, the Italian bank, with what it said is the first Mastercard biometric contactless payment card. In a press release , Gemalto said it will test an EMV contactless biometric card for Europe via a pilot program backed by Intesa Sanpaolo and Mastercard.

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Cards Payments User Experience Security 148

South State Correspondent

AUGUST 31, 2022

Each document contains an extensive array of data. The challenge is that most of the data in documents are “dark data” or unstructured data that is hard to find, analyze and manipulate. There are three ways to take unstructured data in a document and turn it into an asset of material value.

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Training Data Examples Taxes 448

PYMNTS

OCTOBER 19, 2018

How it goes wrong — Francis Hondal, president of loyalty and managed services at Mastercard , told Karen Webster — is usually not as important as the fact that things did go wrong, at least from the consumer perspective. Travel is the ultimate experience. All that experience generates much insight.

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Management User Experience Data Conference 155

PYMNTS

JANUARY 25, 2021

According to the company, one of the reasons for PayDirect’s development is the clunky state of the customer journey associated with card-based payments and the resulting low conversion. PayDirect is higher-converting, primarily because it just has a much better UX (user experience) than online card payments or bank transfers,” he explained.

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Online Meeting Payments Cards 300

PYMNTS

NOVEMBER 17, 2020

Plus, Allied Irish Bank strengthens its receivables finance offering, PwC develops data capture solution and BlackLine modernizes the cloud. Paylocity Buys Samepage To Expand Remote Work Management. PwC Creates LIKEZERO For Enhanced Data Capture. American Express Enhances Early Pay To Ease B2B Supply Chain Payments.

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Payments User Experience Software Risk Management 144

PYMNTS

JULY 28, 2020

The service will be enabled by Microsoft Azure , the cloud computing platform designed to build, test, deploy and manage applications through its data centers. The goal for Mastercard going forward, he said, is to determine how to expand its reach worldwide, into places where card products haven’t been before. .

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Payments Innovation User Experience Cards 168

PYMNTS

JULY 23, 2018

This one may be familiar: Wide receiver and cryptographer walk into a bar and … set the data security landscape on its ear. The kind that defends sensitive data against bad actors and leaves their best efforts crumpled on the field. Neal himself had been hacked while in college and became interested in data security and technology.

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PYMNTS

JANUARY 29, 2020

Neobank startup Joust is rolling out a new banking app to help freelancers and self-employed people manage their businesses, the company announced on Wednesday (Jan. The app was designed using input from customers and features an analytical dashboard, Joust Visa debit card management, invoice creation, payments and more.

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Austin FDIC Analytics Texas 131

PYMNTS

NOVEMBER 23, 2020

Smart move – but supervised machine learning is reliant on historical data, which means that by itself, this method might not catch the new or disguised attack types pouring in. It uses payment data, location data, unique customer data and digital identifiers to detect fraud in real time.

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Mobile Boston Fraud Colorado 289

PYMNTS

NOVEMBER 8, 2019

Goldman Extends $10B In Apple Card Credit In First Month. According to regulatory filings made public this week, Apple Card? customers had $736 million in loan balances at the end of September, though it’s not clear how that compares with other credit cards, as Bloomberg said banks do not break out performance by individual cards.

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Apple Cards Fraud User Experience 100

PYMNTS

JUNE 26, 2018

Payroll and human capital management (HCM) firm ADP is networking with its partners to enhance the industry with artificial intelligence (AI) and machine learning. ADP already uses data analytics to take advantage of information on more than 30 million employees at companies using ADP solutions.

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User Experience Tools Analytics Innovation 123

Perficient

SEPTEMBER 15, 2020

And in healthcare – an industry that tends to segment consumers into patient or member experience silos – consumers increasingly expect a seamless, holistic, digital health journey. Today, entire industries such as healthcare, banking, insurance, and business-to-business (B2B) sales are being rewired around customers and end users.

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User Experience Innovation Branding Customer Experience 427

Perficient

JANUARY 16, 2023

I remember when my mother stopped shopping at one department store because they wouldn’t give her a charge card in her own name, but another store would on their private-label charge card. While that sounds new and exciting, remember that history doesn’t repeat itself, but it rhymes.

blockchain 275

blockchain Software Customer Experience Strategy 275

PYMNTS

JULY 15, 2020

with an app and debit card, is expanding its range of services into the realm of cryptocurrency trading with a big assist from Paxos. Paxos will hold crypto assets for Revolut’s users in the U.S., while enabling Revolut to control “the user experience” and manage its “customer relationships.” Revolut made its U.S.

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US cryptocurrency FDIC Compliance 233

PYMNTS

SEPTEMBER 24, 2020

At a high level, the same consumers whose day jobs are to manage a company’s payments and financial controls have become accustomed to the seamless and highly personalized commerce opportunities that are available in their daily lives. Building A Trusted Data Exchange .

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Payments Data Fintech User Experience 237

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. The accounts are to be held by Evolve Bank & Trust.

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Lending Meeting User Experience Innovation 224

PYMNTS

MARCH 17, 2020

While user experience is key, these tools must also be agile enough to rise to small- to medium-sized businesses’ (SMBs’) digital-native foundations. But when platforms can promote automation without adding complexity to the user experience, these technologies will be able to find traction within SMBs everywhere.

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Millennials User Experience Alabama Tools 168

PYMNTS

OCTOBER 22, 2020

SVP and GM John Owens breaks down how the firm has helped its partners deliver an improved experience, including "modernized device optimization, improved data validation, and streamlined real-time acquisition, onboarding and servicing processes.". The following is an excerpt from What Did You Change?

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How To Fraud User Experience Cards 130

PYMNTS

JULY 30, 2020

It enables FinTechs and app providers easy access to approved consumer data to deliver financial products and services, Galileo said. Last month, Galileo launched what it called a faster and less expensive way to create debit cards. Dubbed Galileo Instant, it allows businesses to introduce debit card programs in as early as two weeks.

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San Francisco User Experience Cards Customer Experience 159

PYMNTS

APRIL 15, 2020

The advent of COVID-19 , Fiserv ’s Vice President of Risk Analytics and Strategy Kannan Srinivasan and Vice President of Fraud and Financial Crimes Management Gasan Awad told PYMNTS, didn’t introduce these things – but it did create a perfect storm of factors that is now pushing these fraudsters into overdrive. Powering A Fast Pivot.

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Fraud Risk Management Security Cards 201

PYMNTS

JULY 16, 2019

Banks and credit unions looking for safer and more efficient digital and mobile services for debit and credit cards can now turn to the cloud. One of the challenges regional and community banks and credit unions face is the complexity of physical data integration in their data centers,” said Prasanna Narayan, head of product at Ondot.

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Innovation Compliance User Experience Cards 128

PYMNTS

SEPTEMBER 15, 2020

Necessity being the mother of invention, consumers rapidly reset their lives around digital across the board — from working to shopping to learning to managing their financial lives online. Apple and Google are bringing a new level of user experience to banking and payments that did not exist before now,” Kikkeri said.

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FICO

AUGUST 23, 2021

This post explores the credit card trends in the UK, US and Canada, reviewing regional differences and focussing on the impact of the pandemic. The impact of the extra savings people accumulated during the pandemic is clear for all regions and is masking the impact on those that have struggled and are struggling to support their card debt.

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Cards Payments US Regional 52

PYMNTS

SEPTEMBER 9, 2019

Such legal betting promises to keep consumer experiences centered around pro football in the U.S. One of the ways that these websites are able to differentiate is through user experience. A key part of user experience is payment speeds. The NFL stands to make $2.3 Digital Wallets.

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Innovation Payments Taxes User Experience 137

FICO

MARCH 2, 2021

Right now, there has never been a better time to plug into pre-emptive, automated and AI-driven customer management. Now, UX (user experience) and the UI (user interface) are underpinning rising customer expectation and transforming the way banks meet the challenges of client journeys, intelligent workflows and reinvented relationship models.

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Management US UX Guidelines 52

PYMNTS

APRIL 22, 2019

The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services. Perhaps not surprisingly, the key mindset is “digital first,” with an eye on offering new ways to manage money and transact digitally, and on demand. Digital First Mindset.

Mobile 229

Mobile Cards User Experience Payments 229

PYMNTS

DECEMBER 11, 2019

As the open banking business model permeates into the B2B financial services market, FinTechs and traditional financial institutions continue to find new use cases for API integrations and connectivity to elevate the business-user experience. Just Cashflow Taps Ebury for FX. SMB Accounting App Coconut Opens to Banks.

Fintech 132

Fintech Groups Data Strategy 132

PYMNTS

JULY 17, 2019

Cas Paton, OnBuy founder and managing director, discussed the challenges of SCA compliance in an interview with PYMNTS. The new [SCA] legislation highlights the importance of working with the right payment solutions that invest in [user experience] and ECR optimization,” he noted. To some degree.

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Retail User Experience Compliance Regulation 162

PYMNTS

NOVEMBER 26, 2019

In recent years, the market has gone from one struggling with high financial illiteracy and limited card acceptance, to a bright spot in Europe for FinTech innovation. For traditional banks, compliance experts agree that it’s all about data — and the ability to share information with regulators. An Opportunity for Collaboration.

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Compliance Regulation Fintech Resources 182

NCR

JANUARY 5, 2018

Bank of Cyprus (BOC) is set to launch the world’s first commercial EMV payment card with a built-in fingerprint sensor as part of a partnership with technology provider Gemalto. When they do this, a comparison is made between the scanned fingerprint and the reference biometric data that is securely stored within the card.

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Cards Payments Comparison User Experience 49