PYMNTS

JANUARY 11, 2021

He added that Revolut strives to be “the best in class for customer experience, value and capabilities” and offer a full range of services from deposit accounts and overdraft protection to loans and credit cards. After getting the banking license, Revolut said it would develop a “financial super app.” billion valuation.

cryptocurrency 216

cryptocurrency Leadership Bitcoin Fintech 216

Chris Skinner

MARCH 9, 2018

I’m having lots of discussions about tokenisation and cryptocurrencies, and it often boils down to hashing the data. Hashing data is taking the source information which may be your account details or card information and shortening it into a machine-readable link that doesn’t share the original data.

cryptocurrency 223

cryptocurrency Data Cards Case Study 223

PYMNTS

NOVEMBER 16, 2020

In today’s top news in digital-first banking, Mastercard has added a new account-to-account (A2A) product to its Track Business Payment Service, while Recognise has received a restricted banking license from U.K. consumers are paying down payments on credit cards as COVID-19 continues to hamper spending opportunities.

Payments 130

Payments cryptocurrency Cards Regulation 130

PYMNTS

NOVEMBER 2, 2020

In today’s top news in digital-first banking, BlockCard is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful for a new crypto debit card, while the Federal Reserve Board has modified the terms of its Main Street Lending Program (MSLP). Ternio’s BlockCard Teams With P2P Bitcoin Marketplace Paxful for Crypto Debit Card.

Maine 148

Maine Lending Cards Bitcoin 148

PYMNTS

JULY 22, 2020

The platform offers card issuing for virtual and physical Mastercard cards, an investment trading interface, digital banking processing, know-your-customer (KYC) strategies, and cryptocurrency capability. TradeCore will handle billing, legal issues and integration of payments systems for participating FinTechs.

Fintech 130

Fintech Compliance Regulation cryptocurrency 130

PYMNTS

OCTOBER 2, 2020

In today’s top news in digital-first banking, banking startup Dave Inc. Plus, Boost Payment Solutions is collaborating with Visa to provide further automation and flexibility to commercial card issuers, cardholders and suppliers. Banking Startup Dave Taps Ex-Airbnb Marketing Exec.

Marketing 130

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PYMNTS

JULY 27, 2020

Banking veteran Richard Davies is leaving his role as CEO of banking at digital-banking shop Revolut , one year after coming aboard to bring his seasoned skills to the startup, the Financial Times reported. On July 15, Revolut began offering customers a way to buy cryptocurrency.

United States 140

United States Leadership Risk Management California 140

PYMNTS

JULY 15, 2019

Of all the banking institutions releasing Q2 earnings this week, watch for JPMorgan, whose strong performance can be credited to a growing millennial customer base and continued digital innovation. Digital innovation enhanced the company’s Q1 earnings performance, which surpassed analyst’s predictions.

Innovation 139

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PYMNTS

MAY 5, 2020

Although the startup lost revenue due to decreased card usage worldwide amid COVID-19, it’s still in a solid position. . Founded in 2015, Revolut began with a prepaid debit card that enables people to sidestep foreign exchange fees while traveling abroad. Revolut raised $500 million in February, which upped its valuation to $5.5

Fintech 175

Fintech Cards cryptocurrency Capital 175

PYMNTS

SEPTEMBER 10, 2019

Because we are a bank [as well as a payments processor], we can deposit their credit-card proceeds the same day, including weekends, at no additional cost.”. The cryptocurrency will reportedly be tested with select customers by the end of the year. Some customers can already use the new feature.

Millennials 194

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American Banker

FEBRUARY 17, 2021

Paybby, whose founder wanted to address disparities in the financial system after the George Floyd protests, is working with banks and others to develop products especially for underserved communities. They include a debit card that substitutes for food stamps and an app that temporarily sweeps cash into cryptocurrency.

cryptocurrency 101

cryptocurrency Fintech Community System 101

American Banker

FEBRUARY 2, 2021

Gemini Trust now offers a credit card and an uninsured savings account for bitcoin holders that pays 7.4% It is the latest example of a cryptocurrency company marketing banklike products.

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PYMNTS

JUNE 11, 2019

Revolut offers banking services that include a prepaid debit card, P2P payments and currency and cryptocurrency exchange. If a user lives in a supported market, they can add a Revolut card to Apple Pay through the wallet app. If someone doesn’t have a plastic card, they can add a virtual one and start spending right away.

Apple 166

Apple Cards cryptocurrency Tools 166

PYMNTS

NOVEMBER 15, 2019

Users of Facebook Pay , which the company said is not related to its proposed cryptocurrency Libra, will be able to enter a preferred payment method and then use the option to eventually pay throughout all of the related apps. Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Money Laundering Epidemic.

Google 139

Google Payments Apple cryptocurrency 139

Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

Trends 45

Trends Fraud Digital Banking Strategy 45

PYMNTS

OCTOBER 16, 2020

We have deep dives on connected devices, instant payments and what the digital shift means for customer expectations of card issuers. Mastercard: Why It’s Time For Card Issuers To Up Their Digital Game. Consumers’ digital shift means that customer expectations for their card issuers are higher than in the past.

Payments 239

Payments San Francisco Fintech Tools 239

PYMNTS

SEPTEMBER 23, 2020

There were 223,163 cases of identity theft that year across all generations, with 42 percent of them consisting of bank and credit card fraud. Some fraudsters are even impersonating government officials and asking for personal information for stimulus payments, for example, while others are targeting cryptocurrencies.

Technology 208

Technology Report Fraud Study 208

PYMNTS

APRIL 30, 2018

Digital banks. They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner. Digital Banks. Some digital banks encourage savings via the Federal Deposit Insurance Corporation bank behind them.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

DECEMBER 16, 2020

In today’s top news in digital-first banking, FIS is working with Quontic Bank on the Bitcoin Rewards Checking Account, while Aeldra has chosen i2c Inc. to power its digital private banking offerings. FIS Powers Launch Of Quontic Bank’s Bitcoin Rewards Account. Barclaycard Debuts New Virtual Card Platform.

Bitcoin 157

Bitcoin FDIC Cards California 157

PYMNTS

SEPTEMBER 13, 2019

By being able to operate as a bank, we have the tools to take the next step and drive true positive change for the users.”. Northmill said it had a “constructive dialogue” with the SFSA, and that banking services like payment transfers, saving accounts and cards will all be added “in the near future.”. billion valuation.

cryptocurrency 156

cryptocurrency Fintech Innovation Operations 156

PYMNTS

NOVEMBER 18, 2020

Among Visa's partners are Alipay, mPesa, Tencent, Bitcoin (and other cryptocurrencies). It is also announcing a new partner in Daylight, a digital bank working with Visa and Fast Track to recreate a community bank concept digitally. Building A Faster Fast Track .

Fintech 184

Fintech Community Community Bank Meeting 184

CB Insights

MARCH 8, 2018

Digital banking startups — or challenger banks — have gained traction over the past few years by bringing retail banking services mobile. Banks in Fintech: what’s ahead in 2018. Join us for data-driven look at how major banks are approaching fintech investments and taking on insurgents. First Name.

Retail 78

Retail Digital Banking Fintech Regulation 78

PYMNTS

SEPTEMBER 23, 2020

Bank Team On Virtual Cards, Expense Management. Bank to connect the former’s expense and travel management technology with the U.S. Bank Instant Card. TravelBank will work with U.S.

Cards 214

Cards Payments Management Software 214

PYMNTS

SEPTEMBER 30, 2020

In today’s top news in digital-first banking, global card issuing platform Marqeta debuted its Tokenization-as-a-Service (TaaS) offering, while the Bank of New York Mellon (BNY Mellon) has named a new executive for global market infrastructure. Marqeta Introduces Tokenization-as-a-Service For Card Issuers.

Marketing 130

Marketing New York Cards Conference 130

CB Insights

AUGUST 3, 2017

Digital Banking : Companies providing online and mobile banking services in place of traditional branches. Wealth Management & Investment : Companies providing digital asset management and investing services. PayClip offers PoS payments solutions (such as a mobile card reader) and has raised $46M. Real Estate.

Company 65

Company Fintech Comparison Marketing 65

Gonzobanker

JULY 9, 2021

Following competitor Key Bank’s acquisition of Laurel Road and creating a medical focused Laurel Road for Doctors, what Fifth Third gets in Provide is a focused, national medical capability. PayPal acquired Israeli crypto wallet Curv , investing in institutional technology that will make it more secure for buyers to hold cryptocurrencies.

Fintech 197

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CB Insights

DECEMBER 10, 2020

Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. Investment banking. Consumer payments.

America 101

America Lending Cards San Francisco 101

PYMNTS

JUNE 18, 2018

“Our clients are increasingly asking for mobile services that make their lives easier, and Erica is becoming a growing choice for its convenience and personal solutions,” said Michelle Moore, head of digital banking at Bank of America. “As The Loss: Ripple . Tie: The March Forward of Cashierless Checkout.

Data 101

Data cryptocurrency America San Francisco 101

PYMNTS

OCTOBER 4, 2019

Once upon a time in the 1960s, banks were building a series of one-off card-based solutions , much the way today in the ending days of the 2010s we see global digital banking, mobile wallets and alternative underwriting schemes building one-off tech-based solutions for financial services products. Since 2016.

Fraud 108

Fraud Google Apple Chicago 108

Abrigo

MAY 20, 2022

For example, if your institution has always focused on monitoring check deposits for fraud, what will happen in your fraud program as the trend changes towards fraud with unconventional payment methods, such as Zelle, Venmo, or cryptocurrency?

Trends 195

Trends Fraud Training Survey 195

CB Insights

JULY 11, 2019

get the building the bank of the future report. Download the free report to find out about the rise of digital banking, challenger bank strategies and how incumbents are fighting back. There are 7 challenger banks that have reportedly crossed 1M+ accounts: Uala , N26 , Monzo , Qapital, Chime , Nubank , and Revolut.

Fintech 64

Fintech cryptocurrency Examples Cards 64

PYMNTS

SEPTEMBER 14, 2020

Standard Chartered debuted a new Banking as a Service solution, nexus, in March, which worked to give digital platforms like eCommerce or ride-hailing operations the option to ability to offer credit cards, loans and savings operations in their own brands.

blockchain 302

blockchain Report Operations Innovation 302

Gonzobanker

DECEMBER 1, 2022

Banks whose fleets resemble more of the latter are probably past due for an upgrade. With the increased usage of debit and credit cards, the rise of eCommerce, and the push for mobile payments, cash has undoubtedly been in decline. Banks now have the ability to replace drive-thru lanes with ITMs instead of tubes.

ATM 153

ATM Resources Management Capital 153

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Millennials.

Retail 78

Retail Cards Millennials Mobile 78

Payments Source

AUGUST 1, 2019

s chief executive officer said the digital bank is in talks with Martin Gilbert, vice chairman of Standard Life Aberdeen Ltd., Revolut Ltd.’s about joining the board.

Digital Banking 69

Digital Banking cryptocurrency Cards 69

CB Insights

NOVEMBER 21, 2019

This subcategory includes companies enabling the trading, storing, and/ or usage of cryptocurrencies, but excludes companies working on cryptoassets unrelated to financial services (e.g. digital collectibles”). Digital banking and financial infrastructure. Capital markets. Real estate. Regulatory tech.

Fintech 93

Fintech Marketing US Technology 93

American Banker

DECEMBER 15, 2020

The community bank and fintech are offering the first live bank account and debit card that offer rewards in the form of bitcoin.

Bitcoin 81

Bitcoin Community Bank Community Fintech 81