PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first.

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

OCTOBER 11, 2018

Thus, in two separate announcements from one company, we might glean a sense of blockchain underpinning various user experiences in daily life. The announcement comes courtesy of a partnership between Pundi X, ebooc fintech & loyalty labs (a Pundi X partner and distributor) and emCredit , Dubai’s credit bureau.

blockchain 199

blockchain Payments cryptocurrency Data 199

PYMNTS

OCTOBER 2, 2018

Squeezed out of tried-and-true methods of card fraud (thanks in no small part to EMV), the fraudsters are eyeing how to interfere with the money that firms legitimately send in the course of normal, daily business life. Elsewhere, FinTech and crypto, as they come to market, offer up new avenues of fraud, and scrutiny by the good guys.

Fraud 149

Fraud Course System Big Data 149

PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. That’s not all. There is no Pan-African digital bank,” Hainy said.

How To 130

How To Lending Digital Banking Examples 130

Celent Banking

JULY 22, 2016

At Celent, we have been talking about the "battle of rails" in payments, i.e. between pull-based payments running on the cards infrastructure, and push-based payments, such as Zapp, built on top of new faster/ real-time payment networks. As I discussed in another recent blog , Visa controls 97% of the debit card market in the UK.

Cards 100

Cards Case Study Payments Mobile 100

Gonzobanker

JULY 6, 2021

To help banking executives choose a course of action that will accommodate different budgets, business cases, and visions for the future, we present three winning core strategies: 1. As this article points out, a core system replacement may not be in the cards for every institution. Commoditization Strategy.

Strategy 158

Strategy System Risk Management Technology 158

PYMNTS

OCTOBER 4, 2019

With the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. In fact, their slogan for the card is “Created by Apple, Not a Bank?.” And the card is no longer just a payment instrument; it’s more than the card itself.”.

Apple 198

Apple Cards User Experience Examples 198

PYMNTS

SEPTEMBER 12, 2017

MoneyPass, a network of Elan Financial Services , provides ATM and debit card processing solutions for financial institutions, Independent Sales Organizations (ISOs) and retailers. We listen to our customers, we watch consumer trends and we observe what FinTech companies are working on. The conversation is excerpted below.

Innovation 122

Innovation ATM Trends Mobile 122

Lars Markull

JULY 10, 2022

Xero, on the other hand, could (at the same time) allow users to create Xero branded accounts or cards for the benefit of creating separate virtual accounts for each client for easier reconciliation or cards for a better user experience (Embedded Banking). I'm hoping you're still with me.

Lending 83

Lending Branding Examples Regulation 83

Lex Sokolin

SEPTEMBER 3, 2020

And of course, in the spirit of our common interest, how does this impact financial infrastructure? You would not be able to design this user experience, nor this attention platform without a technology footprint that began with cloud computing and the Internet. How does software operate? Where does it operate? Who secures it?

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

JANUARY 18, 2021

market, FinTechs are turning their attention to the business community, whose demands for a better banking experience are growing louder. For this reason, neobanks and banking FinTechs today have an opportunity to launch banking services built with data connectivity in mind. With more digital banking options emerging on the U.S.

Digital Banking 165

Digital Banking Data Fintech User Experience 165

Lex Sokolin

OCTOBER 28, 2020

We are, of course, interested in the ways that the dynamics of such companies impact financial services, and the provision of those services across the world. Of course, the extra juice comes from digital transformation consulting. Rather, communications and enterprise infrastructure. But let’s start at the beginning.

blockchain 40

blockchain Google National Apple 40

PYMNTS

JUNE 27, 2019

This offering is the latest set of APIs made available to issuers and FinTech firms via the Visa Next “digital-first” platform offering. The goal is to create a consistent and ubiquitous user experience across the channels they shop by leveraging the credit and debit relationships already in place with their banks.

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

JULY 13, 2017

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In The more seamlessly they can integrate payments into the platform, the better the user experience. Can things go wrong?

User Experience 108

User Experience Software Compliance Payments 108

PYMNTS

JULY 14, 2016

Large, prominent banks typically have more resources, bigger customer bases and more experience working with consumers and financial markets. But big banks don’t hold all the cards when it comes to the new digital landscape. With our user experience, we do a much better job at the moment than most traditional banks,” Stalf said.

User Experience 100

User Experience Digital Banking Customer Experience Innovation 100

PYMNTS

JUNE 28, 2019

Digital payments may be in the crosshairs of treasury professionals, banks and FinTechs, but the journey to truly transform business payments is fraught with challenges. He said the transition from physical cash, check and card to more digital means is accelerating. User Experience.

Payments 107

Payments Fraud System Fintech 107

PYMNTS

MARCH 23, 2018

FinServ cybersecurity is, of course, a prime target for innovation. At the same time, providers must ensure a positive, consistent customer experience. Our biometric payment card, which has already been trialed with consumers, is another example of reshaping their experience.

Innovation 186

Innovation Security Customer Experience Technology 186

PYMNTS

OCTOBER 21, 2019

Now, a potential new phase in the evolution of open banking is taking shape, one that focuses less on providing interconnectivity for SMB-facing FinTech, and instead turns to opportunities for the banks themselves to benefit from data integrations. based FinTech enabling SMBs to integrate their back office platforms with each other via API.

Data 100

Data Resources Software User Experience 100

PYMNTS

APRIL 23, 2018

Traditional acquirers are being marginalized by technology players that provide solutions — not just payments processing — to software platforms who want more control over the end-to-end payments experience for the merchants with which they do business. To name but a few. All of these same forces are disrupting banking and lending.

Retail 117

Retail Maine Lending Software 117

Fintech Labs Insights

MAY 25, 2017

Calling itself a bank for people who live on their smartphones, banqUP is a digital neo-bank for small business that offers a business current account, credit and debit cards, and a hub of integrated financial solutions in a single, unified platform. What problem does your small business banking platform solve?

Digital Banking 20

Digital Banking Fintech Groups Analytics 20

CB Insights

OCTOBER 31, 2019

But while many chatbots didn’t meet users’ high expectations, they haven’t entirely fallen short. Today, the bots are still being used across industries like fintech, healthcare, sales and CRM, retail, and even law — and they’re having important, though quiet, effects. Fintech: Contract review & bill negotiation.

Industry 78

Industry Examples Tools Retail 78

CB Insights

OCTOBER 10, 2017

These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. The secrets of user growth. To build a successful personal finance management tool, it’s important to understand the dynamics of user acquisition and growth. debit & credit cards. bank accounts.

Tools 78

Tools Millennials US Maine 78

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership.

Utah 60

Utah System Community Marketing 60

PYMNTS

DECEMBER 5, 2016

The driver of this shift is the mobile device, and the competition is the mobile app with the best user experience, regardless of whose name is on the app and the depth and breadth of products they offer. If your plastic card wasn’t everywhere that a consumer wanted you to be in a store, you were more or less nowhere.

Retail 100

Retail Payments Mobile Innovation 100

PYMNTS

DECEMBER 5, 2016

The driver of this shift is the mobile device and the competition is the mobile app with the best user experience regardless of whose name is on the app and the depth and breadth of products they offer. If your plastic card wasn’t everywhere that a consumer wanted you to be in a store, you were more or less nowhere.

Retail 100

Retail Payments Mobile Innovation 100

CB Insights

OCTOBER 31, 2017

The Pivot : We came up with a fresh take on the plethora of AR-style apps that create visual effects based on face detection and tracking… [Poor user experience] had a big impact on our retention metrics. Title: Fintech ‘Plastc’ Shuts Down After Cancelling All 80,000 Pre Orders. The clock kept ticking. Product: Plastc.

Company 78

Company US San Francisco Capital 78

Lex Sokolin

OCTOBER 14, 2020

The media industry has been able to deploy a business model that uses the Internet to deliver a better user experience when bundled with the law. It is a worse user experience to avoid it. Peerless Lending Lending Club represents an era of Fintech credit. Google is the platform worth over a trillion dollars today.

Lending 52

Lending User Experience Google United States 52