PYMNTS

JUNE 12, 2017

From shifting use of various payment rails like ACH and cards, to deployment of FinTech technologies, to changing supplier payment habits, the report offers a glimpse at the current state of B2B payments – and where the industry may be headed. But how businesses reshape their payment practices varies. Supplier Payment Practices.

Fintech 150

Fintech Survey Cards Payments 150

PYMNTS

FEBRUARY 21, 2019

Financial technology firm Green Dot , which made its name on its prepaid debit card solutions, is ramping up its focus on Banking-as-a-Service (BaaS) after posting $14.3 Green Dot also plans to upgrade the BaaS platform again in 2020, he noted, with an emphasis on risk controls and compliance.

Taxes 188

Taxes User Experience Cards Operations 188

PYMNTS

JULY 26, 2017

Developers platforms have quickly gone from being cutting edge to being something like table stakes for serious financial technology players, as Karen Webster observed in a recent conversation with Vantiv’s Head of Developer Integration’s Matt Ozvat — “it feels a bit like everyone out there has their own version of a platform for the developer.”.

Innovation 116

Innovation Cards Compliance Community 116

PYMNTS

JANUARY 27, 2021

Although commercial cards are evolving to gain traction in more B2B payment scenarios — particularly, accounts payable (AP) — new challenges emerge that can slow down the rate of adoption. Billtrust, REPAY Drive Virtual Card Adoption. Tat Capital Debuts Value-Add For Corporate Cards.

Cards 237

Cards Capital Security Compliance 237

Bank Innovation

FEBRUARY 6, 2017

INV Fintech, the sister accelerator to this site, is pleased to announce its inaugural episode of INV Unfiltered — a new monthly podcast series, which will cover current trends and intriguing topics in financial technology and beyond.

Fintech 150

Fintech Financial Technology Trends Technology 150

CFPB Monitor

OCTOBER 11, 2018

earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion. The summit speakers included Grovetta Gardineer, the Senior Deputy Comptroller for Compliance and Community Affairs at the OCC.

Policies 60

Policies Lending Data Online 60

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. As bank tech buyers, executives need to invest more in these purchases than they are doing today, and they must build a better rigor around the discipline of technology performance management.

Technology 145

Technology Regional Community Bank Community 145

Insights on Business

JULY 20, 2017

The emergence of financial technology (fintech) and the push of regulators for more competition are disaggregating and open this closed value chain. Open banking is often mentioned in relationship to compliance with regulatory standards, but in reality, the regulators are only catching up with what is happening in the market.

Fintech 181

Fintech Mobile Examples Data 181

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Companies in this subcategory (1) provide technology to enable real estate players across the value chain (investing, managing, brokering, lending, leasing, etc.), Real estate. Regulatory tech.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

JULY 11, 2017

In the latest PYMNTS Commanders in Chief series, Bruce Lowthers, executive vice president of FIS Global, a financial technology solutions provider , and president of the company’s Payments Division , didn’t set out to be an innovator. He sees problems consumers are having, and then he solves them.

Innovation 101

Innovation social media Security Leadership 101

PYMNTS

OCTOBER 1, 2018

As technology continues to provide more creative means for financial transactions, so, too, must financial technology companies be careful to abide by the rules that ensure stability and fairness in these emerging markets.” LendingClub has agreed to pay a $2 million civil penalty to settle the matter. “As

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JULY 24, 2020

Founded in 2015, Revolut began by offering prepaid debit cards that allowed users to avoid foreign exchange fees while traveling abroad. Since then, the financial technology (FinTech) company has expanded its portfolio to also offer business banking. It boasts more than 12 million customers.

San Francisco 255

San Francisco Fintech cryptocurrency New York 255

William Mills

MAY 10, 2016

One use case is to use a bot, via text messaging, to help customers when they have potential credit card fraud. There is a growing focus on customer experience and related compliance issues. Card-linked offers generated a lot of excitement a few years ago. Link your card to website or app, select the offer.

San Jose 40

San Jose Customer Experience Mobile social media 40

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Chip card reader for when customers are shopping online to improve security. Verifies the card and pushes that information onto the merchant. The software/platform pieces is the ability to use virtual card numbers. Plus the 1% rewards.

Video 40

Video Mobile social media Analytics 40

PYMNTS

JUNE 3, 2020

TrueLayer’s application programming interface (API) technology supports payment acceptance with a focus on speed and security of the transaction without requiring payers to provide credit or debit cards. “A significant number of individuals simply don’t have access to credit and debit cards,” he said.

Fintech 171

Fintech Tools Technology Meeting 171

Fintech Labs Insights

NOVEMBER 2, 2015

Virtual card numbers on the fly. Clarus Financial Technology. Tags: Payments, security, debit/credit cards, consumer. Open API issuer/payment processor platform. Latest round: $25 million Series C. Total raised: $45.5 HQ: Emeryville, California. Source: Crunchbase. Electronic trading marketplace for corporate bonds.

Los Angeles 12

Los Angeles New York City San Francisco Company 12

CB Insights

DECEMBER 5, 2017

Assurant most recently made a $5M investment in professional rental management company Vacasa , while AIG made investments in 2015 in construction-site wearable safety firm Human Condition Safety and cyber defense services and compliance firm K2 Intelligence. Number of investments (since 2012): 2. Stated investment focus: N/A. 13 in 2015.

Strategy 28

Strategy Marketing Analytics Innovation 28

William Mills

MAY 11, 2016

Corezoid is advocating for a “process focused” view of bank technology, by use of APIs. This approach makes a lot of sense– but not sure if it would meet the governance and compliance considerations of most banks and investment management firms. ^SR Going to speak about technology can be better used in the card world.

Video 40

Video Lending social media Analytics 40

Fintech Labs Insights

JUNE 6, 2016

Bridge Financial Technology. Back-office platform for financial advisors . Online debit card security. Tags: SMB, payments, mobile, merchants, acquiring, credit/debit cards, mobile, POS. Source: FT Partners. iPad POS system for the hospitality industry. Latest round: $22.8 million Series C. HQ: Berlin, Germany.

Company 12

Company Fintech San Francisco New York City 12

PYMNTS

MAY 4, 2018

Payments are moving toward greater speed, efficiency and choice – and in P2P payments, that’s led to the rise of financial technology giants. Spottiswood said that will include financial support, mentorship, compliance services, marketing and back-office support. ”

Payments 115

Payments Marketing Innovation Trends 115

CFPB Monitor

NOVEMBER 22, 2022

Unlike the CFPB which has often given more emphasis to the potential consumer risks of financial technology-related advancements than the potential consumer benefits, the Treasury report takes a more even-handed approach.

Fintech 78

Fintech Report Data Lending 78

Independent Banker

OCTOBER 31, 2022

For example, a bank may feel comfortable allowing a VA to solve a login problem, while situations like a lost card are solved by an empathetic human. Venu Gopal, chairman of the board of Quinte Financial Technologies, Inc. She says community banks can tailor automation to their own customer service strategies.

Community Bank 91

Community Bank Community Customer Experience Data 91

William Mills

SEPTEMBER 9, 2016

You can look at life events such as marriage, credit card, new job, etc. Addresses compliance, fraud experience and customer experience analytics. Social media is a special challenge since social media was not created with compliance in mind. Blue, Red (Compliance), Green (what bankers do best). All options are possible.

social media 40

social media ATM Mobile Customer Experience 40

William Mills

MAY 9, 2018

Our Actionable Intelligence Management solutions help banks and mortgage companies streamline and automate manual processes, seize new business opportunities and manage compliance, all while transforming the customer experience. Synapse Financial Technologies, [link] @synapsefi. “We are not an app, we are a platform.”

Security 40

Security Samsung Strategy San Jose 40

William Mills

SEPTEMBER 7, 2016

With CRMnext, replacing a lost card or request a new pin is a one button process. Demo: voice conversation with Alexa, able to ask bank account balance, block cards, pay bills, send money to friends. Andrew just needs to review the account and forward on to compliance for their review. 20% of customer interactions are assisted.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

OCTOBER 3, 2016

Provided instant card-issuance technology to Bank of the Ozarks. Announced EMV-instant issuance milestone of more than 10 million cards in the U.S. Partnered with Trend Micro to bring better data encryption and authentication technology to businesses. Added to its Compliance Document Management Solution, CertCapture.

San Francisco 18

San Francisco Taxes Lending Colorado 18

Gonzobanker

DECEMBER 14, 2023

The John Lovitz “Yeah My Wife Morgan Fairchild Award” – goes to fellow pathological liar and now former OCC Chief Financial Technology Officer Prashant Bhardwaj. In addition, it has has opened more than 400,000 debit cards and is opening as many as 75,000 per month, creating a whole other disruption risk we need to discuss.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to Sen.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

OCTOBER 5, 2020

In terms of mechanics, BluePenguin’s Aurora platform allows for faster payment (and digital processing) of invoices through multiple cards and multiple networks. The company said last month that it had expanded a partnership with Galileo Financial Technologies, an application programming interface (API) based payments platform.

Cards 160

Cards Payments Compliance Financial Technology 160

CB Insights

MAY 15, 2019

Working with FCAT, the charity searched for third-party vendors and iterated testing on compliance with legal and regulatory requirements to be able to accept Bitcoin. PWC — Center for Technology and Innovation (CTI). When Bitcoin gained popularity, Fidelity Charitable wasn’t equipped to accept it. TransUnion — Innovation Lab.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

AUGUST 6, 2017

FINANCIAL TECHNOLOGY. Fintech 250: The Tech Startups Redefining The Financial Services Industry. Cannabis Industry Market Map: 60+ Companies Across CPG, Payments, Analytics, Compliance, And More. Regtech Market Map: The Startups Helping Businesses Mitigate Risk And Monitor Compliance Across Industries. SALES TECH.

Industry 78

Industry Marketing Fintech Software 78

Fintech Labs Insights

SEPTEMBER 1, 2015

Auvenir is a smarter way to audit financial statements. Using cutting edge technology, Auvenir is setting the new standard in compliance and assurance. Avoka’s digital business platform for frictionless sales and service solves the “buy” problem for financial institutions, government, and education.

Company 12

Company Software Analytics Mobile 12