Abrigo

NOVEMBER 12, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices WATCH WEBINAR Takeaway 1 Loan covenants are critical to banks and credit unions to manage credit risk, especially when borrowers face stress. Takeaway 3 Too many covenants and too few can create problems for financial institutions.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. trillion between 2019 and 2022.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

DECEMBER 22, 2023

You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Those read most often in the past year include several that offer practical advice for operating ALM and CECL models. Get ready for the next credit cycle with credit department housekeeping tips from this webinar.

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

OCTOBER 10, 2023

You might also like this webinar series, "Tackling common credit risk questions during challenging times." WATCH WEBINARS Takeaway 1 All businesses perform industry analysis, but financial institutions in particular must know their customers' competitive landscape. Are there high capital or technological costs?

Analysis 195

Analysis Industry Risk Management Lending 195

Abrigo

JUNE 12, 2023

You might also like this webinar, " AML Compliance and Sanctions Requirements for Non-Bank Financial Institutions. Encouraging innovation : Inconsistent regulations can deter fintech companies from entering certain markets. WATCH NOW Takeaway 1 The number of money transmitters grew by 13% in 2021 in the U.S. Learn from the experts.

Compliance 195

Compliance Fraud Regulation Guidelines 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions.

Report 195

Report Risk Management Capital Data 195

Abrigo

AUGUST 28, 2022

Learn more about loan pricing -- including how to assess the relative profitability of loans and how to use the output of loan pricing models -- during the webinar, " Loan Pricing: A Key Driver of Success." One overall benefit of effective loan pricing is that it is one of the many ways a financial institution can optimize capital.

Software 195

Software Lending Philadelphia Capital 195

Abrigo

MAY 24, 2023

This lack of access to financial services hinders these businesses’ abilities to gain a market foothold and contributes to the flourishing of an unregulated, underground marketplace. Without access to traditional banks, legal cannabis businesses can’t access loans and capital or even use basic bank accounts.

Lending 195

Lending Fraud Operations Ohio 195

Abrigo

JULY 27, 2023

For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements. From transaction monitoring to detecting unusual activities and facilitating report filing for reviews and audits, regtech solutions for banks can streamline and optimize compliance operations.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements. From transaction monitoring to detecting unusual activities and facilitating report filing for reviews and audits, regtech solutions for banks can streamline and optimize compliance operations.

Technology 195

Technology Fraud Compliance Regulation 195

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. Commodore was critically late designing a machine for games while Apple, Atari, and Sega stole market share. Bankers’ decisions stay with their capital for a very long time.

Data 195

Data Analysis Marketing System 195

Abrigo

JUNE 29, 2022

You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." Any swing in income at the producer level may create additional ag credit needs for operating expenses or pressure credit quality. More Unpredictable Than 2019-2021. The general U.S. agricultural sector outlook. Commodity Prices Surge.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Abrigo

APRIL 26, 2023

1, 2020, its capital would be lower, and it would have higher interest income than if it had done the deal Jan. The change will bring capital back to the balance sheet more quickly by eliminating the “double count” that occurs under current CECL accounting. For example, if a company did a deal on Dec.

Examples 195

Examples Capital Company Tools 195

Abrigo

JANUARY 11, 2022

You might also like this webinar, "ALM Basics: Best Practices in Measuring, Monitoring, and Controlling Interest Rate Risk" WATCH. Each arm represents a different interest of the institution (earnings, growth, capital, liquidity, etc.). For example, suppose an institution is looking to grow assets.

Management 195

Management Meeting Capital Strategy 195

Abrigo

FEBRUARY 23, 2022

You might also like this webinar on small business lending best practices. Configured vs. Customized Considering the complexity of the banking technology ecosystem, it is rare that a financial institution has the capital and wherewithal to build its own lending software system. Knowing Your Customer. keep me informed. Read Whitepaper.

How To 195

How To Lending Software Survey 195

South State Correspondent

MARCH 28, 2024

These programs aim, in part, to mobilize the private sector by pairing its capital with public investment to stimulate American manufacturing and infrastructure improvement, creating new jobs plus innovating in industries like clean energy and technology. Projects and locations: Investing in America Program Details ).

America 195

America Strategy Taxes Community 195

Abrigo

OCTOBER 14, 2022

You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." In a recent Abrigo webinar, four experts weighed in to pinpoint the following areas for focus and improvement in 2023. So how can banks help customers keep up in uncertain markets? Cultivate talent. keep me informed. Know your limits.

Risk Management 195

Risk Management Management Policies Lending 195

Abrigo

MARCH 28, 2020

But important components are clear, SBA officials and leaders with the American Bankers Association said during an ABA webinar Thursday before President Trump signed the finalized bill on Friday. We need our lending institutions to help provide capital to these small businesses,” Briggs said. CRE Lending. Lending & Credit Risk.

Lending 221

Lending Capital Guidelines Data 221

Abrigo

MAY 2, 2024

Compliance and Risk Management: The loan policy ensures that the lending function operates within the regulatory and compliance framework. This involves differentiating between temporary and permanent investments in current assets, as well as anticipating future needs based on the borrower's growth and operational cycles.

Lending 221

Lending Strategy Analysis Policies 221

South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

How To 195

How To Examples Resources Community Bank 195

Abrigo

DECEMBER 23, 2022

Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions. They must meet both expected and unexpected cash flow and collateral needs without adversely affecting daily operations or financial performance.

Resources 195

Resources Risk Management Study Strategy 195

Abrigo

DECEMBER 22, 2023

Smaller banks can be encouraged by these numbers, and S&P Market Intelligence predicts a return to relative construction industry normalcy in 2023. The institution can more easily capitalize on opportunities and avoid unnecessary risk. Reduce operating cost while ensuring loan policy consistency.

Lending 221

Lending Risk Management Community Management 221

Abrigo

FEBRUARY 10, 2021

You might also like this webinar, How the 2021 Roadmap for Producers will Influence Ag Lending. Market experience Know the land values. By construction, significant sums of rent (per acre, megawatt, royalty, or per wind tower) will begin to develop and continue through operations and energy generation. Watch Webinar.

Lending 195

Lending West Virginia Resources Operations 195

Abrigo

MAY 20, 2022

The CAMELS rating is a measure of a financial institution’s risk based on an evaluation and rating of six essential components of its financial condition and operations. Earnings: The quality, trend, and sustainability of the net profits from a financial institution’s operations. Watch Webinar. keep me informed. Learn More.

Risk Management 195

Risk Management Management FDIC Meeting 195

Abrigo

MAY 2, 2022

You might also like this webinar on loan policy best practices. In a recent webinar, Paula King, Senior Advisor for Abrigo Advisory Services, recommended that lending institutions make time to review loan policies quarterly and every time they make a change, such as an increase in asset size, a new branch, or an acquisition.

Policies 195

Policies Lending Regulation Examples 195

Abrigo

OCTOBER 28, 2022

Learn how credit unions can manage capital levels amid credit stress. Watch webinar. Under normal circumstances, a modification would generally be considered a TDR when the new terms represent a concession – terms that are not market-available. Loan performance since 2020 Chart 2. Inflation, interest rates, hedging.

Management 195

Management Risk Management Policies Lending 195

Abrigo

SEPTEMBER 1, 2020

In addition, banks and credit unions can sell the guaranteed portion of SBA loans they make on the secondary market yet retain servicing rights and some fees. SBA is very oriented to its Standard Operating Procedures, and it can be a very paperwork-heavy process. (By Managing Liquidity Risk and Profitability in 2020 Webinar Series.

Lending 195

Lending Risk Management Technology Survey 195

PYMNTS

OCTOBER 14, 2020

To that end, Ken Gavrity , head of enterprise payments at KeyBank , told Karen Webster that companies must re-examine the most basic operations in order to stay afloat and maybe even thrive – or face existential threats as they mull the great digital shift. Looking at Working Capital – and Security.

Payments 242

Payments Course Innovation Operations 242

Abrigo

AUGUST 1, 2022

Consider the potential consequences of using incorrect or misapplied models to conduct stress testing , assess capital adequacy, estimate credit losses, or monitor and manage high-risk customers. Watch Webinar. It can be hard for in-house teams, however objective, to see the full picture of your model’s function.” keep me informed.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

MARCH 13, 2024

No, it’s the current situation in the commercial real estate (CRE) market tied to the threat that distressed and problem CRE loans pose to investors, banks and credit unions, and the economy at large. Watch this webinar on problem loans and how to identify them quickly with data and reports. Learn more about managing CRE loan distress.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

MAY 5, 2022

or largely focused on the domestic banking market. We have webinars , whitepapers , and other resources to make your job easier. If you have an interesting podcast to share, please send it to marketing@abrigo.com. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Whitepaper.

Community 195

Community Lending Maine Resources 195

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. What events could jeopardize our operational liquidity? This is the fourth post in a series. .

Management 195

Management Meeting Risk Management Operations 195

PYMNTS

AUGUST 28, 2018

When watching dance in videos, chances are good that those videos are from media company DanceOn , owned and operated by music platform izo. In a recent PYMNTS webinar entitled “ How Global Music Platform izo Does Payments ,” Karen Webster discussed that complex payments flow with Dan Steinberg, chief financial officer of izo.

Video 101

Video Case Study America Payments 101

South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. The ratio would provide a bank’s current core capital position to risk-adjusted assets. Many banks will park this liquidity in cash or short-term securities in an attempt to get ahead of higher required capital ratios that are likely forthcoming from regulators.

social media 195

social media FDIC Branding Management 195

Abrigo

MAY 13, 2020

It will free them to spend more time on value-added services for clients, such as providing analytics, or making information available to clients about how to better manage capital or how their controllers can avoid getting scammed by phishing. Contact Aite to read the entire report: “ The PPP Paradigm: How Vendors Help Lenders.” SBA Lending.

Lending 195

Lending Report Technology System 195

Abrigo

JULY 20, 2021

B y marketing that your financial institution offers SBA loan origination, you provide additional products that expand opportunities to businesses. In the secondary market, guaranteed loans are liquid and command a premium. Offering SBA lending at the institution is a good way to “get in the door” with good credits.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

B y marketing that your financial institution offers SBA loans, you provide additional products that expand opportunities to businesses. In the secondary market, guaranteed loans are liquid and command a premium. Offering SBA lending at the institution is a good way to “get in the door” with good credits.

Lending 195

Lending FDIC Capital Risk Management 195