PYMNTS

MARCH 11, 2020

“The lending ecosystem has witnessed remarkable transformations, and is now marked by changes in operations, availability of capital, new laws and regulations around lending, differences in borrower eligibility criteria and terms of loan acquisition and repayment, among others,” said Akash Sinha, CEO and co-founder of Cashfree.

Lending 130

Lending User Experience Capital Innovation 130

PYMNTS

MAY 31, 2019

based B2B FinTechs led the way in this week’s investment roundup, with more than $212 million in new funding falling in the hands of startups targeting a range of enterprise operations. based SeedLegals is in the startup funding business, but it’s not exactly an alternative lending FinTech. SeedLegals.

Capital 143

Capital Analytics Big Data Data 143

PYMNTS

MARCH 4, 2020

In a Masterclass conducted by Karen Webster, Norm DeLuca, managing director of banking solutions at Bottomline Technologies , said banks must put corporate clients at the center of their digital transformation roadmaps, helping those enterprises capitalize on the competitive advantage fostered by advanced technologies. The Use Cases.

User Experience 203

User Experience Data Fintech System 203

PYMNTS

APRIL 30, 2018

All-digital, all-tech lending platforms that could deliver better user experiences and faster credit decisioning would become the new normal and take share from banks who were too big and cost-laden to keep — or catch — up. All tout an easy user experience via a mobile app that helps users track and monitor spend.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JUNE 12, 2019

Consumer tax solutions provider H&R Block is ramping up its position in the small business financial services market with the takeover of Wave. In a deal announced Tuesday (June 11), H&R Block has acquired Wave Financial, a small business FinTech firm offering accounting, payroll, invoicing, payments and bookkeeping services.

Taxes 161

Taxes User Experience National Strategy 161

Gonzobanker

NOVEMBER 16, 2023

Banking leaders looking for the next wave of growth need to think differently about marketing to half the population. Traditional financial institutions that want to compete with fintech disruptors like Chime and X (formerly known as Twitter) need to up their social media game. Demographically, half of the U.S. Take a look at Chime.

social media 97

social media Marketing Millennials Trends 97

PYMNTS

FEBRUARY 24, 2017

In recent weeks, a number of financial institutions and FinTech providers have begun testing, introducing or adding upgrades to voice navigation functionalities for their banking customers. Santander went with the former, while FinTech startup D3 Banking recently unveiled an intelligent voice banking interface.

Mobile 135

Mobile Fintech Google User Experience 135

PYMNTS

JUNE 18, 2018

Viva Republica, Korea’s FinTech startup and maker of financial services app Toss , announced Monday (June 18) it has completed a $40 million round of funding raising. That, according to the company, makes it easy for users to manage all the different facets of their daily financial lives.

User Experience 100

User Experience Fintech Strategy Mobile 100

PYMNTS

MARCH 26, 2020

It’s an important step in promoting accelerated invoice-to-cash cycles and connecting vendors with the capital many smaller businesses so desperately need, particularly in the current climate of coronavirus -fueled volatility and uncertainty. But solving AP friction isn’t only about accelerating invoice payments. ”

Payments 180

Payments Fintech Tools User Experience 180

PYMNTS

OCTOBER 13, 2020

In a panel discussion with Karen Webster, six payments, banking and FinTech executives weighed in on the very nature of change that is transforming treasury banking and corporate clients in real time. In those markets, payments volumes have gone up by more than 40 percent, and values have gone up by more than 100 percent on those devices.

Fintech 190

Fintech Payments Customer Experience Examples 190

PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. That’s not all. There is no Pan-African digital bank,” Hainy said.

How To 130

How To Lending Digital Banking Examples 130

PYMNTS

SEPTEMBER 27, 2019

A summer lull in B2B venture capital appears to have given way to an impressive start to the fall season. s Nationwide Building Society did not disclose how much it invested in BankiFi , but it did say that it’s support to the open banking FinTech comes as Nationwide plans to launch a business current account. said this week.

Payments 149

Payments Capital Taxes Lending 149

Abrigo

DECEMBER 22, 2023

As 2023 winds down, community banks and credit unions have worked hard to attract new customers and members and retain existing ones by streamlining processes and improving the end-user experience. The institution can more easily capitalize on opportunities and avoid unnecessary risk.

Lending 221

Lending Risk Management Community Management 221

PYMNTS

DECEMBER 30, 2020

And, looking into 2021, the virtual card is positioned to tackle some of the biggest points of friction in B2B payments, including solving working capital needs for both buyers and suppliers, and mitigating fraud and other security risks. For some B2C firms, that meant expanding into the B2B market.

Payments 297

Payments Innovation Cards Trends 297

CB Insights

FEBRUARY 15, 2018

The wealth management industry is under siege by a new crop of “robo-retirement” fintech startups disrupting retirement savings. Sudden volatility has shaken the markets and the state of wealth management. We define this group of fintech startups as “robo-retirement.” WEALTH TECH TRENDS TO WATCH IN 2018.

Management 50

Management Fintech Guidelines Strategy 50

PYMNTS

AUGUST 12, 2019

At Joust, we understand the growing market of self-employed workers, freelancers and small businesses, and their need for an all-in-one banking solution –especially one that gives them the same benefits enjoyed by major corporations. Existing financial market infrastructure just isn’t built to provide this bundle.

Payments 143

Payments FDIC User Experience Apple 143

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. billion in 2010.

Fintech 40

Fintech Industry User Experience US 40

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. billion in 2010.

Fintech 40

Fintech Industry User Experience US 40

PYMNTS

APRIL 22, 2016

The venture capital world lit up last week with reports that B2B tech startups are now seeing increased funding, raising money at a faster pace than B2C startups. In the biggest B2B venture capital story of the week, some of the brightest names in banking lent their support to B2B digital payments firm Transactis. B2B ePayments.

Capital 100

Capital Security Software User Experience 100

PYMNTS

JULY 8, 2020

But today, in some markets like the U.K., the agriculture sector is widely ignored by big banks and FinTechs. So short-term working capital financing is essential, but in the U.K., In B2B supply chains, financing and payments are intrinsically linked, a fact that guided the bank’s user experience strategy.

Industry 131

Industry Payments User Experience Strategy 131

PYMNTS

MARCH 16, 2018

But APIs can offer a different strategic advantage, especially to B2B FinTechs, according to A.J. Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I

Risk Management 134

Risk Management Survey Management Fintech 134

CB Insights

DECEMBER 15, 2020

As with numerous other industries, the Covid-19 crisis has propelled digitization in the space — with fintechs and financial services incumbents alike. However, market volatility is proving that investors still want relationships with human advisors, who remain a critical part of wealth management. Source: Deloitte. Source: Bloomberg.

Management 87

Management Fintech Industry Trends 87

Insights on Business

DECEMBER 14, 2018

Since the TCB business serves middle market clients and is a commercial-focused organization, it doesn’t rely on brick and mortar stores. He encouraged others not to focus on the AI, but rather the change in user experience that the company is trying to effect. ” top of mind. Watch the video.

Las Vegas 155

Las Vegas Innovation Data Resources 155

Gonzobanker

JULY 6, 2021

Topping their list of complaints: speed to market/pace of new improvements (or lack thereof) and integration challenges. Transformation is a high-cost, high-benefit, high-risk enterprise initiative that has the potential to make an institution nimble, improve its customer and user experiences, and realize advanced process efficiency.

Strategy 156

Strategy System Risk Management Technology 156

Lex Sokolin

OCTOBER 14, 2020

The core question there is to ask whether those people would be paying consumers in the market in the first place, or whether radio and mix-tapes have been replaced by the digital substitutes of “piracy”, YouTube copyright infringement, and other modern artifacts. It is a worse user experience to avoid it. Sound familiar?

Lending 52

Lending User Experience Google United States 52

NCR

JUNE 29, 2016

Wharton FinTech , the first student led FinTech initiative, has published two white papers on Millennials’ relationship with banks ( June 2015 and May 2016 ). Banks who capture market share amongst Millennials will be those who develop applications prioritizing the Mobile experience. Viacom Media Networks.

Millennials 45

Millennials social media User Experience Branding 45

Lex Sokolin

SEPTEMBER 3, 2020

The venture capital games of embedded finance , open banking, PSD2 and API, all of these revolve around the premise that banks are behind on cloud technology and do not know how to package and deliver financial products to where they matter. This therefore incorporates the types of enabling fintech that Refinitiv and Finastra dream about.

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

JULY 18, 2019

As noted in the study, larger financial institutions outpace smaller brethren when it comes to grabbing market share, largely through the competitive advantage of hefty IT budgets that get new products to market with haste. As he told Webster, “Smaller banks are not burdened with large infrastructures and legacy systems.

Innovation 155

Innovation Study Technology Millennials 155

Fintech Labs Insights

NOVEMBER 8, 2016

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? The new company (spun out from Signet Bank in 1994) was widely revered as a data analytics and marketing master. Fast-forward six years and Capital One owns the innovation mantle, at least in the United States.

UX 17

UX Capital Mobile User Experience 17

PYMNTS

NOVEMBER 22, 2017

What will banks do with all that liberated capital? Kaplan said that larger FIs will probably invest it in further research and development to continue improving the customer service and end user experience. But, he said, it’s the smaller ones that stand to benefit most from implementing artificial intelligence.

Data 187

Data Branding Cards Mobile 187

PYMNTS

JANUARY 31, 2018

In an interview with PYMNTS, Ross Garrett, VP of Marketing at Cloud Elements , said “many businesses are demanding that all of the products and services they use are integrated together so they can get a holistic view across the business … we are moving away from siloed products and services to fully integrated products and services.”.

Management 116

Management Data social media System 116

PYMNTS

MARCH 1, 2017

The majority, at 72 percent, came from FinTech. Within FinTech, banking held sway. Current clients of OrderGroove, who use the startup’s consumer SaaS and APIs to develop subscription and other user experiences, include brands such as Walmart, GNC, Toys ‘R’ Us and Nestle.

Branding 100

Branding Retail Software User Experience 100

CB Insights

MAY 15, 2019

As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. Visa — One Market Center. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One.

Innovation 78

Innovation blockchain Technology Groups 78

Insights on Business

MAY 2, 2019

As a products organization, we have the good fortune of working with exceptional clients, industry analysts, market research teams and business partners. They desire a faster time to market, more agility and the opportunity to offload the burden of maintaining their environment.

Compliance 98

Compliance System Analytics Data 98

PYMNTS

APRIL 23, 2018

Survival depends upon how well the incumbents anticipate a future beyond the one they entered the market to disrupt — and how prepared they are to change their strategy to disrupt their once-disruptive ways of doing business. On the consumer side, Quicken Loans is now the biggest mortgage lender in the market, with a 6 percent share.

Retail 117

Retail Maine Lending Software 117

Fintech Labs Insights

MAY 3, 2016

A look at the companies demoing live to 1,500+ fintech professionals on May 10 & 11. The passionate team behind Auvenir is driven to significantly increase trust & confidence in capital markets with a learning, adaptive platform for excellence in assurance, due diligence, & auditing. Register today.

User Experience 12

User Experience Technology Capital Innovation 12

Fintech Labs Insights

MAY 26, 2017

ABN AMRO’s Helène Erftemeijer elaborated on the role Fenergo’s technology will play in helping the bank improve the user experience for its clients. Fenergo’s technology is used by leading investment, corporate, and capital markets FIs such as UBS and BMO Capital Markets.

Management 17

Management Innovation Compliance Capital 17