PYMNTS

DECEMBER 12, 2018

Financial institutions are in the midst of becoming more mobile, with many of those legacy operations opting to — or at least considering — working more closely with FinTech providers to upgrade services, retain customers and acquire new ones. The debut of 5G promises to add another tool that can aid such efforts. Digital Demand.

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PYMNTS

DECEMBER 11, 2019

10), Craig Moore, CEO of business financing platform Beehive , not only made the case for more P2P lending in the Middle East (the company is based in the United Arab Emirates), but also gave a larger view of the FinTech situation in that region as a new decade dawns. But in a new PYMNTS interview on Tuesday (Dec. But that’s not all. “We

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PYMNTS

AUGUST 7, 2018

If money is a vote of confidence, via investments, then confidence is strong in the tech sector, and specifically for FinTechs. The shift has been one where banks are, of course, enlisting the aid of these smaller firms to broaden services and make them nimbler. national co-lead partner, venture capital practice.

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PYMNTS

APRIL 29, 2019

Ayala, the Philippines -based conglomerate, is raising money for a new capital fund that will invest in technology companies. As reported in Deal Street Asia , Ayala Chairman and Chief Executive Jaime Augusto Zobel de Ayala said the focus will be on companies in eCommerce, FinTech and healthcare.

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PYMNTS

JANUARY 28, 2020

The problem often stems from the environment in which they are operating — one that can put the brakes on innovation, even when innovation is key to thriving. But that’s not the whole story, of course. They are heavily regulated and require heavy investment,” both in terms of capital and human resources. “It

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Fintech Digital Strategies Mobile Resources 169

Bank Innovation

JANUARY 25, 2017

More fintech is coming to Austin. The massive South by Southwest conference and festival features startups in a number of categories — transportation, augmented/virtual reality, and of course fintech — plus several others. The event is the 9th annual pitch session for SXSW’s accelerator.

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PYMNTS

JANUARY 15, 2019

As FinTechs eye growth, and look to gain scale by providing more “mainstream” financial services, might those plans hit a speed bump when it comes to the infrastructure needed to bring products to the masses? I am concerned that FinTech will be the source of the next crisis.”. In Asia, Examining Cross-Border FinTech.

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PYMNTS

MAY 29, 2019

Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. For loans made via the Working Capital operation, the new money tends to support inventory.

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PYMNTS

MAY 30, 2018

Throw into the mix consumer protection guidelines, active anti-money laundering checks and capital requirements, and things get difficult, Oosthuizen noted. And, he noted, banks and FinTechs are going to need time to negotiate their relationships with each other, and with consumers the world over. Why Banks Need FinTechs.

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PYMNTS

SEPTEMBER 7, 2020

The biggest hurdle in this regard, of course, is the interchange fee, which can place a significant financial burden on smaller suppliers in particular. Amid these controversies, smaller commercial card FinTech startups like Brex continued to add new competition into the market. Spring’s SMB Support. Summer Trips: Canceled.

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PYMNTS

OCTOBER 3, 2017

Access to capital is the first, last and constant problem that small businesses experience in the day-to-day course of doing business. That is the opportunity that FinTech has: What we have to do as an industry is find innovative ways to serve small businesses and give access where access is lacking,” said Okeshola.

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PYMNTS

AUGUST 20, 2018

FinTech Firms Eye Bank Charters. And in the wake of the announcement late last month that FinTechs will be able to apply for banking licenses with the Office of the Comptroller of the Currency, caution abounds. The changes would come in the wake of the theft that occurred earlier this year at Coincheck , a currency exchange operator.

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Fintech Survey Regulation Resources 101

PYMNTS

APRIL 27, 2020

Silicon Valley working capital FinTech Taulia is partnering with J.P. This helps guarantee continued operations “during this challenging time.”. Morgan’s clients will gain the ability to onboard suppliers of all sizes anywhere in the world and unlock working capital caught in their supply chains.

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PYMNTS

OCTOBER 2, 2020

Scan recent headlines and you’ll see that Equifax bought Ansonia Credit Data; Corsair Capital bought B2B payments solution provider MSTS, and OnDeck was bought out. For example, over the summer, integrated payments and eCommerce technology provider Paya merged with FinTech Acquisition Corp. to go public. to go public.

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PYMNTS

OCTOBER 14, 2020

To that end, Ken Gavrity , head of enterprise payments at KeyBank , told Karen Webster that companies must re-examine the most basic operations in order to stay afloat and maybe even thrive – or face existential threats as they mull the great digital shift. Tech helps, of course, but innovation alone won’t solve corporates’ problems.

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PYMNTS

NOVEMBER 27, 2020

There is so much to do," he said of eCommerce business owners' struggle to manage operations. Understanding exactly what one's capital ranges are, closing balances each month, or whether cash management is even healthy can be difficult, he said. Sometimes, you can't even start thinking about finances, KPIs or business intelligence.

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PYMNTS

OCTOBER 13, 2017

B2B FinTech saw one of its most stellar funding weeks in a while, led, of course, by the high-profile Bill.com investment. According to reports, the company is also hoping to help SMBs raise capital as they face a funding shortage from traditional banks. Artificial Intelligence.

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PYMNTS

SEPTEMBER 28, 2020

FinTechs To The Rescue? Of course, the gradual re-emergence of companies — and a tentative recovery of top lines — may need a bit of a helping hand, chiefly in establishing liquidity to weather the storm that’s still here. It's not the responsibility of the FinTech sector to get businesses up and running,” he contended.

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Fintech Examples Industry Management 291

PYMNTS

DECEMBER 4, 2020

Fitzmaurice added that “the new [pandemic] era of operating a non-optimized back office will affect a business’ ability to make fast decisions, which, as we have seen over the course of the pandemic, is vital, given the difficulties with traditional forecasting techniques. Enterprises have been onto this for a while.

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PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. API integrations can make it easier than ever for third-party FinTech solutions to enhance their own payment capabilities.

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PYMNTS

JULY 9, 2020

More recently, commercial card innovators have explored opportunities to gain traction in other spending categories, with accounts payable and supplier acceptance now common targets for B2B FinTechs looking to arm businesses with a way to pay invoices without compromising valuable working capital float. Opening Access To Capital.

Cards 142

Cards Capital Tools Course 142

PYMNTS

MARCH 4, 2020

And while the headlines may focus on the battle for the individual consumer’s share of wallet, banks are facing an increasingly competitive environment when it comes to getting — and, of course, keeping — corporate clients. as if they were operating in the U.K. The Use Cases. Said DeLuca: “We try to advise banks to think in the U.S.

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PYMNTS

MARCH 30, 2020

The company is also reportedly “completely” closing down its Bangalore, India operations. government’s $2 trillion stimulus package allows a number of entities — FDIC banks, credit unions and, most notably for this discussion, FinTechs such as Kabbage — to make loans to smaller firms. staff, which has 500 employees.

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PYMNTS

OCTOBER 1, 2020

There is a working capital benefit a card gives that supports both the buyer and supplier. The supplier gets guaranteed payment, and the buyer now gets some additional working capital. More efficient working capital management is especially desirable as the pandemic stretches on longer than most observers would have imagined.

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South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. However, of course, it was generative AI that remained at the peak of the hype cycle. In order of our perceived importance, here is our breakdown: 10.

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PYMNTS

SEPTEMBER 14, 2017

Banks and FinTechs have been both competitors and collaborators in the financial services space. In recent years, banks have even seen greater competition in the lending market from new FinTech players that can quickly approve loan applications and distribute funds to lenders. New tools for new FinTechs.

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Innovation Lending Fintech Bitcoin 191

South State Correspondent

AUGUST 10, 2023

The reality is, of course, the money is technically there. While 57 banks, core systems, and fintechs will go live shortly, soon, the platform will see 3,000 financial institutions at least receiving money in real time. Gaining experience with a modern core allows the bank to operate at a lower cost in the future.

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System Examples Operations Data 195

PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. But as finance and payments tech expands, these traditional FIs are learning that perhaps the best way to meet the demands of their corporate clients isn’t to compete with FinTech innovators but to collaborate with them.

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PYMNTS

NOVEMBER 29, 2019

That includes insurance, which of course protects against the unexpected and unplanned events that occur while running a business. On a longer arc, I could certainly see us operating in geographies outside the United States,” Hodges told PYMNTS, noting that many tech markets are global, as are their labor pools. Scale matters.

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Policies California United States Management 191

Abrigo

MAY 5, 2022

Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm. Some recent episode titles: “Secret Sauce for Deeper Relationships & What’s So Nifty About NFTs” and “Fintech Investment and Growth Opportunities.” Banking Resources.

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PYMNTS

NOVEMBER 14, 2018

Tariff wars don’t help that scenario, of course. Closer to home, regulation also bites into top-line traction, as FinTech and gaming , to name but two sectors, are getting more attention from the government. As it turns out, secular growth is being impacted by macro concerns, as GDP growth is at its slowest pace seen in a decade.

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Regulation United States Industry Course 122

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. As in all teardowns, the data analyzed comes from CB Insights.

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Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. Before we go there, however, we need some operating metrics. Then of course there is Checkout, with its $15 billion valuation and EBITDA profitability. What do all of these companies have in common?

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Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. Before we go there, however, we need some operating metrics. Then of course there is Checkout, with its $15 billion valuation and EBITDA profitability. What do all of these companies have in common?

Company 52

Company System Fintech Lending 52

PYMNTS

SEPTEMBER 20, 2019

In the Stripe news, venture capital firms Sequoia, Andreessen Horowitz, General Catalyst and others put up the $250 million in exchange for equity. The opportunity is the digitization of payments, the need for businesses to scale into online commerce, where the company has been launching new operations.

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PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. One-Stop Shop. It has raised $1.6

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PYMNTS

MARCH 5, 2019

Until then, they can become a lock on that business’s access to the working capital it needs to grow and invest in itself, particularly as payments terms extend beyond 30 or 60 days — or worse, are never repaid at all in the event that a buyer goes bust. Tabs and Cash.

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