South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? How can regionals regain their shine? This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. appeared first on The Financial Brand.

Regional 33

Regional Branding New York Banking Trends 33

PYMNTS

JANUARY 19, 2018

The hot topics in B2B venture capital these days are often cutting-edge technologies like blockchain and data analytics. Indeed, these spaces secured significant funding in this week’s B2B venture capital roundup. But a lesser-discussed market grabbed the largest investment of the week: logistics. Blockchain. Morpheus Labs. Data Nerds.

Capital 118

Capital blockchain Big Data Data 118

PopularBank

OCTOBER 28, 2020

Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. We are confident that this repositioning will improve the performance of Popular Bank as we continue to meet the growing and diverse needs of our customers, employees and communities throughout our markets.”.

Puerto Rico 52

Puerto Rico New York Metro Community 52

PYMNTS

JULY 13, 2020

Today, while shutdowns have led many businesses to temporarily halt non-essential spending, many in the market actually expect the expansion of the freelancing community to accelerate as a result of market volatility. It’s a global trend, though, and one McNicoll said has likely been aided by the global pandemic. talent pool by 2028.

Payments 273

Payments Regional Community Trends 273

PYMNTS

SEPTEMBER 29, 2020

But, as Shoihet said, these firms account for roughly 50 percent of trade volume in the LATAM region. The other 50 percent, he said, comes from the SMBs that are being overlooked by the traditional financial services community, he told PYMNTS — and who create a majority of jobs in the region.

United States 286

United States Regional America Trends 286

PYMNTS

MARCH 12, 2020

Jack Henry & Associates is taking advantage of this trend with the launch of an AR financing solution for bank clients to adopt, with a focus on enabling the AR financing tool, BusinessManager, to integrate seamlessly into banks’ core infrastructures provided by the SilverLake System. FirstBank Taps Finxact for Core Infrastructure.

Lending 194

Lending Risk Management Fintech Community 194

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. However, there appears to be a trend that beta is softening, especially for larger banks.

Community Bank 195

Community Bank Community Industry Online 195

PYMNTS

DECEMBER 7, 2020

The pandemic, after all, has obliterated “normal” business trends and caution reigns. operations to PNC Bank , creating the fifth-largest regional player in the U.S. Firms with strong balance sheets, he said, have been in a position of strength to capitalize on select opportunities. Gearing Up For Disruption.

Google 282

Google Examples Regional Lending 282

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Catch the latest.

Trends 100

Trends Retail Fraud Mobile 100

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., The grassroots of community and regional banking will no longer be vanilla operations geographically focused. price/book multiple.

Fintech 165

Fintech Customer Experience Conference Technology 165

PYMNTS

SEPTEMBER 12, 2018

Regional and community banks also saw their small business loan approval rates increase, with small banks approving 49.8 Reversing a trend, alternative lenders also saw their loan approval rates increase to 56.6 percent of applications, up one-tenth of a percent from July. Lawmakers are currently probing the U.S.

Lending 102

Lending Community Bank Taxes Community 102

PYMNTS

AUGUST 12, 2019

It’s a trend that starkly contrasts with continued growth in small and medium-size business (SMB) finance in the U.S., “Small business lending remains strong and is growing at big banks and at regional and community banks,” said Biz2Credit CEO Rohit Arora in a statement. Geopolitical volatility in the U.K.

Lending 144

Lending US Capital Data 144

South State Correspondent

OCTOBER 28, 2022

Big Idea – Trends. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

JUNE 18, 2018

Nearly a third (30 percent) of SMBs said they have plans to make capital outlays, while 18 percent said they expect to increase employment; 4 percent said they plan to increase inventories. percent increase in shares at mid-cap regional banks and a 12.1 percent, while community banks ‘ portfolios grew 14.7

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

MAY 3, 2018

The company’s 2018 PACE (Performance Against Customer Expectations) Report, published on Wednesday (May 2), found large financial institutions (FIs) are vulnerable to losing their small business customers, which tend to experience greater satisfaction levels at regional and community banks. Similar trends are seen in the U.K.,

US 100

US Community Bank Community Survey 100

Gonzobanker

NOVEMBER 2, 2023

Banks and credit unions that are successfully transforming today tend to skeptically analyze new industry trends and conduct the hard work to dig into the details. Pillar #2: Leaders Transcend Daily Hustle to Build New Systems Most regional and community banks grew up executing the fundamentals with sheer hustle and hard work.

Leadership 154

Leadership Industry Management Resources 154

PYMNTS

OCTOBER 24, 2016

Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. The most common challenge they cited is no surprise: a lack of access to working capital. Its 2016 Working Capital Outlook Survey revealed that 20 percent of U.K. 85% of the $2.6

Payments 100

Payments National Regional Survey 100

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. In Europe, for instance, the region is preparing for the rollout of a new directive which could challenge how medical providers process invoices.

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

AUGUST 25, 2016

One of these lenders, Clearinghouse Community Development Financial Institution , better known as Clearinghouse CDFI, offers an interesting view into the state of SME finance. in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. A Regional Reach.

Regulation 100

Regulation Lending Community California 100

PYMNTS

NOVEMBER 7, 2018

Management pointed to tightening credit standards even as rising rates helped boost results, trends that are likely to continue. CEO Scott Sanborn said that results benefited partly as the firm was and has been able to serve broad range of investors across the company’s platform, marked by varying cost of capital and risk appetites.

Taxes 159

Taxes Management Risk Management Capital 159

Abrigo

AUGUST 9, 2017

In addition, “Management can use stress testing to establish and support reasonable risk appetite and tolerances, set concentration limits, adjust strategies and appropriately plan for and maintain adequate capital levels. Appraised values for properties are then adjusted by the amount of average decline in the market.

Columbus 150

Columbus Ohio FDIC Strategy 150

Jeff For Banks

APRIL 9, 2019

What if the company is more capital intensive, and has to carry more capital than other companies? And we can measure this by looking at a financial institution's cost of interest bearing deposits, and yield on loans, compared to other regional players that have similar balance sheets. So the ROE is lower. i.e. brand.

Branding 60

Branding Regional Nashville Tennessee 60

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

JULY 22, 2016

In recent years, the city has seen an exponential growth of its startup community and may be on its way to taking the country’s startup capital top spot. Just last month, the state government expressed interest in building up Pune as a go-to startup hub for the Maharashtra region and even the entire country itself.

Capital 100

Capital Software Community Regional 100

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Through all this, First Farmers has remained disciplined in performance and squarely focused on customers and community.

Fintech 142

Fintech Strategy Leadership Lending 142

CB Insights

OCTOBER 10, 2017

in 2017 YTD (9/13/2017) — more money than the region has ever pulled in before. Those investing in the region include China’s tech giants , the region’s conglomerates owned by some of the region’s richest families, and venture capital funds. Insignia Venture Partners. Vertex Ventures.

Regional 73

Regional Capital New York Management 73

PopularBank

JUNE 17, 2020

With South Florida Region Executive Israel Velasco. The impact of COVID-19 has dramatically affected our small business community. Just a few short months of disruption have altered our area’s growth trajectory and economic outlook, causing concern among our residents and business and community leaders.

Florida 52

Florida Community Miami Lending 52

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. In a region where mobile phone penetration grew from 92.7 In a region where mobile phone penetration grew from 92.7 With an estimated population of just 5.47 A Knack For Mobile.

National 133

National Training Bitcoin Samsung 133

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. More recently, as remote workout options have grown in usage, the firm has backed digital fitness brands like fitness community Keep and at-home gym Tempo. Clearco provides growth capital for small businesses.

Regional 94

Regional Fintech Analysis Company 94

Abrigo

AUGUST 1, 2016

are small businesses – a trend unlikely to shift much in the coming years. Eight in 10 business owners report that a major, regional or community bank is their main financing partner for capital. After all, most of the nearly 29 million businesses in the U.S. Banks are critical financing partners for growing enterprises.

Millennials 150

Millennials Survey Risk Management Groups 150

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It was always clear how much Jones loves his credit union, his team and his community. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

JANUARY 1, 2021

There was another inconspicuous but remarkable dimension to these trends, however. The year-over-year increase in cross-border online sales was even more dramatic in other regions. Credit Union. The past year has been one of the most trying in recent memory for lenders as well as consumers.

Trends 259

Trends Video Retail Payments 259

PYMNTS

JUNE 9, 2018

The trend in Brazil has been visible in other parts of Latin America. However, this year, merchants noted that sales are down from what they were during the 2014 World Cup at the same time — a situation, according to The Kathmandu Post , largely attributable to the sudden emergence of eCommerce in the region.

Regional 109

Regional Retail Branding Marketing 109

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Get the full report. How Stripe makes money .

Online 98

Online Company Retail Payments 98

Jeff For Banks

APRIL 23, 2017

[Bank A’s] results in 2016 demonstrate our commitment to grow low-cost transaction deposits, improve our noninterest income lines of business, maintain strong credit metrics while growing loans, prudently deploy capital, and become a more efficient company. Our existing markets represent a significant growth opportunity for our company.

US 65

US Regional Marketing Branding 65