PYMNTS

MAY 11, 2020

As retailers, especially those marked non-essential, move to digital commerce platforms they’re also finding new ways to stay in touch with customers during the pandemic. As a result of the pandemic crisis it is urging its retail accounts to stay in touch with their customers via mobile, most specifically through SMS (short message service).

Retail 176

Retail Branding Mobile Analytics 176

PYMNTS

MAY 22, 2020

Bad news hit the startup community this week as new analysis from CBInsights revealed a significant decline in venture capital (VC) funding in the first quarter of 2020. The company connects SMBs to invoice financing via is mobile app Bridge2Capital, targeting retail shopkeepers with a way to finance their outstanding payables.

Capital 141

Capital Analytics Fintech Report 141

PYMNTS

MARCH 27, 2020

The divide between essential and non-essential retail grows bigger by the day as deep discounters and dollar stores continue to add stores, employees and revenue during the COVID-19 crisis. We’ve had pretty much 100 percent cancellation from all major retailers,” he said , naming Macy’s Inc., Nordstrom Inc., TJX Companies Inc.

Retail 130

Retail Capital Groups Community 130

South State Correspondent

FEBRUARY 29, 2024

This article provides an update on pricing trends driven by our Loan Command aggregated community bank data and highlights some commercial loan insights that can improve bank performance. percentage points bringing forward looking LGD to 44% of the average community bank loan amount.

Trends 195

Trends Community Bank Community United States 195

Bank Innovation

JUNE 19, 2018

Finastra, which was formed from the union of Misys and D+H, and calls itself the world’s third largest fintech company in the world, has acquired American software company Malauzai in an attempt to strengthen its foothold in the American banking market.

Community Bank 199

Community Bank Community Software Fintech 199

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

PYMNTS

JULY 16, 2020

All four companies — as well as other retailers — are fitting into the framework of a platform PYMNTS calls Digital 3.0 So far, retailers have done a decent job here. The retailers mentioned at the beginning of this piece have taken a stance on health that should have been taken by federal and local governments.

Retail 155

Retail Apple Examples Marketing Strategies 155

PYMNTS

JULY 6, 2020

If your business touches retail in any way, it might pay to follow a few important breadcrumbs. Worse yet, some analysts fear the triggering of break-lease clauses for retailers in malls if anchor stores leave. All of this will only make malls an even tougher sell to consumers, and to retailers that want consumers to buy their stuff.

Retail 259

Retail Meeting Branding Maine 259

PYMNTS

AUGUST 17, 2016

Pixlee , a San Francisco-based startup, allows retailers or brands to market directly to customers by using their own photos through curating them from social media or having the customer directly submit them for use, which the company says leads to a more authentic and engaging shopping experience for consumers.

San Francisco 100

San Francisco Retail social media Marketing 100

South State Correspondent

DECEMBER 8, 2023

The real reason that this conference makes our favorites list is that this is one of the few conferences where we can learn what the largest and most progressive banks are doing in the market. Many banks expressed frustration over keeping small business banking housed within the retail bank channel.

Conference 195

Conference Retail Community Bank Technology 195

South State Correspondent

JANUARY 3, 2023

Loans are not fabricated by banks but are negotiated by borrowers and lenders in a broad, relatively efficient market. Because most community banks do not use a risk-adjusted return-on-capital (RAROC) loan pricing model, the only variable that some bankers focus on is loan yield – the most easily measured variable.

Community Bank 221

Community Bank Community Data Marketing 221

PYMNTS

DECEMBER 18, 2020

“Fandom had always had a place online, but truly thrived at in-person events and local retailers that catered to collectors and enthusiasts’ interest in one-of-a-kind and holy grail items,” Logan Head, co-founder and chief technology officer of Whatnot, said in a press release on Friday (Dec.

Community 215

Community Video Retail Trends 215

PYMNTS

NOVEMBER 8, 2019

Brick-and-mortar retailers are teaming with logistics firms to test drones for delivery — and making progress on their experimental flights. Another delivery of a medical prescription arrived at a nearby retirement community for a second customer. UPS subsidiary UPS Flight Forward Inc. UPS subsidiary UPS Flight Forward Inc.

Retail 101

Retail New York North Carolina Virginia 101

PopularBank

MAY 1, 2020

Dear Customers, Partners and Community Members, Thank you for being part of our Popular Bank family. As we face the immediate and serious health concerns as a community, we are also seeing a much wider impact on all our lives as well as our local, national, and global economies. We are well capitalized and institutionally sound.

Community 95

Community New Jersey Meeting US 95

Abrigo

MAY 24, 2023

Bipartisan support The SAFE Banking Act's long road to the Senate Many in the AML/CFT community have been watching the unfolding of the Secure and Fair Enforcement (SAFE) Banking Act for some time now with no significant progress. banks and about 4 percent of all credit unions actively provide banking services to cannabis-related businesses.

Lending 195

Lending Fraud Operations Ohio 195

Bank Innovation

FEBRUARY 19, 2019

Community Capital Technologies, Denizen Financial, Diro Inc., The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

Innovation 240

Innovation Community Capital Fintech 240

PYMNTS

SEPTEMBER 20, 2019

Retailers are testing drone delivery to grow their omnichannel offerings and provide “store to door” on-demand service to their customers. This is the kind of omnichannel partnership and offering that can redefine convenience for our customers and communities – delivering items to homes in minutes, not hours or days.”.

Retail 112

Retail Las Vegas San Diego Virginia 112

PYMNTS

JUNE 18, 2020

as well as Durable Capital Partners LP in addition to current investors, accounts and funds that T. The company said the funds will help with new offerings that assist its retailers in handling the evolved operating climate as well as provide diners with secure and accessible ways to transact. Rowe Price Associates, Inc. among others.

Capital 141

Capital Community California Maine 141

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

Abrigo

FEBRUARY 12, 2020

“Macy’s closing 125 stores signals ‘more pain’ for retailers,” ABC News reported Feb. Retailers like Pier 1, Papyrus and Express are closing 1,000 stores. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. Real Estate Market Outlook. CRE a top focus for many bankers.

Lending 195

Lending Trends FDIC Survey 195

PYMNTS

JANUARY 19, 2018

As such, automakers are hitting the venture capital highway in droves. In the rideshare arena, InMotion , Jaguar Land Rover’s venture capital arm, invested $25 million in a $600 million funding round for Lyft in 2017. Beyond rideshares, InMotion Ventures also entered the self-driving taxi market with a $3 million infusion in U.S.-based

Capital 109

Capital Las Vegas San Jose California 109

South State Correspondent

AUGUST 8, 2022

Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% Institutional and corporate money will go to higher returning alternatives such as money market funds. Prime funds are offering a 1.86% rate which will trend up.

Trends 195

Trends Community Bank Community Retail 195

PYMNTS

JANUARY 24, 2020

While businesses have more sources of capital than ever before, from bank loans to initial coin offerings to alternative online investments, experts are urging small to medium-sized businesses (SMBs) to take a strategic approach to their fundraising efforts — often by combining a variety of funding sources to mitigate risk. Flutterwave.

Fintech 198

Fintech Capital San Francisco Georgia 198

PYMNTS

DECEMBER 7, 2017

They are a closely bonded community of cosmetics fanatics, and Ipsy isn’t just where they go to buy their makeup — it’s also where they go to learn how to use it. We’ve never envisioned ourselves as a subscription service — we envisioned ourselves as a disruptive beauty community,” Camberos said.

Community 100

Community social media Video Branding 100

PYMNTS

MAY 29, 2019

Although the three strong brands have been consolidated under one entity, they will continue to operate independently within their distinctive markets,” said Sureswipe MD Paul Kent, according to IT Web. “We However, all three entities will operate separately. We believe each provides a distinctive client solution.

Cards 162

Cards Fintech Retail Operations 162

PYMNTS

MAY 26, 2020

The chief executive of the Woodland Hills, California-based company whose portfolio includes more than 1,500 tenants occupying 10 million square feet of retail space, was quick to remind the network that not all stores are open. “We The heart of our communities [and] shopping centers are small businesspeople.”.

Groups 205

Groups California Colorado Illinois 205

PYMNTS

JUNE 12, 2019

Poshmark CEO and Founder Manish Chandra said, according to the outlet, “As we launch into home goods, a lot of that is centered around the fact that our community is leading us there. Union Grove Venture Partners, GGV Capital and Menlo Ventures, among others, are investors in the company.

Marketing 100

Marketing California Community Capital 100

ABA Community Banking

JANUARY 22, 2024

The move to MDI status is part of the 130-year-old bank’s pivot to serving its community more deeply while building its capital base to support growth. Late in 2023, Warsaw Federal — a $71 million mutual savings and loan in Cincinnati — was officially designated as a minority depository institution.

Strategy 52

Strategy Community Capital Community Bank 52

PYMNTS

DECEMBER 11, 2020

Capital One Halts BNPL Transactions On Its Credit Cards. Capital One Financial Corp is putting a stop to buy now, pay later (BNPL) transactions on its credit cards, calling the dealings “ risky ,” for both consumers and banks. Synctera Brings 'FinTech As A Service' To Community Banks. million in consumer losses.

Trends 175

Trends Fraud Millennials Community Bank 175

PYMNTS

FEBRUARY 28, 2020

With more than $1 billion raised — and more to come — this week became the most lucrative for B2B FinTech venture capital funding. said the company saw BHL Holdings lead the second Series A funding round, while Nire Capital and existing backers Concentric, Seedcamp and Beazley also participated. Reports in Verdict.co.uk

Fintech 175

Fintech Capital Lending Report 175

PYMNTS

JANUARY 28, 2020

Temasek led the funding round, with Bpifrance, Eurazeo, General Atlantic, Piton Capital and Kismet Holdings also participating in this latest funding cycle. The company increased its market value by half in 2019, obtaining a gross merchandise value of $666 million. ManoMano previously raised $125 million in April of last year.

Online 130

Online Security Community Marketing 130

PYMNTS

MAY 26, 2020

The chief executive of the Woodland Hills, California-based company whose portfolio includes more than 1,500 tenants occupying 10 million square feet of retail space, was quick to remind the network that not all stores are open. “We The heart of our communities [and] shopping centers are small businesspeople.”.

California 185

California Colorado Illinois Resources 185

PYMNTS

NOVEMBER 23, 2020

A pandemic-fueled surge in people wanting to learn how to play guitar and piano has given the country’s largest retailer of musical instruments a second chance at life, as investors and creditors have signed on to a plan that will allow 500 Guitar Center stores to emerge from bankruptcy. In announcing the plan, which cuts its $1.3

Retail 218

Retail Online Trends How To 218

PYMNTS

DECEMBER 10, 2020

This multifunctional platform includes curation tools, allowing social sellers to build inspirational, personal web pages connected to the brand’s website, and a marketing platform where sellers can create optimized, brand-safe social posts that lead to transactions. Smaller brands are also making a play for the market.

social media 257

social media Video Branding Online 257

Jeff For Banks

AUGUST 29, 2012

Many banks had to replenish lost capital. Absent or in concurrence with government-injected capital, FIs sought fresh capital. But retail investors were nowhere to be found. Ms Schultz said retail investors were absent for all industries, not just FIs. not the retail investor.

Capital 84

Capital Retail Pennsylvania Community 84

PopularBank

OCTOBER 28, 2020

Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. This realignment in our New York Metro market is consistent with our small business and retail services model in South Florida,” said Popular, Inc. President and CEO Ignacio Alvarez. “We

Puerto Rico 52

Puerto Rico New York Metro Community 52

PYMNTS

AUGUST 23, 2018

Hitachi Capital Business Finance has found a surge in the portion of small and medium-sized businesses (SMBs) that fear collapse of their firms in the U.K. It’s about double what Hitachi Capital typically finds in the SMB population: Reports said the rate hovered around 4 percent or 5 percent for the last seven quarters.

Capital 100

Capital Community Survey Retail 100