South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. The ratio would provide a bank’s current core capital position to risk-adjusted assets. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio.

social media 195

social media FDIC Branding Management 195

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. Main Street Banking: A Podcast for Community Bankers 8. Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm.

Community 195

Community Lending Maine Resources 195

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

MAY 9, 2017

It is no longer quite a mom-and-pop operation anymore — in 2015 Cha sold a controlling interest in the company to Richmond-based Boxwood Capital Partners. So how did the company manage to innovate something as simple as frozen yogurt? Over the past decade, it might just have been the most innovative dessert.

Innovation 100

Innovation social media Community New York 100

South State Correspondent

SEPTEMBER 20, 2022

Many sessions discussed the importance of setting clear goals for any marketing effort, such as the talk by Jessica Reese (graphical notes below), the Social Media Manager for Arvest Bank (AR, $27B). Bank Marketing Lesson 9: Goal Setting – A Common Theme. The audience learned from these banks’ mistakes and successes.

Conference 195

Conference Marketing social media Data 195

Bank Innovation

FEBRUARY 19, 2018

The innovation of fintech is not limited to retail banking, according to the UK Investment Association, which today said it would launch an accelerator for fintech starts focused on AI, ML, DLT technologies in the asset management sector. Investment Association is a 240-member community.

Fintech 210

Fintech Community Innovation Retail 210

PYMNTS

JUNE 18, 2019

Pet retail is having a moment, with innovation and other efforts helping merchants better reach owners of dogs, cats and other household animals. More recently, news emerged that Pawscout has secured $3 million in seed funding from Leadout Capital. The goal is to create a really affordable, much better pet tag,” she said. Pet Medicine.

Retail 122

Retail social media Fort Worth Dallas 122

Abrigo

NOVEMBER 17, 2023

While some of the recent trending fraud schemes are not new, they have been transformed to prey on communities already dealing with unprecedented times. Social media scams account for the highest losses and are higher than any other fraud typology , at a reported half-billion total loss.

Fraud 195

Fraud Training Trends Compliance 195

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 195

Fintech Community Regional Technology 195

Bank Innovation

APRIL 12, 2018

The price of bitcoin surged above $8,000 today for the first time in several weeks, a rise of more than 13% over the past 24 hours, prompting excitement in the cryptocurrency community. The combined market capitalization of all cryptocurrencies rose 16% over the same period.

Bitcoin 186

Bitcoin cryptocurrency Community Capital 186

South State Correspondent

MAY 31, 2023

Likely, it might be a combination of the above, but setting a branching strategy should dictate capital allocation, branch layout, marketing, and staffing. Banks should have a clear and stated set of measurable objectives for their branches and then allocate capital accordingly. Our point here is branching isn’t a passive activity.

Data 195

Data Branch Strategies Strategy Mobile 195

PYMNTS

JANUARY 15, 2019

Visa said Monday evening at a New York gathering in anticipation of the launch that events through a year-long campaign will include interactive workshops, tailored on a community-by-community basis. These entrepreneurs would like to sharpen their social media skills to broaden reach and grow their firms.

Atlanta 189

Atlanta New York social media Community 189

Bussman Advisory

OCTOBER 28, 2022

Oliver will be SFF panelist “The Curious Case of Capital Deployment” on November 2. As the first in-person SFF since 2019, the SFF team is ready to bring the global FinTech community together for a long overdue reunion.

Fintech 52

Fintech social media Community blockchain 52

PYMNTS

AUGUST 10, 2016

Though it’s easy to see why other happenings in and around the country have overshadowed Brazil’s tech community, Rio de Janeiro’s tech scene is quickly earning notoriety. It’s unfortunate that its growing tech scene may not be at the top of the list.

Innovation 100

Innovation Apple social media America 100

PYMNTS

AUGUST 17, 2016

Pixlee , a San Francisco-based startup, allows retailers or brands to market directly to customers by using their own photos through curating them from social media or having the customer directly submit them for use, which the company says leads to a more authentic and engaging shopping experience for consumers.

San Francisco 100

San Francisco Retail social media Marketing 100

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. Banks that take too much risk fail, and banks that take too little risk produce returns below their cost of capital and either get acquired or driven out of business.

Risk Management 195

Risk Management Examples social media Management 195

PYMNTS

JULY 4, 2018

Winnie – like so many tech innovations – started out as an attempt by its two co-founders to solve their own problems. The latest round was led by Reach Capital with Rethink Impact, Homebrew, Ludlow Ventures, Afore Capital and BBG Ventures also taking part. A Better Solution Than Google.

Google 115

Google social media Community Capital 115

ZootBlog

NOVEMBER 11, 2015

Keeping a bank in top shape means fostering innovation. Smaller community banks are finding it beneficial to collaborate with neobanks. Not only are these banks expanding their base services but they are pulling in an innovative trainer versed in the latest technology advancements. Alternative Lenders. Is this really necessary?

Innovation 60

Innovation Fintech social media Knowledge Base 60

PYMNTS

JUNE 3, 2016

There may be a few resilient, strategic entrepreneurs out there who don’t need venture capital to run a successful startup. “It’s a huge anomaly,” said Small Business Administration Head of Innovation and Investment Mark Walsh, referencing the ability for startup founders to make it without venture capital.

Security 100

Security Data Analytics Capital 100

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

JANUARY 29, 2018

When he returned a few years later on vacation, he started wearing the simple, slip-on canvas shoes and realized he discovered the innovation the world needed. Those customers are also going to discover lots of shoes that look just like theirs that maybe don’t have as strong a social mission — or just aren’t as well made.

social media 104

social media Study Branding San Francisco 104

NCR

MARCH 1, 2016

That’s why some of us from Banking.com will be attending, and even actively participating in, the Bank Social Media Conference , which is set for April 7- in Newark, N.J. On the one hand, social media within retail banking is still in its infancy, yet it’s raging with innovation and experimentation (at least when budgets allow).

Conference 40

Conference social media Marketing Strategies Strategy 40

PYMNTS

MAY 31, 2019

Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. Twelve Payment Execs on How to Make Instant Pay. Fun, Cool or Otherwise Interesting.

Lending 122

Lending Payments Apple social media 122

Filene

DECEMBER 1, 2017

Local Host: Community Choice Credit Union. Innovation Immersion - Filene’s Innovation Immersion program helps credit unions execute on innovation, ideas, and cultural change. We'll walk through some of Filene's latest programs, and the research and innovation behind them. 9:00 a.m. -

social media 28

social media Innovation Digital Strategies Strategy 28

Filene

NOVEMBER 15, 2017

Local Host: US Community Credit Union. Innovation Immersion - Filene’s Innovation Immersion program helps credit unions execute on innovation, ideas, and cultural change. We'll walk through some of Filene's latest programs, and the research and innovation behind them. 1:00 p.m. -

Nashville 28

Nashville social media Innovation Digital Strategies 28

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Our clients showed banking at its best – obsessed with customer well-being, good corporate citizenship, and strong community focus. Jill is continually demonstrating just how loud a $300 million community bank can roar! Bravo Brett and team!

Idaho 181

Idaho Community Industry Strategy 181

Filene

FEBRUARY 9, 2017

Local Host: Marshall Community Credit Union. Innovation Immersion - Filene’s Innovation Immersion program helps credit unions execute on innovation, ideas, and cultural change. We'll walk through some of Filene's latest programs, and the research and innovation behind them. 10:00 a.m. -

social media 28

social media Innovation Digital Strategies Strategy 28

PYMNTS

OCTOBER 11, 2018

The app that got famous for its disappearing messages is looking like it will either need to raise a some capital by sometime in 2019 or run the risk of going broke, according to a note by MoffettNathanson. Snapchat , according to recent reports , is having cash flow troubles.

Apple 181

Apple social media Millennials Report 181

PYMNTS

OCTOBER 29, 2018

The day after Halloween marks the 60-day sprint to the end of the year – a year in which the pace of innovation has accelerated materially. The shifts associated with that innovation are beginning to take root, and those impacts are beginning to be felt. Facebook … and the Facebook Community. Google … and Ad-Supported Search .

Payments 196

Payments Google Apple Innovation 196

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? To you, manage your interest rate risk.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

AUGUST 17, 2017

Results also noted this generation is less likely to open a bank account if physical bank locations are not available in their communities. Jamie Armistead, executive vice president of Digital Channels for Bank of the West , recently spoke with PYMNTS about how startups and tech are informing his company’s innovation strategy.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

Gonzobanker

DECEMBER 20, 2018

Hats off to Greg for taking a $600 million credit union to a $5 billion innovator over his 25 years at the helm. Greg also leaves the organization knee-deep in technical innovation as PSECU has deployed Corelation core, Kony digital, Temenos origination and Sitecore CMS among other new solutions. CVB Financial acquires Community Bank.

Fintech 105

Fintech Conference Innovation Community 105

Lex Sokolin

AUGUST 6, 2020

I’ve written before how the shock of opening up to capitalism in the USSR led to a 45% GDP collapse over half a decade , resulting in life expectancy decreasing by 10 years for the average Russian due to alcoholism and violence. And similarly, incumbents can capture innovation and ideation through corporate venture investments.

Community 52

Community social media Branding Software 52

NCR

MAY 26, 2016

Backbone of the economy, hallmark of innovation, true entrepreneurship, the face of free market capitalism—the clichés come tumbling out with speed and ease, at least in part because they’re completely true. Common sense indicates that many small business startups are now fueled by technological innovation.

social media 53

social media Resources Innovation Course 53

PYMNTS

JUNE 17, 2016

Successful innovation is about solving a problem or introducing a better experience – and at least when it comes to the restaurant sector, mobile and apps have delivered for consumers and the hometown restaurants that are reaping the benefits. As of last September, ipsy had managed to bag $150 million in new venture capital funding.

Apple 100

Apple Maine Retail Course 100

PYMNTS

MARCH 5, 2018

Best Picture — Payments Innovation. But no matter where one looks, it seems payments innovation is the big winner. This new round of capital will help us further our mission of connecting communities around the world through last-mile delivery,” CEO Tony Xu said. And the winners are…. Best Round of Fundraising — DoorDash.

Regulation 108

Regulation Data Regional America 108

Lex Sokolin

OCTOBER 14, 2020

We think that Wells Fargo, and Bank of America, and the Federal Reserve, and the rest of “them”, whoever “they” are, are centralized monoliths running on papyrus and holding back innovation. Remember Napster, and Kazaa, and BitTorrent, with their brick through the window of the media industry? Where do *you* bank exactly?

Lending 52

Lending User Experience Google United States 52