PYMNTS

APRIL 30, 2018

and finance experts are celebrating with new data on the state of the entrepreneurial community. Eighty-three percent of SMBs said they don’t completely understand the new tax law and how it will impact their business, according to the National Association for the Self-Employed. dollar, commodities pricing and the U.S.

Taxes 144

Taxes America National Community 144

PYMNTS

AUGUST 26, 2016

That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Last year, 147 companies in Austin’s digital tech ecosystem raised more than $966 million in new capital, with more than $3.9 Austin’s startup community has seen a big transformation over the years.

Austin 100

Austin Fintech New York City Community 100

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Mashing up OnDeck’s quick credit-decisioning tech with Chase’s risk and underwriting models and capital pools gave Chase a way to expand its community of SMB borrowers without expanding its bad debt. A penny saved is a penny earned. Honesty is the best policy.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Abrigo

NOVEMBER 6, 2019

Small Business Loans | 5 minute read Key Takeaways Credit unions' small business loans hit a record low, while small business lending continues to remain strong at big banks and community banks. For big banks and community banks, on the other hand, small business lending remains strong. Smarter decisions, scalable processes.

Lending 150

Lending How To Community Community Bank 150

Gonzobanker

MAY 31, 2019

article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.” Source: DeBanked ) Square Capital lent about $1.6 In a recent American Banker. Source: DeBanked ).

Lending 136

Lending Community Bank Community Data 136

Abrigo

FEBRUARY 27, 2020

Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. Return on Tech Investment – Measuring and Achieving Value from Fintech. Navigating the CRE Landscape: Leveraging Your Portfolio For Growth in 2020. Learn More. Lending & Credit Risk.

Lending 243

Lending Survey Data System 243

PYMNTS

MAY 4, 2017

When thinking about Orlando’s tech industry, some say the city’s access to capital, accelerator programs and tech clusters are what sets it apart. Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and/or professional experience with the tech community in Orlando?

Florida 110

Florida United States Taxes Community 110

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JULY 15, 2016

The city’s GDP per capital is $54,722. Hong Kong is known for its simple and predictable tax system, making it an attractive place for investment. Before we jump into the post, here are a few quick facts about Hong Kong and its tech scene: . Hong Kong is estimated to have a population of 7.3

Taxes 100

Taxes Fintech Marketing Regional 100

FICO

DECEMBER 1, 2020

Increased provisions, reduced capital, less ability to lend. All this will raise the question: Whatever capital I have got, how much can I lend to borrowers who have a low confidence on their own financial prospects, and are unsure if they should borrow or not? They can optimize the use of their capital and who they lend to.

Taxes 76

Taxes Lending Capital Regulation 76

Abrigo

APRIL 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. Online fintech lenders and merchant cash advance providers are also making up ground.

Lending 243

Lending St. Louis Community Marketing 243

PYMNTS

JUNE 13, 2016

Stockholm is one of my favorite cities in the world and has become a real FinTech innovation hub. Sweden’s highest marginal tax rate is 57 percent, which most people actually pay since that rate applies to all income over 1.5 There’s a capital gains tax of 30 percent, too, and a sales tax of 25 percent.

Apple 100

Apple Taxes Marketing Payments 100

Gonzobanker

OCTOBER 26, 2021

Cornerstone Advisors estimates $145 billion of pre-tax revenue has disappeared for bankers via margin compression in only the past two years. On another front, you have digital disruption and fintech innovation, forcing bankers to step up their investments in transformation and more aggressively attack their existing business models.

Leadership 97

Leadership Compliance Strategy Branding 97

Jeff For Banks

SEPTEMBER 13, 2015

Since his joining the Board, the bank has stabilized, returned to profitability, recaptured it's deferred tax asset, and NPAs/Assets have declined to less than 3%. Selection: Mitch Englert, EVP of Community Banking, Capital City Bank Group, Inc. Thirty-four percent of Capital City's deposits are non-interest bearing.

Community Bank 60

Community Bank Lending Community Security 60

Fintech Labs Insights

JUNE 22, 2016

Mambu Unveils FinTech Startup Program. Personal Capital Brings on Former Yodlee CFO. Let’s Talk Payments asks if fintech startups should be able to access bank data in the wake of Plaid’s $44 million Series B. Trulioo expands to South America as part of Canada’s Fintech Mission to Brazil. Alumni updates.

New York 15

New York Taxes Fintech America 15

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Like taxes. Second, Fintechs (e.g., Here it is. Don’t get us wrong.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Like taxes. Second, Fintechs (e.g., Here it is. Don’t get us wrong.

America 52

America Wyoming National Capital 52

Fintech Labs Insights

JANUARY 8, 2017

The company announced last month that it has signed a memorandum of understanding with fellow Finovate/FinDEVr veteran Fidor Bank ( F11; FD16 ) that will make Token’s software available within Fidor AG’s digital banking and open community middleware technology, Fidor OS. The post Fintech Favorites appeared first on Finovate.

Fintech 12

Fintech blockchain Technology Lending 12

Fintech Labs Insights

FEBRUARY 3, 2016

The latest from FinDEVr San Francisco 2015 presenters: Thinking Capital to power new “Staples Business Loans” program for small businesses in Canada. LandedCost from Avalara Helps SMEs Navigate International Taxes, Tariffs, and Fees. American Banker: OnDeck Capital Adds Former E-Trade Exec to Board. Follow FinDEVr on Twitter.

San Francisco 12

San Francisco New York Capital Taxes 12

Fintech Labs Insights

JULY 24, 2015

Dealstruck has raised $10 million in new capital from Community Investment Management. The online business lender now has a total capital of $70 million and says the investment will enable it to lend more than $100 million to small businesses. “And growing the capital pool means more access and more opportunity.”

Capital 12

Capital Lending San Diego San Jose 12

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Get the full report. How Stripe makes money .

Online 98

Online Company Retail Payments 98

Bussman Advisory

OCTOBER 4, 2017

We think banks must focus on putting the infrastructure in place to build such value chains in financial services too – for example, by taking advantage of the burgeoning third-party Fintech offering. This can be within financial services, for example by providing insurance, accounting and tax services, or data analytics.

Google 67

Google Examples Innovation Analytics 67

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

MARCH 9, 2016

Alumni updates: Xero TaxTouch is Tinder for the Gig Economy’s Taxes. Personal Capital Exceeds $2 Billion AUM. Stay current on daily news from the fintech developer community! PayStand to Power New Online Payments Service from ONE UP. PYMNTS reports : Worldpay transactions up 14% post-IPO. with other countries to follow.

New York 12

New York Taxes Analytics Google 12

Fintech Labs Insights

APRIL 13, 2016

With Shopify Integration, Thinking Capital Helps Diversify Alt Lending in Canada. The latest from FinDEVr New York 2015 presenters: OutsideIQ joins fintech accelerator, Bank Innovation INV, as an API partner. PayNearMe facilitates users to pay for their taxes in cash. Envestnet | Yodlee Unveils its Risk Insight API.

San Jose 12

San Jose New York Atlanta Lending 12

PYMNTS

DECEMBER 28, 2018

Capital One and Discover have both announced that they will be tightening their underwriting standards in the new year, and Goldman Sachs has gone from plans of expanding its online consumer credit product Marcus to plans of reining it in somewhat next year. Resetting Mortgage Services. They are becoming homebuyers.”

Millennials 145

Millennials Lending System Data 145

Fintech Labs Insights

MARCH 23, 2016

Developer news: Fintech startups invited to compete in BBVA Open Talent 2016. The latest from upcoming FinDEVr New York 2015 presenters: Xignite to provide free market data for FinTech Sandbox demo participants. Markit to supply FinTech Sandbox with fixed income pricing and reference data. Green Key Technologies.

New York 12

New York Taxes Groups Fintech 12

Lex Sokolin

DECEMBER 25, 2019

If you read anything but this newsletter, you’ve got to read: Blockchain Capital’s 2019 Year in Review Messari Research Crypto Theses for 2020 DappRadar 2019 dapp Industry Review Decentralized Finance Overview So let’s narrow our entire lens to decentralized finance. all Fintech unicorns?—?that

blockchain 52

blockchain Bitcoin Software Lending 52

Jessica Ellerm

MAY 5, 2016

Have we, by limiting our willingness to step outside of traditional credit assessment models for new businesses, stifled innovation and growth for the community as a whole? Many fintech startups and a few cutting edge banks have started taking tentative steps in this direction. The British Business Bank.

Lending 40

Lending Security Course Millennials 40

PYMNTS

JUNE 22, 2020

Instead, Urrutia said it’s going to take team efforts among small businesses, FinTechs, public entities and nonprofits like the Opportunity Fund. She said two truths that unite the otherwise diverse community of SMBs are that small businesses are economically vital, but extremely fragile. I Think We Can Do It’.

Maine 246

Maine Lending Community Fintech 246

Jessica Ellerm

FEBRUARY 3, 2018

That’s why each week I write an article for Daily Fintech , and try to choose something I don’t understand and/or want to learn more about. At earn.com you are paid for successfully answering community questions – like a monetised version of Quora I suppose. Made an after-tax superannuation contribution.

Taxes 45

Taxes Maine US Cards 45

South State Correspondent

JULY 25, 2022

How are you handling partnerships, and are you part of any fintech consortiums to assist are now common questions. Loan Pricing: Loan pricing has increased in the capital markets, yet bank loan pricing has continued to compress. Has the bank felt any runoff in deposits after adjusting for tax payments? Asset Quality. and beyond.

Trends 195

Trends Lending Marketing Capital 195

Bussman Advisory

FEBRUARY 21, 2018

There should be no doubt by now that initial coin offerings – token sale fundraisings by startups – have established themselves as new and very compelling forms of capital raising. This has begun to disrupt above all the traditional venture capital model by providing a compelling alternative fundraising mechanism for startups.

Capital 67

Capital Cyber Security blockchain cryptocurrency 67

PYMNTS

DECEMBER 1, 2016

Before we jump into the post, here are a few quick facts about Athens and its tech scene: Athens is the capital city of Greece and has an estimated population of 3.75 FinTech is gaining momentum in the city, with a 40 percent rise in card transactions being recognized since capital controls were imposed back in July 2015.

Fintech 100

Fintech Community Capital Innovation 100

PYMNTS

JULY 31, 2017

Following the dramatic implementation of demonetization efforts, the nation is now underway with a Goods and Services Tax reform (GST). Both of these events are disrupting the typical way small businesses in India operate — but they’re also encouraging FinTechs to develop new services targeted to SMEs to ease the transaction.

Taxes 100

Taxes Policies Payments Management 100

PYMNTS

JULY 4, 2016

We began the Weekly Tech Center Roundup journey in London – Europe’s self-proclaimed startup capital. Entrepreneurs and investors across Australia’s largest city are working to revamp the tech community, with the intention of transforming Sydney into Australia’s own Silicon Valley. How Berlin Earns Its ‘Startup Capital’ Reputation.

Innovation 104

Innovation Fintech National Capital 104