Independent Banker

JANUARY 31, 2023

We have a blank page on which we can write our narrative over the course of the year, with new milestones filling the pages ahead. It’s a challenge to be sure, but it’s one that community banks have previously faced with strength. Together, we will write our 2023 story, one that will set community banks up for success.

Community Bank 91

Community Bank Community Resources Tools 91

Independent Banker

JANUARY 31, 2022

Southern Bancorp partners with other community banks to increase loan accessibility and financial literacy to low-income customers. As CEO of Southern Bancorp, Darrin Williams wants to promote relationships between community banks and CDFIs to create more prosperous communities. Better serving its communities.

Community Bank 172

Community Bank Community Leadership Arkansas 172

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. The trigger for the look back has of course has been the Sept. Any number of musings have graced any number of websites these past few days about what it all meant and means.

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Lending Innovation Fintech Cards 148

Perficient

NOVEMBER 21, 2023

Describe a typical day in the life. Perficient, though not new to insurance, is consistently realigning to capitalize on the industry’s digital transformation potential. Some of the main talking points were around agent systems and ecosystems, embedded insurance, and of course, generative AI.

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Industry Meeting Conference Maine 221

Bussman Advisory

JULY 1, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Don’t miss out – join our vibrant community today! Events & Networking Opportunities: Connect with industry experts and professionals.

Marketing 52

Marketing Fintech Leadership Community 52

Perficient

MAY 21, 2021

Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. While she completed the prep course in Python coding from Bright Paths, she was never exposed to computers apart from emails. Learn More About Perficient’s Bright Paths.

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Milwaukee Software Course Detroit 348

Abrigo

NOVEMBER 17, 2023

While some of the recent trending fraud schemes are not new, they have been transformed to prey on communities already dealing with unprecedented times. This , of course , doesn’t include fraud losses that were not filed due to the victim's embarrassment or lack of knowledge on how to report. That equates to $35 billion annually.

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Fraud Training Trends Compliance 195

Gonzobanker

MARCH 21, 2024

Of small business owners who applied for a business loan in early 2023, 6 in 10 found it difficult to find affordable financing, and overall, 77% are concerned about their access to capital according to a survey from Goldman Sachs. According to Randi Zeller, senior advisor to Community Reinvestment Fund, USA: “There is no lack of capital.

Lending 78

Lending How To Capital Data 78

PYMNTS

DECEMBER 2, 2019

Then again, looking that far into the future may overlook some of the challenges — and opportunities — that lie in the here and now in the payments space, amid a venture capital landscape that has changed markedly over the last few years. There’s a continuous need, too, for tech innovators to find distribution.

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Capital Innovation User Experience Payments 127

PYMNTS

AUGUST 14, 2017

And the once-adoring tech and analyst community have turned ugly. Ignoring, of course, that in its first months as a publicly traded company, Facebook lost about half of its market value and struggled to convince investors for more than a year of its ability to skate to where the puck was going — mobile. Survival of the Fittest.

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Innovation Online Google Millennials 109

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

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Innovation Cleveland New York New York City 73

PYMNTS

MAY 27, 2020

The pandemic has accelerated the digital roadmap for everyone in financial services, giving rise to more innovation in the past few months than had been seen over the course of several years. And as HMBradley’s Bruhnke told Webster, “I always joke that I don’t understand what traditional banking is.

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Fintech Innovation Digital Banking FDIC 236

PYMNTS

DECEMBER 11, 2018

Big plans generally required big investments — which is why the best-known startup firms in the world have big names in business and venture capital standing behind them with their big checkbooks as backers. have much simpler goals than bringing to market an epoch-making innovation. In fact the vast majority of small firms in the U.S.

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Maine Massachusetts Capital Course 151

PYMNTS

AUGUST 5, 2016

Buenos Aires may get a lot of recognition for being the hometown of Pope Francis, but it’s also receiving praise as a growing startup community. Argentina as a whole is vying for the top spot as South America’s startup capital, despite an uphill battle with its economic conditions. People need to be patient,” he continued.

Fintech 100

Fintech America Innovation Policies 100

PYMNTS

DECEMBER 4, 2019

These are the firms that spur innovation, create jobs, pay wages, and, by extension, keep consumers’ pocketbooks full. Cash flow is critical for businesses of all sizes, but especially for small businesses, because they struggle to have access to capital, and they also struggle to build and maintain cash reserves,” she told Webster. “So

Study 166

Study Capital Examples Payments 166

Bussman Advisory

OCTOBER 28, 2022

Oliver will be SFF panelist “The Curious Case of Capital Deployment” on November 2. As the first in-person SFF since 2019, the SFF team is ready to bring the global FinTech community together for a long overdue reunion. We offer advisory services for the executive team and in-person or virtual courses with tailored topics.

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Fintech social media Community blockchain 52

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. Get all the latest data on innovation, startups, & disruption.

Capital 34

Capital Software Google Company 34

Abrigo

MARCH 24, 2021

The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Nearly universally, community financial institution PPP lenders have reported winning new business customers as a result of their help during the PPP. Learn more. . Optimize Technology.

Lending 221

Lending Technology Survey Examples 221

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. Here is an except of the conversation: PYMNTS: Can you describe your personal and/or professional experience with the tech community in Charlotte? As we reported about three weeks ago, Bank of America has announced its plans to invest $1.5

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

SEPTEMBER 28, 2020

Of course, the gradual re-emergence of companies — and a tentative recovery of top lines — may need a bit of a helping hand, chiefly in establishing liquidity to weather the storm that’s still here. Business spend by companies is largely centered on customer acquisition — chiefly on marketing and PR. FinTechs To The Rescue?

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Fintech Examples Industry Management 291

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Seventy-six percent of Main Street SMBs report having cash flow shortages during the last four months.

Maine 183

Maine Survey Study Tools 183

South State Correspondent

OCTOBER 26, 2023

The catalyst was likely a panel led by the CEO of Taktile (AI Underwriting), a Partner from Bain Capital, a partner for Andreessen Horowitz, the chief data scientist from Branch International (digital banking fintech for India and Africa), and a tech correspondent for CNBC. You have never heard so many intelligent people sound not so smart.

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Conference Las Vegas Fraud Case Study 221

PYMNTS

JANUARY 25, 2018

Whether these people are meeting with colleagues and clients or simply writing and answering emails at their computer, the coffee shop can be a positive environment for creativity and productivity, with just enough noise (and, of course, caffeine) to keep the wheels turning, but not enough familiar faces to become a distraction.

Baltimore 113

Baltimore South Carolina Community Trends 113

PYMNTS

AUGUST 20, 2020

There’s less personal feedback from instructors, less feeling of community and a set of genuine space and expense limitations that keep customers from recreating their entire workout routines at home. Of course, there’s a chance that some gyms that fell into hibernation mode this spring will simply fail to wake up.

Industry 207

Industry Exercises Groups United States 207

PYMNTS

JANUARY 29, 2018

Despite what the movies told him, archaeology was not an interesting course of study for him at all — Mycoskie likened the experience to “watching paint dry.”. When he returned a few years later on vacation, he started wearing the simple, slip-on canvas shoes and realized he discovered the innovation the world needed.

social media 104

social media Study Branding San Francisco 104

PYMNTS

JUNE 18, 2019

Pet retail is having a moment, with innovation and other efforts helping merchants better reach owners of dogs, cats and other household animals. More recently, news emerged that Pawscout has secured $3 million in seed funding from Leadout Capital. The goal is to create a really affordable, much better pet tag,” she said. Pet Medicine.

Retail 122

Retail social media Fort Worth Dallas 122

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Maybe this is the new reality for community bankers, but Cornerstone Advisors is seeing little evidence that they’re serious about implementing a comprehensive digital strategy.

Strategy 155

Strategy System Risk Management Technology 155

PYMNTS

OCTOBER 29, 2018

The day after Halloween marks the 60-day sprint to the end of the year – a year in which the pace of innovation has accelerated materially. The shifts associated with that innovation are beginning to take root, and those impacts are beginning to be felt. Facebook … and the Facebook Community. Google … and Ad-Supported Search .

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Payments Google Apple Innovation 196

Independent Banker

JANUARY 26, 2016

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. When you’re looking at key issues in the community, bring entrepreneurs to the table and ask them to solve it—because that’s who solves things,” Williamson insists.

Miami 70

Miami Community Bank Community Resources 70

PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. Square, of course, moved from a small idea to a big idea fast, loaded to the gills with big plans and ambitions for the world of payments.

Apple 110

Apple Capital Cards Payments 110

South State Correspondent

JULY 25, 2022

Articulate what major innovative initiatives (deposit opening, payments, and loan processing remain the big main projects) the bank is working on and how it will impact cost, the ability to scale, customer experience, or the employee experience. Capital: What are your plans for a capital raise or restructuring? Asset Quality.

Trends 195

Trends Lending Marketing Capital 195

PYMNTS

MAY 4, 2017

Over the course of the last decade, businesses have started flocking to the Orlando area. When thinking about Orlando’s tech industry, some say the city’s access to capital, accelerator programs and tech clusters are what sets it apart. ND: I’ve been involved in the Orlando tech community for 10+ years.

Florida 110

Florida United States Taxes Community 110

PYMNTS

AUGUST 27, 2019

And investors are still pouring capital into companies operating in the sector. Sharing resources is not a matter of course for companies, even if it brings benefits,” the analysis said. But trust can help grease the wheels for more B2B sharing, according to that analysis from Lead Innovation Management. Competitive pressures.

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Denver Analysis Trends Resources 134

PYMNTS

MAY 3, 2016

Of course, that’s where the blockchain comes into the conversation, as the chatter on Wall Street has been about how, if and when the blockchain’s tech could be used to transform the financial system that many have suggested is outdated and clunky. .

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Meeting blockchain Innovation Marketing 100

PYMNTS

JUNE 27, 2016

innovators who no longer want to work in London. . While innovators in tech are reportedly a disruption loving group, it probably bears mentioning that they love being the disruptors. “Capital raising just moved from tough to impossible. PYMNTS will keep you posted of course. Of all those E.U. What’s Next .

Fintech 103

Fintech Innovation Capital Course 103

PYMNTS

MAY 31, 2019

Silly question — of course you are. Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. Are you ready for the weekend?

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Lending Payments Apple social media 122

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain, of course, isn’t only to blame.

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Fintech blockchain Lending Digital Banking 183