PYMNTS

NOVEMBER 23, 2020

A recent report released by the United Nations found that 132 out of 194 countries have now introduced data protection regulations of some kind, all varying in terms of what type of information they protect and the severity of their restrictions. Meanwhile, other markets are continuing to adjust with their own data protection laws.

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Industry Regulation Data Study 298

PYMNTS

FEBRUARY 27, 2020

Ripple failed to persuade a judge in Oakland, California to dismiss the entire lawsuit, called Zakinov v. Hamilton left a complaint by investors in place, which alleged that Ripple had been selling unregistered securities. Securities and Exchange Commission hadn’t taken a position on whether XRP is a security on Wednesday.

Oakland 151

Oakland California Fraud New York 151

Current

DECEMBER 9, 2020

California unemployment benefits could help to see you through until your next job arrives. But signing up for California unemployment benefits can seem like a job in and of itself. In 2020, California unemployment benefits were critical for many people. In May 2020, for example, California's unemployment rate was 16.3%.

California 52

California Taxes Online Meeting 52

TheGuardian

MARCH 14, 2023

Probes announced in the UK and US over failure of California lender as financial markets recovered from Monday’s turmoil Inquiries into the collapse of Silicon Valley Bank (SVB) and its UK arm have been announced in Britain and America, as financial markets settled and banking shares recovered from Monday’s turmoil.

California 68

California America US Regulation 68

PYMNTS

MAY 4, 2017

Then, companies working to develop the technological means for cars to drive themselves have levied more than a few criticisms against proposed regulation changes in the state of California. Apple, for one, is hoping that California will work to toughen some of its current self-driving road test policies. sales operations.

California 100

California Policies Company Apple 100

CFPB Monitor

FEBRUARY 21, 2019

A bill introduced last week in the California State Assembly could change the consumer lending landscape in California considerably. The CFL provides certain factors to determine whether a loan is of a “bona fide principal amount” or if there has been some artifice to evade regulation under the CFL.

California 68

California Regulation Lending Security 68

PYMNTS

JULY 24, 2018

Turns out the debate over whether it is or isn’t a security is having a knock-on effect: It’s making the XRP token’s price less than … well, secure. Rumors that the token can and will be classified as a security here in the States. Rumors that the token can and will be classified as a security here in the States.

Security 101

Security California Bitcoin Taxes 101

PYMNTS

DECEMBER 19, 2019

1, the California Consumer Privacy Act will give people control over the personal information companies collect, store and share, the Associated Press reported on Wednesday (Dec. The law concerns companies that conduct business in California and includes out-of-state companies that sell to California. Starting Jan.1,

California 130

California US Data Regulation 130

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Data privacy and security is a hot topic and is only getting hotter. By Katie Kuehner-Hebert. Bob Hickok.

Data 91

Data How To Community Bank California 91

PYMNTS

DECEMBER 2, 2020

Luxembourg regulators have given a thumbs-up to the FinTech PingPong , authorizing it to do business as an Electronic Money Institution (EMI). PingPong says it has worked with 800,000 sellers across the globe, spanning 14 markets. The B2B company has offices in New York, San Francisco, Japan, Hong Kong and Hangzhou, China.

Fintech 158

Fintech San Francisco New York California 158

PYMNTS

NOVEMBER 3, 2020

Lingering economic uncertainty and growing fraud rates in multiple markets are prompting consumers to sharpen their focus on privacy and security. It also details how open banking’s expansion can help businesses build trust with new or existing customers seeking more secure ways to shop. The Pandemic And The Privacy Question .

Study 192

Study Data Regulation Digital Banking 192

PYMNTS

SEPTEMBER 25, 2019

1595, known as the Secure And Fair Enforcement (SAFE) Banking Act, on Wednesday (Sept. The legislation aims to ensure that state-authorized and regulated cannabis businesses are not forced to operate with cash only. House of Representatives passed H.R. 47 states, 3 territories and D.C.

Ohio 235

Ohio Colorado Washington California 235

PYMNTS

AUGUST 14, 2020

The Privacy Collective , a London nonprofit whose mission is to protect privacy, has filed suit with the District Court of Amsterdam, accusing the software companies of breaching the European Union’s General Data Protection Regulation (GDPR) in their processing and sharing of people’s information by third-party tracking cookies.

San Francisco 195

San Francisco Software Data California 195

PYMNTS

MAY 8, 2019

Federal Trade Commission (FTC) is eyeing tighter scrutiny of small business lending practices as Commissioner Rohit Chopra calls on the regulator to combat predatory SMB loan contracts, reports in Bloomberg said on Wednesday (May 8). Chopra spoke at an agency forum in Washington, D.C., Chopra spoke at an agency forum in Washington, D.C.,

Lending 152

Lending Regulation Washington California 152

PYMNTS

NOVEMBER 6, 2019

The impact of the regulation on the way payments and authentication can be conducted is being felt throughout the EU, but regulators in a variety of markets are still evaluating how SCA can best be applied. Keeping Transactions Seamless As Security Needs Evolve. PSPs And The SCA Customer Satisfaction Challenge.

Compliance 111

Compliance Regulation California Online 111

PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Reuters quoted central bank Vice Gov. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster.

US 168

US Regulation Groups System 168

PYMNTS

DECEMBER 14, 2018

“Only time will tell if blockchain will be a long-standing trend in the job market.” California-based hedge fund Pantera Capital has revealed that it might have to issue refunds to its backers after the U.S. If any of these projects are deemed to be securities, the SEC’s position could adversely affect them.

blockchain 155

blockchain Bitcoin Report San Francisco 155

PYMNTS

FEBRUARY 25, 2020

Fifty-three percent of consumers want retailers to respect their anonymity in 2020; at the same time 61 percent want more personalization in marketing, messaging and promotions. That transaction has spawned major regulations in the European Union (GDPR) and California (CCPA). But it also shows that privacy is paramount.

Retail 202

Retail social media Study Security 202

PYMNTS

FEBRUARY 2, 2020

It’s chilling to consider what a black market could do with this data,” she added. In 2018, a security researcher said that it was possible “data from a California-based tech firm” tracked the mobile users of numerous carriers without their consent. A trade group representing U.S. Wyden said on Friday (Jan.

Data 131

Data Mobile California Security 131

PYMNTS

AUGUST 26, 2019

The Swiss Financial Market Supervisory Authority (FINMA) has granted the first “banking and securities licenses” to two blockchain companies: SEBA Crypto AG and Sygnum AG. The exchange is already live in California, Washington and Illinois. states: Indiana, Massachusetts, Nevada, New Jersey, Rhode Island, Arizona and Montana.

Rhode Island 109

Rhode Island blockchain Bitcoin Montana 109

PYMNTS

SEPTEMBER 11, 2019

Gig Economy Could See Overhaul Under New California Bill. Legislators in California have passed a controversial labor bill on Tuesday (Sept. Companies that are based on apps attempted to work out immunity to no avail, and the bill passed the California State Senate in a vote of 29 to 11.

Cards 100

Cards California Payments blockchain 100

PYMNTS

JULY 10, 2020

Regulation Vs. Market Forces. The need for both innovation and security comes at a time when open banking is gaining a foothold in the United States due in part to the pandemic. In recent years, we’ve seen the heavily regulated version of open banking in the E.U.,” Cohen said. However, Cohen said that in the U.S.,

Data 272

Data Innovation Fintech Illinois 272

PYMNTS

FEBRUARY 5, 2020

According to a spokesperson, the company wouldn’t say whether it intends to extend the age limits to any other markets, and they said users under 25 years old wouldn’t be restricted from applying for bookings further away from their test area. Airbnb is privately valued at $30 billion, according to Pitchbook.

San Francisco 139

San Francisco California Marketing Regulation 139

Independent Banker

JULY 31, 2022

Locality Bank, a digital-first community bank serving south Florida that opened in January, is run by industry veterans with such successful track records that regulators signed off on their application for a charter in less than a year. Location: Fort Lauderdale, Fla. That’s no small feat for any de novo, especially during a pandemic.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

JUNE 18, 2018

Easier said than done, and at times the regulators call for reinforcements. Last week, a finance industry organization in Asia advocated letting regulators embrace new technologies that are geared toward fending off money launderers. The backdrop in Asia may be shaping up to see at least some more stringent regulations in place.

Groups 101

Groups California Fintech Regulation 101

PYMNTS

NOVEMBER 7, 2019

Earlier studies found a surprising lack of both consumer and merchant awareness about the European Union’s Strong Customer Authentication (SCA) and second Payment Services Directive ( PSD2 ) regulations. Post-SCA deadline, a lack of readiness persists. Challenges in the EU and Beyond. That isn’t the case, however. The Benefits of SCA

Regulation 123

Regulation Survey California Retail 123

PYMNTS

MARCH 30, 2020

California Consumer Privacy Act (CCPA), Washington Privacy Act (WPA) and other new privacy and online transaction standards are changing how businesses interact with consumers’ data in the U.S. Questions on how to keep data secure are expected, but those regarding usage transparency or which elements they can access are somewhat new. “We

United States 131

United States Retail Customer Experience Data 131

PYMNTS

JUNE 26, 2019

Regulations can build trust and goodwill, though. That’s one of the biggest discussions right now in open banking — the security and liability issue,” Zachariadis said. GDPR and PSD2 have been an inspiration toward open banking and data protection regulations beyond Europe’s borders. Roughly one-third (36 percent) of U.K.

California 109

California Regulation Fintech Data 109

PYMNTS

JANUARY 20, 2019

The breach also comes at a time when regulators in China have launched a probe into fake goods being hawked on the Pinduoduo marketplace. A Reuters report from August said that the State Administration for Market Regulation website announced government plans to interview the staff and deal with any illegal practices it uncovered.

Apple 148

Apple California Fraud Regulation 148

PYMNTS

APRIL 2, 2019

The legal cannabis market continues to reach new milestones, the latest being the launch of the industry’s first commodity trading desk — with the latest service provider highlighting the opportunity in addressing the more nuanced challenges of an unfamiliar, emerging market.

Fintech 176

Fintech Compliance Industry California 176

PYMNTS

OCTOBER 13, 2017

market for foreign investors. And, in turn, foreign buyers are showing high levels of activity in these markets. real estate market reflects an opportunity for foreign investors to gain a financial foothold in the U.S. market is still considered by many overseas buyers to be a smart financial maneuver. billion on U.S.

California 171

California National New Jersey Report 171

PYMNTS

OCTOBER 3, 2019

“Amercanex will give these business owners the opportunity to maintain and grow their business operations online in a secure and legitimate way.”. Last week the U.S. House of Representatives passed the SAFE Banking Act , legislation which aims to allow financial institutions to service legal cannabis companies.

Compliance 130

Compliance Industry California Taxes 130

PYMNTS

JULY 20, 2018

IoT: The Internet of Things is here to stay, it seems, and yet so is the security risk. Thus, no surprise that the security part of the market, that is, safeguarding all of the above, is slated to grow 300 percent through 2023. Free markets/Tech infrastructure? Here, it’s the regulators who have fizzled.

Google 101

Google California Fraud Security 101

PYMNTS

JULY 31, 2017

Is the credit union market ready for its close-up? It’s a market that is showing clear signs of growth. This inaugural edition of the Tracker covers the most significant recent developments from around the credit union market, including notable innovations, industry partnerships and efforts to challenge and change regulations.

Report 114

Report Innovation Regulation National 114

PYMNTS

MARCH 30, 2020

As COVID-19, the disease caused by the coronavirus , ravages the economy, and millions of Americans shelter in place to figure out their next financial moves amid layoffs and volatile markets, credit unions (CUs) have a role to play — particularly in the battle against fraudsters who would prey upon CU members at this most vulnerable moment.

Tools 143

Tools Fraud Data Security 143

PYMNTS

SEPTEMBER 8, 2020

. $1 million was stolen from the City of Industry via invoice fraud, claims officials in the California city. statistic through the rollout of its Confirmation of Payee service for banks in the market. In some cases, reports claim, billings from subcontractors were double what the subcontractor says it actually billed the developer.

Company 174

Company Los Angeles Fraud Data 174

PYMNTS

JULY 27, 2018

solidified their reputations as having progressive views on data security and ownership with the PSD2 and GDPR regulations that came into effect earlier this year. Elsewhere in the world, countries are looking toward PSD2 and GDPR to consider adopting similar rules in their own markets. Europe and the U.K. ” U.S.

Data 102

Data US Trends California 102