Abrigo

JUNE 4, 2024

With the changing political landscape, new regulations, shifting demographics, and economic uncertainty, getting the most up-to-date information from bank and credit union industry experts and peers has never been more important. We are looking at everything from online account opening to our banking platform's user experience.

Compliance 222

Compliance Community Bank Community Conference 222

PYMNTS

DECEMBER 13, 2019

Online delivery services might levy taxes on food charges, or on the combined total of the amount charged for the food, fees and delivery charges — resulting in significantly different taxes collected. There’s the standard model illuminated by the local pizza shop: Pick up the phone, place the order and charge the amount to a credit card.

Taxes 131

Taxes Online Policies Florida 131

PYMNTS

FEBRUARY 15, 2019

The costs of using some cards is going on the incline, as news is breaking that the nation’s two largest card networks, Visa and Mastercard, are preparing to up the fees charged to merchants to accept network-branded cards.

Cards 224

Cards Course Security Fraud 224

PYMNTS

NOVEMBER 12, 2019

Meanwhile, Amazon is opening its first branded grocery store , and there are questions about discrimination and the Apple Card. Amazon To Open First Branded Grocery Store. Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Former U.S. 11) before confirming the news.

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Apple Cards Tools Branding 101

PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases.

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Regulation Boston Cards Innovation 181

PYMNTS

JANUARY 31, 2020

We have deep dives into virtual card adoption and self-service technology, as well as a report on Kobe Bryant’s legacy. Bank Is Doing to Drive Virtual Card Adoption. Accounts payable (AP) professionals and vendors still have reservations about adopting virtual cards despite their many benefits.

Cards 131

Cards Technology social media Meeting 131

Gonzobanker

MAY 14, 2021

The Fed’s proposed change to the Durbin Amendment could mean big losses in payment card interchange income for financial institutions. This week marks the 10 th anniversary of the Durbin Amendment (Regulation II) to the Dodd-Frank law that went into effect on Oct. for card present (CP) volume. versus $32.65 for CP transactions.

Cards 146

Cards Regulation Conference Online 146

PYMNTS

JANUARY 10, 2019

Very few of the participants in the payment ecosystem are remotely ready,” he said, “and that goes for the card brands and the payment service providers.”. To get there, he said, PSPs and the card schemes can help guide merchants through new compliance territory. Delving into SCA. Looking for Exemptions.

Guidelines 173

Guidelines Compliance Fraud Cards 173

PYMNTS

FEBRUARY 26, 2019

Ordering must not only be seamless, but needs to keep customers’ identities and card details safe. As the mobile app space gets more saturated, most brands are leaning hard on their loyalty and rewards programs for a boost. How are brands responding to the needs of these two distinct customer bases? About the Tracker.

Fraud 186

Fraud Mobile Branding User Experience 186

PYMNTS

JANUARY 20, 2020

With an eye on segment performance, she said JPMorgan Chase card, merchant services and auto revenue were up 9 percent driven by higher card NII on loan growth as well as the impact of higher auto lease volumes. With a nod toward commercial and business banking digital efforts, there are 500,000 CashPro online users.

Cards 134

Cards America Course Mobile 134

PYMNTS

SEPTEMBER 24, 2018

The test, noted the report, is being conducted under the Advance brand name. Stripe has been rolling out other new products, earlier this month launching Stripe Terminal , which will enable online businesses and platforms to accept in-person payments with Stripe. Stripe has started to alert customers about the service and issue loans.

Online 164

Online Software Retail Payments 164

PYMNTS

OCTOBER 22, 2018

Fraudsters have found a new favored method for the holidays, the Sears’ bankruptcy filing finally came in and the major card networks found themselves on the wrong side of India’s emerging data privacy efforts. Gift Cards’ New Unfavorable Fans. As of September 2018, losses from gift-card fraud have hit $53 million.

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Data Fraud Cards Regulation 134

PYMNTS

OCTOBER 20, 2016

– Key initiatives – like MasterCard IdentityCheck Program: Mobile as a biometric authentication solution for cardholders – and the effect on online shopping. This strategy looks at authentication in all channels on any device and at any time for all cards within Mastercard’s brand portfolio. . – Successful 3DS 2.0

Security 100

Security CA Cards Strategy 100

PYMNTS

MARCH 31, 2020

Shopmatic said it helps business owners increase their sales by accessing new markets through online channels and point-of-sale solutions. MatchMove’s LightSpeed solution won top honors in the category “Best Payments Innovation of the Year” in the 4th Payments and Cards Awards 2019 held in Mumbai, India.

Fintech 168

Fintech Regional Security Lending 168

PYMNTS

JANUARY 22, 2019

Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine against Google , which was accused of not doing enough to gain the consent of users when collecting data meant for targeted advertising.

Payments 195

Payments Regulation Security Data 195

PYMNTS

JULY 24, 2020

The company had launched an online marketplace for 34 countries in the region last year and recently acquired a minority stake in the eCommerce solutions provider with which it collaborated on the effort. The collaboration is expected to give Visa’s global merchant and card network access to M-Pesa’s financial services network.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

NOVEMBER 13, 2019

The branding will reflect the financial institutions and not Google. If we can help more people do more stuff in a digital way online, it’s good for the internet and good for us,” Sengupta said. Technology firms are already proving to be big competitors to traditional banks, with companies like Venmo and Cash App launching debit cards.

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Google Fintech Apple Survey 161

PYMNTS

AUGUST 14, 2019

wellness brands, has announced it is joining Stripe’s partnership program. We’re excited to support the program’s long-term mission of bringing more commerce online and growing the GDP of the internet.” Grovara, a technology company that operates a B2B platform to streamline global trade for U.S. ”

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Cards Operations Payments Technology 128

PYMNTS

SEPTEMBER 20, 2018

and most of the selection will carry the Jack’s brand. Although the Jack’s stores will not offer online ordering or take the Tesco’s loyalty card, pricing will be similar to “exclusive to Tesco” items in the retailer’s mainstream stores. And in January, a competition regulator approved the company’s 3.7

Cards 134

Cards Retail National Regulation 134

PYMNTS

NOVEMBER 15, 2019

Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Goldman Sachs has promised to reevaluate how credit limits are determined for Apple Card users after being accused of gender discrimination. The branding will reflect the financial institutions and not Google. Google Dives Into DDAs.

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Google Payments Apple cryptocurrency 139

PYMNTS

JANUARY 31, 2020

That’s especially true of the travel industry, where a “mobile-first” mentality and the emergence of online marketplaces has increasingly brought an omnichannel experience to researching, booking and paying for trips. In the 21st century, for businesses across many verticals, disruption comes at the speed of digital. Closing The Gap.

Payments 110

Payments Big Data Strategy Examples 110

PYMNTS

JANUARY 28, 2019

It is also, according to reports, a favored new method by thieves, who will access someone else’s credit card information, use it to create a Fortnite account and then buy V-bucks, the game’s currency. Capital One ’s further reprots domestic card loans increased 8 percent or $5.8 Credit card loans increased 5 percent to $116.4

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Video Data Google Cards 128

PYMNTS

SEPTEMBER 20, 2018

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. The opportunity is also gigantic, Cheng told Webster, given that the country has some 800 million working adults, with less than half of them in possession of a credit card.

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US Lending New York Cards 166

PYMNTS

NOVEMBER 12, 2018

As retailers and companies in all industries have begun to look at cybersecurity as a larger priority, those in the space have passed new legislation and regulations to protect customers, the companies they do business with and the money exchanged. Combatting Card-Not-Present Fraud.

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Fraud Retail Cards System 148

PYMNTS

JANUARY 19, 2021

COVID has put pressure on brands to find solutions for their direct-to-consumer [D2C] strategy,” he said. With so many retail stores closing, they need to be able to provide a way to sell D2C wherever those consumers are online.”.

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Branding Taxes Fraud Regulation 322

PYMNTS

AUGUST 14, 2019

The platform, which relies on InstaReM’s existing global digital ecosystem that supports payments and remittances, enables companies to more easily issue branded cards without having to obtain multiple licenses. Users will also be able to access international payment services through an online portal. Meanwhile, in the U.K.,

Fintech 168

Fintech Payments Cards Regional 168

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. turning Digital p2p payments into debit cards.

Cards 71

Cards Fintech UX Strategy 71

PYMNTS

JUNE 29, 2017

From credit card companies to retailers and consumers, there are many key stakeholders in the commerce process, both on and offline. Keeping in line with eCommerce’s rise, we’re seeing more companies align themselves with a particular credit card company to increase brand recognition and awareness.

Payments 143

Payments Retail Branding User Experience 143

PYMNTS

AUGUST 9, 2017

Some question whether the card-payment network operator will be able to overcome the struggle to “remain relevant” in a market that is quickly changing — and where consumers may soon be leaving card-based payments behind entirely. Literally every business and brand in China is plugged into this ecosystem.”.

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Payments Apple Cards Mobile 116

PYMNTS

AUGUST 3, 2020

All of this, unfortunately, is likely to make the lawmakers even more eager to regulate or break up Big Tech — or both. Some need to be broken up; all need to be properly regulated and held accountable. Amazon reported on its Q2 earnings call that third-party sellers saw higher revenue growth than online stores on the Amazon platform.

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Apple Google Online Maine 234

PYMNTS

FEBRUARY 5, 2020

Privacy and monetary policy issues are causing regulators to tread carefully in launching electronic currencies. The proposed change would base swipe fees on the setting or merchant category, and is meant to increase payments made via card. US Economy Could Lose $10B To Chinese Travel Ban. economy $10.3 billion in lost tourism dollars.

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San Francisco US Charlotte Payments 130

PYMNTS

APRIL 20, 2018

A perfect storm of regulatory changes and card brand rule changes has left many merchants wondering to whom, exactly, they are beholden and what, exactly, they must do to comply. Regulations can feel a bit abstract and overwhelming on paper, especially when so many changes are happening at once. The Bottom Line.

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Regulation Data Security Regional 105

PYMNTS

DECEMBER 16, 2019

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, stating the 2010s with a brand-new toolkit. That’s not just because consumers can shop and buy online without leaving the house. What a difference a decade makes.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, starting the 2010s with a brand-new toolkit. That’s not just because consumers can shop and buy online without leaving the house. What a difference a decade makes.

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Innovation Cards Google Payments 174

PYMNTS

JUNE 12, 2019

The offering enables end users in the public sector to customize the product and adjust to changes in regulations and policies. Ivalua is also offering a supplier document management tool, subcontract payment management solutions, p-card management, subcontractor management, and compliance tools, amid other features.

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Tools New York City New York Management 108

PYMNTS

JANUARY 26, 2017

A recent G2 whitepaper investigated the routes cybercriminals have taken and the strategies they now use in response to increased security oversight in the traditional online payments space. Traditional payments institutions have grown up with strict rules, regulations and standards for processing, said Frechtling.

Bitcoin 100

Bitcoin cryptocurrency Compliance Branding 100

PYMNTS

SEPTEMBER 11, 2019

Startups like STACK are at a disadvantage by default because we lack the reputational track records of more established institutions and brands,” Dinh said. Virtual cards are also beneficial because they can be reissued faster than plastic cards in the event of a merchant’s data breach. Fighting Fraud Visibly and Invisibly.

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Security Fraud Mobile Cards 113