CFPB Monitor

APRIL 3, 2017

The CFPB has issued its March 2017 complaint report that highlights credit card complaints. The report also highlights complaints from consumers in Massachusetts and the Boston metro area. On April 13, 2017, from 12:00 p.m. ” Click here for more information and a link to register. .”

Massachusetts 74

Massachusetts Cards Report West Virginia 74

PYMNTS

OCTOBER 12, 2020

The report and its objectives (with foundational principles for CBDCs) was done in collaboration between the Bank of Canada, the Bank of England, the Bank of Japan, the European Central Bank, the Federal Reserve, Sveriges Riksbank, the Swiss National Bank and the BIS. In an interview with Karen Webster published Monday (Oct.

Boston 233

Boston System Online Payments 233

PYMNTS

NOVEMBER 11, 2019

Early accounts seem to indicate that the just-launched Apple -branded credit card is finding its way into customers’ hands, and into heavy use. According to issuer Goldman Sachs , they have opened up about $10 billion in credit lines in just over month for the Apple Card. Of that $10 billion, Apple Card?

Apple 101

Apple Massachusetts Data Cards 101

PYMNTS

JULY 19, 2020

For example, the Times talked to Jess Brown, who has $40,000 in credit card debt and only qualified for $135 per week in unemployment benefits pre-pandemic. Unless Congress extends aid, bankruptcy experts say filings will begin to rise due to the unemployment rate and the increased presence of the virus.

US 150

US Nashville Boston New York 150

PYMNTS

AUGUST 3, 2018

Known as SWYPE, the mPOS device is a Square-like card reader that can be used with a smartphone or tablet and is intended for both large and small businesses. Meanwhile, in the United States, mPOS is making its presence known among commuters in the Boston area. Adopting mPOS for a Smoother Commute.

Trends 105

Trends Massachusetts United States Boston 105

PYMNTS

DECEMBER 12, 2016

Along with being largely more tech-savvy, educated and affluent than previous generations, Chinese millennials were also raised in a time of relative stability and affluence in the nation. And BMI Research shows that while mortgages still comprise a majority of Chinese household debt, credit card and consumer loans have already grown from 4.6

Millennials 100

Millennials Missouri Boston National 100

PYMNTS

APRIL 22, 2019

Thousands descended upon T-Mobile Park stadium in Seattle on March 28 — the earliest opening day in Major League Baseball (MLB) history — to see their home team, the Mariners, take on last year’s World Series champions, the Boston Red Sox. CenturyLink Field, home of the Seattle Seahawks , was the first NFL stadium to adopt the technology.

Seattle 122

Seattle social media Boston National 122

PYMNTS

MAY 4, 2016

As long as the same credit card linked to Uber accounts is used for purchases at participating retailers, within a few days after accepting the offer, riders will receive between $5 and $20 to use on their next rides. However, this week marks Uber Offers’ first national rollout, and the timing couldn’t be better.

San Francisco 100

San Francisco Miami Dallas Boston 100

PYMNTS

JUNE 10, 2016

Said charter will mean that Circle will face tighter scrutiny but great ease operating on a national scale. Officials at the Office of the Comptroller of the Currency (OCC), the national bank regulator, told the Boston startup they would weigh its request. In the last 10 years, it has issued eight such charters.

Regulation 100

Regulation National Austin Fintech 100

NCR

SEPTEMBER 1, 2016

Banks and card providers have been devoting a lot of attention recently to Asian markets, and it’s not hard to see why. Card providers have also been promoting the use of new solutions. With more than 1.3 billion potential customers in China alone, and a similar number in India, the opportunities for banks are immense.

Regional 75

Regional Payments National Boston 75

PYMNTS

DECEMBER 21, 2020

This digital shift — doing less in the physical world and more in the digital world for the same activity — is based on 16 longitudinal studies that PYMNTS has conducted of a national sample of more than 40,000 U.S. According to a national study conducted by PYMNTS of 2,683 consumers on Nov. consumers since March. [1]. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

NOVEMBER 14, 2018

Etsy is hardly alone: eCommerce is experiencing year-over-year growth of 14 percent, according to the Payments Powering Platforms Tracker , and merchants looking to capitalize on this rise must accept the preferred payment methods of their customers, which include everything from credit cards to PayPal to Venmo and everything outside and in between.

Retail 131

Retail Payments Apple Online 131

PYMNTS

SEPTEMBER 20, 2016

We work with merchants across the nation. The great thing about this service is payment processing can be provided by a processor in Boston to a merchant in Florida,” Taylor noted. Payments are complex. There’s new changes to the system every day. There’s a huge imbalance in information out there.

Meeting 100

Meeting Los Angeles Payments Resources 100

PYMNTS

JUNE 27, 2019

For businesses with between 20 and 99 employees, credit cards remain their top financing source, while bank loans are more commonly reserved for firms with between 100 and 500 employees. In this effort, the platform is turning to regional and national economic development organizations to promote education on both sides.

Capital 145

Capital Community Oklahoma Maine 145

PYMNTS

NOVEMBER 30, 2020

And experts are warning that given the spike in cases nationwide, we should expect to see that national death toll to double over the next 10 days to reach 4,000 daily. Imagine if, instead of getting a ‘flu fighter’ Band-Aid at the pharmacy when getting the vaccine, that person got an eGift card that is spendable at the pharmacy.

Arizona 160

Arizona Survey Boston Examples 160

PYMNTS

FEBRUARY 2, 2019

As PYMNTS is Boston-based, the company is, of course, excited to see Tom Brady take a shot at that sixth Super Bowl ring. At NFL events and shops, there will be an MVP checkout lane that encourages cashless payment, whether it’s through a card or a wearable. We in Boston hope for it to be our sixth! Snack Time. per person.

Boston 150

Boston Retail Branding Payments 150

PYMNTS

JANUARY 25, 2019

22) before reportedly extending the service into Boston and New York, among other cities. With the addition of those national brands, Apple said that 74 of the leading 100 merchants in the U.S. Starbucks is bringing additional cities to its delivery network through a partnership with Uber Eats. now support Apple Pay.

Apple 109

Apple Branding San Francisco New York City 109

PYMNTS

MAY 18, 2018

Or just to boo the Yankees (Boston-based baseball fans, mostly). Baseball is a game, a beloved game adored by a nation whose citizens have been going to the park in one capacity or other since at least 1791. Employees can be issued cards and have funds directly placed on them. That’s just a horrible experience.”.

Cards 115

Cards Community Boston Payments 115

PYMNTS

MARCH 11, 2016

And that is a pretty nice win for Apple Pay: entrance into a big, national retailer that everyone with a car is likely to interact with, at least at some point, at one of its 10,000 or so locations that its competitors don’t get by default. “I would rather not be out here answering all those prompts, dipping cards, sweating.”

Apple 100

Apple Houston Boston Mobile 100

FICO

APRIL 11, 2022

This slight uptick is not surprising as we have been seeing the average FICO® Score on the national population increasing as time since the “great recession” ages. . As of April 2019, about 1.6% of the U.S. scorable population had an 850 FICO® Score. That compares to 0.98% in April 2014 and 0.85% in April 2009.

New Hampshire 52

New Hampshire Connecticut Minnesota San Francisco 52

PYMNTS

AUGUST 2, 2016

National Slowdown. Accepting credit cards and other forms of electronic payments, while they impose a fee on businesses, enables companies to receive payment more quickly, reports pointed out. But according to PK Boston attorney Robert Pellegrini in an interview with AP, accepting payments late can be dangerous for any business.

Payments 100

Payments New Hampshire Policies Boston 100

CFPB Monitor

SEPTEMBER 21, 2015

Agnani, Director of Policy and Civic Engagement, National Coalition for Asian Pacific American Community Development, Washington, D.C. Engel, Research Professor, Suffolk University Law School, Boston, Mass. Hughes, Senior Vice President of Card Marketing, Discover Financial Services, Deerfield, Ill. Kathleen C. Dr. Raul A.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Congrats on a brave move and national recognition Jim! Chuck Snyder, chief executive of National Cooperative Bank (NCB). From nowhere, sizable regional players are being created.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

MARCH 16, 2017

And indeed, the middle of this month has been nothing if not gusty, but daunted not the gutsy — who trekked by the hundreds to Boston for the opening of the annual Innovation Project. The incremental consumer in the most populous nation is a boon for merchants, should the merchant be prepared for the boon.

Payments 102

Payments Innovation Data Course 102

PYMNTS

MARCH 16, 2017

And indeed, the middle of this month has been nothing if not gusty, but daunted not the gutsy — who trekked by the hundreds to Boston for the opening of the annual Innovation Project. The incremental consumer in the most populous nation is a boon for merchants, should the merchants be prepared for the boon.

Payments 102

Payments Innovation Data Course 102

FICO

NOVEMBER 11, 2019

Another theory is that people’s exposure to their credit reports and FICO® Scores, like seeing their updated FICO® Score on their monthly credit card statements, may have increased awareness and resulted in more prudent management of their personal finances. Paul and Boston. Which states have seen the biggest increase over time?

Las Vegas 40

Las Vegas District of Columbia US San Francisco 40

Fintech Labs Insights

JULY 11, 2023

Come for the wall-to-wall innovations, bring back actionable plans Sep 11-13 | Marriott Marquis | NYC Book Now If we are missing anything, please drop me a note.

Las Vegas 12

Las Vegas San Diego Conference Austin 12

FICO

SEPTEMBER 17, 2019

This slight uptick is not surprising as we have been seeing the average FICO® Score on the national population increasing as time since the “great recession” ages. As of April 2019, about 1.6% of the U.S. scorable population had an 850 FICO® Score. That compares to 0.98% in April 2014 and 0.85% in April 2009. by Tom Quinn.

New Hampshire 40

New Hampshire Connecticut Minnesota San Francisco 40

PYMNTS

SEPTEMBER 3, 2018

All of this was coincident with reports of widespread app outages, with MoviePass running out of money and taking a short-term, high-interest loan just to fund member purchasing cards. Mexico and the Philippines — two of the world’s top remittance corridors — are the first two markets out of the gate. million users, up from 9.2

Branding 100

Branding Cards Fraud Marketing 100

PYMNTS

JUNE 21, 2016

During this time, you can add a promo code, change the suggested runner tip, and choose which card you’d like to use. Flour, a Boston-based bakery with multiple locations across the city, is among the eateries Favor users can order from. “After you place a Favor, you will have a short time after it’s been processed to proactively pay.

Resources 102

Resources Operations Technology Boston 102

PYMNTS

JANUARY 8, 2018

s national railroad system. with a platform called JustRide, which is a cloud-based collection of railways, and we launched in Boston with the city’s commuter rail service,” Donovan said. After finding success with Chiltern Railways, Masabi turned its attention to building a mobile ticketing system for the U.K.’s

Mobile 161

Mobile Training Boston Alaska 161

PYMNTS

DECEMBER 1, 2018

Because the idea worked, it spread – first throughout the West Coast, where Christmas kettles caught on quickly, and then in the East after McFee was stationed in Boston (at which point they added the bells). with consumers choosing it over debit or credit cards for day-to-day purchases. Twenty-four percent of U.S. Cash made up 12.6

San Francisco 160

San Francisco Oakland Maine Boston 160

PYMNTS

FEBRUARY 9, 2017

Samsung’s global march added another stopping point this week, as Thailand became the latest nation to come online for Samsung Pay. Kim noted that Thailand presents a natural opportunity for a mobile payments platform — given the government’s national e-payment scheme and the widespread use of smartphones and e-commerce.

Samsung 100

Samsung Apple Mobile National 100

PYMNTS

MARCH 14, 2016

Back in 1870, it took days to get cash from Boston to San Francisco through a combination of railroads and horseback. But the fact of the matter is that it is really easy now for people to pay merchants — it takes a couple of seconds with a card — and it’s not that hard to pay people. That’s really been the story in payments.

Bitcoin 100

Bitcoin blockchain Video Apple 100

Independent Banker

SEPTEMBER 30, 2021

Once, before a holiday weekend, a customer messaged the bank to say that her ATM card wasn’t working. National banks. People used to say, ‘It’s not the crime; it’s the cover-up,’” says Seth Berman, a partner at Nutter, McClennen & Fish LLP in Boston. Hill arranged for a banker to call the customer after hours. “I

Community 139

Community Community Bank social media Security 139

PYMNTS

FEBRUARY 13, 2017

The percentage of sales lost by those physical store franchises can be seen not only in the pretty charts and graphs that we produce and share on a regular basis but the ongoing drumbeat of the national and regional store closings for those brands that can no longer keep up. And just like every other industry, there’s concentration.

Retail 134

Retail Innovation Maine Community 134

PYMNTS

MARCH 15, 2016

Finder says Idaho, which leads the nation in weekly alcohol purchases at $54 per person per week, though Alabama, Rhode Island, Arizona and Iowa weren’t far behind. And just where are these plastered purchases happening? Inebriated impulse shoppers are certainly no crucible of economic activity, but that argument could apply to St.

Rhode Island 100

Rhode Island Idaho Iowa Alabama 100