PYMNTS

OCTOBER 18, 2018

Macy’s , for example, is testing out pop-up stores in 10 cities in a concept called “The Market @ Macy’s.” According to the PYMNTS Retail Innovation Readiness Index , 85 percent believe they need to innovate to stay competitive. And among large retailers, 82 percent said innovation is necessary for continued success.

Innovation 145

Innovation Retail Online Branding 145

PYMNTS

NOVEMBER 12, 2019

Innovation in the accounts payable (AP) space continues to expand, with FinTechs looking to capture their piece of a growing market driven by businesses’ desire to digitize their operations. Below, PYMNTS rounds up the latest examples of how AP innovators pull suppliers’ accounts receivable processes into the fold.

Innovation 124

Innovation Digital Strategies Payments Tools 124

PYMNTS

JUNE 19, 2019

million in fresh funding, capital that will go toward “a B2B offering (that allows) individual travel agents at large online travel management companies and tour operators to offer a ‘seamless travel experience’ to their end customers, making the booking experience simpler, faster and cheaper.”.

Innovation 152

Innovation Industry United States Payments 152

Insights on Business

MARCH 12, 2019

review of the capital requirements for market risk regulations, namely the Fundamental Review of the Trading Book (FRTB). It becomes effective in 2022, but banks should now, more than ever, implement the proposed changes in order to meet the deadline for reporting their Pillar I capital under the new methodologies.

Capital 79

Capital Regulation Strategy Operations 79

PYMNTS

MARCH 20, 2019

Bitcoin’s share of the total cryptocurrency market is close to falling below 50 percent for the first time in over seven months. percent of the market’s total capitalization, falling to a low of 50.54 Before 2017, bitcoin held more than 70 percent of the market — but that was before new cryptos came on the scene.

blockchain 101

blockchain Bitcoin Marketing Metro 101

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

Insights on Business

OCTOBER 16, 2018

Regulations such as the second payment services directive (PSD2) and the Open Banking project spearheaded by the UK’s Competition and Market Authority (CMA) are driving disruption in the banking value chain. Meanwhile, new competitors are entering the market and tearing up the traditional banking rule book. Embracing change.

Capital 157

Capital Tools System blockchain 157

PYMNTS

JANUARY 24, 2020

While businesses have more sources of capital than ever before, from bank loans to initial coin offerings to alternative online investments, experts are urging small to medium-sized businesses (SMBs) to take a strategic approach to their fundraising efforts — often by combining a variety of funding sources to mitigate risk. Flutterwave.

Fintech 198

Fintech Capital San Francisco Georgia 198

PYMNTS

NOVEMBER 6, 2020

Membership has its privileges ” was the nine-year marketing campaign rolled out by American Express in 1987 to convince consumers that it was worth paying a yearly fee for one of its charge card offerings. Weak iPhone Sales Cost Apple Nearly Half a Trillion Dollars in Market Cap . Trackers and Reports.

Online 148

Online Payments Millennials Apple 148

PYMNTS

SEPTEMBER 30, 2019

But many luxury trips can run aground without effective and innovative payment solutions to help travelers meet and manage associated costs. The luxury travel market is booming: The PYMNTS Luxury Travel Study found that luxury travelers from the United States spent $1.1 trillion market. trillion on their vacations last year.

Payments 125

Payments Los Angeles Innovation Millennials 125

Chris Skinner

MAY 24, 2017

Here’s how it went … BANK: In your book, The Future of Banking in a Globalised World, you explore the impact of regulatory change on the banking industry. almost guaranteed in the coming years, how should banks capitalize on this opportunity in the most effective and responsible way?

Innovation 260

Innovation Fintech Regulation Course 260

Chris Skinner

APRIL 20, 2017

The interview is now online so I thought I would share it here … BANK: In your book, The Future of Banking in a Globalised World, you explore the impact of regulatory change on the banking industry. almost guaranteed in the coming years, how should banks capitalize on this opportunity in the most effective and responsible way?

Innovation 278

Innovation Regulation Fintech Course 278

PYMNTS

DECEMBER 22, 2020

Investors applauded the announcement to increase capacity, and drove Peloton’s stock to an all-time high, while marking a 400 percent year to date gain and $47 billion market cap. Increased manufacturing capacity should help alleviate the biggest impediment to growth,” KeyBanc Capital Markets analyst Ed Yruma said.

Exercises 262

Exercises Video Marketing Capital 262

PYMNTS

DECEMBER 28, 2020

While 2020 has been a monumental year for B2B payments digitization and innovation, plenty of friction still exists in the way corporate buyers pay their suppliers. Solutions like commercial and virtual card products, for instance, assure buyers the ability to extend capital float while accelerating payment to vendors.

Payments 203

Payments Fintech Innovation Cards 203

Gonzobanker

NOVEMBER 2, 2023

Trying to manage this fast-paced environment with annual plans, static operating budgets and gatekeeping project management offices is proving too slow and clunky for an industry that has innovators delivering new apps at 10x the pace of traditional banks. At the same time, tomorrow’s leadership will have little to do with “book smarts.”

Leadership 158

Leadership Industry Management Resources 158

Bobsguide

JULY 21, 2022

• The financial technology firm expands bookings by 300% in H1 2022 versus prior period. A key aspect of the growth is the market dynamic that prefers multi-asset class trading and investment administration, simplifying front office operations, while meeting enterprise-wide best execution and financial control objectives.

New York 87

New York Software Capital Leadership 87

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 167

Fintech Customer Experience Conference Technology 167

PYMNTS

MAY 3, 2019

To provide consumers with less expensive and more flexible booking options, eCommerce innovators are taking new approaches to hotel reservations. With that scenario, a traveler could book the first night at a non-refundable rate and the others with a rate that allows free cancellation to, say, the day before check-in.

Online 100

Online Innovation New York Marketing 100

PYMNTS

JULY 26, 2018

And BMW is hardly alone: Cadillac launched a car subscription concierge service of cars and SUVs last year called BOOK. Beyond BMW and Cadillac , the subscription market is growing as consumers and brands take note: Software vendors, too, are turning to subscriptions, according to the PYMNTS Subscription Commerce Tracker. in Q2 2018.The

Marketing 110

Marketing Software Nashville Tennessee 110

PYMNTS

DECEMBER 11, 2019

The funding round was led by Harbert Growth Partners, with other participants including Highland Capital Partners, Camber Creek, Working Lab Capital, Geolo Capital, Revolution’s Rise of the Rest Seed Fund and former Bain Capital Partners MD Mark Nunnelly all participated in the round.

Arlington 130

Arlington Houston Virginia Capital 130

PYMNTS

SEPTEMBER 24, 2019

JetBlue is an innovative and exciting brand and Brex is thrilled to offer access to their valuable TrueBlue loyalty program within the Brex Rewards platform,” said Brex Co-Founder and Co-CEO Henrique Dubugras. The program reinforces Brex’s airline transfer platform, which is offered alongside travel booking and statement credit. .

Fintech 173

Fintech Cards Innovation Strategy 173

PYMNTS

MARCH 12, 2019

In the digital age, booking travel is pretty easy for consumers when it comes to getting to a destination or finding a place to stay. In fact, options and innovations abound, with plenty of ways to customize the trip. Booking.com added activity bookings recently, as did TripAdvisor and Airbnb.

New York 115

New York Training Course Industry 115

PYMNTS

AUGUST 14, 2017

Take a look at this chart, which lays out grocery chain market share. Walmart has the largest market share at 14.2 It’s an inspiring story — and one that gets many an innovator out of bed to fight the good startup fight, even in the face of insurmountable odds. This one is particularly amusing. It’s Not Easy Being Big.

Innovation 109

Innovation Online Google Millennials 109

South State Correspondent

JANUARY 20, 2023

Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level. Here, banks are still pricing lending opportunities ultra-competitively despite a massive amount of new supply coming online in many markets. This lost banks a considerable amount of value.

Lending 195

Lending Community Bank Community Data 195

Insights on Business

SEPTEMBER 28, 2018

IBM RegTech Innovations. Calculating large numbers of XVA sensitivities across the full range of a bank’s trading book is enormously computationally intensive. To comply with the new Basel regulations, risk teams will need to be able to perform around 300 sensitivity calculations to assess capital requirements.

Innovation 79

Innovation Risk Management Maine Examples 79

PYMNTS

AUGUST 10, 2016

In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

PYMNTS

SEPTEMBER 25, 2019

And earlier this year the company raised €25 million in equity financing in a Series B round led by Valar Ventures, with participation from Acton Capital Partners and Atlantic Labs. The car is booked online or via the Cluno app, and after a minimum term of six months, subscribers can return or switch their car with three months’ notice.

Capital 108

Capital Resources Fintech Innovation 108

PYMNTS

AUGUST 5, 2019

Event startup Fever announced it has raised $35 million in a funding round led by Rakuten Capital. CEO and Co-founder Ignacio Bachiller said the money will be used to drive the company’s research and development efforts and market expansion, as well as bring on additional engineers and data scientists.

Los Angeles 100

Los Angeles New York Capital Leadership 100

PYMNTS

JANUARY 6, 2020

The Collison brothers had founded Stripe, but it would be a year before it would be in-market. Mobile devices, fast cellular networks, the cloud, data and new tech – along with investors with capital and incumbents with an appetite for innovation – gave innovators the tools, ideas and capital to disrupt the then-analog sacred cows.

Innovation 176

Innovation Mobile Software San Francisco 176

PYMNTS

JUNE 15, 2020

There is an out-and-out frenzy to capitalize on the pandemic-fueled digital shift that gave consumers few options for accessing products and services over the last twelve weeks. Innovators with better tech will appear and — literally overnight — snatch your customers out of your calcified incumbent arms and build scale, they say.

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

JULY 7, 2020

Despite the gloom, there is room for optimism as markets begin to cautiously ease travel restrictions. “The travel industry is indeed very good in adapting to new technologies in general, and there are incredible players that are bringing innovations to the industry,” he said. A World Of Pain Points.

Industry 155

Industry Data Payments Innovation 155

PYMNTS

JANUARY 26, 2020

Previous investors Global Founders Capital, Comcast Ventures and Trinity Ventures also gave money. The software-driven platform Life House said the investment will support its growth into new markets and its drive for profitability by 2021. Its website directly garners more than 65 percent of its bookings. .

Branding 130

Branding Software Operations Capital 130

PYMNTS

AUGUST 28, 2017

still manage their bookings with pen and paper,” Shedul co-founder and CEO William Zeqiri said in an interview. But Shedul is actively trying to solve that particular friction but offering a “totally subscription-free platform” that allows users from any device connected to the internet to find and book a salon or spa appointment.

San Francisco 119

San Francisco Software Capital Maine 119

PYMNTS

JUNE 5, 2018

In an interview with CNBC , Grab’s CEO and Co-founder Anthony Tan said that Grab Ventures represents the firm’s “super innovation arm … investing into the next generation of tech leaders.” Hey, I’m going to book my meal through GrabFood. We have proven that we can execute successfully in every one of these markets.”.

Capital 100

Capital Regional US Innovation 100

PYMNTS

OCTOBER 25, 2017

Countingup, started by Clear Books Founder Tim Fouracre, plans to use the venture capital funding to launch operations in the U.K. startup targeting freelancers, Lystable, raised $21 million in venture capital funding for its solution that enables work assignment, invoice tracking and payments. later this year.

Tools 110

Tools Capital Fintech Operations 110

CB Insights

SEPTEMBER 26, 2018

Yesterday, Indian budget hotel booking startup OYO raised $1B in a round led by Japanese financial giant SoftBank. Return investors Sequoia Capital and Lightspeed Venture Partners also participated in the financing, which now values the startup at $5B. ( See our unicorn tracker for other private market companies valued at $1B+ ).

Marketing 52

Marketing Strategy Operations Industry 52

PYMNTS

MARCH 13, 2020

Yet in only the last few months — and even weeks — India’s FinTech startup community has seen a proliferation of commercial card innovation. Yet in India, innovators appear to be banking on corporates to drive card adoption, despite consumers’ low use of the payment tool. For instance, in the U.S.,

Cards 130

Cards Fintech Innovation Policies 130