BankUnderground

MAY 22, 2024

This blog shows that households which spend a larger share of their income on mortgage payments are at a higher risk of being in arrears. It is calculated by taking a household’s mortgage payments (including interest and principal) and dividing them by their pre-tax income. The most common one is the gross debt-servicing ratio (DSR).

Survey 55

Survey Lending Policies Analysis 55

Abrigo

NOVEMBER 28, 2014

How many times have you had to refer a client out to another financial services firm because your firm is too busy putting out fires with tax and audit work to provide business analytics or other advisory services ? Blog Accountant' “So they hope the clients will come back after they pass them off to a valuation firm.”

Taxes 191

Taxes Survey Technology Comparison 191

Abrigo

AUGUST 19, 2020

As with any global or regional disaster, illicit actors are taking advantage of the increased pool of possible victims. The COVID-19 impact is real, as is the associated isolation, anxiety, and sometimes grief. These factors are known to lead to a growing population of vulnerable targets for fraudsters who prey on these circumstances.

Fraud 195

Fraud System Trends Software 195

Qudos Bank

FEBRUARY 15, 2024

These include: Financial blogs, such as our Money Moments blog, which offer helpful tips to help build your financial future. Make use of our online financial tools and other resources Plenty of resources are available online that may help you manage and improve your financial wellbeing – many of which are available for free.

Management 52

Management Taxes Cards Resources 52

PopularBank

OCTOBER 28, 2020

The expenses include a pre-tax charge of approximately $2.4 The post Popular Bank Implements Branch Realignment in the New York Metro Region to Enhance Focus on Communities and Small Business Support appeared first on Blog Popular Bank. Total expenses associated with the branch closures are anticipated to be approximately $24.5

Puerto Rico 52

Puerto Rico New York Metro Community 52

Abrigo

JANUARY 20, 2016

With more than 28 thousand members (and over seven thousand followers on Twitter) the NYSSCPA feed is a crucial source of information for all accounting professionals, regardless of whether or not they reside in the Greater New York region. Follow Kelly for all things tax-related.

social media 150

social media New York Maryland Taxes 150

Abrigo

JANUARY 19, 2016

This isn’t surprising, considering valuations can often be a one-and-done kind of engagement – unlike many traditional accounting services, such as tax preparation and auditing where compliance requires clients to have the work performed annually. Efficiency of scale also motivates some valuation professionals to win new business.

Taxes 150

Taxes Regional Compliance Survey 150

Abrigo

AUGUST 19, 2020

As with any global or regional disaster, illicit actors are taking advantage of the increased pool of possible victims. The COVID-19 impact is real, as is the associated isolation, anxiety, and sometimes grief. These factors are known to lead to a growing population of vulnerable targets for fraudsters who prey on these circumstances.

Fraud 195

Fraud System Trends Software 195

Jeff For Banks

FEBRUARY 3, 2018

That yielded 291 total institutions, broken down by region. Some regions are experiencing slightly elevated non-performers from the previous year. Are these anomalies due to region, competition, or business models? But if I were a Northeast bank, I would ask why other regions achieved between 3.5%-3.8% A trend to watch.

Taxes 60

Taxes Regional Industry Trends 60

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice. Loans for small businesses are another avenue that you can advise clients to use.

Management 150

Management Resources Capital Taxes 150

BankUnderground

NOVEMBER 16, 2023

The profit measure we use is earnings before interest and taxes (EBIT), which is a standard accounting measure. This measure naturally avoids some of the issues that distort the national accounting data, such as the inclusion of non-market income, tax and self-employment or mixed income. Dotted line is a linear trend.

Company 108

Company Trends Policies Taxes 108

BankUnderground

JANUARY 26, 2023

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 101

Regional Analysis Policies Trends 101

Abrigo

MARCH 12, 2015

By Erik Lively, Regional Valuation Consultant, Sageworks. Some automated valuation solutions incorporate data updated annually or based on prior years’ tax returns, but other automated valuation solutions have real-time updates. Blog Accountant' Ask data providers how current the data is and how often it is updated.

Industry 150

Industry Data Tulsa Analysis 150

Abrigo

MARCH 12, 2015

By Erik Lively, Regional Valuation Consultant, Sageworks. Some automated valuation solutions incorporate data updated annually or based on prior years’ tax returns, but other automated valuation solutions have real-time updates. Blog Accountant' Ask data providers how current the data is and how often it is updated.

Industry 150

Industry Data Tulsa Analysis 150

Abrigo

AUGUST 28, 2019

When commercial credit analysts earning $25 or more an hour are performing data entry for every tax return of a business entity tied to a loan application, the underwriting process is taking too long and requiring too many hours of labor by skilled workers for repetitive tasks. That’s what 99% of bankers are trying to do. Get started.

Lending 150

Lending Analysis Taxes Data 150

Abrigo

DECEMBER 9, 2014

Objective Credit Risk Policies No bank would say they currently use subjective credit risk measures, but if a community bank is expanding into new regions or even new industries, it’s important to have the right procedures in place to ensure the expansion doesn’t also increase risk to the bank. Blog Bank Credit Union'

Training 170

Training Policies Analysis Community Bank 170

Ublocal

JUNE 5, 2023

Pay taxes to the U.S. If requested, you’ll also need to provide your personal tax returns from the past three years. You’ll also need to prepare financial projections for at least the next two years and provide business tax returns from the past three years. and primarily operating in the U.S.

New Hampshire 98

New Hampshire Vermont Resources Taxes 98

Abrigo

JANUARY 13, 2016

Sageworks recently announced its lineup for regional User Groups in 2016 , including events in Atlanta, Philadelphia, Los Angeles and Dallas. How to they make electronic tax returns part of their loan policy so they can leverage the Electronic Tax Return Reader ? How do they use Credit Memo in their workflows?

Analysis 150

Analysis Groups Los Angeles Philadelphia 150

BankUnderground

FEBRUARY 9, 2023

It provides insurers with an option to pass the flood-risk element of their policies on to the reinsurer at a lower fixed price according to property council tax band. To that end, we slice our data by property values and different regional characteristics, such as their income level, obtained from the Office of National Statistics.

Marketing 80

Marketing Policies Regional Data 80

Abrigo

JANUARY 14, 2015

Valuation work lacks as much repeat business (unless it’s tied to a recurring engagement like employee stock ownership plans) as tax preparation and other traditional accounting services, according to the Journal of Accountancy ’s review of the study. Blog Accountant' The emphasis on business development is understandable.

Study 150

Study Compliance Report Data 150

Qudos Bank

JULY 2, 2023

These include: Financial blogs, such as our Money Moments blog, which offer helpful tips to help build your financial future. Make use of our online financial tools and other resources Plenty of resources are available online that may help you manage and improve your financial wellbeing – many of which are available for free.

Management 40

Management Taxes Cards Resources 40

FICO

FEBRUARY 27, 2019

Recent Asian money laundering scandals continue to shake up the financial world, and the ripple effect is still keenly felt across the region. To add to the concern, new types of transactions outside of banking are emerging as money laundering risks in the region. While you’re here, why not check out our other financial crime blogs.

Compliance 45

Compliance Regional Survey Analytics 45

Abrigo

DECEMBER 28, 2015

Using up-to-date technology can help firms acquire new clients and save time on business valuations and tax work. Consider building relationships in one or more of the prominent industries in your city, state or region.

North Carolina 150

North Carolina Branding Taxes Industry 150

Abrigo

JULY 3, 2017

Since these technologies enable accounting services with only a device (laptop, tablet, smartphone) and an internet connection, the need to have an accounting firm nearby or in the same region diminishes.”

Mobile 150

Mobile Millennials Survey eBook 150

Abrigo

MARCH 3, 2021

The individuals named on the checks reside outside the geographic region of the account holder. An account with several EIP deposits also receives numerous tax refunds from federal and state governments for individuals other than the account holder(s). An existing account receives an excessive number of EIPs via U.S. Learn More.

Fraud 195

Fraud Payments ATM Trends 195

Abrigo

SEPTEMBER 17, 2015

8 simple steps to create consistency and efficiency with your valuations Step 1: Gather Client Financials Once the client has agreed to a valuation, the first step is to collect financials from the client, such as historical financial statements, tax returns and depreciation schedules.

Analysis 150

Analysis United States Comparison Software 150

Lars Markull

JULY 19, 2022

Vertical Banking and Embedded Banking have many similarities, but they are distinct solutions (I am using the term Embedded Banking instead of Embedded Finance as I will focus on banking in this blog post). Because these two topics are so closely related, I'd like to use this blog post to describe: What exactly is vertical banking?

Examples 92

Examples Groups Community Branding 92

PYMNTS

JULY 29, 2016

With a lower cost of living and one of the lowest corporate tax rates in Europe, Ireland is an attractive prospect for multinationals. eyes are falling on tech centers across Europe to see who will step up as the next great tech hub in the region. The city accounts for 42 percent of Ireland’s GDP. s decision to exit the E.U.,

Fintech 100

Fintech Innovation Taxes Regional 100

BankUnderground

JUNE 8, 2022

While catastrophe models can incorporate the increasing frequency and severity of extreme weather events in the future, they cannot predict which specific region will actually experience an extreme weather event ( Leaton (2020) ). Physical risks – ie risks arising from climate change itself – are harder to quantify than transition risks.

Capital 103

Capital Policies Tools Regulation 103

FICO

DECEMBER 14, 2020

Unexpected expense increase from income tax to Brexit (If no deal, estimated >5% cost of living). We see similar trajectories across the EMEA region. FICO have mentioned in recent blogs that a much higher proportion of customers in collections will be good customers in bad circumstances.

Guidelines 52

Guidelines Payments Data Examples 52

PYMNTS

FEBRUARY 15, 2019

After months of controversy and about a week of speculation that the deal might be in danger, Amazon formally posted its “Dear John” letter to New York yesterday in the form of a blog post that officially pulled the plug on the deal.

New York 115

New York New York City Virginia Nashville 115

Jeff For Banks

DECEMBER 12, 2017

billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. Actually, the Bank had a one-time after tax litigation settlement (from a 2002-04 event) of $6.2

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

BankUnderground

APRIL 6, 2022

Even though the pandemic waxed and waned regionally it has been global in nature. Policies that tackle the wedge can be usefully classified into tax/subsidy measures, regulatory measures, and direct governmental control. There are two other likely sources of systemic shocks: climate change and geostrategic tensions.

Policies 96

Policies National Analysis System 96

Jeff For Banks

NOVEMBER 24, 2019

billion in assets, had 87 full-time equivalent employees, and accounted for two-thirds of the town's tax revenue. Another depressed town due to the general economic malaise that bedraggled the region when the steelmaking industry moved elsewhere. Clearly, blue-suit regulators stood out. The blue-suits were not well-received.

National 78

National West Virginia Virginia Pennsylvania 78

MyBankTracker

DECEMBER 17, 2020

TaxSlayer Option to deduct filing fees from tax refund. Santander Bank More than 575 branches and 2,000 ATMs in the region. The Best Regional Bank category includes banks or credit unions with fewer than 1,000 branches. Regions Bank $2.50 TurboTax Intuitive and easy-to-navigate mobile apps. Get Details. Best Banks.

ATM 52

ATM Cards FDIC Online 52

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. In this fourth and final blog post, we want to put the spotlight on actual use cases of Open Banking: why should entrepreneurs care about this?

Risk Management 69

Risk Management Data Examples United States 69

FICO

JANUARY 19, 2022

As my colleague Matt Cox recently blogged , an enterprise fraud approach delivers a composite view of a customer’s inflow and outflow activity by breaking down traditional silos of credit, debit, deposits and payments (person-to-person, mobile, wire transfers, ACH and more), adding application fraud detection to that view.

Fraud 52

Fraud Cards Report Analytics 52