Banking Exchange

SEPTEMBER 2, 2020

Regions Bank waives fees and offers other relief while American Express donates to the American Red Cross Community Banking Feature3 Feature Risk Management Branch Technology/ATMs Fee Income.

Risk Management 78

Risk Management ATM Community Bank Regional 78

PYMNTS

MAY 12, 2020

There was a time when consumers did not require much more from their local bank than a checking account, savings account and an ATM card. In the Playbook, we examine how the different bank types — local and regional, national and digital — are responding to these trends, in particular the demand for highly functional mobile card apps.

Regional 241

Regional National Cards Mobile 241

PopularBank

OCTOBER 28, 2020

Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. We are confident that this repositioning will improve the performance of Popular Bank as we continue to meet the growing and diverse needs of our customers, employees and communities throughout our markets.”.

Puerto Rico 52

Puerto Rico New York Metro Community 52

Independent Banker

MARCH 31, 2022

After a historic tornado rocked western Kentucky last December, a host of community banks banded together in the spirit of generosity, using their financial power to start relief funds and bolster rescue efforts for local victims. Community banks also helped their devastated communities with much-needed financial support.

Kentucky 163

Kentucky Community Bank Community Wisconsin 163

PYMNTS

NOVEMBER 2, 2020

Agashe said the 50,000 very small community banks and credit unions (CUs) spread throughout India’s rural regions don’t count as “banks” in the official tally. Whenever I used to go to the rural parts of India, I always carried lots of cash with me because once I was out there, there were no ATMs [and] no debit cards,” he said.

Fintech 210

Fintech ATM Community Bank Cards 210

Independent Banker

APRIL 30, 2022

In the wake of the devastating Dixie Fire in northeastern California, Plumas Bank partnered with a local community foundation, forming the Dixie Fire Fund with a $50,000 bank donation. community, Plumas Bank has seen its share of wildfires, which have blighted northeastern California in recent years. billion-asset community bank. “It

Community 150

Community Nevada California Community Bank 150

Independent Banker

OCTOBER 31, 2021

Measuring the success of your community bank’s campaigns can lead to greater ROI, increased conversion rates and a game plan for future initiatives. From mailers and e-newsletters to social media posts and events, there are countless ways to spread the word about your community bank and its offerings. By Taylor Hugo.

Marketing 91

Marketing social media Video Community 91

PYMNTS

FEBRUARY 28, 2020

In a report titled “The Dark Side of Latin America,” IntSights, which monitors cyberthreats, said Latin America is among the top regions for money laundering, done at least in part through cryptocurrency, and that such tactics are favored by organized crime. Carding” is also a fraudster favorite, according to the report.

America 217

America cryptocurrency Regional ATM 217

NCR

MARCH 17, 2016

Skimming, shimming, sniffing …no they’re not symptoms of the latest flu bug but this outbreak is equally as unhealthy for the ATM community. ATM attacks and crimes have been extremely active over the past year. While common in many markets, some regions have lagged in their interest to deploy anti-skimming solutions.

ATM 40

ATM Trends Security Cards 40

South State Correspondent

FEBRUARY 8, 2023

While national banks are getting more sophisticated, many regional banks still think of just price, giving community banks a considerable advantage. This part of the formula is less complex for a community bank than a regional or national bank and is where community banks can excel.

Community Bank 195

Community Bank Marketing Community Regional 195

ABA Community Banking

FEBRUARY 14, 2018

regional board also elected at annual conference Technology Branch Technology/ATMs.

ATM 40

ATM Groups Conference Regional 40

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

CFPB Monitor

JUNE 25, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. The final rule defines a “qualifying activity” as an activity that helps meet the credit needs of a bank’s entire community, including low- and moderate income individuals (LMI) and communities.

Community 97

Community Lending Meeting Retail 97

PYMNTS

OCTOBER 2, 2017

With thousands of people displaced for days, weeks and potentially even months, any concern they can cross off their lists is welcome — and having access to their finances while away from home is a big one, says Kathy Herziger-Snider, senior vice president of ATM and debit at CO-OP Financial. That requires planning ahead. The Best Of Times.

Florida 109

Florida ATM Texas Regional 109

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

ATM Marketplace

JANUARY 4, 2017

With a rich, 125-year history in the region, First Citizens National Bank (FCNB) was ready to raise the bar for its consumers. The bank engaged in a strategic branch transformation project that included a de novo branch as well as a rebuild of the highest volume branch in their network.

Community Bank 48

Community Bank Community Technology Regional 48

PYMNTS

MAY 3, 2019

Many of these workers travel from rural, low-income regions, hoping that work opportunities in urban areas will enable them to support their families. IMPS and UPI are proving to be game-changers for India’s migrant community, Pai said, as FIs are able to connect to these networks and offer fast transfers. The speed is immense.” .

Payments 195

Payments System Security ATM 195

ATM Marketplace

MAY 3, 2018

Recent changes in the way remote cash capture (RCC) is being delivered have created a positive business case for regional banks, community financial institutions and merchants alike.

Innovation 48

Innovation Regional Community 48

ATM Marketplace

APRIL 15, 2016

With a rich, 125-year history in the region, First Citizens National Bank (FCNB) was ready to raise the bar for its consumers. Led by President and COO Judy Long, the bank engaged in a strategic branch transformation project that included a de novo branch as well as a rebuild of the highest volume branch in their network.

Community Bank 48

Community Bank Community Technology Regional 48

American Banker

JULY 14, 2016

Citibank is offering surcharge-free ATM access to the customers of 16 credit unions and minority-owned banks in six cities.

ATM 28

ATM Community Bank Regional National 28

Long Lasting Ideas

FEBRUARY 23, 2016

Know your community’s cultural touchstones. In regional ads in Alabama, Hyundai used bobble heads of the mascots for Auburn and Alabama as the items that would seal the deal for a new car customer. You could do the same, depending on the things that matter to your community. It also tells the community that you care.

Branding 40

Branding Alabama Community ATM 40

Independent Banker

DECEMBER 13, 2015

Certain mobile functions and features are essential to the success of a community bank’s mobile banking offerings. Newfangled mobile capabilities could help community banks stand apart from their competitors. An ATM or branch locator is another standard mobile function. ATM or branch locator. By Katie Kuehner-Hebert.

Community Bank 70

Community Bank Boston Community Iowa 70

Independent Banker

NOVEMBER 24, 2015

Certain mobile functions and features are essential to the success of a community bank’s mobile banking offerings. Newfangled mobile capabilities could help community banks stand apart from their competitors. An ATM or branch locator is another standard mobile function. ATM or branch locator. By Katie Kuehner-Hebert.

Community Bank 70

Community Bank Boston Community Iowa 70

Independent Banker

JANUARY 27, 2016

“It’s becoming more and more important for community banks to emphasize that they have the same products and services as large banks.” Mental cobwebs of outdated perceptions can sometimes be hard for a community bank to shake off. Financial consumers are sometimes wary about leaving a megabank for a community bank.

Community Bank 70

Community Bank Community Boston Branding 70

NCR

OCTOBER 17, 2017

South-east Asia could soon witness some major changes in its regional payments infrastructure, as a result of two key markets – Singapore and Thailand – looking into the possibility of connecting their national digital payment platforms. Image credit: iStock/ipopba.

System 45

System Payments Regional National 45

Banking 2020

OCTOBER 30, 2014

Dianne shared insight on Banner Bank’s recently redesigned website and new marketing initiatives to further their approach as a “ super community bank.”. While we’re a regional bank, we offer many of the financial services some might expect only from the national banks. Dianne Larsen, Banner Bank. What led to this change?

Community Bank 95

Community Bank Branding Marketing Mobile 95

Gonzobanker

NOVEMBER 29, 2016

The lowly ATM has been sitting in the corner for the last couple of decades, quietly doing its job. ITMs are basically ATMs with enhanced functionality, including video chat capabilities back to a centralized teller. A large majority of community and regional FIs differentiate themselves with outstanding personal service.

Video 60

Video Strategy Branch Strategies ATM 60

Gonzobanker

NOVEMBER 29, 2016

The lowly ATM has been sitting in the corner for the last couple of decades, quietly doing its job. ITMs are basically ATMs with enhanced functionality, including video chat capabilities back to a centralized teller. A large majority of community and regional FIs differentiate themselves with outstanding personal service.

Video 60

Video Strategy Branch Strategies ATM 60

Jeff For Banks

MARCH 14, 2020

As the spread of coronavirus, known as COVID-19, continues to be a growing concern across the country, we’re taking extra precautions to protect you, our teammates and the communities we serve. You can find your nearest ATM here.

ATM 78

ATM Policies US Management 78

Jeff For Banks

MARCH 29, 2014

We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Since the fourth quarter, 2012, we have expanded to serve the small business community by offering loans guaranteed by the Small Business Administration as well as the U.S. We focus our marketing efforts in three areas.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Jeff For Banks

OCTOBER 1, 2017

At a recent banking conference, Ray Davis of Umpqua Bank took center stage to tell of his journey from a small, Oregon community bank to a regional powerhouse. Back to my notepad, I penned the 1985 distro points as person-person, in-branch, telephone, and ATM. He mentioned products only briefly. I thought, Why? And still a CD.

Conference 60

Conference DC Oregon Marketing 60

PYMNTS

MARCH 9, 2020

That said, some banking-like providers appear to be closing the primary banking services gap, particularly regional banks and credit unions (CUs). Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. Seven percent (7.4) percent) or PayPal (3.2

How To 232

How To Millennials ATM Fintech 232

Gonzobanker

JULY 11, 2019

NCR’s Digital Insight is an outsource-only, multi-tenant cloud solution that scales above $20 billion but is deployed primarily by community banks and credit unions well below $10 billion. Keep an eye on how NCR ties together its larger mid-size, regional and global bank ATM/PTM branch automation clients with the likes of D3.

Atlanta 128

Atlanta Digital Banking Analytics Leadership 128

NCR

SEPTEMBER 16, 2016

But despite all the talk of modernization and the showy Branch of the Future concept locations in big cities, in many cases it’s the small towns and rural communities that are on the front lines of this impending sea change. Face-to-face interaction has a different, tangible value in smaller communities.

Community 40

Community New York City Management US 40

PYMNTS

AUGUST 17, 2017

Results also noted this generation is less likely to open a bank account if physical bank locations are not available in their communities. A recent report from SurveyMonkey , a cloud-based survey development company, found that 80 percent of millennials said they want the option to visit a bank branch in person. Can banks have it both ways?

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

Jeff For Banks

FEBRUARY 21, 2015

Because branch staff are too busy with operational duties to go out into the community and pro-actively hunt for business. If your staff is highly capable at ATM replenishment but cringe at the thought of speaking to a small business owner about a sweep account, read on… 2. I rarely see a “busy” branch. Develop your branch staff.

Training 60

Training Strategy Branch Strategies Management 60

Gonzobanker

FEBRUARY 16, 2016

In the early days of debit cards these networks were considered regional, and FIs with locations in various geographic areas typically belonged to many different networks in an effort to give their cardholders greater reach of coverage at the ATM. Accel, Jeanie, NYCE, Pulse, Shazam, Star). household has 2.9

Management 60

Management Payments Cards Regional 60