PYMNTS

DECEMBER 19, 2018

The bond market, on the other hand, isn’t the most likely of places for an entrepreneur to seek financing. Typically seen as a low-risk, low-rewards instrument reserved for middle-market and large enterprises, corporate bonds offer the opportunity for businesses to remain private while raising money and diversifying debt.

Marketing 134

Marketing Capital Security Trends 134

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. operations with a soft landing of customers to Varo.

Fintech 109

Fintech FDIC Capital Community Bank 109

Abrigo

DECEMBER 22, 2023

Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list. Articles on creating a sound credit risk rating system and preparing for the possibility of new requirements such as the CFPB ruling were among the most-viewed throughout the year.

Lending 222

Lending Risk Management Community Management 222

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

Lending 190

Lending Capital Fintech Security 190

PYMNTS

JANUARY 22, 2020

Nigerian digital payments startup Paga is expanding its operations with the acquisition of Apposit , a software development startup based in Ethiopia, as reported on Wednesday (Jan. incorporated but operates in Addis Ababa – to support that expansion into East Africa and Latin America,” the article indicated.

Software 130

Software San Francisco America Study 130

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. If you already have a data warehouse or plan to sell the bank in the next 12 months – please skip this article. Banks are on the verge of the same dilemma.

Data 195

Data Analysis Marketing System 195

Chris Skinner

JULY 25, 2017

I really enjoyed a recent article on CGAP (the Consultative Group to Assist the Poor). Housed at the World Bank, CGAP’s mission is to improve the lives of poor people by spurring innovations and advancing knowledge and solutions that promote responsible, sustainable, inclusive financial markets.

ATM 274

ATM Bitcoin Retail blockchain 274

PYMNTS

JUNE 29, 2020

A number of British FinTech firms have suspended services following the FCA’s restrictions on Wirecard, leaving hundreds of thousands of accounts blocked, the news service reported. Wirecard said over the weekend it would continue to operate in all but one of its European locations as the court considers the company’s insolvency request.

Taxes 223

Taxes Report Financial Technology Digital Banking 223

South State Correspondent

MARCH 21, 2023

This article breaks down how you can use the ERC Assist product to generate deposits in an innovative way. The ERC Assist Program SouthState has partnered with SmartBiz, a fintech company, and several known CPAs and ERC processors to assist banks in processing ERC payments for their small business customers.

Taxes 195

Taxes Community Bank Community Operations 195

South State Correspondent

OCTOBER 26, 2023

In this article, we detail our thoughts and the trends we saw last week in Las Vegas from a banking perspective in hopes of giving you the flavor and insight from the conference without you having to walk 10 miles per day and listen to endless vendor pitches. It’s a whirlwind of education, deal-making, eating, and hugging.

Conference 221

Conference Las Vegas Fraud Case Study 221

South State Correspondent

FEBRUARY 20, 2023

Understanding the competitive banking landscape helps community banks set proper pricing, respond to rival marketing, and compete more effectively. Further, the competition is not just another bank that might make a loan or take a deposit, but it could be a credit union, insurance company, retail store, or a fintech.

National 195

National Lending How To Community Bank 195

CFPB Monitor

AUGUST 5, 2021

The amendments include an anti-evasion provision under which a purported agent or service provider is deemed a “lender” subject to Title 9-A, Article 2 of Maine Revised Statutes. Article 2 contains a licensing requirement and rate and fee limits for consumer loans. SP 205/LD 522 added a new Part 7 to Article 2.

Maine 78

Maine Illinois Operations Payments 78

Insights on Business

DECEMBER 7, 2016

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. Fintech experts weigh in. Banks have operated for so long with the if it ain’t broke… mind-set and just lived in that comfort zone.

System 70

System Fintech Innovation Industry 70

Abrigo

MAY 5, 2022

Would you like other articles like this in your inbox? or largely focused on the domestic banking market. If you have an interesting podcast to share, please send it to marketing@abrigo.com. And all release a new episode at least monthly. Takeaway 2 With 2.8 Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. That 9% does not include specialty consumer banks or fintech companies. Influences on Deposit Beta.

Community Bank 195

Community Bank Community Industry Online 195

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” The market is ripe for consolidation and beneficial partnerships,” Grealish wrote. “The On Thursday (Oct. SMB Accounting.

Lending 152

Lending Capital Marketing Report 152

South State Correspondent

MAY 2, 2022

Unfortunately, there are many problems with sales funnels, and in this article, we will show why banks should be thinking in terms of “Growth Loops” instead. Some will not know the answer, and other bankers will talk about more marketing, more salespeople, more geography, better follow-up, or a more focused sales effort.

social media 195

social media Management Marketing Resources 195

PYMNTS

DECEMBER 28, 2020

Pan Gongsheng as saying that officials criticized Ant for poor corporate governance, defiance of regulatory demands, illegal regulatory arbitrage, the use of its market advantage to squeeze out competitors and harming consumers’ legal interests. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster.

US 168

US Regulation Groups System 168

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. More meat and potatoes in this TechCrunch article too. was that private markets will see more liquid infrastructure. In human words, the private markets will become a lot more accessible. Fintech-like. The holidays are here, and we all deserve some gifts. Democratic.

Fintech 52

Fintech Capital Company Data 52

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. More meat and potatoes in this TechCrunch article too. was that private markets will see more liquid infrastructure. In human words, the private markets will become a lot more accessible. Fintech-like. The holidays are here, and we all deserve some gifts. Democratic.

Fintech 52

Fintech Capital Company Data 52

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. Before we go there, however, we need some operating metrics. The new information to add is that the company is now worth nearly $30 billion on the public markets, up from a bit over $2 billion in 2019.

Company 52

Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. Before we go there, however, we need some operating metrics. The new information to add is that the company is now worth nearly $30 billion on the public markets, up from a bit over $2 billion in 2019.

Company 52

Company System Fintech Lending 52

Abrigo

NOVEMBER 29, 2021

This article looks at trends in growth and composition as well as legal, regulatory, and competitive pressure on noninterest earnings. Noninterest income associated with the housing markets such as securitization, trading, and real estate slowed significantly during the financial crisis and beyond.

Community Bank 195

Community Bank Community FDIC Trends 195

Jeff For Banks

DECEMBER 27, 2022

And, as you will note from the rest of this article, 6) Longevity of solution(s) provider. Many solutions providers in the fintech space are very young, don't have many installations, and have yet to turn a profit. To see where they are now because they were much ballyhooed by a top trade show in the country for fintech solutions.

Innovation 78

Innovation Fintech Conference Austin 78

Bank Innovation

MAY 9, 2017

I sat down with the Anthemis marketing team to break down the complexities around Premium APIs and unpack how banks are utilising this new technology strategy. This is the first of a series of five articles on Open Finance in Europe. What is an API and why does everyone seem to be talking about them recently? What do you mean by that?

Data 191

Data Trends Industry Examples 191

Celent Banking

FEBRUARY 1, 2017

This is the third article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. Articles from this week on will explore some of the broader themes within each category. While this makes the category more difficult to judge, it offers immense insight into what’s happening in the market.

Customer Experience 100

Customer Experience Branding Boston Innovation 100

Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. If a bank deems a vendor critical to its operation, it must analyze the vendor's financial statements to be confident in its viability. That's all I'm hearing. It's like global warming.

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Fintech Capital Cards Bitcoin 60

Independent Banker

AUGUST 31, 2021

A barrage of new payments potential has shaped the market since the start of the pandemic. The financial services industry is acting on this digital demand, incorporating fintech solutions, instant payments offerings and crypto banking products. Here are a few recent Independent Banker articles to read: Central bank digital currency.

Trends 91

Trends How To Payments Community Bank 91

PYMNTS

MARCH 2, 2020

As far as we can tell, the origin of the quote is from a 2012 Fortune article, with the author writing: “ A favorite Bezos aphorism is “Your margin is my opportunity.” . A favorite aphorism that all research indicates came up for the first time in that article. And inroad that customers are looking at more seriously than ever before.

Innovation 222

Innovation Data System Mobile 222

Lex Sokolin

MAY 25, 2020

That feels like a venture bet coming to fruition, or founders looking at the likely market environment for the next 10 years, and saying?—?no We have the world’s best investment bank and institutional capital markets business, but something doesn’t feel right. Capital markets and private wealth bets come naturally to the company.

Strategy 52

Strategy Fintech Capital Case Study 52

PYMNTS

JULY 16, 2019

Days after admitting to a hack that caused the loss of $32 million in cryptocurrency, Bitpoint Japan, a cryptocurrency exchange operator run by Remixpoint , said on Sunday (July 14) it has discovered an additional $2.3 According to Kaspersky’s survey, thefts, hacks and breaches have cost the cryptocurrency market $882 million to date.

cryptocurrency 128

cryptocurrency Security Survey Bitcoin 128

PYMNTS

JULY 5, 2017

Before the approaches by would-be suitors, the company had a market valuation of $8.24 FinTech Nets A/S, Worldpay’s European rival, said last week it had been approached by potential buyers. The FT notes that JPMorgan has a market cap of its own that is several multiples higher than that, of course. relatively intact.

Payments 117

Payments Mobile Cards Course 117

Jessica Ellerm

NOVEMBER 26, 2015

Launched in March of this year, Semble is a partnership between EFTPOS provider Paymark, New Zealand banks ASB and BNZ and three of the largest mobile network operators; 2degrees, Spark and Vodafone. And if Xero are anything to benchmark Kiwi innovation and ingenuity against, the future for fintech in Aotearoa certainly looks bright.

Company 45

Company Fintech Lending Bitcoin 45

Abrigo

MARCH 24, 2021

Would you like others articles like this in your inbox? Meanwhile, businesses that flourished in the pandemic may look to expand operations. We’re not as in the dark about what’s happening, such as what it will cost to operate senior housing post-COVID-19. Here's what they're doing.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

JULY 11, 2019

The digital banking system market is as hot as summer in Atlanta as witnessed by NCR ’s acquisition of D3 Technology last week. Designed as a single tenant solution, D3 has an on-premise and dedicated-hosted cloud option that has been focused on the $15 billion asset and above bank market. See also, Monty Python “Bruces” sketch.

Atlanta 127

Atlanta Digital Banking Analytics Leadership 127

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices. Consider the risk above.

Risk Management 195

Risk Management Examples social media Management 195

Lex Sokolin

DECEMBER 19, 2019

You’ve heard me talk about how the trend of Fintech bundling, and the unicorn and decacorn valuations led by SoftBank and DST Global, are creating underlying weakness in the private Fintech markets. Of course, they are also creating price compression and consolidation in the public markets (e.g,

Company 52

Company Capital blockchain Marketing 52