Gonzobanker

JUNE 7, 2023

The launch of Charlie points to an underserved niche in banking: older adults. In mid-May, a digital bank account for the 62+ crowd debuted in the United States. Older adults have long been ignored in all kinds of markets, but evidence of bold change is even emerging in entertainment. Well, it happened. The need is there.

Los Angeles 133

Los Angeles Fintech Digital Banking Tools 133

PYMNTS

JULY 24, 2019

Profits from the new offerings will come from debit card interchange fees, the article said. Like other FinTechs, Betterment will partner with FDIC-insured institutions since it doesn’t have a bank charter. It notched an $800 million valuation after its Series E funding round, the article said.

Fintech 162

Fintech FDIC National Online 162

Gonzobanker

JANUARY 25, 2019

Fiserv acquiring First Data Corporation is a huge deal in the fintech world. Twenty-two billion dollars is a monster-size deal, but at 2X First Data’s annual revenue, the price is a way lower revenue multiple than the growth-oriented digital mashups lining up in the market. Diversification versus Concentration.

Data 128

Data Fintech Community Bank UX 128

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Digital banks. Digital Banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JUNE 29, 2020

A number of British FinTech firms have suspended services following the FCA’s restrictions on Wirecard, leaving hundreds of thousands of accounts blocked, the news service reported. Markus Braun, Wirecard’s founder and CEO, was arrested last week on charges of manipulating the market and misrepresenting accounts.

Taxes 223

Taxes Report Financial Technology Digital Banking 223

Independent Banker

OCTOBER 31, 2021

For example, the accelerator has been structured to take concepts and transform them into fully viable solutions that participants can deliver directly to community banks. We connect community bankers, fintech and regulators as part of this product development.

Innovation Strategies 186

Innovation Strategies Strategy Innovation Community Bank 186

South State Correspondent

OCTOBER 26, 2023

In this article, we detail our thoughts and the trends we saw last week in Las Vegas from a banking perspective in hopes of giving you the flavor and insight from the conference without you having to walk 10 miles per day and listen to endless vendor pitches. It’s a whirlwind of education, deal-making, eating, and hugging.

Conference 221

Conference Las Vegas Fraud Case Study 221

Gonzobanker

JULY 27, 2022

Strategies focused on physical attraction (marketing) and distribution – where branches serve as customer attractors and points of service and delivery – are increasingly “invalid,” requiring banks to “upgrade to the latest version of the protocol,” i.e., digital marketing and distribution. Strategy #2: Embedded Fintech.

Strategy 88

Strategy Customer Experience Fintech blockchain 88

Fintech Labs Insights

APRIL 6, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 95,000 6 Meow * 11 4.3% 1,400 reviews) – Trustpilot : 3.6 (550 550 reviews) 2.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Fintech Labs Insights

JUNE 26, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. Maybe, maybe not. 1,900 reviews) – Trustpilot : 3.5 (613 613 reviews) 2. 37 reviews) 5.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Gonzobanker

MARCH 23, 2022

I didn’t find a lot to do in the lounge other than viewing a wall touting the bank’s blockchain accomplishments and watching a video of Chase’s eCommerce and Fintech Forum from June 2021. It would be easy to write this off as a useless initiative from a bank that can afford to spend $12 billion on technology.

Lending 103

Lending Fintech blockchain Video 103

Celent Banking

FEBRUARY 1, 2017

This is the third article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. Dan Latimore and Zil Bareisis led off with two great pieces on the evolution of the Model Bank Awards. Articles from this week on will explore some of the broader themes within each category.

Customer Experience 100

Customer Experience Branding Boston Innovation 100

PYMNTS

APRIL 20, 2017

s challenger bank landscape is spreading since regulators have welcomed new competition into the retail banking space. Market entrants are looking to disrupt across a range of segments of the banking industry, but SME finance has become a popular target for these innovators. s main street banks. In the U.K.,

Compliance 110

Compliance Innovation social media Lending 110

PYMNTS

MARCH 2, 2020

As far as we can tell, the origin of the quote is from a 2012 Fortune article, with the author writing: “ A favorite Bezos aphorism is “Your margin is my opportunity.” . A favorite aphorism that all research indicates came up for the first time in that article. And inroad that customers are looking at more seriously than ever before.

Innovation 222

Innovation Data System Mobile 222

Fintech Labs Insights

APRIL 28, 2024

million/month | Employees: 728 | Article citations: 20 | Linkedin: 37,000 followers | Trustpilot: 3.9 (822 3,800 reviews) Resources : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? billion | Website visits: 2.2 822 reviews) | iOS app: 4.9

Conference 15

Conference US Digital Banking Cards 15

Gonzobanker

OCTOBER 5, 2022

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while market researchers feed that obsession with survey data that purports to reveal those secrets. This article originally appeared in Shevlin’s Fintech Snark Tank on Forbes and is reprinted with permission. SOURCE: S&P GLOBAL.

Survey 78

Survey Mobile ATM Cards 78

Gonzobanker

OCTOBER 5, 2022

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while market researchers feed that obsession with survey data that purports to reveal those secrets. This article originally appeared in Shevlin’s Fintech Snark Tank on Forbes and is reprinted with permission. SOURCE: S&P GLOBAL.

Survey 78

Survey Mobile ATM Cards 78

Gonzobanker

AUGUST 24, 2023

This decade-long crisis touches banks’ products, technologies, people, processes and the political climate. In an article titled Is the Banking Crisis Over? Banks had more than $500 billion in unrealized losses on their securities at the end of March. Bond losses.

Innovation 148

Innovation United States Industry Technology 148

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. market has been a hard row to hoe for Temenos. It is slowly bringing its T24 core into the U.S.

United States 89

United States Texas Austin Kansas City 89

Fintech Labs Insights

JUNE 29, 2023

SMB market for third-party solutions. This can improve visibility on our website, but does not impact the company’s FAB score. ** The FAB score, Fintech Attention Barometer, is a proxy for the overall size of a private company since they typically do not release traditional metrics (# customers, deposits, AUM, etc). including $6.5B

Online 15

Online San Francisco Payments Fintech 15

Celent Banking

SEPTEMBER 9, 2015

I´ve recently had multiple conversations with financial institutions about the trend of unbundling financial services by fintech startups. Articles from Tanay Jaipuria , Tech Crunch , and CBInsights speak openly about inexorable disruption. Increase cross-selling and marketing opportunities. They all tell a fairly similar story.

Millennials 100

Millennials Fintech Bitcoin Industry 100

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. Visa announced the launch of a crypto advisory service for its banking and merchant clients.

Trends 190

Trends Fintech social media Strategy 190

Gonzobanker

JULY 6, 2021

Only one in five bank executives surveyed for What’s Going On In Banking think their core vendors have made significant contributions to their digital transformation efforts. Topping their list of complaints: speed to market/pace of new improvements (or lack thereof) and integration challenges.

Strategy 158

Strategy System Risk Management Technology 158

Fintech Labs Insights

DECEMBER 1, 2021

Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. NEW : Looking for digital banks, lenders or insurance companies serving small businesses? Check out our latest lists: SMB online lenders (33) | SMB challenger banks (12) | SMB insurers (15).

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. NEW : Looking for digital banks, lenders or insurance companies serving small businesses? Check out our latest lists: SMB online lenders (33) | SMB challenger banks (12) | SMB insurers (15).

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

NOVEMBER 11, 2021

Washington DC-based Pie Insurance specializes in workers comp insurance which it currently markets online to 36 states. Rank: – #3 on our list of Top 15 Digital SMB Insurers (based on FAB score). Number of articles: 27 (Crunchbase). Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Dec 2021).

DC 15

DC Denver Washington Video 15

Fintech Labs Insights

MAY 3, 2017

This article was first published on FinTech Futures on April 18th 2017. Liz Maguire, Head of Digital & Transformation at ANZ reveals the secret to her success within fintech and #WomenInTech. I started in a bank graduate programme straight out of university in a frontline role. How did you start your career?

Fintech 20

Fintech Examples Industry Leadership 20

Fintech Labs Insights

MARCH 24, 2017

This article was first published on FinTech Futures on 22 March 2017. . Throughout the year we will be profiling women in FinTech, not simply to celebrate their success but also to hear what has worked for them during the course of their careers. The Fintech Rise. What was your lightbulb moment? ” What inspires you?

Fintech 17

Fintech San Jose Technology Industry 17

Fintech Labs Insights

SEPTEMBER 8, 2021

Since Brex exploded in value in 2018/2019, a number of fintech startups are following its playbook in the SMB space: Attract VC-fueled startups as your beachhead and then expand from there. The main advantage of premium is that it sweeps balances into money market and government-backed securities. Articles: 3 (Crunchbase).

San Francisco 15

San Francisco Maine Cards Fintech 15

Fintech Labs Insights

FEBRUARY 5, 2022

It’s a market ripe for newcomers, but until 10 years ago, there were no pure-play small-business financial challengers. The company is targeting the medium side of the SMB market, especially other VC-backed startups with $1M to $30M in revenues ( Source: Tearsheet podcast with Everett Cook, 6 Jan 2020 ). APY of 0.01%. HQ: NYC (SOHO).

Cards 15

Cards Payments Management Video 15

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). 7 born this month (Digit Insurance, Divvy, Mambu, Melio Payments, MX, PPro, Sunlight Financial). + It is the 7th fintech unicorn based in India, and the 4th most valuable. Full Fintech Unicorn List. Mar 2019 round.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

SEPTEMBER 9, 2021

The company is an aggressive online marketer attracting nearly 300,000 visits via paid marketing across 740 publishers vs. 80,000 via organic search according to SEMrush (Aug 2021). SMB digital banks. The banking partner is Middlesex Savings Bank , a Natick, MA-based community bank with $5.7B

Boston 15

Boston Cards ATM Community Bank 15

Insights on Business

AUGUST 15, 2017

In the world of digital banking, bigger isn’t always necessarily better. Australian digital-only bank UBank is aiming to disrupt the banking industry to deliver a simpler, better, smarter customer experience. Learn more about IBM banking solutions. UBank evaluated cloud providers and chose to work with IBM.

Leadership 79

Leadership Case Study Innovation Online 79

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. The Credit Unions Can Act Like Fintech VCs Award.

Conference 101

Conference Industry Community Bank Community 101

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Small Idea – Hyper personalization and One-to-one Marketing. While this trend has been significant for the last couple of years, we saw more and more banks (and brands) leveraging data to discover intent.

Conference 195

Conference Technology Las Vegas Trends 195

Lars Markull

JUNE 6, 2020

However, IBANs were an important step not just to reduce the errors in transfer but were also the ground work to speed up international transfers: Online bank transfers within SEPA have to arrive at the recipients bank account within one bank working day. Fintech challenges with IBAN.

Fintech 90

Fintech US Regulation Examples 90

Gonzobanker

MARCH 9, 2016

Between the dominant national banks in America and the hundreds of fintech startups aimed at disrupting our industry, there lies a group of resilient mid-size financial institutions. Accenture has urged banks to embrace an “outside-in strategy to reinvent customer experience in the age of digital banking.”

National 60

National Innovation San Francisco Industry 60