PYMNTS

JANUARY 20, 2021

Shopee, the article says, has become a favorite for its free deliveries and low fees. This market is ready to become a new cornerstone of eCommerce, bringing a spate of rivalries and team-ups trying to build a new digital world and service varied customer needs. Sea is backed by U.S.

Customer Experience 201

Customer Experience Digital Banking Groups Fintech 201

The Financial Brand

OCTOBER 23, 2023

This article How 3 Banking Leaders Partnered with Fintechs for Growth appeared first on The Financial Brand. To grow beyond their branch footprints, more banks are launching either BaaS or digital banking brands. As varied as these plans are, they have one element in common.

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Fintech Branding Digital Banking Technology 33

Chris Skinner

JULY 3, 2018

I found an interesting article about Open Banking the other day (via FinTech Insider News). Its title is: Open Banking in the UK; a disaster in the making? However, I clicked the article open and the first paragraph read: When the CMA Order went live … The post Open Banking – a complete failure?

Fintech 292

Fintech Digital Banking Payments 292

Chris Skinner

OCTOBER 7, 2019

I had a few people haul me up over my critique of Nicholas Megaw’s article in the FT last week, including Nicholas himself. In general, the term challenger banks has become accepted to be used in FinTech circles as banks … The post What does the term ‘challenger’ really mean?

Fintech 298

Fintech Digital Banking 298

The Financial Brand

APRIL 26, 2024

This article Will Banks and Fintechs Become Retail Media Networks? This article Will Banks and Fintechs Become Retail Media Networks? appeared first on The Financial Brand. appeared first on The Financial Brand.

Retail 17

Retail Fintech Branding Data 17

Chris Skinner

APRIL 4, 2018

I was super impressed by an article written by FinTech friend Bradley Leimer for International Banker the other day, and asked if I could share on the blog. Bradley kindly said yes, so here you are. Enjoy the read!

Fintech 394

Fintech Management Digital Banking Innovation 394

Chris Skinner

JULY 29, 2020

A great headline posted in The Financial Times the other day: When the banks closed in Wuhan, nobody cared The Financial Times article makes clear how advanced the Chinese economy is today.

Case Study 541

Case Study Study Digital Banking Fintech 541

PYMNTS

SEPTEMBER 15, 2020

Emerging markets have their own challenges when it comes to banking, where big, traditional financial institutions (FIs) are anything but efficient. The world doesn’t need another bank,” Poovala told Webster. The world needs a FinTech operating system.”.

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System Operations Fintech Taxes 258

Chris Skinner

JULY 9, 2020

In surfing this week, I found a great article on my friend Amit Goel‘s website GoMedici.com. The company has just completed a deep dive into the world of challenger banks or, as they term them, neobanks. The time for neobanks is now. Here’s their summary of thinking: Neobanking 2.0:

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Company Digital Banking Fintech 528

The Financial Brand

DECEMBER 4, 2022

This article Why Fintech Firms Can’t Achieve Global Scale appeared first on The Financial Brand. Expansion of fintechs can be good news for consumers, legacy banks and countries involved, as innovation improves banking accessibility.

Fintech 43

Fintech Branding Innovation Digital Banking 43

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2

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Fintech FDIC Capital Community Bank 109

The Financial Brand

JANUARY 8, 2023

This article Banks Increase Collaboration With Fintechs and Third Parties appeared first on The Financial Brand. Fintech firms and third-party solution providers are speeding the development of new business models in banking through collaborative innovation.

Fintech 41

Fintech Branding Innovation Banking Trends 41

Gonzobanker

JUNE 7, 2023

The launch of Charlie points to an underserved niche in banking: older adults. In mid-May, a digital bank account for the 62+ crowd debuted in the United States. It’s only a matter of time for retirees to get a rewrite of digital banking. Already, older generations are using mobile banking and it’s on the rise.

Los Angeles 142

Los Angeles Fintech Digital Banking Tools 142

The Financial Brand

JUNE 8, 2023

This article Killer Small Business Banking: What Fintechs Do That Banks Ought To appeared first on The Financial Brand. Fintech challengers are in hot pursuit of small business customers. Their strategy offers insight for traditional banks and credit unions.

Fintech 40

Fintech Branding Strategy Digital Banking 40

Chris Skinner

APRIL 15, 2019

I picked up an interesting article from Reuters, about how Asian technology firms are moving into banking in a different way to Europe or America.

America 419

America Google Technology Digital Banking 419

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Digital banks. Digital Banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Gonzobanker

JANUARY 25, 2019

Fiserv acquiring First Data Corporation is a huge deal in the fintech world. Twenty-two billion dollars is a monster-size deal, but at 2X First Data’s annual revenue, the price is a way lower revenue multiple than the growth-oriented digital mashups lining up in the market. Diversification versus Concentration. So, put the coffee on.

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Data Fintech Community Bank UX 139

PYMNTS

JULY 24, 2019

Profits from the new offerings will come from debit card interchange fees, the article said. Like other FinTechs, Betterment will partner with FDIC-insured institutions since it doesn’t have a bank charter. It notched an $800 million valuation after its Series E funding round, the article said.

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Fintech FDIC National Online 162

Chris Skinner

OCTOBER 1, 2019

Last month, they published a ridiculous article about challenger banks eating the banker’s lunch – which I covered here as being the crumbs off the table of the banker’s lunch – and this month, they publish a totally contrary view that the … The post Are challenger banks winning or losing?

Digital Banking 337

Digital Banking Fintech 337

PYMNTS

JUNE 29, 2020

A number of British FinTech firms have suspended services following the FCA’s restrictions on Wirecard, leaving hundreds of thousands of accounts blocked, the news service reported. We hope to be able to issue an update soon.”. Government officials have said anyone locked out of receiving welfare payments should contact its helplines.

Taxes 223

Taxes Report Financial Technology Digital Banking 223

Chris Skinner

AUGUST 20, 2019

The article was written by Tom Braithwaite. … The post Silicon Valley is eating the crumbs the banks’ left after lunch appeared first on Chris Skinner's blog. I saw a write-up in The Financial Times the other day on how Silicon Valley is eating the banker’s lunch.

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San Francisco Management Company Digital Banking 305

Chris Skinner

APRIL 13, 2018

I don’t often blog about investment banking as it bores my readers who are cool and trendy retail bankers and geeks, mainly, but keep coming back to this article about JPMorgan’s Best Execution AI engine, LOXM.

Maine 360

Maine Retail Digital Banking Innovation 360

Fintech Labs Insights

FEBRUARY 9, 2024

We’ve been obsessed with new fintech products since before the term was invented. This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers.

Trends 15

Trends Fintech Apple Cards 15

Fintech Labs Insights

APRIL 6, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? Maybe, maybe not, it depends on whether you believe we’ll have a mid to long-range run of rates higher than 3%.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

South State Correspondent

OCTOBER 26, 2023

In this article, we detail our thoughts and the trends we saw last week in Las Vegas from a banking perspective in hopes of giving you the flavor and insight from the conference without you having to walk 10 miles per day and listen to endless vendor pitches. It’s a whirlwind of education, deal-making, eating, and hugging.

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Conference Las Vegas Fraud Case Study 221

Independent Banker

OCTOBER 31, 2021

For example, the accelerator has been structured to take concepts and transform them into fully viable solutions that participants can deliver directly to community banks. We connect community bankers, fintech and regulators as part of this product development.

Innovation Strategies 186

Innovation Strategies Strategy Innovation Community Bank 186

Fintech Labs Insights

JUNE 26, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. Relay FAB Score: 75 – HQ: Toronto – Founded: 2018 – Partner bank: Thread Traction – Raised $19.4M

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Chris Skinner

MARCH 7, 2018

I recently wrote an article for Bloomberg’s Business Week, and thought it worth sharing with y’all here: What’s next for blockchain? Everyone got very excited a few years ago about blockchain technologies, the ledger system that was spawned by the arrival of bitcoin in 2009.

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blockchain Bitcoin System Technology 327

Chris Skinner

APRIL 23, 2018

The first is a translation of an announcement from the People’s Daily, the most official newspaper of the Chinese Communist Party, discussing digital currencies. Over the weekend, I received a couple of interesting emails about things happening in Asia.

Marketing 273

Marketing Digital Banking blockchain Innovation 273

Celent Banking

FEBRUARY 1, 2017

This is the third article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. Dan Latimore and Zil Bareisis led off with two great pieces on the evolution of the Model Bank Awards. Articles from this week on will explore some of the broader themes within each category.

Customer Experience 100

Customer Experience Branding Boston Innovation 100

Chris Skinner

AUGUST 15, 2017

I enjoyed this article in the Evening Standard by Melanie McDonagh and thought I would share it here, to see what reaction it gets. The loss of our high-street banks will make us all poorer — but not financially If you have tears, reader, prepare to shed them now.

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US Digital Banking Fintech 240

The Financial Brand

APRIL 18, 2024

This article Banks Have This Major Edge Over Credit Unions. With the lines blurring between the benefits of credit unions vs. banks, how can credit unions become more digitally competitive? This article Banks Have This Major Edge Over Credit Unions. Can They Catch Up? appeared first on The Financial Brand.

Branding 29

Branding Digital Banking Management Fintech 29

Gonzobanker

MARCH 23, 2022

I didn’t find a lot to do in the lounge other than viewing a wall touting the bank’s blockchain accomplishments and watching a video of Chase’s eCommerce and Fintech Forum from June 2021. It would be easy to write this off as a useless initiative from a bank that can afford to spend $12 billion on technology.

Lending 103

Lending Fintech blockchain Video 103

Chris Skinner

MAY 2, 2017

I was inspired to think more about the legacy challenge in the legacy economies when I saw this article by the inimitable Anna Irrera (she’s worth following if you’re on twitter). She was lamenting the state of US bank systems and how they’re hiring retired programmers just to keep the lights on. What really struck me were the charts.

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System Survey Software Fintech 286

Gonzobanker

JULY 27, 2022

Historically, banks sold through branches and in (more or less) narrowly defined geographic areas. That banking world no longer exists. This is as true for incumbent banks – some of whom already have a [somewhat] captive audience of customers – as it is for neobanks. Strategy #2: Embedded Fintech. Why do it? 1) Revenue.

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Strategy Customer Experience Fintech blockchain 88

PYMNTS

MARCH 2, 2020

As far as we can tell, the origin of the quote is from a 2012 Fortune article, with the author writing: “ A favorite Bezos aphorism is “Your margin is my opportunity.” . A favorite aphorism that all research indicates came up for the first time in that article. And inroad that customers are looking at more seriously than ever before.

Innovation 222

Innovation Data System Mobile 222

Banking 2020

JUNE 12, 2015

Articles via Business Standard, American Banker, Credit.com, Wall Street Journal. Fintech party may attract crashers: While big banks have been hit hard by regulations in the past, they have likely seen the worst of them. Below are interesting stories the Banking.com staff has been reading over the past week.

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Fintech Customer Experience Regulation Survey 40